Housing for the Elderly
Health Status
Disabled Persons
Delegation, Professional
Longitudinal Studies
Occupational Medicine
Health Manpower
Insurance, Disability
Age Factors
Labor Unions
Socioeconomic Factors
Financing, Personal
Institutional Practice
Health Benefit Plans, Employee
Insurance, Long-Term Care
Career Mobility
Eligibility Determination
Aging
Musculoskeletal Diseases
Personal Satisfaction
Job Description
Workload
United States Social Security Administration
Health Transition
National Institute on Aging (U.S.)
National Institute on Drug Abuse (U.S.)
Failing firefighters: a survey of causes of death and ill-health retirement in serving firefighters in Strathclyde, Scotland from 1985-94. (1/444)
During the decade beginning 1 January 1985, 887 full-time firefighters, all male, left the service of Strathclyde Fire Brigade (SFB). There were 17 deaths--compared to 64.4 expected in the Scottish male population aged 15-54 years--giving a standardized mortality ratio (SMR) of 26, and 488 ill-health retirements (IHR). None of the deaths was attributable to service, the major causes being: myocardial infarction--five, (expected = 17.3; SMR = 29); cancers--three (colon, kidney and lung) (expected = 13.6; SMR = 22); road traffic accidents--two (expected = 4.17; SMR = 48) and suicide--two (expected = 4.9; SMR = 41). Amalgamating the deaths and IHRs showed that the six most common reasons for IHR were musculoskeletal (n = 202, 40%), ocular (n = 61, 12.1%), 'others' (n = 58, 11.5%), injuries (n = 50, 9.9%), heart disease (n = 48, 9.5%) and mental disorders (n = 45, 8.9%). Over 300 IHRs (over 60%) occurred after 20 or more years service. When the IHRs were subdivided into two quinquennia, there were 203 and 302 in each period. Mean length of service during each quinquennium was 19.4 vs. 21.3 years (p = 0.003) and median length was 21 years in both periods; interquartile range was 12-26 years in the first and 17-27 years in the second period (p = 0.002), but when further broken down into diagnostic categories, the differences were not statistically significant, with the exception of means of IHRs attributed to mental disorders (14.5 vs. 19 years, p = 0.03). (+info)Shaping the future of Medicare. (2/444)
This article suggests that further major changes in Medicare at this time are unwarranted. The enactment of the Balanced Budget Act (BBA) has eliminated the need for quick action to assure solvency of the Part A Trust Fund, which is projected to be in balance for at least ten years. It will take time to implement and assess the effects of the BBA. The uncertainties of future trends in the health sector and Medicare suggest a go-slow approach. Future reforms to finance health care as the baby boom generation retires should be guided by the goals of continuing to assure health and economic security to elderly and disabled beneficiaries, with particular attention to the financial burdens on lower-income beneficiaries and those with serious illnesses or chronic conditions. Employers are cutting back on retiree health coverage, and the appropriate contribution of employers will need to be addressed. The BBA included major provisions to expand Medicare managed care choices. Special attention will need to be given to how well these innovations work, their cost impact on Medicare, the extent to which beneficiaries are able to make informed choices, and whether risk selection among plans and between traditional Medicare and plans can be adequately addressed. Most of the savings of BBA came from tighter payment rates to managed care plans and fee-for-service providers; it is unclear whether these will lead to rates well below the private sector or whether further savings can be achieved by extending these changes beyond 2002. (+info)Transitions in employment, morbidity, and disability among persons ages 51-61 with musculoskeletal and non-musculoskeletal conditions in the US, 1992-1994. (3/444)
OBJECTIVE: To provide estimates of the prevalence of musculoskeletal conditions in a sample of persons ages 51-61 living in the community in the US in 1992, to indicate the incidence of such conditions between 1992 and 1994, and to describe the proportion of individuals with these conditions who developed or recovered from disability and who left and entered employment during this time. METHODS: The estimates were derived from the Health and Retirement Survey, consisting of data on a national probability sample of 8,739 persons, ages 51-61, who were interviewed in the community in 1992 and reinterviewed in 1994. RESULTS: In 1992, 62.4% of persons (14.4 million) between the ages of 51 and 61 years reported at least 1 musculoskeletal condition; the rate increased to 70.5% by 1994. More than 40% of persons with musculoskeletal conditions reported disability, which was almost 90% of all persons with disability in this age group. Persons with musculoskeletal conditions had lower employment rates, were less likely to enter employment, and were more likely to leave employment compared with persons without these conditions. High rates of disability account for much of these differences. CONCLUSION: Musculoskeletal conditions affected more than two-thirds of persons ages 51-61 and accounted for all but 10% of those with disabilities. The prevention of disability among such persons should improve their employment prospects. (+info)At risk on the cusp of old age: living arrangements and functional status among black, white and Hispanic adults. (4/444)
OBJECTIVES: We examine the relationship between living arrangements and multiple measures of physical, cognitive, and emotional functioning in late midlife. METHODS: Using cross-sectional data from the Health and Retirement Study, we first assess the bivariate relationship between living arrangements and functioning; we then take into account demographic characteristics and measures of household resources and demands. RESULTS: We find evidence of differential functioning among individuals in various living arrangements. Married couples living alone or with children show the highest levels of functioning, whereas single adults living in complex households show the lowest levels. Functional deficits for those in complex households are reduced but not eliminated when we take demographic characteristics and household resources and demands into account. We find few differences by gender and race/ethnicity in the relationship between living arrangements and functioning. DISCUSSION: We show a pattern of poorer functioning among those in arguably the most demanding and least supportive household environments. This points to a vulnerable and risk-filled transition from middle to old age for these persons. Because Blacks and Hispanics show lower levels of functioning than Whites and are more likely to live in complex households, they may be particularly disadvantaged. (+info)Neuropsychological function in retired workers with previous long-term occupational exposure to solvents. (5/444)
OBJECTIVES: It is plausible that neurodegenerative processes of aging might have a contributing role in the development of chronic effects of exposure to organic solvents. This study evaluated the risk for neuropsychological deficits among retired workers, relative to their histories of exposure to occupational solvents. METHODS: This cross sectional study evaluated retired male workers, 62-74 years of age, including 89 people with previous long-term occupational exposure to solvents (67 retired painters and 22 retired aerospace manufacturing workers), and 126 retired carpenters with relatively minimal previous exposure to solvents. Subjects completed a standardised neuropsychological evaluation and psychiatric interview, structured interviews for histories of occupational exposure and alcohol consumption, and questionnaires assessing neurological and depressive symptoms. RESULTS: By comparison with the carpenters, the painters on average reported greater cumulative alcohol consumption and had lower scores on the WAIS-R vocabulary subtest, usually presumed to reflect premorbid intellectual functioning. These findings, however, were not sufficient to account for the other study findings. Controlling for age, education, vocabulary score, and alcohol use, the painters had lower mean scores on test measures of motor, memory, and reasoning ability; and a subgroup of aerospace workers with moderate to high cumulative exposure to solvents (n = 8) had lower mean scores on measures of visuomotor speed, and motor, attention, memory, and reasoning ability. Subjects were more likely to have an increased number of relatively abnormal test scores (three or more outlier scores on 17 test measures) among both the painter group (odds ratio (OR), 3.1; 95% confidence interval (95% CI) 1.5 to 6.2) and the subgroup of aerospace workers with higher cumulative exposure (OR 5.6; 95% CI 1.0 to 38). The painters, but not the aerospace workers, reported significantly more neurological and depressive symptoms. CONCLUSIONS: The findings are consistent with residual central nervous system dysfunction from long-term exposure to organic solvents, persisting years after the end of exposure. (+info)Increased serum concentrations of growth factor receptors and Neu in workers previously exposed to asbestos. (6/444)
OBJECTIVES: Epidermal growth factor receptor (EGFR) and oncogene Neu belong to a family of growth factor receptors which may play a part in carcinogenesis. Although increased serum concentrations of Neu and EGFR have been shown in several patients with asbestosis who later developed cancer, serum concentrations have not been studied in workers exposed in the past to asbestos but without asbestos related diseases. METHODS: Serum concentrations of secreted growth factor receptors were studied in 300 workers exposed in the past to asbestos and the results were compared with those of 70 controls. RESULTS: In the controls 4.3% (3/70) had EGFR values > 912 units/ml, compared with 39% (117/299) of the exposed group (p < 0.001). The difference in high values was even more pronounced for Neu with 4.3% of controls having Neu values > 2580 fmol/ml compared with 72% (216/299) of the exposed workers (p < 0.001). Pleural plaques predicted lower serum concentrations of EGFR but not lower Neu concentrations, and this finding remained significant after adjustment for age, exposure time, smoking, and time from initial exposure. CONCLUSIONS: Enhanced secretion of EGFR and Neu was found in a large cohort of retired asbestos workers with a wide range of exposure and latency periods. They did not have asbestosis or cancer and their EGFR values were higher in those without plaques. Further studies are needed to confirm our results, to determine the source of the secreted growth factor receptors, and to study their possible value as risk factors in the development of cancer. (+info)Adjustment of Korean-American physicians in Korea: aspect of personal satisfaction. (7/444)
This study was conducted to assess the psychosocial adjustment of Korean-American physicians in the aspect of personal satisfaction after returning to Korea. A questionnaire was mailed to 72 Korean-American physicians who were practicing medicine in Korea and forty physicians responded. These physicians, typically in their 50s, lived in America for 21-30 years before coming back to Korea. The most frequent motives for them to come back to Korea were giving back to their native country, longing for their native country, filial duty, and suggestions from their colleagues or professors to move back. Eighty percent of them were extremely satisfied or slightly satisfied with their work in Korea, and only 10% are extremely or slightly dissatisfied with their decision to return. Although most of them are content for the time being in Korea, only 12.5% have definite plans to stay in Korea after retirement. The variables that were most significantly related to personal satisfaction of returning to Korea were how well treated at work and how much satisfied with job rather than other factors such as motives for returning, duration of staying in America and in Korea, and family situation. (+info)Sleep, age, and shiftwork experience. (8/444)
The effects of age and shiftwork experience (never, past, present) on sleep were studied in a sample of 3236 wage earners and retired workers by means of a questionnaire. The sample was composed of 32-, 42-, 52-, and 62-year-old subjects, and included both sexes and various occupational statuses. Age resulted in a continuously increasing frequency of sleep disturbances and hypnotic use, except for difficulty getting back to sleep and early awakening, which peaked at 52 years and then decreased at 62 years, thus suggesting a 'retirement effect'. Current and past shiftworkers reported more problems with falling asleep and early awakening than subjects who had never worked on shifts. This is a likely explanation of why the effect of age was massive in the latter group and much less pronounced in the former groups. There were no clear effects of the length or recency of shiftwork experience. This finding does not support the hypothesized permanent effect of shiftwork experience on subsequent sleep. Females had higher complaint rates at every age. There was little interaction between age and sex, but women were affected more by shiftwork as they got older, particularly as to hypnotic consumption. Some of the results support the hypothesis that a selection process excludes workers who are no longer able to cope with the demands of shiftwork. (+info)1. Asbestosis: a lung disease caused by inhaling asbestos fibers.
2. Carpal tunnel syndrome: a nerve disorder caused by repetitive motion and pressure on the wrist.
3. Mesothelioma: a type of cancer caused by exposure to asbestos.
4. Pneumoconiosis: a lung disease caused by inhaling dust from mining or other heavy industries.
5. Repetitive strain injuries: injuries caused by repetitive motions, such as typing or using vibrating tools.
6. Skin conditions: such as skin irritation and dermatitis caused by exposure to chemicals or other substances in the workplace.
7. Hearing loss: caused by loud noises in the workplace.
8. Back injuries: caused by lifting, bending, or twisting.
9. Respiratory problems: such as asthma and other breathing difficulties caused by exposure to chemicals or dust in the workplace.
10. Cancer: caused by exposure to carcinogens such as radiation, certain chemicals, or heavy metals in the workplace.
Occupational diseases can be difficult to diagnose and treat, as they often develop gradually over time and may not be immediately attributed to the work environment. In some cases, these diseases may not appear until years after exposure has ended. It is important for workers to be aware of the potential health risks associated with their job and take steps to protect themselves, such as wearing protective gear, following safety protocols, and seeking regular medical check-ups. Employers also have a responsibility to provide a safe work environment and follow strict regulations to prevent the spread of occupational diseases.
1. Osteoarthritis: A degenerative joint disease that affects the cartilage and bone in the joints, leading to pain, stiffness, and limited mobility.
2. Rheumatoid arthritis: An autoimmune disorder that causes inflammation in the joints, leading to pain, swelling, and deformity.
3. Fibromyalgia: A chronic condition characterized by widespread muscle pain, fatigue, and sleep disturbances.
4. Tendinitis: Inflammation of a tendon, which can cause pain and stiffness in the affected area.
5. Bursitis: Inflammation of the fluid-filled sacs (bursae) that cushion joints, leading to pain, swelling, and limited mobility.
6. Carpal tunnel syndrome: Compression of the median nerve in the wrist, leading to numbness, tingling, and weakness in the hand and fingers.
7. Sprains and strains: Injuries to the ligaments or muscles, often caused by sudden twisting or overstretching.
8. Back pain: Pain in the back that can be caused by a variety of factors, such as muscle strain, herniated discs, or spinal stenosis.
9. Osteoporosis: A condition characterized by weak and brittle bones, leading to an increased risk of fractures.
10. Clubfoot: A congenital deformity in which the foot is turned inward and downward.
These are just a few examples of musculoskeletal diseases, and there are many more conditions that can affect the muscles, bones, and joints. Treatment options for these conditions can range from conservative methods such as physical therapy and medication to surgical interventions. It's important to seek medical attention if you experience any persistent or severe symptoms in your musculoskeletal system.
Retirement
Corner retirement
Empower Retirement
Retirement community
Teenage Retirement
Application retirement
Cassini retirement
Holiday Retirement
Mandatory retirement
Retirement Party
Retirement home
Retirement age
Retirement Farm
Retirement slump
Retirement planning
Retirement syndrome
Retirement Villages
Retirement (disambiguation)
Carbon retirement
Retirement Living TV
Railroad Retirement Board
Retirement (Beanie Baby)
Chartwell Retirement Residences
Rehearsals for Retirement
Space Shuttle retirement
Wartburg (retirement community)
Asset retirement obligation
Silver Retirement Medallion
Ladies in Retirement
State Action
Income Planning to Help You Win the Retirement Trifecta | Kiplinger
Health and Retirement Study (HRS) | National Institute on Aging
Atlanta Meteorologist Announces Retirement
The retirement crisis facing Hispanics
Retirement news & headlines - CBS MoneyWatch
Retirement Planning: Strategies, Tools, Choices
Free Retirement Assessment
Retirement villages | ACCC
Cisco SocialMiner 11.0(1) - Retirement Notification - Cisco
Types of Retirement Plans | Internal Revenue Service
Olympic great Michael Phelps ending retirement
Have you saved enough for retirement?
Infrastructure/Fedorahosted-retirement - Fedora Project Wiki
How to solve the retirement crisis
High Inflation Disrupts Retirement Savings Strategies
What's your retirement readiness score? - MarketWatch
Retirement | Pay and Benefits
How to Manage Your Retirement Income - Experian
examples of retirement benefits - Yahoo Search Results
Mozilla mulls Firefox 3.6 retirement, too | InfoWorld
Russian Prime Minister Proposes Raising Retirement Age
Retirement | U.S. Customs and Border Protection
Planning is essential for security after retirement
'Happy Retirement' | Postcards | Blue...
Retirement Security | Economic Policy Institute
The Advantages And Disadvantages Of Raising The Retirement Age
Retirement | Illinois Wesleyan
Services | Retirement Planning
Retirement Info Center
CSRS5
- The Civil Service Retirement System (CSRS) is a defined benefit, contributory retirement system. (ihs.gov)
- Both FERS and CSRS covered employees may pay a military deposit to "buy" credit to have military service count for civilian retirement purposes. (ihs.gov)
- The Civil Service Retirement System (CSRS) is a defined benefit, contributory retirement system, which became effective on August 1, 1920. (cbp.gov)
- CSRS was replaced by the Federal Employees Retirement System (FERS) for federal employees who first entered covered service on and after January 1, 1987. (cbp.gov)
- Learn more about your CSRS or FERS retirement system, how military service affects your retirement eligibility, contributions to social security, and the Thrift Savings Plan using the tabs below. (nih.gov)
FERS3
- The Federal Employees' Retirement System (FERS) is a three-tiered system that includes Social Security, basic annuity benefits, and the Thrift Savings Plan (TSP). (ihs.gov)
- The Federal Employees Retirement System (FERS) is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). (cbp.gov)
- Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the federal government before retirement. (cbp.gov)
Contributions5
- This percentage is based on the fact that some major expenses drop after you retire, like commuting and retirement-plan contributions. (investopedia.com)
- A MetLife poll conducted in March 23-25 found that, among 4,416 U.S. adults, top changes they're making to maintain or increase contributions to their retirement savings range from cutting back on social activities, nightlife and travel, to holding off on larger expenditures like home renovations or having more children. (shrm.org)
- Monthly contributions are applied as premiums on regular retirement annuity contracts owned by the participant and may be allocated between the Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF) investment options. (iwu.edu)
- Employees are eligible upon hire to begin voluntary monthly contributions (tax-deferred or after-tax) to a supplemental retirement annuity plan with TIAA, within limits established by the Internal Revenue Service. (iwu.edu)
- If you need to play catchup, we examine the best way to do so by making larger contributions to your retirement accounts or possibly cutting back in other areas. (raymondjames.com)
20221
- The percentage of working Americans nearing retirement age (60-67 years old) who said they have enough money saved was just 22 percent this year, down from 26 percent a year ago, according to asset management firm Schroders U.S. Retirement Survey 2022 , conducted in February among 1,000 U.S. investors nationwide ages 45 to 75. (shrm.org)
Expenses8
- To find out if your retirement income will be enough, you have to start by estimating your retirement expenses. (investopedia.com)
- To know if you'll have enough income in retirement, start by estimating what your expenses should be in retirement. (investopedia.com)
- If your retirement income won't be enough to cover your expenses, find a way to increase your income and reduce your expenses. (investopedia.com)
- There are various formulas to estimate retirement expenses, all of which are rough guesses at best. (investopedia.com)
- Now that you have some notion of your retirement expenses, the next step is to see whether your income will be enough to cover them. (investopedia.com)
- Most experts agree that retired couples will spend in excess of $250,000 for out-of-pocket medical expenses over the course of a retirement lasting 20 to 30 years. (marketwatch.com)
- While you won't earn as much interest as you typically would in an investment account, you can draw on these funds to cover emergency expenses in retirement. (experian.com)
- We analyze your current situation to help you remain on track to pursue all you've envisioned from retirement, identifying sources of income and expenses to create and adhere to a tax-efficient withdrawal strategy. (raymondjames.com)
Income11
- Wealth, or net worth, is the value of assets including your home, retirement savings and income minus the debt owed against those assets. (cnn.com)
- Will Your Retirement Income Be Enough? (investopedia.com)
- This rule of thumb suggests that you'll need to ensure you have 80% of your pre-retirement income per year in retirement . (investopedia.com)
- Managing your retirement income properly is essential to maintaining sufficient cash flow when you're no longer working. (experian.com)
- Retirement income generally comes from a variety of sources, providing different ways to generate cash when you've stopped working. (experian.com)
- Retirees will likely need to rely on other income streams to enjoy a comfortable retirement. (experian.com)
- Unlike investment account balances, which can fluctuate with market swings, Social Security is a steady source of fixed retirement income. (experian.com)
- Cash reserves you've set aside in a savings account can be another source of retirement income. (experian.com)
- Live with confidence in retirement - Five steps to creating a retirement income plan - 10/13 at 12 p.m. (iwu.edu)
- Lifetime Income: Market proof your retirement 11/16 at 3 p.m. (iwu.edu)
- Your goal should be to begin building up enough assets to provide adequate income to meet your needs throughout retirement - accounting for factors like increased longevity, healthcare costs and inflation. (raymondjames.com)
Retirees3
- Many retirees find they spend the most money in both the early and the final years of retirement. (investopedia.com)
- For those currently retired, inflation risk is very real and will impact both how much retirees can withdraw from their portfolio and their lifestyle in retirement,' said Dylan Huang, head of retirement and wealth management solutions at benefits provider New York Life. (shrm.org)
- We want to share information about retirement benefits for new, prospective, and current Federal employees, as well as Federal retirees and their survivors and benefits officers. (opm.gov)
Eligible3
- CBP Employees are not eligible for Phased Retirement at this time. (cbp.gov)
- The University retirement program allows eligible employees to participate on a voluntary basis after completing two years of employment at the University without a break in service. (iwu.edu)
- Each year of employment with an eligible institution during the period immediately preceding employment at Illinois Wesleyan University may be credited as year of service for retirement plan participation purposes. (iwu.edu)
Employer-sponsored2
- Those include employer-sponsored 401(k) plans, individual retirement accounts (IRAs) and regular brokerage accounts. (experian.com)
- Your main savings tool will often be employer-sponsored retirement plans such as a 401(k), 403(b), and others. (entrepreneur.com)
20211
- A retirement symposium highlighting Miller's illustrious scientific career and achievements was hosted by NIEHS in early March 2021 . (nih.gov)
20201
- One SARS-CoV-2-positive resident (90 years of Cat after Cluster Outbreak age, given a diagnosis on April 4, 2020), already bed- in Retirement Home ridden, died on April 12. (cdc.gov)
Wealth2
- The retirement savings gap also closely mirrors the overall racial wealth gap in America. (cnn.com)
- While these types of investments carry some risk, the power of compound interest combined with the benefit of time invested can help grow your wealth prior to retirement. (experian.com)
Plan8
- According to data from the Economic Policy Institute, only 26% of Hispanic families had savings in a retirement plan like a 401(k) or IRA, in 2013. (cnn.com)
- A survey from Schwab Retirement Plan Services found the average 401(k) participant thinks they'll need $1.7 million to retire. (investopedia.com)
- It's also causing retirement plan sponsors to re-evaluate the investment options offered in their plans. (shrm.org)
- The Thrift Savings Plan (TSP) is a retirement savings and investment plan. (ihs.gov)
- Once you've established a retirement plan, you assume certain responsibilities in operating the plan. (irs.gov)
- We reevaluate your plan so you can maintain a clear picture of the kind of lifestyle you desire, reassessing your short- and long-term goals, plus your risk tolerance in retirement. (raymondjames.com)
- Many employees contribute part of their paycheck to a long-term retirement savings plan in order to build a nest egg for retirement. (entrepreneur.com)
- Join our expert to learn about the most effective ways to plan for your retirement from Federal service. (nih.gov)
Distributions2
- You can take distributions from these accounts in retirement, but you'll need to be aware of the tax consequences (more on this shortly). (experian.com)
- The one-year suspension of required minimum distributions from certain retirement plans authorized under the CARES Act is over. (cnbc.com)
Employees3
- Phased retirement is a human resources tool for federal agencies to retain employees who would have fully retired, but who are willing to continue in federal service for a period of time on a part-time schedule while engaging in mentoring. (cbp.gov)
- Employees participating in phased retirement will be paid for the part-time service they continue to provide to the government and will receive additional credit for that service toward their full retirement. (cbp.gov)
- Phased Retirement is a human resources tool that allows full-time employees to work part-time schedules while beginning to draw retirement benefits. (nih.gov)
Objectives2
- Often, the strategy involves saving or investing a sum of money or other assets for long-term objectives such as retirement, paying for college, and buying a house. (entrepreneur.com)
- This study had the following objectives: (1) To compare attitudes toward retirement in individuals before and after pension is received. (bvsalud.org)
Individuals3
- Federal Law requires the Office of Personnel Management (OPM) to verify that Federal Retirement payments are made to the appropriate individuals and that all payments are accurate based on their status. (opm.gov)
- On the other hand, individuals with high levels of affection, with strong egos, with less anxiety, with lower tendencies to blame themselves, and with a good balance between internal and external control, show more favorable attitudes towards retirement. (bvsalud.org)
- Individuals with a positive attitude towards retirement obtained significantly higher scores in affection, ego strength, and significantly lower scores in guilt tendencies and anxiety compared to those with unfavorable attitudes. (bvsalud.org)
Longitudinal1
- The University of Michigan Health and Retirement Study (HRS) is a longitudinal panel study that surveys a representative sample of more than 20,000 Americans over the age of 50 every two years. (nih.gov)
Analyze2
- 3) To analyze the relationship between attitudes toward retirement and some personality traits. (bvsalud.org)
- To analyze the relationship between attitudes toward retirement and beliefs in the control of everyday life events, we used an abbreviated version based on Rotter's former scale of locus of control (1966). (bvsalud.org)
Paycheck1
- Looking to turn your retirement savings into a "paycheck" for life? (iwu.edu)
Households1
- As a matter of fact, 47% of households nearing retirement report financial insecurity , including 20% who are dependent heavily on Social Security to support their retirement. (entrepreneur.com)
Closer4
- Native-born Hispanics, however, are more likely to have access to and participate in retirement accounts at rates closer to those of African-Americans, Morrissey said. (cnn.com)
- Although it may be tricky to determine how much you'll need, you can get a good grasp on a budget the closer you are to retirement. (investopedia.com)
- But the closer you are to retirement, the better idea you probably have for how much money you'll need to sustain your current standard of living-or support a different one. (investopedia.com)
- A balanced investment portfolio is designed to mitigate risk by incorporating safer investments into your retirement strategy, especially as you get closer to leaving the workforce. (experian.com)
Estimate1
- So, if you estimate you'll need $50,000 a year to live comfortably, you'll need $1.25 million ($50,000 ÷ 0.04) going into retirement. (investopedia.com)
Contracts1
- We don't give legal advice about retirement village contracts. (accc.gov.au)
Benefits4
- This list of resources is designed to help you learn about your Federal benefits and achieve your retirement goals. (ihs.gov)
- Here you will find the most up-to-date information on changes, events, and other issues that may affect your Federal retirement benefits. (opm.gov)
- The Retirement and Employee Benefits Branch is committed to provide excellent customer service. (nih.gov)
- During these months our office is heavily focused on Benefits Open Season and year end retirements. (nih.gov)
Already retired3
- if retirement is only a few years away or you're already retired, you may want to rebalance in favor of safer investments. (experian.com)
- We designed two questionnaires: one for people before retirement and one for those already retired. (bvsalud.org)
- All these instruments were administered randomly to 300 people of ages 55 or more, living in a large urban area such as the city of Buenos Aires (República Argentina), 50% were people before retirement and 50% had already retired. (bvsalud.org)
Invest2
- Nashville: How Do I Invest for Retirement? (investopedia.com)
- Several types of retirement accounts invest primarily in stocks and bonds. (experian.com)
Plans8
- Part of the reason for this gap is that many Hispanics, particularly those that work in low wage jobs, don't have access to retirement plans, said Monique Morrissey, an economist at the EPI who analyzed data from the Federal Reserve for the report. (cnn.com)
- When they do have access to employer retirement plans, Hispanic workers generally don't contribute as much to those plans "either because they can't afford it or because they don't understand it," Ortega said. (cnn.com)
- Higher inflation not only means the buying power of workers' take-home pay is shrinking, but that the value of the dollars in their 401(k)s and similar retirement plans won't go as far as they might have hoped. (shrm.org)
- Among those not yet retired, we're seeing this group making necessary adjustments to their financial strategies while not allowing short-term anxiety to derail their plans for retirement. (shrm.org)
- Your savings goal should reflect your lifestyle, financial health and plans for retirement. (experian.com)
- The one-year hiatus on required withdrawals from most 401(k) plans or individual retirement accounts is over. (cnbc.com)
- Barring another unlikely reprieve from Congress, taxpayers with these retirement plans must resume those withdrawals this year. (cnbc.com)
- Last year, the federal CARES Act suspended the requirement to withdraw a minimum taxable amount from so-called qualified retirement plans like a 401(k) or IRA. (cnbc.com)
Year4
- The average 55- to 64-year-old has approximately $408,000 saved in their retirement account, according to the most recent data from the Federal Reserve. (experian.com)
- There is no need to call Retirement Services during business hours, as SOL is available 24-7 during tax season and year-round! (opm.gov)
- Retirement account holders who change custodians mid-year need to make sure they get their RMD. (cnbc.com)
- While the anticipated turn around for retirement estimates within a year is 2-3 weeks, and 5-6 weeks for estimates beyond a year, you may experience slight delays in receiving estimates from October - December. (nih.gov)
Health2
- Goins RT, Schure MB, Noonan C, Buchwald D. Prostate Cancer Screening Among American Indians and Alaska Natives: The Health and Retirement Survey, 1996-2008. (cdc.gov)
- We performed logistic regression using data from the 2008 Health and Retirement Study (HRS) to evaluate risk factors for having a history of HZ and experiencing severe HZ pain, and predictors for seeking health care for HZ. (nih.gov)
Americans2
- Retirement is the Holy Grail for many Americans. (marketwatch.com)
- Despite Americans' awareness of the need to save and build a nest egg, many are unprepared for retirement. (entrepreneur.com)
Healthcare1
- You shouldn't have to worry about paying for healthcare in retirement. (businessinsider.com)
Participation1
- Low rates of participation also contribute to low rates of retirement savings. (cnn.com)
Inflation2
Work4
- Immigrant Hispanic workers, for example, are often more likely to be undocumented and therefore working off the books or work in low wage jobs that don't offer access to retirement accounts, Morrissey said. (cnn.com)
- Hispanics and blacks often work for small businesses and in low-wage, non-union jobs that offer few retirement savings options, Morrissey said. (cnn.com)
- An employee electing phased retirement continues to work as an employee of the federal government but under a part-time work schedule. (cbp.gov)
- The items in the questionnaires explored the following areas: work activities before retirement or presently, future projects, use of free time and their satisfaction with it, beliefs and level of religiosity, perception of social support, degree to which they agree with the amount of their pension, level of self respect and so on. (bvsalud.org)
Sufficient1
- Taken together, the four letters of the CAMP Score provide the basis for determining whether retirement cash flow will be sufficient to cover the most obvious contingencies. (marketwatch.com)
Services1
- Holiday Greetings from Retirement Services! (opm.gov)
Time3
- That said, Fidelity Investments recommends socking away 10 times your annual salary for retirement by the time you're 67. (experian.com)
- After paying into Social Security during your working years, retirement is the time to draw on this resource. (experian.com)
- We take advantage of the time you have, regularly contributing to tax-advantaged retirement accounts and potentially boosting savings with matching funds offered by your employer. (raymondjames.com)
Goals3
- Roughly half of the people surveyed believe they can meet their retirement goals. (investopedia.com)
- 1. Set retirement goals. (entrepreneur.com)
- Deferral rates are almost 2x higher among participants who set savings goals other than retirement. (entrepreneur.com)
Social Security1
- As a result, many Hispanics rely on Social Security as their sole financial support in retirement, a move that experts say puts many workers in a precarious situation. (cnn.com)
Methods1
- With the purpose of measuring attitudes toward retirement, we constructed two scales using two methods: Osgood's differential semantic method (Osgood, Suci & Tannenbaum, 1957) and Thurstone's apparently equal intervals method (Thurstone & Chave, 1937). (bvsalud.org)
Financial1
- Jean Folger has 15+ years of experience as a financial writer covering real estate, investing, active trading, the economy, and retirement planning. (investopedia.com)
Individual1
- We don't get involved in individual disputes about retirement villages. (accc.gov.au)
Https1
- 2011-08-31T09:59:24-04:00 https://ximage.c-spanvideo.org/eyJidWNrZXQiOiJwaWN0dXJlcy5jLXNwYW52aWRlby5vcmciLCJrZXkiOiJGaWxlc1wvZDY0XC8zMDEzMDgtbS5qcGciLCJlZGl0cyI6eyJyZXNpemUiOnsiZml0IjoiY292ZXIiLCJoZWlnaHQiOjUwNn19fQ== The Defense Department held a retirement ceremony for General David Petraeus, who was to become director of the Central Intelligence Agency. (c-span.org)
Title2
- However, buying into a retirement village is often different from buying freehold or strata title property. (accc.gov.au)
- If residents own a title to their retirement home, their contract may restrict how, when and to whom they can sell. (accc.gov.au)
Program2
- Assessing retirement readiness requires learning all about the program. (marketwatch.com)
- Ensure that the Department implements a Phased Retirement Mentoring program necessary to fully comply with the regulations. (nih.gov)
Type1
- Besides, the people that maintain a good balance between internal and external control show more positive attitudes toward retirement than those who show prevalence in either type of control. (bvsalud.org)
System1
- French President Emmanuel Macron tried Tuesday to calm nationwide tensions and salvage support for his overhaul of the country's retirement system, as France faced day 41 of crippling strikes. (voanews.com)
Legacy1
- Chan J. PubMed Updates and Retirement of the Legacy Site. (nih.gov)
Make2
- We consider reports that people make about consumer law issues in the retirement villages sector. (accc.gov.au)
- After years of working with clients to make sound retirement planning decisions, I came up with what I call the CAMP Score to answer that question. (marketwatch.com)
Center1
- Welcome to the Retirement Info Center. (opm.gov)
Long-term1
- Providing for long-term care is vital to determining retirement readiness. (marketwatch.com)
People1
- We had the following hypothesis: People with less affection, weak egos, highly anxious, with a tendency to blame themselves, with either more internal or external control, are the ones that show more unfavorable attitudes towards retirement. (bvsalud.org)