HEALTH AND DENTAL INSURANCE BENEFITS FOR ELECTED OFFICIALS POLICY STATEMENT NUMBER 117. Prepared by:. Dale Johnson, Employee Benefits Manager. Date adopted by Council: 01/14/2010. Supersedes: 11/8/2007. Effective: 01/14/2010. POLICY COVERAGE:. This policy shall be applicable to all Town of Cary Elected Officials. POLICY:. Health and Dental Insurance Benefits to Active Council Members. All Town of Cary Elected Officials are allowed to participate in the group health and dental insurance that is offered to all regular employees during their tenure as elected officials. The cost of this coverage shall be the same as the cost applicable to any full time/regular employee. Any cost of dependent coverage shall normally be paid for through payroll deduction on a pre-tax basis or arrangements can be made with the Finance Department to pay for the coverage by another method. ...

A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Prefered Provider Organizations, and Special Needs Plans. If youre enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and arent paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage and if you want prescription drug coverage you must get it from the Medicare Advantage Plan.. ...

Other than owning the insurance yourself, there are three practical options for the ownership of your life insurance. However, be aware that a taxable gift from the owner to the beneficiary may result when the owner, the beneficiary, and the insured are all different parties. To reduce the threat of gift taxes, the owner of the policy should be the beneficiary of the policy.. Your spouse. If you choose your spouse to be the owner and beneficiary of your life insurance policy, the proceeds of the policy will be subject to estate taxes and perhaps probate administration when he or she eventually dies. In addition, your spouse will be responsible for investing the proceeds of your policy. Make sure your spouse is prepared and has the willingness to handle these additional responsibilities.. A child. Naming a child as owner and beneficiary can lead to problems if the child lacks the experience for such a designation. You must be able to rely on him or her to maintain the policy and avoid letting the ...

Other than owning the insurance yourself, there are three practical options for the ownership of your life insurance. However, be aware that a taxable gift from the owner to the beneficiary may result when the owner, the beneficiary, and the insured are all different parties. To reduce the threat of gift taxes, the owner of the policy should be the beneficiary of the policy.. Your spouse. If you choose your spouse to be the owner and beneficiary of your life insurance policy, the proceeds of the policy will be subject to estate taxes and perhaps probate administration when he or she eventually dies. In addition, your spouse will be responsible for investing the proceeds of your policy. Make sure your spouse is prepared and has the willingness to handle these additional responsibilities.. A child. Naming a child as owner and beneficiary can lead to problems if the child lacks the experience for such a designation. You must be able to rely on him or her to maintain the policy and avoid letting the ...

Other than owning the insurance yourself, there are three practical options for the ownership of your life insurance. However, be aware that a taxable gift from the owner to the beneficiary may result when the owner, the beneficiary, and the insured are all different parties. To reduce the threat of gift taxes, the owner of the policy should be the beneficiary of the policy.. Your spouse. If you choose your spouse to be the owner and beneficiary of your life insurance policy, the proceeds of the policy will be subject to estate taxes and perhaps probate administration when he or she eventually dies. In addition, your spouse will be responsible for investing the proceeds of your policy. Make sure your spouse is prepared and has the willingness to handle these additional responsibilities.. A child. Naming a child as owner and beneficiary can lead to problems if the child lacks the experience for such a designation. You must be able to rely on him or her to maintain the policy and avoid letting the ...

Other than owning the insurance yourself, there are three practical options for the ownership of your life insurance. However, be aware that a taxable gift from the owner to the beneficiary may result when the owner, the beneficiary, and the insured are all different parties. To reduce the threat of gift taxes, the owner of the policy should be the beneficiary of the policy.. Your spouse. If you choose your spouse to be the owner and beneficiary of your life insurance policy, the proceeds of the policy will be subject to estate taxes and perhaps probate administration when he or she eventually dies. In addition, your spouse will be responsible for investing the proceeds of your policy. Make sure your spouse is prepared and has the willingness to handle these additional responsibilities.. A child. Naming a child as owner and beneficiary can lead to problems if the child lacks the experience for such a designation. You must be able to rely on him or her to maintain the policy and avoid letting the ...

Other than owning the insurance yourself, there are three practical options for the ownership of your life insurance. However, be aware that a taxable gift from the owner to the beneficiary may result when the owner, the beneficiary, and the insured are all different parties. To reduce the threat of gift taxes, the owner of the policy should be the beneficiary of the policy.. Your spouse. If you choose your spouse to be the owner and beneficiary of your life insurance policy, the proceeds of the policy will be subject to estate taxes and perhaps probate administration when he or she eventually dies. In addition, your spouse will be responsible for investing the proceeds of your policy. Make sure your spouse is prepared and has the willingness to handle these additional responsibilities.. A child. Naming a child as owner and beneficiary can lead to problems if the child lacks the experience for such a designation. You must be able to rely on him or her to maintain the policy and avoid letting the ...

Other than owning the insurance yourself, there are three practical options for the ownership of your life insurance. However, be aware that a taxable gift from the owner to the beneficiary may result when the owner, the beneficiary, and the insured are all different parties. To reduce the threat of gift taxes, the owner of the policy should be the beneficiary of the policy.. Your spouse. If you choose your spouse to be the owner and beneficiary of your life insurance policy, the proceeds of the policy will be subject to estate taxes and perhaps probate administration when he or she eventually dies. In addition, your spouse will be responsible for investing the proceeds of your policy. Make sure your spouse is prepared and has the willingness to handle these additional responsibilities.. A child. Naming a child as owner and beneficiary can lead to problems if the child lacks the experience for such a designation. You must be able to rely on him or her to maintain the policy and avoid letting the ...

The Disability Insurance Benefit is not available for spouses in New York.. If permitted by the Employers employee benefit plan and not prohibited by state law, the term spouse in this benefit includes any individual who is either recognized as a spouse, a registered domestic partner, or a partner in a civil union, or otherwise accorded the same rights as a spouse.. Accident Insurance is a limited benefit policy. It provides accident coverage only and does not provide basic hospital, basic medical, or major medical insurance. This coverage does not constitute comprehensive health insurance (often referred to as major medical coverage) and does not satisfy the requirement for Minimum Essential Coverage under the Affordable Care Act. Failing to maintain Minimum Essential Coverage may result in a tax penalty.. The certificate and its riders have exclusions and limitations that may affect any benefits payable. Benefits payable are subject to all terms and conditions of the certificate. The ...

Our client was an OB/GYN with 18 years of experience who was suffering from Sensory motor and Peripheral Neuropathy; disc degeneration and herniations of the lumbar, thoracic and cervical spine, with associated radiculopathy; osteoarthritis / degenerative joint disease; and the loss of vision in his left eye. He attempted to continue to work through the constant pain he was experiencing, but was eventually forced to cease working and file for disability insurance benefits under his privately disability policy with MetLife.. He contacted Attorneys Dell and Schaefer to assist in the filing of his application for long-term disability benefits. Attorneys Gregory Dell and Stephen Jessup gathered medical records and other pertinent information regarding his procedure production and occupational duties. Upon analysis of all his records and consultation with his treating physicians, Attorneys Dell and Jessup submitted his application for benefits to MetLife. Based upon the presentation of his claim, and ...

With the official start of the new Medicare prescription drug benefit less than two weeks away, pharmacists and nursing home operators are working to prepare elderly residents for the new coverage, the |i|San Francisco Chronicle|/i| reports.

Millions of seniors and disabled people likely will need help enrolling in the new Medicare prescription drug benefit, according to a report by the HHS Office of Inspector General, the |i|Washington Post|/i| reports.

Description: This report provides an overview of the status of employee wages and benefits, including retiree benefits, when an employer files in bankruptcy, and the amendments made to the U.S. Bankruptcy Code by the Bankruptcy Abuse Prevention and Consumer Protection Act. This report examines those provisions in the U.S. Bankruptcy Code which govern the priority of employee wage and benefit claims, including severance payments; procedures for a chapter 1 1 debtor to modify benefits under a collective bargaining agreement; and procedures for a chapter 11 debtor to modify retiree life and health insurance benefits. It examines the role of employees on creditor committees and procedures in bankruptcy that facilitate lawsuits that may be directed at an employer/debtor. Finally, it considers the treatment accorded some aspects of managerial compensation, such as retention bonuses. ...

The same holds true for US health insurance companies, once these companies or a big employer goes public with their new medical tourism plans, their competitors know they have to invest and move forward in this space. An example is if Insurance Company A implements medical tourism and Insurance Company B doesnt, any employers who are interested in medical tourism for their employees becauseof the cost savings, or any employers who have high ethnic populations who want to travel back home for healthcare, they will have to switch from Carrier B, to Carrier A who covers medical tourism. Insurance companies dont want to lose their employer groups or the profits that come with it. Employers from around the country are going to closely follow the first large employers implementing medical tourism and once they see that first employee travel and the costs savings, it is going to create a revolution with US health insurance benefits.. This year at the MTAs conference in Chicago a private ...

Insurance News Net reports:. State-by-state data available. Health and Human Services Secretary Kathleen Sebelius released a new report today on how the health reform law has eliminated lifetime limits on coverage for more than 105 million Americans. Before health reform, many Americans with serious illnesses such as cancer risked hitting the lifetime limit on the dollar amount their insurance companies would cover for their health care benefits.. For years, Americans with lifetime caps imposed on their health insurance benefits have had to live with the fear that if an illness or accident happened, they could max out their health coverage when they needed it the most, said Secretary Sebelius. Now, because of the health care law, they no longer have to live in fear of that happening.. The end of lifetime limits is one of many new consumer rights and protections in the law for Americans nationwide. In the report, HHS provides data on the number of people in each state that benefit from this ...

Compares how current tax subsidies for private health insurance benefit families at different income levels, assessing separately the tax benefits for families with employer-sponsored insurance, with non-group insurance, and with self-employed workers.

Visit planforduke.com to view the full list of plans Duke Health will accept in 2020 from each carrier or network.. Duke Health contracts with most major health insurance carriers and transplant networks, including the ones listed below. Before scheduling your appointment, we strongly recommend you contact your insurance company to verify that the Duke Health location or provider you plan to visit is included in your network. Your insurance company will also be able to inform you of any co-payments, co-insurances, or deductibles that will be your responsibility. If you proceed in scheduling an appointment and your health insurance benefits do not participate with Duke, your out of pocket liability may be higher. We will contact you regarding your coverage and patient liability. If you are uninsured, learn more about our financial assistance policy.. ...

George Salem, Director of Risk Management. The Office of Risk Management is responsible for the development, administration and analysis of a comprehensive risk management program to protect and insure the assets of the County of Dutchess. Since county employees are our greatest asset, the Office of Risk Management develops and conducts various employee safety programs, as well as overseeing various employee benefits such as health, dental and optical insurance and workers compensation. The office is also responsible for the administration of retiree health insurance benefits.. In addition, the Office of Risk Management purchases and maintains numerous insurance policies that provide for coverage if damage and/or a loss should occur to a county asset.. Business Hours: 9:00 am - 5:00 pm Monday - Friday Employee Benefits: (845) 486-2172. Safety: (845) 486-2031. Workers Compensation: (845) 486-2169. ...

Texas Tribune. Topic: Investigate how state budgets and political ideologies shape access to behavioral health care for underrepresented populations in Louisiana, Wisconsin, and Alaska. Disparities in workers compensation and access to care in congressional districts also will be explored.. Published Work:. Postpartum Depression Bills Get Hearing before House Lawmakers. House Approves Bill Focused on Mental Health Insurance Benefits. Mental Health Pilot Program for Texas Foster Kids Underway. Under Trump, New Questions about Mental Health Benefits in Texas. House Panel Warns of Peril in Texas Mental Health System ...

The rules are slightly different if an employee is furloughed. Specifically, the Attorney Generals Office has recently advised that if an employee is furloughed, and the employees employment benefits, such as health insurance benefits, disability insurance, and retirement contributions are continued (discussed in another FAQ below), the employer is not required to payout accrued, unused vacation. However, when an employees benefits cease, the furlough is viewed by the Massachusetts Attorney General as a layoff and the employee is entitled to be paid his/her accrued, unused vacation unless the employee voluntarily agrees to keep it in his/her bank for future use when the employee returns from furlough. In the event an employee voluntarily agrees not to be paid out for accrued, unused vacation when furloughed, employers should memorialize this agreement in writing. ...

The story below is about the interim final rules issued in February 2010.. Federal agencies have issued long-awaited regulations on providing parity for employees enrolled in group health plans who need treatment for mental health or substance use disorders. The interim final rules were issued by the Treasury Department, the U.S. Department of Labor and the U.S. Department of Health and Human Services (HHS), and published in the Feb. 2, 2010, issue of the Federal Register. The rules apply to plan years starting after June 30, 2010. The new rules implement the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA), enacted in October 2008 and effective as of Jan. 1, 2010, for calendar-year plans. MHPAEA prohibits group health insurance plans-typically offered by employers-from restricting access to care by limiting benefits and requiring higher patient costs than those that apply to general medical or surgical benefits. MHPAEA applies to employers with 50 ...

Dr. Ronnie Hancock cares about helping his patients maintain good oral health and beautiful smiles. He uses a wide range of cosmetic and restorative dentistry procedures to keep your smile healthy and great looking. Dr. Hancock and our office staff would like to help you to make the best use of your dental insurance plan benefits as the end of the calender year approaches. Many patients have insurance benefits that expire on January 1st.. Call our office today, 9365647240, and let Hailey or Bethany help you with your dental insurance. They can quickly get a summary of your insurance benefits, let you know what your yearly benefit maximum is, and tell you how much you have remaining.. Dental Insurance is not like medical insurance. Most plans will pay 100% for preventive visits, so if you have not had one yet, this may be a good time to schedule one.. If your plan requires a deductible, they are typically around $50 and are collected at your first dental visit of the insurance plan ...

December 31 marks the end of the plan year for most dental insurance companies. At South Waterfront Dental, we take pride in doing everything possible to

In this segment of Food & Facilities on CentralValleyTalk.com, Ross Rice discusses the customizability and cost savings of group insurance plans. https://goenroll123.com/rossrice Watch every Saturday on Central Valley Talk and subscribe to our channel and to West Coast Industrial Solutions Magazine at wcismag.com/subscribe for more quality, industry experts contributing agribusiness safety and compliance news. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/foodandfacilities/message Support this podcast: https://anchor.fm/foodandfacilities/support

Examinations: You are covered for the routine examination of the oral cavity and the charting of teeth. GHI will cover two (2) examinations for each Member per calendar year. You are eligible for one (1) initial examination per provider per lifetime. All subsequent non-emergency examinations done by the same provider are paid as periodic examinations.. Prophylaxes: You are covered for Prophylaxis which is the scaling, cleaning and polishing of teeth. You are covered for two (2) prophylaxes per calendar year. Prophylaxis is not payable if periodontic treatment is rendered on the same day.. X-Rays: You are covered for the taking of x-ray films of the teeth, mouth or jaw. You are covered for four (4) bitewing x-rays in each calendar year. GHI will cover fourteen (14) standard periapical x-ray films or one (1) panoramic film once every three (3) years. GHI will also cover two (2) occlusal intra-oral x-ray films within a three (3) year period. Individual periapical x-rays performed on the same day as ...

Vantage Financial Solutions is familiar with the issues common to benefits and work closely with a large group of health insurance carriers and administrators in order to provide you with a broad range of benefits and a depth of choices. We also specialize in life, disability, individual plans and Medicare.

SMSF members who deliberately hold an APRA-regulated fund for life insurance are at risk of losing this benefit if they fail to act before legislation comes into play in July.

When events cause people and businesses to suffer serious and costly losses and insurance benefits become critically important to recovery, United Policyholders provides guidance, advocacy support and information to facilitate fair claim payouts. Our goal is to help every person and entity that has invested in buying insurance get the full value of that investment and recover all benefits owed after adversity has struck.. Official shutdown and shelter-in-place orders due to the COVID-19 pandemic have caused crippling financial losses for businesses throughout the nation. Insurance benefits will make or break many businesses ability to resume operations and recover. United Policyholders established this library just as we would after a hurricane or wildfire to assist the flow of desperately needed insurance funds. We thank and acknowledge our sponsors, donors and volunteers for sharing our dedication and service to empowering the insured.. In this library you will find current information, ...

In Study I, transitions between three labour market states over a period of 15 years among individuals who initially (1995) had no or limited income from work were studied. This state was defined as jobless and consisted mostly of individuals on long-term unemployment. The three studied states were; 1) Jobless (i.e., the inclusion criteria), 2) Self-sufficient (main income from work), and 3) Disabled (main income from the Swedish sickness insurance system). Fifteen years later, more than half of the study population were mainly self-sufficient (i.e., their main income was from work) whereas a smaller proportion were dependent on benefits from the unemployment office or sickness insurance benefits. The results indicated a health selection in transitions from jobless to other states. Those with low morbidity were subsequently to a higher degree in paid work compared to those with high morbidity, who were more likely to be unemployed or on sickness insurance benefits. Transitions into ...

Our disability lawyers have represented numerous long term disability claimants that have been unable to work as a result of being diagnosed with cancer.

My father is in a rehab facility and I am his DPOA. He wants his life insurance benefits to go to my sister. (I agree with this plan.) So I am helping him update his beneficiary designations. In the event there is any money left to go to her, could she lose her Medicaid benefits because of this? We are in California, and he has whole life as well as family insurance, whatever that is. I am so confused ...

By: Anthony Gucciardi. It should come as no surprise to many of you to find out that Monsanto actually authored the wording of its own Monsanto Protection Act hidden in the recently passed and signed Continuing Resolution spending bill. How could a major corporation write its own laws and regulations, you ask?. Quite frankly I think its important to understand that the entire Senate passed the bill containing the Protection Act, but the politician who actually gave Monsanto the pen in order to write their very own legislation is no others than Roy Blunt - a Republican Senator from Missouri. As the latest IB Times article reveals, the Missouri politician worked with Monsanto to write the Monsanto Protection Act. This was confirmed by a New York news report I will get to shortly.. As you probably know I do not play the political clown game of left versus right, and instead highlight corruption and wrongdoing wherever it is found - regardless of party affiliation. In the case of Senator Blunt, he ...

Had an interesting day last week with a significantly important coincidence:. So we spent two hours at work last Wednesday doing our annual insurance benefits review. For two hours, with our insurance broker and our Aflac rep, we discussed how much our insurance costs. How many thousands our deductible is. Whats in-network and whats out. Whether ER visit costs get rolled into the hospital stay coverage or not. What conditions allow for supplemental insurance payouts and whether it follows you and your job. Tips and hints on how to try to get the insurance company to authorize and pay out for treatments. Etc. etc.. (Interesting note provided by the Aflac rep: 70% of bankruptcy cases in America are due to medical costs. And 50% of those - the bankrupt had medical insurance.). So, two hours of numbers and facts and complex conditions surrounding how your life can be slowly destroyed by medical bills instead of quickly destroyed. Now for the comedic coinkydink:. That very morning, on the way to ...

Six months after the deadline for a final rule, 3 federal departments published an interim final rule that leaves a number of questions open about the application of the expanded mental health parity law passed by Congress in October 2008. But the penultimate version of the implementing regulations won mostly praise from psychiatrists and psychiatric hospitals.

Our office staff will be glad to assist you with your insurance coverage. When you first visit our office, bring your current insurance card and a picture ID with you. If you change insurance companies or join another employers plan, please be sure to let our insurance department know. If an insurance referral is necessary, please bring the completed form with you to your appointment.. We are in-network with several insurance providers, including Humana, Tricare, Cigna, Aetna and Anthem BC/BS, Medical Mutual of Ohio and Paramount.. We will submit all insurance claims for you. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 45 days.. If you have any questions, please dont hesitate to contact our billing department at 419-517-6599. ...

California lawmakers cleared a bill for one of the countrys strongest mental health parity laws. If signed, it would improve insurance coverage for substance use disorders and addiction.

California lawmakers cleared a bill for one of the countrys strongest mental health parity laws. If signed, it would improve insurance coverage for substance use disorders and addiction.

Text of H.R. 3259 (104th): Intelligence Authorization Act for Fiscal ... as of Sep 17, 1996 (Passed the Senate with an Amendment version). H.R. 3259 (104th): Intelligence Authorization Act for Fiscal Year 1997

CHAPTER 20:06:58. MENTAL HEALTH PARITY. Section. 20:06:58:01 Definitions.. 20:06:58:02 Parity requirements with respect to aggregate lifetime and annual dollar limits.. 20:06:58:03 Plan with no limit or limits on less than one-third of all medical or surgical benefits.. 20:06:58:04 Plan with a limit on at least two-thirds of all medical or surgical benefits.. 20:06:58:05 Determining one-third and two-thirds of all medical or surgical benefits.. 20:06:58:06 Plan not described in sections 20:06:58:03 or 20:06:58:04 of this chapter.. 20:06:58:07 Parity requirements with respect to financial requirements and treatment limitations -- Clarification of classification of benefits.. 20:06:58:08 Parity requirements with respect to financial requirements and treatment limitations -- Clarification of type of financial requirement or treatment limitation.. 20:06:58:09 Parity requirements with respect to financial requirements and treatment limitations -- Clarification of level of a type of financial ...

A beneficiary is simply a person who receives a benefit. In this case the benefit is the money you are distributing after you die. While the Will can take care of any assets that dont have a beneficiary designated, it is much faster and clearer to assign beneficiaries to any and all accounts and assets that let you.. We recently helped the daughter of one of our clients who had passed. The daughter called in looking for help to claim a life insurance benefit her mother had left for her. Hans called in to the insurance company with the daughter, and in one phone call the insurance company was able to see the daughter was the listed beneficiary, find an obituary online for the mother, confirm the daughters banking information, and send the payment right away!. Accounts that let you choose beneficiaries include IRAs, 401(k)s and other retirement fund accounts; life insurance and annuity policies; savings, checking, and other financial accounts - all the different ways you can store your money. ...

As you may remember, the original version of the Monsanto Protection Act was contained as a secretive rider in the Senate spending bill HR 933, which was rushed through to prevent government collapse. In other words, Monsanto nefariously planned the rider to hide within the emergency bill that they knew full well would pass the Senate. As a result, Monsanto was granted complete immunity from federal courts with regards to their experimental GMO crops - regardless of any scenario regarding Monsantos disease-spawning GM waste. This means that even if Monsanto were to go and plant a genetically modified crop variation that was admitted to cause cancer, they would still be immune. Even if they went and created something called the Cancer Apple, for example, this Monsanto Protection Act steps in and holds even the federal court system back from doing anything about it. Monsanto is even now more powerful than the bloated federal government. And that is, of course, due to the fact that major ...

Champion Dental Hygiene functions just like a dentist, able to work with your dental insurance benefits. Fees are generally 30% lower. Located in the KW area.

As part of our Online Insurance Billing and Coding Course, we have included some practical examples of calculating insurance benefits, in order to collect proper co-payments, Call 877-235-7100 or visit DentalPracticeCareers.com for more information on our other courses.. ...

Project Shelve is one of the most trusted sources to download industrial relations and Personnel Management project topics and research materials in Nigeria. Explore a list of well researched industrial relations and Personnel Management project topics and download for free now.

Richardson v. Perales, 402 U.S. 389 (1971). Richardson v. Perales. No. 108. Argued January 13, 1971. Decided May 3, 1971. 402 U.S. 389. CERTIORARI TO THE UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT Syllabus Written report by physicians who have examined claimant for disability insurance benefit under Social Security Act constitute substantial evidence supporting a nondisability finding within the standard of § 205(g) of the Act, notwithstanding the reports hearsay character, the absence of cross-examination (through claimants failure to exercise his subpoena right), and the directly opposing testimony by the claimant and his medical witness; and procedure followed under Act does not violate due process requirements. Pp. 402 U. S. 399-410.. 412 F.2d 44 and 416 F.2d 1250, reversed and remanded.. BLACKMUN, J., delivered the opinion of the Court, in which BURGER, C.J., and HARLAN, STEWART, WHITE, and MARSHALL, JJ., joined. DOUGLAS, J., filed a dissenting opinion, in which BLACK and ...

Workplace stress, sickness absence management and the cost of healthcare benefits have been major concerns for employers in the past year.. Employee Benefits has perused the past years health and wellbeing research to pull out the top issues that employers and employees are facing around workplace health.. Mounting workplace stress, absence management and the affordability of healthcare benefits have been some of the biggest concerns in 2012 and early 2013.. The Employee Benefits/Cigna UK HB Healthcare research 2012, published in June 2012, found that employers were putting the squeeze on providers and brokers to get a better deal. Some 40% of respondents reviewed their healthcare benefits providers for this reason, 39% rebroked their insurance benefits and 24% reviewed the fees or commission they paid to brokers, advisers or providers.. Laing and Buisson, which published its annual report, Health cover UK market report 2012, in August 2012, also found that employers were determined to get the ...

City Council member Sylvia Muise voted last year to improve insurance benefits for city employees, allowing them to add family members to their life insurance coverage.Two weeks later, she signed up

Houlmont & Associates, Inc. founded in 1964, is an insurance benefits brokerage agency how to buy viagra serving agents and agencies in seven states. Our mission is to provide innovation, technology, products and ideas to meet the demands of a changing marketplace. Agents have come to rely on our experienced staff to let them know how it works, what it means and what the options are. We understand rate is the predominate force which drives our industry, but understand that innovation and a service mind-set are as important to agents as they navigate a competitive business world. We strive to meet the demands of those agents whose success comes froma combination of innovation, management, money, strategy and execution. Every effort is made to take these factors into consideration when evaluating an agents request for Group Health or Individual Life Insurance. Since no company or agent exists in a vacuum, we offer a large portfolio of products and carriers which are called upon to provide a plan ...

As you prepare to develop the Fiscal Year 2021 National Defense Authorization Act (FY21 NDAA), we write to you to offer the perspective of the software industry on key legislative efforts we believe could improve our national security and enhance the ability of the Department of Defense to innovate.

a) One-Year Extension of Authority- Subsection (a) of section 2808 of the Military Construction Authorization Act for Fiscal Year 2004 (division B of Public Law 108-136; 117 Stat. 1723), as amended by section 2810 of the Military Construction Authorization Act for Fiscal Year 2005 (division B of Public Law 108-375; 118 Stat. 2128), section 2809 of the Military Construction Authorization Act for Fiscal Year 2006 (division B of Public Law 109-163; 119 Stat. 3508), section 2802 of the Military Construction Authorization Act for Fiscal Year 2007 (division B of Public Law 109-364; 120 Stat. 2466), and section 2801 of the Military Construction Authorization Act for Fiscal Year 2008 (division B of Public Law 110-181; 122 Stat. 538), is further amended ...

The Department of Health and Human Services (HHS) released several proposed rules today dealing with insurance reforms, including the proposed rule Patient Protection and Affordable Care Act; Standards Related to Essential Health Benefits, Actuarial Value, and Accreditation. The proposed rule provides guidance to states on the essential health benefits (EHBs) that must be offered in most nongrandfathered qualified health plans (QHPs) that are offered in each states affordable Health Insurance Exchanges (Exchanges) as directed under the Affordable Care Act (ACA). The Exchanges are expected to create competitive marketplaces making health insurance plans more affordable for individuals. EHB applicability to Medicaid will be defined in a separate regulation. The Exchanges must become operational by January 1, 2014. (See related articles titled Proposed Rule Protects Patients From Discriminatory Policies and HHS Proposes Incentives for Nondiscriminatory Wellness Programs in Group Health ...

The Department of Health and Human Services (HHS) released several proposed rules today dealing with insurance reforms, including the proposed rule Patient Protection and Affordable Care Act; Standards Related to Essential Health Benefits, Actuarial Value, and Accreditation. The proposed rule provides guidance to states on the essential health benefits (EHBs) that must be offered in most nongrandfathered qualified health plans (QHPs) that are offered in each states affordable Health Insurance Exchanges (Exchanges) as directed under the Affordable Care Act (ACA). The Exchanges are expected to create competitive marketplaces making health insurance plans more affordable for individuals. EHB applicability to Medicaid will be defined in a separate regulation. The Exchanges must become operational by January 1, 2014. (See related articles titled Proposed Rule Protects Patients From Discriminatory Policies and HHS Proposes Incentives for Nondiscriminatory Wellness Programs in Group Health ...

This report focuses on the annual defense authorization process. It includes discussions of pay raises, insurance, social programs, and other personnel policy issues.

Faculty Bios. Michael E. Gluck, Ph.D., M.P.P., (moderator) is the Senior Director of Evidence Generation and Translation, where he co-Directs AcademyHealths Translation and Dissemination Institute, directs several of the Institutes projects, and works with the Robert Wood Johnson Foundations Changes in Health Care Financing and Organization (HCFO). His interests and work focus on the translation and communication of research to inform policy. He has held positions with the former Congressional Office of Technology Assessment, the National Academy of Social Insurance, the California Health Benefits Review Program, and Georgetown University. He received a B.A. in history magna cum laude from Haverford College and M.P.P. and Ph.D. degrees in public policy from Harvard University.. Ross A. Hammond, Ph.D., is a senior fellow in Economic Studies at the Brookings Institution, where he is director of the Center on Social Dynamics and Policy. His primary area of expertise is modeling complex dynamics ...

Rep. Adam Smith (D-Wash) supported passage of H.R. 4546, the National Defense Authorization Act for Fiscal Year 2003. The bill, which provides approximately $393 billion for the nations defense programs, was approved by voice vote. It now awaits Senate action before being sent to the president for his approval. Last month, Smith, a member of the House Armed Services Committee, voted to instruct conferees on the bill to agree to Senate language providing full concurrent receipt for veterans, reinforcing the nations commitment to veterans. Unfortunately, some of the presidents senior advisors had pledged to recommend that he veto the defense authorization measure if either more complete concurrent receipt provisions from the House and Senate had been included in the final bill. The Defense Authorization bill greatly improves the quality of life for our men and women in uniform. The bill provides a 4.1 percent military pay raise, with larger pay increases for mid-grade and senior ...

Continuing a history of inequity, private insurers have placed restrictions and limitations on coverage for mental health conditions making access to treatment services increasingly more challenging. A state-by-state advocacy movement has led to the enactment of various state laws to require mental health parity. With the Clinton Administrations attempt at health care reform, mental health parity became part of the health reform debate and led to the passage of the Mental Health Parity Act of 1996. The inadequacies of this law were partially corrected in the Mental Health Parity and Addiction Equity Act of 2008, which included mandated coverage for substance use conditions. The Obama Administration in 2011 included these provisions in the Patient Protection and Affordable Care Act, which does not require compliance monitoring nor does it provide a definition for

OWENS, District Judge:. Plaintiff brought this action pursuant to § 205(g) of the Social Security Act, as amended and codified under 42 U.S.C.A. § 405(g), to obtain judicial review of a final decision of the Secretary of Health, Education, and Welfare denying her daughters claim for surviving childs insurance benefits.. On August 29, 1977, plaintiff filed an application for surviving childs insurance benefits on behalf of her son and her daughter (hereinafter referred to as A). The application for her daughter was denied initially, and on reconsideration by the Social Security Administration. Plaintiff requested a hearing which was held on August 18, 1978, at which plaintiff and her attorney appeared. The administrative law judge (ALJ) considered the fact de novo, and on September 1, 1978, held that A was not entitled to childrens insurance benefits. The Appeals Council affirmed the administrative law judges decision on October 16, 1978; it was, however, not to be the final decision of ...

S. 4049. An original bill to authorize appropriations for fiscal year 2021 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes. In GovTrack.us, a database of bills in the U.S. Congress.

Vote Smart provides free, unbiased, in-depth information about current officials, candidates, issues, legislation, and voting. Non-partisan and nonprofit since 1988.

Vote Smart provides free, unbiased, in-depth information about current officials, candidates, issues, legislation, and voting. Non-partisan and nonprofit since 1988.

At HCA, Its You, Its Me, Its All of Us® NO on-call, NO nights, and NO weekends.__ Operating Room Nurse Full-time. HCA has been recognized as a/Worlds Most Admired Company/in the Health Care Medical Facilities Industry byFortune Magazineand is a top employer in healthcare.The Ambulatory Surgery Division of HCAoperates and jointly owns with physicians 130 surgery centers across the United States Designed exclusively for outpatient surgery, our centers offer state-of-the-art facilities that use the most modern surgical equipment available today. We operate Monday-Friday during daytime hours removing the requirement of being on-call, working nights, or on the weekend. The size of our surgery centers naturally creates a culture where everyone knows one another with a shared focus on providing the best possible experience for those that we serve. We are currently in search additional members for our team! We value you and your future. In addition to your salary and health insurance benefits, HCA ...

Diagnosis-free! Medication-free! Third party-free! We are pleased to offer free choices to clients who do NOT have mental health insurance benefits. Call us at: 815-455-6736 or email: [email protected] for further information and to schedule an appointment. Northern Illinois Counseling Associates, P.C. (NICA) is a Clinical Psychology counseling and psychotherapy practice serving adults, adolescents, children, couples, and families throughout Northern Illinois.

The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. :. The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. - The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in charge of our national defense. The attacks of September 11th, 2001 occurred while the George W. Bush/PNAC administration was in ...

You may be eligible to receive unemployment in Connecticut while you seek new means of employment. Unemployment is a state-funded program that can help you during a difficult period. Once you have filed an unemployment claim and have been approved, you must follow the necessary measures to continue to receive unemployment insurance. However, there are specific qualifications and requirements that must be met to receive unemployment insurance benefits in Connecticut.. This site was created to show who is eligible for unemployment insurance coverage in CT, and to instruct how to apply for EDD unemployment benefits. Keep in mind, unemployment insurance was designed to help those who are temporarily out of work to still receive compensation over the course of 26 weeks. The individual receiving unemployment insurance must actively be seeking out new employment and doing all they can to restore stability. There is an unemployment insurance benefits application process that must be undergone as well, ...

IN THE DISTRICT COURT OF THE UNITED STATES FOR THE MIDDLE DISTRICT OF ALABAMA SOUTHERN DIVISION JERRY B. BUCKHALT, Plaintiff, v. MICHAEL J. ASTRUE, Commissioner of Social Security, Defendant. ) ) ) ) ) ) ) ) ) ) CIVIL ACTION NO. 1:07CV845-SRW ( W O) MEMORANDUM OF OPINION Plaintiff Jerry B. Buckhalt brings this action pursuant to 42 U.S.C. 405(g) and 1383(c)(3) seeking judicial review of a decision by the Commissioner of Social Security (Commissioner) denying his application for disability insurance benefits and supplemental security income under the Social Security Act. The parties have consented to entry of final judgment by the Magistrate Judge, pursuant to 28 U.S.C. 636(c). Upon review of the record and briefs submitted by the parties, the court concludes that the decision of the Commissioner is due to be reversed. BACKGROUND Plaintiff filed applications for disability insurance benefits and supplemental security income which were denied at the initial administrative level. Thereafter, on ...

On January 29, 2010, the U.S. Departments of Labor ("DOL"), Health and Human Services ("HHS") and the Treasury jointly issued interim final regulations implementing the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 ("MHPAEA").

It is important that community-based health insurance (CBHI) schemes are designed in such a way as to ensure the relevance of the benefit packages to potential clients. Hence, this paper provides an understanding of the preferred benefit packages by different economic status groups as well as urban and rural dwellers for CBHI in Southeast Nigeria. The study took place in rural, urban and semi-urban communities of south-east Nigeria. A questionnaire was used to collect information from 3070 randomly picked household heads. Focus group discussions were used to collect qualitative data. Data was examined for links between preferences for benefit packages with SES and geographic residence of the respondents. Respondents in the rural areas and in the lower SES preferred a comprehensive benefit package which includes all inpatient, outpatient and emergencies services, while those in urban areas as well as those in the higher SES group showed a preference for benefit packages which will cover only basic

It seems like a distant memory when states had to choose their Essential Health Benefit (EHB) benchmark plans. However this process will repeat itself, as states have the option to pick new benchmark plans for the 2017 plan year based on a 2014 plan.

1. A do-not-resuscitate order may be made in the hospital or for an outside-the-hospital situation. It states that if you are found dead - no heartbeat, no respiration - your instruction is to be left that way, without efforts to resuscitate you. Out-of-hospital do-not-resuscitate orders must follow a specific format provided by Texas law while in-hospital do-not-resuscitate orders depend on each hospitals own policies. Note that a do-not-resuscitate order is the only backward-looking directive: it says, after I die do not bring me back, so it has no bearing on the cause of death for life insurance purposes.. ...

When it comes to workers compensation claims and your risk management efforts to prevent them, employers may first think of slip-and-falls or motor vehicle accidents. However, there are other types of injuries to prevent which meet the eye.. According to the U.S. Bureau of Labor Statistics, in 2012 alone there were more than 20,000 reported occupational eye injuries resulting in time off from work. March is Workplace Eye Wellness Month, but it is a concern to take seriously all year long. There are plenty of measures organizations can take to avoid damage to employees eyes and their vision, and it goes beyond a regular eye exam.. Industrial Eye ...

3419 - GROUP HEALTH PLANS. The School Board shall have discretion to establish and maintain group health plans for the benefit of eligible employees. Group health plans, as the term is used in this policy, may include, but would not be limited to, major medical, prescription drug, dental and/or vision plans. These group health plans may provide certain health benefits to employees and eligible dependents as permitted by law.. The Board has elected to provide major medical coverage that provides minimum value coverage under the Affordable Care Act for some or all of its eligible employees. The terms and conditions of the health coverage are set forth in the appropriate plan documents.. Adopted 1/13/ ...

The Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) requires that benefits for mental health and substance use disorders (MH/SUD) be provided and administered in a fashion that is no more restrictive than the manner in which medical/surgical benefits are provided.. The Final Rules for MHPAEA were released on November 13, 2013 and apply to most plans as they renew on or after July 1, 2014.. For more information on MHPAEA:. Optum Summary of MHPAEA Final Rules. MHPAEA Final Rules. The Center for Consumer Information & Insurance Oversight MHPAEA Fact Sheet. Department of Labor MHPAEA Fact Sheet Your medical plan and Optum have worked together to comply with Federal Mental Health Parity. You have access to your plan documents (e.g., your Certificate of Coverage or Summary Plan Description) as well as the medical necessity and coverage determination guidelines for both medical/surgical and mental health/substance use disorder benefits. You also have access to detailed information ...

February 27, 2015. The Partnership for Workplace Mental Health released a new guide on employer compliance with the Mental Health Parity and Addiction Equity Act. The Act aims to equalize insurance-related financial requirements and treatment options for employees with mental health conditions and those with substance use disorders. It prohibits covered health plans that offer mental health and substance use related benefits from imposing more restrictive financial requirements and treatment limitations on these benefits than on other covered benefits. The final rules and regulations for the Mental Health Parity Act were released in 2013. This guide is meant to serve as a reference for employers who offer mental health-related benefits as part of their employer health plan. The full guide is available from the Partnership for Workplace Mental Health website. http://www.workplacementalhealth.org/ParityGuide15 ...

Foley Associate Maureen Kwiecinski is speaking at the World Research Groups 3rd Annual Capitalizing on Medical-Behavioral Healthcare Integration Conference April 28 - 30, 2009 in Chicago, Illinois.. Ms. Kwiecinski is speaking at 8:15 a.m. on April 29, 2009. Her session is titled The Mental Health Parity and Addiction Equity Act of 2008. The Mental Health Parity and Addiction Equity Act of 2008 amends the original Act of 1996 expanding its protections to include substance abuse disorder benefits and to require parity between medical/surgical benefits and mental health and substance abuse benefits. Health plans that currently provide benefits for mental health/substance use disorders are required to provide coverage that is not more restrictive than the benefits generally available for medical/surgical conditions. Similar to the Parity Act of 1996, the provisions of this Act appear in ERISA, PHSA (Public Health Service Act) and the Internal Revenue Code, and therefore its provisions apply to ...

Wisconsin's Second-in-Charge is calling on the legislature to act on 'mental health parity'.. Lieutenant Governor Barbara Lawton is urging all 132 lawmakers to support bipartisan legislation (LRB-1049/5) that would ensure equality in healthcare insurance for those with mental health disorders. She says there's still a significant stigma attached to mental illness.. And there are many people who operate under the mistaken impression that insurance coverage for mental health will cost employers more money. And what we have found in the states like our neighbor in Minnesota that has had mental health parity for over 11 years that that's not true. It doesn't increase costs.. In fact, Lawton says, Wisconsin can no longer afford the cost of UN-treated mental illness. Lawton stresses, with proper medical attention, people with mental illness can contribute to society and our economy.. We simply are not such a wealthy state that we can afford to sideline any talent ...

This report was prepared under contract #HHS-100-00-0025 between the U.S. Department of Health and Human Services (HHS), Office of Disability, Aging and Long-Term Care Policy (DALTCP) and Northrop Grumman Information Technology, Inc. Additional funds provided by the U.S. Office of Personnel Management. For additional information about the study, you may visit the DALTCP home

This is notification of an additional opportunity to comment on the final rule of March 17, 2009, implementing provisions of section 703 of the National Defense Authorization Act (NDAA) for Fiscal Year 2008). This statute extended pharmaceutical Federal Ceiling Prices (FCPs) to TRICARE Retail...

Business groups and leading behavioral managed care companies have mounted a multifront attack on the new mental health parity law. The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (MHPAEA) went into effect on January 1, 2010, for employer plans starting after that date. However, companies have been awaiting a delayed final rule interpreting the terms of the MHPAEA.

Disability Rights California (DRC) Tip of the Month Puts Focus on Parity: To reduce the stigma and discrimination surrounding mental illness, DRC is empowering Californians to enforce their rights under the California Mental Health Parity Law and the Federal Mental Health Parity and Addiction Equity Act by providing information and trainings. This month, DRC is…

No Annual Dollar Limits on Essential Health Benefits: Most health plans cannot set a dollar limit on what they spend on essential health benefits for an individuals care during a given year.. No Lifetime Dollar Limits on Coverage: Health insurance plans cannot set a dollar limit on the amount the insurance company will spend on essential health benefits over the course of the time a person is enrolled in that plan.. Limits on Drug Costs for People with Medicare: Medicare beneficiaries with high prescription drug costs that put them in the coverage gap (also called donut hole) get a 52.5% discount on covered brand-name drugs while in the gap in 2014 and a 55% discount in 2015. People will get a 35% discount on generic drugs while in the gap in 2015. Additional savings will occur each year for people in the gap until 2020, when the coverage gap wont exist anymore.. Summary of Benefits and Coverage: Individuals have the right to get a plain language summary (called a Summary of Benefits and ...

Rep. Chris Smith (R-N.J.) appeared on yesterday’s edition of “Washington Watch with Tony Perkins” to respond to the on-demand abortions found in Obamacare exchange healthcare plans in spite of the Hyde Amendment, which prohibits federal funding of abortion. “The president made a promise that he would adhere to the Hyde principle, and that means that you do not fund even a plan that includes abortion,” said the Representative. Federal funding of Obamacare for healthcare plans that include abortions overrides the Federal Employees Health Benefits Program (FEHB), an amendment that Smith helped pass in 1983. FEHB states that the Office of ...

President Bush on Tuesday said, One of the things that was necessary in Medicare to make it work better was to start exercising preventative medicine; to analyze and diagnose disease early, before they become acute. Interestingly enough, in the new Medicare reform law that I signed, for the first time were beginning to screen, offer screenings and a free physical for seniors when they sign up for the program.

COVERED: a week-by-week look at the political and legislative developments that led to the creation of Medicare and Medicaid 50 years ago. Bob Rosenblatt, Academy senior fellow and former Los Angeles Times Washington correspondent will report on the people and the maneuvers that led to this major expansion of social insurance.. ...

The Civilian Agency Acquisition Council and the Defense Acquisition Regulations Council (Councils) have agreed on an interim rule amending the Federal Acquisition Regulation (FAR) to further implement section 850 of the National Defense Authorization Act for Fiscal Year 1998; and implement...

Administration of the Marine Mammal Protection Act of 1972 Annual Report January 1, 1999 to December 31, 1999 and January 1, 2000 to December 31, 2000 i Administration of the Marine Mammal Protection Act of 1972 Annual Report January 1, 1999 to December 31, 1999 and January 1, 2000 to December 31, 2000 U.S. Department of the Interior U.S. Fish and Wildlife Service U.S. Geological Survey/Biological Resources Division Washington, D.C. 20240 ii iii Table of Contents List of Acronyms .................................................iv Introduction................................................... 1 Authority..................................................... 1 Species List................................................... 1 Summary of the Program for 1999 and 2000............................... 2 Appropriations................................................ 2 Marine Mammal Protection Act Expenditures........................... 2 Endangered Species Act ...

Administration of the Marine Mammal Protection Act of 1972 Annual Report January 1, 1999 to December 31, 1999 and January 1, 2000 to December 31, 2000 i Administration of the Marine Mammal Protection Act of 1972 Annual Report January 1, 1999 to December 31, 1999 and January 1, 2000 to December 31, 2000 U.S. Department of the Interior U.S. Fish and Wildlife Service U.S. Geological Survey/Biological Resources Division Washington, D.C. 20240 ii iii Table of Contents List of Acronyms .................................................iv Introduction................................................... 1 Authority..................................................... 1 Species List................................................... 1 Summary of the Program for 1999 and 2000............................... 2 Appropriations................................................ 2 Marine Mammal Protection Act Expenditures........................... 2 Endangered Species Act ...

Last week, the US Department of the Treasurys Office of Foreign Assets Control amended the North Korea Sanctions Regulations (31 CFR part 510, the Regulations). The revised Regulations implement the Treasury-administered provisions of the North Korea Sanctions and Policy Enhancement Act as amended by Countering Americas Adversaries Through Sanctions Act and the National Defense Authorization Act for Fiscal Year 2020. The amendments include certain secondary sanctions, and took effect on 10 April 2020.

Sens. Mike Crapo (R-Wyo.) and Sherrod Brown (D-Ohio) have introduced an amendment to the National Defense Authorization Act (NDAA) for FY 2021 to create a database of beneficial owners of businesses with 20 or fewer employees. This amendment, which is based on the ILLICIT CASH Act, S. 2563, is similar to the Corporate Transparency Act, H.R. 2513. The Corporate Transparency Act, which FreedomWorks opposed, passed the House in October.. Those who support the Crapo-Brown amendment, the ILLICIT CASH Act, or the Corporate Transparency Act claim that a database of businesses with beneficial owners is necessary to crack down on fraudulent shell companies, terrorism, and foreign influence in the United States. However, these legislative efforts have more menacing motivations behind them, which is why Crapo and Brown are using a must-pass vehicle to try to push this legislation through.. In this new effort, the sponsors are trying to create a new federal definition for a beneficial owner even though ...

Introduction. ESSAY TITLE : To what extent is HRM different from conventional Personnel Management? Is it the same phenomenon in a different name and modern version? NAME : Quincy Pule STUDENT No. : 803p5227 SUBJECT : Critical Human Resources Management LECTURER : Mr. N. Jack DEGREE : B.A.(Hons.)-Industrial Relations DUE DATE : 25 August 2003 INTRODUCTION To capture the theme of my essay, I will first distinguish between HRM and Personnel Management. Thereafter I will provide a general overview of management, interrogate the four dimensions of HRM, ie, inception, development, motivation and maintenance. It is also my intention to delve into the peculiarities of personnel management, which has at some stage grown both as an academic discipline and as a field of application in work organizations. Whether the two disciplines are similar or different, that will be discussed just before the conclusion. DEFINITION OF HRM According to Pieters, M.A. (1996:4), Human Resources Management can be defined as ...

Dear Chairmen McCain and Thornberry and Ranking Members Reed and Smith:. As you work to develop your respective versions of the fiscal year 2019 National Defense Authorization Act (NDAA), we encourage you to refrain from including any language that would have a detrimental impact on research at the Congressionally-Directed Medical Research Program (CDMRP) and other medical research conducted by the U.S. Department of Defense (DoD).. Last year, the fiscal year 2018 NDAA reported by the Senate Committee on Armed Services and ultimately approved by the Senate included provisions that would have individually and collectively restricted, if not outright prohibited, medical research on diseases and disorders that affect our nations men and women who serve or have served in the U.S. Armed Services. These provisions (sections 733, 891, 892, and 893 of the Senate bill) would have restricted the types of research that could be funded, and added burdensome contracting and auditing requirements designed ...