• organization
  • The management model of the co-ops is appealing to many if not most consumers," he said, and with a nonprofit, extra revenue is plowed back into the organization, rather than kept as profit. (pressherald.com)
  • InterHab, an organization advocating for I/DD persons, submitted a major study criticizing the KanCare plan and its related timeline in Kansas. (ljworld.com)
  • insurers
  • Neither the candidates' plans nor your editorial addresses one of the most glaring problems that I see in my legal practice, of health insurers' knee-jerk denial of claims and/or permission for treatment. (nytimes.com)
  • Any proposed presidential plan must include a mechanism to closely monitor and regulate the health insurers and give citizens a vehicle to have a government agency enforce their health policy entitlements. (nytimes.com)
  • While pharmaceutical companies were the third-most profitable industry last year, with a 19.3 percent profit margin, health insurers ranked 35th, with a 2.2 percent profit margin. (marginalrevolution.com)
  • To support a reduction in the role of private insurance companies (either via a public option, or even single (government) payer, it is not necessary to show that insurers are excessively profitable. (marginalrevolution.com)
  • Insurers are applying managed care techniques to promote lower cost, high quality care whenever possible and typically offer plans with varied levels of controls ranging from tighter, in-network provider choices in Health Maintenance Organizations (HMOs) to hybrid approaches called Point of Service (POS) plans, to more costly and greater individual choice options known as Preferred Provider Organizations (PPOs). (resolve.org)
  • Further to this, Ghana Insurers Association (GIA) as a way of building capacity and positioning itself to adequately handle all related insurances on oil and energy risks, and form a pool. (wikipedia.org)
  • SIC Insurance's responsibility involves dealing with all the Ghana insurance companies participating in the pool, the clients and other stakeholders as well as the overseas re-insurers. (wikipedia.org)
  • Zvolenska listed three ways in which it can create a single health insurance company: acquiring the shares of the private health insurance companies, taking over the management of the private insurers' client portfolios, and expropriating the private health insurers for an appropriate sum, with the first option cited as the best alternative. (wikipedia.org)
  • Insurance IP Bulletin, February 15, 2009 Business Method Patents: Insurance Companies Fighting over Patented Annuity Plans Patently O blog, June 23, 2010 Shaheen Samavati "Progressive files suit against Liberty Mutual", The Plain Dealer, June 21, 2010 Bowers, Barbara "Patents Pending, Insurers no longer enjoy open season on the product innovations of competitors. (wikipedia.org)
  • assets
  • At the time of their investment and the company will be deducted from your own debt load has changed, your assets from an estate planning issues. (bestquotesforinsurance.com)
  • As of March 31, 2009, the Sun Life Financial group of companies had total assets under management of $375 billion. (insure.com)
  • Offers construction and miscellaneous surety and specialized insurance products (Director's and Officers Liability, Fidelity Insurance and Personal Lines for High Assets individuals. (wikipedia.org)
  • Today, the company manages assets in excess of $350 billion and has more than 13,000 people on its payroll plus thousands of independent agents worldwide. (wikipedia.org)
  • Any claims incurred by plan members in excess of the amount contained within the health plan's pool of assets are the sole responsibility of the employer. (wikipedia.org)
  • This is because a fiduciary duty is incurred by any entity that exercises discretion over plan assets or in connection with making a binding determination under a health plan. (wikipedia.org)
  • employer
  • More individuals without an employer paid plan may also obtain their own private policies due to the cost savings. (infobarrel.com)
  • Insurance policies vary widely and may even differ from employer to employer from the same insurer. (resolve.org)
  • In self-funded health care, the employer ultimately retains the full risk of paying claims, in contrast to traditional insurance, where all risk is transferred to the insurer. (wikipedia.org)
  • In the United States, a self-funded health plan is generally established by an employer as its own legal entity, similar to a trust. (wikipedia.org)
  • The plan sponsor (also known as the "employer" or "group") is the entity that sponsors, crafts, offers, maintains, and funds the plan. (wikipedia.org)
  • While the duties of a plan administrator may be delegated to an entity other than the employer, the law invariably requires that the employer be considered the plan sponsor. (wikipedia.org)
  • In general, the plan administrator is the employer - but new trends in the industry are seeing more and more groups outsourcing plan administrator duties to TPAs or other entities for a fee. (wikipedia.org)
  • In 1999, CareSuper became a public offer fund, enabling non employer-sponsored individuals to join the CareSuper Personal Plan. (wikipedia.org)
  • nonprofit
  • It's unknown why the startup nonprofit is drawing more customers than Anthem Blue Cross Blue Shield, a longtime health insurance provider in the state. (pressherald.com)
  • Nonprofit cooperatives would be established as an alternative to for-profit insurance companies, giving consumers more choices. (ljworld.com)
  • The University of Pittsburgh Medical Center (UPMC) is a $16 billion integrated global nonprofit health enterprise that has 80,000 employees, over 30 hospitals with more than 8,000 licensed beds, 600 clinical locations including outpatient sites and doctors' offices, a 3.2 million-member health insurance division, as well as commercial and international ventures. (wikipedia.org)
  • Excellus BCBS is upstate New York's largest nonprofit health plan. (wikipedia.org)
  • compete
  • In practice, what they managed to do was strip from the ACA a " public option ," which would have allowed the government to compete with the corporations in offering medical insurance. (huffingtonpost.com)
  • group
  • Dr. Townsend was responsible for both the Liberty Medical Group (LMG) a large 3,000 physician multispecialty medical group that provided health care to two million subscribers and the Liberty Medical Plan (LMP), a non-profit insurance company. (stanford.edu)
  • It's unclear whether the fee, designed to create competition in the insurance market, would win support of two key Republicans in the group: Chuck Grassley of Iowa and Mike Enzi of Wyoming. (ljworld.com)
  • Sun Life offers a range of individual life insurance and group life insurance solutions. (insure.com)
  • Some people do not have access to a group plan and thus purchase individual insurance policies for themselves and their families. (resolve.org)
  • Desjardins Group Desjardins Financial Security Life Assurance Company is the life and health insurance arm of Desjardins Group. (wikipedia.org)
  • Green Shield Canada Not-for-profit insurer specializing in individual and group health and dental plans. (wikipedia.org)
  • TD Insurance is the insurance arm of TD Bank Financial Group. (wikipedia.org)
  • National Life Group is a diversified group of financial services companies in the USA. (wikipedia.org)
  • The National Life Group companies employ nearly 1,000 people, with most located at its home offices in Montpelier and Dallas. (wikipedia.org)
  • The plans caused controversy when Achmea, a Dutch private insurance group, filed a lawsuit against the Slovak state, after legislation was passed prohibiting it from extracting profits. (wikipedia.org)
  • George Russell establishes Russell 20-20, a group of independent money managers and plan sponsors who explore emerging markets with an eye toward investment opportunities. (wikipedia.org)
  • business
  • Company Overview of Harvest Fund Management Co. Ltd". Bloomberg Business Week. (wikipedia.org)
  • Sponsored by the California Nurses Association working with hundreds of other labor, business, professional and lay organizations SB 562 will pool health care funds into one publicly run health care insurance plan that covers everyone who lives in the state. (khsu.org)
  • The plan also imposes new restrictions on the ways that companies can do business in the health insurance sector. (infobarrel.com)
  • Aviva Canada Aviva Canada is the second largest Property & Casualty Insurer in Canada with a market share of 8.7% and Gross Written Premium (GWP) of $3.155B Blue Cross CAA Health & Dental Insurance The Co-operators: Largest Canadian-owned insurance business in Canada. (wikipedia.org)
  • In the light of the oil find along the western coast of Ghana, SIC Insurance positioned itself to underwrite oil and gas and other ancillary business in Ghana. (wikipedia.org)
  • The company operates in three business segments: Institutional Securities, Wealth Management, and Investment Management. (wikipedia.org)
  • On February 5, 1997 the company merged with Dean Witter Reynolds and Discover & Co., the spun-off financial services business of Sears Roebuck. (wikipedia.org)
  • The essence of the concept is that a business that is liable for some risk, such as health costs, chooses to "carry the risk" itself and not take out insurance through an insurance company. (wikipedia.org)
  • Unlike many insurance company and bank owned super funds, industry funds are not in business to make a profit for shareholders. (wikipedia.org)
  • The company does business across the country. (wikipedia.org)
  • Insurance Business method patent Chartrand, Sabra "Protecting Ideas in the Insurance Business" New York Times June 30, 2003 Google patent search on "insurance policy" Insurance IP Bulletin, February 2007, "Statistics" David G. Luettgen, "Foley Sponsors Conference on Business Method Patents for the Financial Services Industry", Sept. 12, 2006 Archived 2007-05-06 at the Wayback Machine. (wikipedia.org)
  • state's
  • Maine Community Health Options, the co-op that's competing for customers in the state's new health insurance marketplace, is so far capturing nearly three of every four people who are signing up for benefits through www.healthcare.gov, the co-op's top official said Thursday. (pressherald.com)
  • basics
  • It was a careful balance finding a plan that gave me the basics (once a year health checks, an annual OBGYN testing, etc.) without going overboard. (wisebread.com)
  • medical
  • Profit is their sole motive, which Cook considers an outrageous betrayal of his medical oath. (huffingtonpost.com)
  • Actually, they wring profits out of their customers by layering corporate bureaucrats on top of medical providers. (huffingtonpost.com)
  • I don't like profit margins and comparing them to other medical companies doesn't make much sense either. (marginalrevolution.com)
  • They don't see the benefit of such a plan - especially since I'm not likely to use anywhere near $5,000 in medical services in a typical year. (wisebread.com)
  • My parents, who are older, have a few medical conditions, and use services more regularly, wouldn't get as much mileage from this type of plan. (wisebread.com)
  • Already having worked out informal agreements for teaching and staffing privileges with a number of local hospitals, Pitt and its School of Medicine desired to establish an academic medical center, and by the mid-1920s had formed a plan with a coalition of city hospitals to have them relocate to the Oakland neighborhood of the city that the university had itself moved to in 1909. (wikipedia.org)
  • By the end of the 1930s, the University of Pittsburgh had helped to form the "University Medical Center" which included Falk Clinic, Children's, Eye and Ear, Libby Steele Magee, Presbyterian General, and Women's Hospital, as well as the planned Municipal Hospital. (wikipedia.org)
  • The new health plan grants businesses and individuals tax credits that can offset the cost of medical policies. (infobarrel.com)
  • Leave existing insurance on the table for those who enjoy spending large sums of money for medical insurance. (ljworld.com)
  • A medical benefit is something that your insurance plan has agreed to cover. (resolve.org)
  • In some cases, your doctor might decide that you need medical care that is not covered by your insurance policy. (resolve.org)
  • CHCF has invested in Collective Medical, a company developing tech that empowers emergency doctors to share vital data. (californiahealthline.org)
  • Lombart established an insurance plan for the workers to cover workplace accidents, including a daily allowance during sickness, medical attention and help with funeral expenses. (wikipedia.org)
  • Health Plans
  • The Candidates' Health Plans'' (editorial, Oct. 28) reveals the critical flaw in both candidates' proposals. (nytimes.com)
  • The candidates' health plans that you describe are almost amusing in their complexity and inadequacy. (nytimes.com)
  • With the creation of Canada's publicly funded universal health care system in the 1960s, the Blue Cross organizations began to evolve, providing travel insurance and individual health plans to supplement the publicly funded health care provided by each province. (wikipedia.org)
  • subsidiary
  • Harvest Global Investments (UK) Ltd ("HGIUK") was established in London as a wholly owned subsidiary of Harvest Global Investments with the intention of continuing the expansion of Harvest globally and is the first Chinese-parent fund company to choose London as a base outside of China and Hong Kong. (wikipedia.org)
  • date=June 2016} Allstate Insurance Company of Canada Canadian subsidiary of US parent company. (wikipedia.org)
  • Although its global head office is located in Toronto, Ontario, Manulife has worldwide operations, most notably in the United States (through its subsidiary, John Hancock Insurance) and in 19 unique Asian countries and territories. (wikipedia.org)
  • people
  • We have so many people with no health insurance, especially with the massive layoffs. (dailypress.com)
  • These people are not without insurance by choice. (dailypress.com)
  • It speaks to the value we bring to Maine people, the design of the plans, the value we bring and the price," Lewis said. (pressherald.com)
  • So far, he said, numbers indicate that more people in their 40s and 50s are signing up for health insurance, and not as many young people. (pressherald.com)
  • Any dummy can see that the profit motive is what has poxed the U.S. health care system, and if people in Canada and Europe hate their systems so much, why are they not clamoring to get treated over here? (sfgate.com)
  • The fact that these people, the usual suspects, offered last week to strip $2 trillion over 10 years out of their profits should show you the kind of profits they are currently making. (sfgate.com)
  • 2016 Green Party Presidential Candidate Jill Stein lives and breathes the Green Party Platform for People, Planet and Peace Over Profit. (khsu.org)
  • If you go to the second link you'll see lots of people claiming the companies are very profitable and should be squeezed in some manner. (marginalrevolution.com)
  • People often roll their eyes at the mention of a high-deductible health plan. (wisebread.com)
  • The company also distributed paper models of people such as a policement or jockey with a toothpick as an axle. (wikipedia.org)
  • From the late 18th century a number of Friendly Societies had been set up to help working-class people with such things as health insurance, death benefits, etc. (wikipedia.org)
  • controversy
  • This is causing controversy in the insurance industry as some see it as a positive development and others see it as a negative development. (wikipedia.org)
  • participants
  • The law is designed for the protection of plan participants, and to ensure a uniform statutory body of law regulating applicable benefit plans, throughout every jurisdiction in the country. (wikipedia.org)
  • Include
  • Key provisions of this Act include: Every California resident will have one plan and the ability to choose their provider. (khsu.org)
  • The lease did not include the 100-foot-wide (30 m) strip of land bordering Sixth Avenue on the west side of the plot, as well as another property on Fifth Avenue between 48th and 49th Streets, and so were excluded from the plans. (wikipedia.org)
  • individuals
  • These advocates are concerned that in KanCare, the MCOs would conduct assessments of individuals, complete the plan of care for them and then have a financial incentive to influence the outcome of that care. (ljworld.com)
  • distributes
  • Furthermore, the company distributes its products and provides support to its customers through salaried consultants located at its head office and in 36 regional field offices located across the continental United States and in Alaska and Hawaii. (wikipedia.org)
  • illness
  • Many of my friends were smokers, had a long list of pre-existing conditions, or just waited until they had an illness to look into getting a self-insured plan. (wisebread.com)
  • state
  • Nationally, it's too early to tell how well the co-ops, which were formed with $2 billion in federal loan money, will perform relative to traditional, for-profit insurance companies with plans in the marketplace, said John Morrison, president of the National Alliance of State Health Co-Ops, a trade association. (pressherald.com)
  • UPMC then began to form a network of affiliated specialty and community hospitals in 1994 termed the Tri-State Health System and established a for-profit health insurance division, UPMC Health Plan, which contracted with these hospitals. (wikipedia.org)
  • Currently, in a CDDO such as Cottonwood, for example, one person conducts the assessment, another develops the care plan, and then the state approves it. (ljworld.com)
  • The above distinctions become particularly important when determining whether or not a state insurance law applies to your insurance plan. (resolve.org)
  • Garamendi also renewed his call to reform the State Compensation Insurance Fund , which he says has contributed to inflated premium rates. (californiahealthline.org)
  • Desjardins is the 6th largest financial institution in Canada and 2nd largest property and casualty insurance carrier, after it purchased State Farm Canada in 2014. (wikipedia.org)
  • In 2008, she was appointed Director-General and the Chairperson of the Board of the state-owned main health insurance provider General Health Insurance Company (Slovak: Všeobecnej zdravotnej poisťovne). (wikipedia.org)
  • The plan involved the state purchasing or expropriating all the private health insurance operators on the market and uniting them into one, which would then be run by the health ministry under Zvolenska. (wikipedia.org)