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Average health care premiums rose by a mere 4 percent this year, according to a new survey. Thats the smallest increment in more than a decade. But experts arent sure whether that slowdown will last.
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Despite investments in providing free government health services in Uganda, many caretakers still seek treatment from the drug shops/private clinics. The study aimed to assess determinants for use of government facilities or drug shops/private clinics for febrile illnesses in children under five. Structured questionnaires were administered to caretakers in 1078 randomly selected households in the Iganga - Mayuge Demographic Surveillance site. Those with children who had had fever in the previous two weeks and who had sought care from outside the home were interviewed on presenting symptoms and why they chose the provider they went to. Symptoms children presented with and reasons for seeking care from government facilities were compared with those of drug shops/private clinics. Of those who sought care outside the home, 62.7% (286/456) had first gone to drug shops/private clinics and 33.1% (151/456) first went to government facilities. Predictors of having gone to government facilities with a febrile
From the look of the finished product, most of the [more recent changes to the Reid bill] were unrelated to health reform, since the changes to the bill itself were marginal. The individual requirement to purchase has been tweaked, but still fails to ensure that individuals cannot delay buying coverage until they need it. A new Independent Payment Advisory Board will be created, but because its recommendations are not binding, its impact on meaningful cost containment is questionable. The most significant additions are new provisions directed at health insurers, including minimum medical expense ratio requirements, and a back-loading of the health insurance premium tax, designed to delay inevitable premium increases…. The flawed structure of the bill is therefore retained, which means that expansion of eligibility and other reforms are largely delayed to 2014, but changes having the effect of increasing health insurance premiums will take effect prior to 2014. Before seeing any material ...
In a recent paper, Alaka Holla and Michael Kremer appear to resolve this controversial issue by surveying findings of a series of randomized evaluations. They conclude that user fees in health and education do reduce access. On page 33 of their 45-page paper, they mention that they have not looked at the impact of user fees on provider incentives. Yet this may be the crux of the debate. Everyone would be in favor of lowering or eliminating us
The final rule has an announced effective date of October 31, 2003. The Congressional Review Act requires a 60-day delay in the effective date of a major rule from the date of publication in the Federal Register or receipt of the rule by Congress, whichever is later. 5 U.S.C. 801(a)(3)(A). As of the date of this report, we have been advised that neither the Senate nor the House has received the rule. It was published in the Federal Register on October 1, 2003. Therefore, the rule does not have the required 60-day delay in its effective date for congressional review. However, as noted above, the premium conversion program has been in effect for more than 3 years without congressional objection ...
I have written before about the use of premiums in Medicaid programs across the United States. But a new study in Pediatrics collects the evidence, and its worth a look. Medicaid and CHIP Premiums and Access to Care: A Systematic Review. Go read my latest post over at the AcademyHealth blog! @aaronecarroll
Homeowners insurance in California is often unfair to consumers because of wide variations in how insurers calculate the cost of rebuilding a home following a fire or disaster, state Insurance
Transcript RENEE MONTAGNE, HOST: This year, health insurance premiums rose by one of the smallest increments in more than a decade, and that's
What doctors think about charging fees in public hospitals. More than 1.5 million people visit the OPDs of the King Edward Memorial Hospital , Mumbai, each year. Starting in the late-1980s, the hospital instituted user charges for OPD papers, various tests and procedures. User charges were increased in the 1990s and applied to a broader range of services.. "Public hospitals were set up for the very, very poor who cannot go anywhere else," says Dr Sunil K Pandya, who retired in 1998 as head of the department of neurosurgery at KEM Hospital . "When I joined in 1967 not only were there no fees but every in-patient would have clean bedsheets and towels. You cant even imagine this today." While expensive tests and some consumables such as heart valves used to be charged in Dr Pandyas time, the social worker would raise the money if needed. "Today every operation is charged -- this is not justified." Dr Pandya remembers routine shortages of drugs and other necessities, starting in December till the ...
Septembers Visualizing Health Policy, a new monthly feature in JAMA, illustrates how health care costs in the United States have surged over the past 50 years. The infographic, created by the Kaiser Family Foundation (KFF), shows how health care spending is unevenly distributed within the US population, with only half the population accounting for more than 97% of health care costs; how health care costs are putting pressure on US families; how the United States spends more per person for health care than other countries; and how the cost of health insurance premiums has increased in the past decade for both workers and employers. Archived infographics are available on KFFs website. ...
Rising costs for health care services and health insurance premiums represent a growing burden for middle-class families across all age groups
By John Samuel. The rhetoric of poverty alleviation, healthcare and education for the poor in the Union budget is exposed by the allocations actually made. The plan capital allocation for education has declined from 30 paise per head in 2002-03 to 18 paise in 2003-04. And surely the government doesnt expect the millions who can barely afford a roti a day to pay health insurance premiums?. Read more... ...
In this article we examine the Equity Premium in the Indian context and review the related literature. The equity premium is the returned earned by a well-diversified stock portfolio in excess of that earned by a risk free security such as a Treasury Bill. Consistent with U.S. experience we find that the Indian equity premium has been quite high in the post 1991 period, averaging 9.7% above the corresponding risk free security. It is difficult to justify such a premium based on theoretical considerations. The article is an entry prepared for the Oxford Companion to Economics in India edited by Kaushik Basu ...
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The FDA wants to raise the user fees paid by medical device companies for the watchdog agencys review by 4.2% across the board. The FDAs Center for Devices &
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Wealthfront announced that it will be cutting the expense ratio on its new mutual fund offering in half, to 0.25 percent from 0.50 percent.
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