DiseasesAnalytical, Diagnostic and Therapeutic Techniques and EquipmentAnthropology, Education, Sociology and Social PhenomenaHumanitiesInformation ScienceNamed GroupsHealth CarePublication CharacteristicsGeographicals
PensionsInsurance, DisabilityRetirementDisabled PersonsSick LeaveAmerican Civil WarSocial SecurityNorwaySwedenWork Capacity EvaluationMusculoskeletal DiseasesVeterans Disability ClaimsDisability EvaluationRehabilitation, VocationalEar DiseasesFinlandJob DescriptionEmployee Retirement Income Security ActOccupational HealthReturn to WorkHealth PolicyInvestmentsClinical GovernanceIncomeCongresses as TopicNewsNewspapersMass MediaWorkplaceNursing Homes
Pensions
Fixed sums paid regularly to individuals.
Insurance, Disability
Insurance designed to compensate persons who lose wages because of illness or injury; insurance providing periodic payments that partially replace lost wages, salary, or other income when the insured is unable to work because of illness, injury, or disease. Individual and group disability insurance are two types of such coverage. (From Facts on File Dictionary of Health Care Management, 1988, p207)
Retirement
The state of being retired from one's position or occupation.
Disabled Persons
Persons with physical or mental disabilities that affect or limit their activities of daily living and that may require special accommodations.
Sick Leave
An absence from work permitted because of illness or the number of days per year for which an employer agrees to pay employees who are sick. (Webster's New Collegiate Dictionary, 1981)
American Civil War
1861-1865 conflict between the Union (Northern states) and the 11 Southern states that seceded and were organized as the Confederate States of America.
Social Security
Government sponsored social insurance programs.
Norway
Sweden
Work Capacity Evaluation
Assessment of physiological capacities in relation to job requirements. It is usually done by measuring certain physiological (e.g., circulatory and respiratory) variables during a gradually increasing workload until specific limitations occur with respect to those variables.
Musculoskeletal Diseases
Diseases of the muscles and their associated ligaments and other connective tissue and of the bones and cartilage viewed collectively.
Veterans Disability Claims
Disorders claimed as a result of military service.
Disability Evaluation
Determination of the degree of a physical, mental, or emotional handicap. The diagnosis is applied to legal qualification for benefits and income under disability insurance and to eligibility for Social Security and workmen's compensation benefits.
Rehabilitation, Vocational
Training of the mentally or physically disabled in work skills so they may be returned to regular employment utilizing these skills.
Ear Diseases
Pathological processes of the ear, the hearing, and the equilibrium system of the body.
Finland
Job Description
Statement of the position requirements, qualifications for the position, wage range, and any special conditions expected of the employee.
Employee Retirement Income Security Act
A 1974 Federal act which preempts states' rights with regard to workers' pension benefits and employee benefits. It does not affect the benefits and rights of employees whose employer is self-insured. (From Slee & Slee, Health Care Reform Terms, 1993)
Occupational Health
The promotion and maintenance of physical and mental health in the work environment.
Return to Work
Resumption of normal work routine following a hiatus or period of absence due to injury, disability, or other reasons.
Health Policy
Decisions, usually developed by government policymakers, for determining present and future objectives pertaining to the health care system.
Investments
Use for articles on the investing of funds for income or profit.
Clinical Governance
A framework through which the United Kingdom's National Health Service organizations are accountable for continually improving the quality of their services and safeguarding high standards of care by creating an environment in which excellence in clinical care will flourish. (Scally and Donaldson, BMJ (4 July 1998): 61-65)
Income
Revenues or receipts accruing from business enterprise, labor, or invested capital.
Congresses as Topic
Conferences, conventions or formal meetings usually attended by delegates representing a special field of interest.
News
Newspapers
Publications printed and distributed daily, weekly, or at some other regular and usually short interval, containing news, articles of opinion (as editorials and letters), features, advertising, and announcements of current interest. (Webster's 3d ed)
Mass Media
Instruments or technological means of communication that reach large numbers of people with a common message: press, radio, television, etc.
Workplace
Place or physical location of work or employment.
Nursing Homes
Facilities which provide nursing supervision and limited medical care to persons who do not require hospitalization.

Socioeconomic inequalities and disability pension in middle-aged men. (1/142)

BACKGROUND: The issue of inequalities in health has generated much discussion and socioeconomic status is considered an important variable in studies of health. It is frequently used in epidemiological studies, either as a possible risk factor or a confounder and the aim of this study was to analyse the relation between socioeconomic status and risk of disability pension. METHODS: Five complete birth year cohorts of middle-aged male residents in Malmo were invited to a health survey and 5782 with complete data constituted the cohort in this prospective study. Each subject was followed for approximately 11 years and nationwide Swedish data registers were used for surveillance. RESULTS: Among the 715 men (12%), granted disability pension during follow-up, three groups were distinguished. The cumulative incidence of disability pension among blue collar workers was 17% and among lower and higher level white collar workers, 11% and 6% respectively. With simultaneous adjustment for biological risk factors and job conditions, the relative risk for being granted a disability pension (using higher level white collar workers as reference) was 2.5 among blue collar workers and 1.6 among lower level white collar workers. CONCLUSIONS: Socioeconomic status, as defined by occupation, is a risk factor for being granted disability pension even after adjusting for work conditions and other risk factors for disease.  (+info)

Permanent work incapacity, mortality and survival without work incapacity among occupations and social classes: a cohort study of ageing men in Geneva. (2/142)

BACKGROUND: The objective of this retrospective cohort study was to investigate the burden of disability and death in men, from middle age to age of retirement, among occupational groups and classes in Geneva. METHODS: Men were included if they resided in the Canton of Geneva, were 45 years of age in 1970-1972, and were not receiving a disability pension at the start of the follow-up. The cohort of 5137 men was followed up for 20 years and linked to national registers of disability pension allowance and of causes of death. RESULTS: There was a steep upward trend in incidence of permanent work incapacity with lower social class for all causes as well as for the seven causes of disability studied. Compared with professional occupations (social class I), the relative risk (RR) of permanent work incapacity was 11.4 for partly skilled and unskilled occupations (class IV+V) (95% confidence interval [CI]: 5.2-28.0). The social class gradient in mortality was in the same direction as that in work incapacity although much less steep (RR class IV+V to class I = 1.6, 95% CI : 1.1-2.2). Survival without work incapacity at the time of the 65th birthday ranged from only 57% in construction workers and labourers to 89% in science and related professionals. Unemployment in Geneva was below 1.5% during almost all the study period. CONCLUSIONS: Medically-ascertained permanent work incapacity and survival without work incapacity have shown considerably greater socioeconomic differentials than the mortality differentials.  (+info)

Longitudinal, population-based study of self reported alcohol habits, high levels of sickness absence, and disability pensions. (3/142)

STUDY OBJECTIVE: To analyse the relation between self reported hazardous drinking on the one hand and high sickness absence and/or disability pensions in both sexes on the other hand. DESIGN: The study is based on data from a health survey, Stockholm Health of the Population Study, conducted in 1984. The mailed questionnaire covered alcohol consumption. Three different measures of alcohol habits were used: usual alcohol consumption, consumption during the previous week, and answers to the four CAGE questions on problem drinking. Information from the health survey and data from a subsequent health examination were related to information from the National Swedish Social Insurance Board for the year 1984 and the years 1986 to 1991 concerning sick leave and disability pensioning. SETTING: Four primary health care districts in Stockholm County. PARTICIPANTS: The study group included persons who were aged 20 to 52 years in 1984, who answered the questionnaire (by mail or by telephone), and who participated in the health examination. The study group comprised 985 women and 870 men fulfilling the criteria for inclusion out of 6217 subjects aged 18 years and over randomly drawn. MAIN RESULTS: In both sexes, a consistent pattern of increased sickness absence was seen for high consumers and for those with indications of problem drinking. In most comparisons, a clearly increased relative risk, although not always statistically significant, for an average of at least 60 sick days per year or for a disability pension during follow up was found. In multivariate analysis, controlling for age, socioeconomic group, smoking habits, and self reported health, a small reduction in the relative risks was found, suggesting that these factors could explain only a small part of the relative risks. The risks for abstainers were higher than for low and moderate consumers. CONCLUSIONS: The effects of alcohol on subsequent high levels of sickness absence five to seven years after baseline as well as on the occurrence of disability pensions suggested that there is an effect on working incapacity independent of baseline health status, smoking, and socioeconomic group.  (+info)

Why do Swedish-speaking Finns have longer active life? An area for social capital research. (4/142)

We performed ecological and individual register studies to compare disability-free life expectancies and disability pensions among Swedish-speaking and Finnish-speaking Finns residing on the western coast of Finland. The study was conducted to establish our assumption that the Swedish-speaking ethnic minority has a longer active life than the Finnish-speaking majority and to show that this disparity can be seen in a limited geographical area with similar socio-economic and health service structures. We suggest that the observed disparities in active life and in mortality depend on differences in the extent of social capital. A detailed characterization of the social capital and its impact on the health of the Swedish-speaking individuals is in progress.  (+info)

Job-based health insurance in 2001: inflation hits double digits, managed care retreats. (5/142)

Drawing on the results of a national survey of 1,907 firms with three or more workers, this paper reports on several facets of job-based health insurance, including the cost to employers and workers; plan offerings and enrollments; patient cost sharing and benefits; eligibility, coverage, and take-up rates; and results from questions about employers' knowledge of market trends and health policy initiatives. Premiums increased 11 percent from spring 2000 to spring 2001, and the percentage of Americans in health maintenance organizations (HMOs) fell six percentage points to its lowest level since 1993, while preferred provider organization (PPO) enrollment rose to 48 percent. Despite premium increases, the percentage of firms offering coverage remained statistically unchanged, and a relatively strong labor market has continued to shield workers from the higher cost of coverage.  (+info)

A flexible benefits tax credit for health insurance and more. (6/142)

This essay outlines a concept for a "flexible benefits" tax credit for expanding health insurance coverage and other purposes such as retirement savings plans (with potential withdrawals for higher education, first-home ownership, and catastrophic medical expenses). Two examples are presented. The advantages of a flexible benefits tax credit are considered in terms of efficient use of the budget surplus to help meet the varied (and changing) needs of American families, to eliminate major national gaps in health insurance and pension coverage, and to advance other objectives. If the budget surplus is used wisely, political decisionmakers could achieve health insurance coverage for most uninsured workers and children and assure a future with real economic security for American families.  (+info)

War pensions (1900-1945): changing models of psychological understanding. (7/142)

BACKGROUND: War pensions are used to examine different models of psychological understanding. The First World War is said to have been the first conflict for which pensions were widely granted for psychological disorders as distinct from functional, somatic syndromes. In 1939 official attitudes hardened and it is commonly stated that few pensions were awarded for post-combat syndromes. AIMS: To re-evaluate the recognition of psychiatric disorders by the war pension authorities. METHOD: Official statistics were compared with samples of war pension files from the Boer War and the First and Second World Wars. RESULTS: Official reports tended to overestimate the number of awards. Although government figures suggested that the proportion of neurological and psychiatric pensions was higher after the Second World War, our analysis suggests that the rates may not have been significantly different. CONCLUSIONS: The acceptance of psychological disorders was a response to cultural shifts, advances in psychiatric knowledge and the exigencies of war. Changing explanations were both a consequence of these forces and themselves agents of change.  (+info)

The role of gender in long-term sickness absence and transition to permanent disability benefits. Results from a multiregister based, prospective study in Norway 1990-1995. (8/142)

BACKGROUND: The aim of the study was to identify predictors for the transition from long-term sickness absence into disability pension with a special focus on gender. METHODS: The study used data from a national database containing a 10% random sample of the Norwegian adult population (The KIRUT database). The study population were all individuals in the database who on 1 January 1990 were eligible for sick pay from the Norwegian National Insurance System: 83,398 men and 75,586 women. Individuals below 60 years with long-term sickness absence starting in 1990 and 1991 were identified, 6,434 men and 8,233 women, and followed up for three years. Background data were used as independent variables in a logistic regression of the probability for receiving disability pension during follow-up. RESULTS: Annual cumulative incidence of long-term sickness absence was 6.5% for women and 4.9% for men. During follow-up, 12.4% of the women and 12.6% of the men received disability pension. Among full-time employed women only 10.3% had become disability pensioners, while the corresponding proportion for women working part-time was 15.5%. For men the figures were 12.1% (full-time) and 18.1% (part-time). In the logistic regression of the whole sample the female odds ratio was insignificant. The dominant predictive factors for disability pension were age and duration of the sickness spells. Working part-time also increased the risk. Higher levels of education and having children below 7 years reduced the probability for disability pension. Separate regressions for men and women showed that the 'protective' effect of having small children only remained for women.  (+info)

Supplementary PensionsSupplementary Pensions
In accordance with the traditional international classification, pension provision is divided into three pillars.. First pillar pensions are statutory pensions. In Finland, such pensions are the national and the earnings-related pensions.. Second-pillar pensions are collective industry- or employer-specific pension schemes. In Finland, such schemes include group pension insurance arranged by the employer.. Third-pillar pensions are private, voluntary pensions. In Finland, they may be individual pensions or long-term saving accounts. People may prepare for their retirement also by saving in other ways.. The significance of supplementary pensions increases if the income in retirement would be low otherwise due to, for instance, long periods of study, unemployment or child care. In addition to raising the level of income in retirement, voluntary supplementary pension provision sometimes offers the possibility to retire before reaching the retirement age.. ...
https://www.etk.fi/en/the-pension-system/pension-security/total-income-of-pensioners/supplementary-pensions/
Asset allocation and contact data for pensions - Pension Funds OnlineAsset allocation and contact data for pensions - Pension Funds Online
A sales and marketing database for targeting pension fund contacts. Search detailed information on pension fund asset allocation, pension fund financial breakdown, pension fund location, industry sector, number of members in pension fund, asset class investment. Find information on pension fund asset breakdown, pension fund mandate information, and pension fund adviser information.
http://www.pensionfundsonline.co.uk/for-pension-funds.aspx
Pension Wealth, Age-Wealth Profiles and the Distribution of Net WorthPension Wealth, Age-Wealth Profiles and the Distribution of Net Worth
This study estimates the magnitude of pension wealth and compares pension wealth to net worth for households in the 1983 Survey of Consumer Finance (SCF). The SCF is the first data set to provide detailed information on both household finances and pension characteristics. The pension information is provided by the employer, so that it is much more detailed and likely to be more accurate than the pension data used in previous studies. Pension wealth was estimated under two sets of assumptions. Under the projected earnings approach, mean pension wealth is $98,291, which represents 43 percent of mean net worth for households with pensions. Under the legal method of calculating pension wealth, mean pension wealth is $47,541, which represents 26 percent of mean net worth for households with pensions. Both estimates are much larger than those obtained in earlier studies. The study also examines how estimates of inequality in the wealth distribution change when pension wealth is added to household ...
https://www.nber.org/papers/w2439
Government launches online pensions tracing service - Employee BenefitsGovernment launches online pensions tracing service - Employee Benefits
The Department for Work and Pensions (DWP) has launched a new website to help people locate their pension savings.. The new website from the Pension Tracing Service allows users to find information about workplace pension schemes they may have contributed to by entering former employers details into an online database.. The database includes contact details for more than 320,000 pension scheme administrators.. According to the DWP, there is an estimated £400 million in unclaimed pension savings.. In 2015-2016 the Pension Tracing Service received 169,000 tracing requests. The service has seen a 436% increase in tracing requests over the last 10 years.. Baroness Ros Altmann, minister for pensions, said: People have had on average 11 jobs during their working life which can mean they have as many workplace pensions to keep track of. The new DWP online Pension Tracing Service helps reunite people with their lost pensions, giving details of providers to help people track them down.. Tom McPhail, ...
https://www.employeebenefits.co.uk/issues/may-online-2016/government-launches-online-pensions-tracing-service/
Best Pension Providers 2021 - Private Pensions | KoodyBest Pension Providers 2021 - Private Pensions | Koody
Private pensions are pensions schemes that are not arranged by the government. There are two types of private pensions - workplace pensions and personal pensions. In this article, we cover what a personal pension is, types of personal pensions, tax relief on personal pension, how to choose a personal pension, best pension providers and more.
https://www.koody.co/pensions/best-pension-providers
Pensions Tax | My FinancesPensions Tax | My Finances
Pensions are currently subject to tax breaks from the government, but they are not entirely tax free.. Once a pension fund starts paying out (whether state or a private pension), it is counted as taxable income.. Prior to this, however, there are considerable tax benefits to pensions.. Firstly, money placed in pensions is exempt from income tax. This means that for every pound of take-home pay put in a pension fund, the government repays the income tax on it - offering a potential 40 per cent boost (for higher rate tax payers).. Pension fund growth is not taxed, although dividends from stocks held in pension funds are. Pensions are also exempt from capital gains tax.. However, pension contributions over tax limits - up to the value of their annual salary or £215,000, whichever is lower - or income on funds worth more than the Lifetime Allowance (currently £1.5 million) are subject to tax ...
https://myfinances.co.uk/pensions-tax/
Can I sell my pension fund? | My FinancesCan I sell my pension fund? | My Finances
Ben Rees, a pensions expert from Denehall Wealth Management Ltd, answers the question:-. Graham asks:-. I am looking to sell my pension funds at the moment (value circa £80k) and would like to know whether this is possible. Ben answers:-. The Financial Services Authority have recently teamed up with The Pensions Regulator and HMRC to crack down on schemes and providers who are offering early access to pension funds.. It is illegal to take money out of a pension fund before age 55. This is despite all the information you may find online telling you different through many dubious offers of cash backs, loans and all sorts of offshore schemes, with little attention paid to the pension rules and consequences to you.. You are not able to sell your pension to another person, and the schemes that offer access to your pension early are breaking the law and usually taking staggering commissions to facilitate the sale of the pension.. Thousands of people have fallen prey to these scams because they ...
https://myfinances.co.uk/can-i-sell-my-pension-fund/
Pensions SA attack - Accountancy AgePensions SA attack - Accountancy Age
But Anne Redston, a tax partner and pensions specialist at Ernst & Young, warned that many pension fund trustees would struggle to handle the complex tax affairs of pension schemes, particularly over property. There is often a fine line between investment and trading, she said, adding that self-assessment could form part of a wider crusade against tax exemptions for pension schemes. Pension funds are easy money for the government as no-one really understands what is happening. If the government starts to nibble away at tax exemptions, they become less tax efficient.. These fears were echoed by the chief accountant of a #14bn occupational pension fund. Its another layer of administrative reporting and might not encourage employers to sponsor occupational pension schemes, he said.. According to the National Association of Pension Funds, UK occupational pension funds hold #800bn of assets.. Alan Pickering, vice chairman of the NAPF, said: The Revenue is fishing in the dark because they ...
https://www.accountancyage.com/aa/news/1766979/pensions-sa-attack
Self-Directed Pension Funds | Business advice from is4profitSelf-Directed Pension Funds | Business advice from is4profit
Self Directed Pension Funds (ISA) offer the tax efficiency of pension arrangements combined with control over the underlying investments. A Self Directed Pension Fund is any pension arrangement where the member has control of the underlying investments. Up to 5 April 2006, such arrangements were available either as a Self Invested Personal Pension (SIPP) or a Small Self Administered Scheme (SSAS). A SIPP was a personal pension with widened investment powers and a SSAS was an occupational pension scheme where the members were trustees and able to control all investment decisions. These distinctions are still used today but are technically incorrect as all arrangements are registered pension schemes, governed by the same rules. The arrangements are now either trust based arrangements or cont... ». ...
https://is4profit.com/tag/self-directed-pension-funds/
Disability pension by occupational class - the impact of work-related factors: The Hordaland Health Study CohortDisability pension by occupational class - the impact of work-related factors: The Hordaland Health Study Cohort
Background: The social gradient in disability pension is well recognized, however mechanisms accounting for the gradient are largely unknown. The aim of this study was to examine the association between occupational class and subsequent disability pension among middle-aged men and women, and to what extent work-related factors accounted for the association. Methods: A subsample (N = 7031) of the population-based Hordaland Health Study (HUSK) conducted in 1997-99, provided self-reported information on health and work-related factors, and were grouped in four strata by Erikson, Goldthorpe and Portocareros occupational class scheme. The authors obtained follow-up data on disability pension by linking the health survey to national registries of benefit (FD-trygd). They employed Cox regression analysis and adjusted for gender, health (medical conditions, mental health, self-perceived health, somatic symptoms) and work-related factors (working hours, years in current occupation, physical demands, job ...
http://connection.ebscohost.com/c/articles/62668243/disability-pension-by-occupational-class-impact-work-related-factors-hordaland-health-study-cohort
Worried about your pension? | HJA London LawyersWorried about your pension? | HJA London Lawyers
Its easy not to think about your pension while you are working and earning a salary. But now that life expectancy is longer, you could live for decades without earning after retirement. A woman who is 80 is on average expected to live to 91 and a man who is 80 now is on average expected to live to 89.. Working out how much state pension (SP) you will receive is complicated by the fact that there is the basic pension and the additional pension (State Earnings Related Pension Scheme). Some people will have contracted out of SERPS when taking on a private pension scheme.. Visit this web page to find out how much state pension you will get and when you get it and how to increase it (if you are eligible). Another route is through your HMRC government gateway account if you one (for submitting online tax returns). If you do not have an account, it is very easy to set one up, but you need your NI number.. Not many people know that the government offer a free pensions advice service: The Pension ...
https://www.hja.net/worried-about-your-pension/
Join the Pension Justice CampaignJoin the Pension Justice Campaign
Were not going to stand by and let this happen without a fight.. Yesterday, TDU held a conference call with over 400 Teamsters and retirees-and we are just getting started.. Click here to join our Campaign for Pension Justice.. Our Campaign for Pension Justice will make our voices heard from Capitol Hill to the Central States Pension Fund.. We will continue to partner with allies like the Pension Rights Center, the AARP, and unions to challenge the new law and fight for new pension protections.. Were also organizing Teamsters and retirees to take on the Central States Pension Fund directly.. We are prepared to hold pension organizing meetings around the country to inform and mobilize Teamsters and retirees.. Click here to join our Campaign for Pension Justice.. Our pension funds have been run down by Wall Street and the Hoffa administration. Retirees shouldnt pay the price for their failures. ...
http://www.tdu.org/news_join-pension-justice-campaign
OECD Reviews of Pension Systems: Mexico - en - OECDOECD Reviews of Pension Systems: Mexico - en - OECD
This review assesses the Mexican pension system according to the OECD best practices and guidelines, and draws on international experiences and examples to make recommendations on how to improve it. It provides an international perspective on Mexicos retirement income provision and a short and focused review of the Mexican pension system. The review covers all components of the pension system: public and private pension provision for public and private-sector workers. It provides recommendations, using OECDs best practices in pension design, on how to improve the Mexican pension system and thus ameliorate the retirement income that people may receive from the pension system.
http://www.oecd.org/publications/oecd-reviews-of-pension-systems-mexico-9789264245938-en.htm
Big pensions for bosses as workers feel squeeze | The TimesBig pensions for bosses as workers feel squeeze | The Times
COMPANY directors were under fire yesterday for taking generous pensions while cutting schemes to new employees. A TUC report into directors pensions showed that the highest annual pension - the £929,000 of Jean-Pierre Garnier at GlaxoSmithKline - was 152 times the level of the average workers occupational pension of £6,084. The report said that leading companies often gave their top directors pension packages which were more than 50 times the level of employees pensions. The report, the first full study of directors pensions, comes as Britain faces a pensions crisis because of falls in stock market values and a lack of provision by company pension schemes. Many final-salary schemes are being closed to new workers and there are widespread fears for the future of company…. ...
https://www.thetimes.co.uk/article/big-pensions-for-bosses-as-workers-feel-squeeze-9hg2tlzpd2z
Be prepared for the Pensions Act in 2012 - Employee BenefitsBe prepared for the Pensions Act in 2012 - Employee Benefits
As the Pensions Act approaches, there are a number of issue for employers to consider beyond auto-enrolment and compulsory contributions, says Jenny Keefe. Much has been written about how the Pensions Act 2008 will affect employers. But beyond personal accounts and increased pension costs from auto-enrolment and compulsory contributions, little has been said about the avalanche of other factors HR departments need to consider.. David Hix, associate director at Jelf Employee Benefits, says: This is probably the biggest change to pensions since the 1950s. Over 10 million people in the UK could be auto-enrolled into pension schemes on the same day. Yet few employers seem to be giving this any attention.. Only one-third of top companies have considered Acts effects. According to Watson Wyatts 2009 FTSE 100 Defined Contribution Pension Scheme Survey, only one-third of FTSE 100 companies have considered the Pensions Acts effect on their pension schemes come 2012, so it is clear employers have ...
https://www.employeebenefits.co.uk/issues/september-2009/be-prepared-for-the-pensions-act-in-2012/
RSG Clears N3.5bn Pension Arrears …Targets Malaria Elimination - :::…The Tide News Online:::…RSG Clears N3.5bn Pension Arrears …Targets Malaria Elimination - :::…The Tide News Online:::…
The Rivers State Government, says it spends an average of N500million monthly as payment for pension emoluments to retired civil servants in the state.. The Secretary to the State Government, Mr George Feyii disclosed this while declaring open a 3-day training/ sensitiatisation workshop on Contributory Pension Scheme in public service organised by the state pension board in partnership with the National Pension Commission in Port Harcourt, yesterday.. Mr Feyii also disclosed that the present administration had cleared N3.5billion pension arrears owed retired public servants by past administrations in the state, adding that the present administration attaches great importance to staff welfare.. He revealed that the new Contributory Pension Scheme in the state would remove all the bottlenecks associated with the former pension regime, adding that the new scheme was more defined and sustainable.. Accordig to him, the former pension scheme had been identified as a burden all over the world, adding ...
http://www.thetidenewsonline.com/2012/06/21/rsg-clears-n3-5bn-pension-arrears-targets-malaria-elimination/
Pensions | ParasolPensions | Parasol
Please note that these amounts are subject to change by the Government (usually in April each year) so please refer to www.gov.uk for the most up to date amounts.. Join our Scottish Widows group pension scheme: We are also pleased to offer all employees the opportunity to join our voluntary Group Personal Pension scheme with Scottish Widows. If any employee does so within the 3 month postponement period and they pay the minimum required contributions, an employee will not be required to be auto-enrolled into the NEST pension scheme.. Please note: the minimum required contributions will be the same for both pension schemes.. Existing Pension Provider: If you already have a private pension before joining Parasol, we can make contributions into your existing pension scheme provided the scheme is able to accept employers contributions. You will benefit from a reduction in employees NI and PAYE tax. We will also pass on the savings in employers national insurance.. What next?. If youd like to find ...
https://parasolgroup.co.uk/our-offering/employee-pensions/
Flawed private sector pensions need a radical rethink - new NAPF chairman | Pensions and Lifetime Savings AssociationFlawed private sector pensions need a radical rethink - new NAPF chairman | Pensions and Lifetime Savings Association
Setting out his vision for the future of DC pensions, Mr Hyde Harrison called for a new breed of pensions called Super Trusts.. These are pensions run on a far larger scale. They would allow, for example, a small employer to join an existing pension structure with 1,000s of other members, rather than setting up its own small-scale scheme.. They would also have stronger governance measures, and high quality trustees to keep an eye on investment performance and charges with the savers interests in mind.. He said the NAPF would help to develop the right regulatory framework for Super Trusts, and look at ways of incentivising consolidation in the pensions market place.. He also called on the Government to provide greater stability in pensions, and for it to introduce a simpler, more generous pension which sets a clear foundation for retirement.. Notes to editors:. Mark Hyde Harrison is available for interview.. The NAPF is the leading voice of workplace pensions in the UK. We speak for 1,200 ...
https://www.plsa.co.uk/Press-Centre/Press-Releases/Article/Flawed-private-sector-pensions-need-a-radical-rethink-%E2%80%93-new-NAPF-chairman
Calculator for assessing pension impact of family leaves - Ministry of Social Affairs and HealthCalculator for assessing pension impact of family leaves - Ministry of Social Affairs and Health
A new calculator has been published for people who are planning to use family leave. With the calculator, they can assess how family leave periods of different lengths would affect their future pension and compare their pension accrual during family leave with what they would earn as pension if they worked the same period. The calculator, provided by the Finnish Centre for Pensions, is part of a project promoting gender equality in pensions. A link to the calculator will appear on Kelas site on benefits for families.. Parents taking family leave will earn pension benefits for the period they receive maternity, paternity or parental allowance or child home care allowance. With the calculator, they can determine the best way to divide family leave periods between them depending on the effects on their pension. Both parents calculate their own future pension.. Parents earn pension benefits during their maternity, paternity or parental leave almost the same way as when they are working, but long ...
https://stm.fi/en/-/laskuri-arvioi-perhevapaan-vaikutuksen-elakkeeseen
Lessons from the Enugu Pensions Imbroglio | THISDAYLIVELessons from the Enugu Pensions Imbroglio | THISDAYLIVE
1. Governments and organisations pay pensions to employees for long service. It is not for service for four or at most eight years. Note that there are over-generous compensations for this short-term political office. Pension is usually for 35 years of service or the attainment of 60 years.. 2. Employers fund pensions. A pension is a fund into which a sum of money is added during an employees employment years and from which payments are drawn to support the persons retirement from work in the form of periodic payments. Common types of pensions are defined benefits and defined contribution plan.. 3. Since the Pension Reform of 2014 updated in 2018, Nigeria moved from a defined to a contributory pension scheme. It means that workers and their employers contribute a minimum of 18 per cent of the workers remuneration to a pool of funds.. 4. The political pensions still rely on the Defined Benefits model that put Nigeria in hock. They go to the pot and remove funds even as there were no ...
https://www.thisdaylive.com/index.php/2021/03/21/lessons-from-the-enugu-pensions-imbroglio/
Maritime Pensions Survey - rmtMaritime Pensions Survey - rmt
Dear Colleagues,. MARITIME PENSION SURVEY. It has been brought to the attention of the RMT that there are RMT members across the maritime industry who are either not a member of their employers occupational pension scheme or are not building up benefits which will provide them with an decent pension at retirement.. While there may be good reasons why an individual is not a member of their employers pension scheme it is important that we understand why this is the case and where possible negotiate with employers to try and improve the occupational pension schemes being offered to our members.. It has therefore been decided by your National Executive Committee to run a pensions survey across the whole of the maritime union membership so that the RMT can get a better understanding of pension provisions being offered to our members.. Once we have collated the information requested and considered the findings our intention is to then negotiate and campaign on behalf of our members to improve their ...
https://www.rmt.org.uk/news/members-updates/maritime-pensions-survey/
Publishers pension fund - SUISAPublishers pension fund - SUISA
SUISA has set up a special pension fund for authors and publishers. Provided a publisher satisfies the conditions, benefits are paid to his own pension scheme. The particulars and terms and conditions for eligibility are specified in the Pension Fund Regulations (German). The key information regarding pension fund benefits for publishers is summarised in the fact sheet «Pension Benefits for Publishers» Contact:For further information about pension fund benefits for publishers, please contact the publishers team at our member services: Hotline: +41 44 485 68 20 or send an e-mail to [email protected] ...
https://www.suisa.ch/en/members/publishers/publishers-pension-fund.html
Best Acne Treatment Tips: your pension can transfer directly to AustraliaBest Acne Treatment Tips: your pension can transfer directly to Australia
Pension transfers to Australia. Are you moving to Australia or emigrating to Australia? Are you an Australian who has worked in the UK and now moving back to live in Australia?. We can help you by transferring your pension to Australia via New Zealand. If you are 55 years of age and have a small pension, you can transfer directly to Australia.. Due to limits in the place by the Australian government, larger pensions can be transferred to New Zealand. The NZ-Australian DTA means you can transfer your pension to an Australian registered QROPS in NZ and pay zero tax in Australia. This means you can transfer your entire pension in one go without suffering any tax penalties in Australia. Plus, you can access your pension at the earlier age of 55 rather than 60 in Australia.. Move your UK pension to Australia Access it at age 55 instead of 60 30% tax-free lump sum available No tax in NZ, Australia or the UK on income, growth or death Choose GBP or AUD Paid directly into your Australian bank account in ...
http://acnetreatmenttipss.blogspot.com/2017/01/your-pension-can-transfer-directly-to.html
Pensions crisis deepens as actuaries threaten to brand schemes insolvent - Personnel TodayPensions crisis deepens as actuaries threaten to brand schemes insolvent - Personnel Today
To continue reading please register or login to your OHW+ account.. A move by the Institute of Actuaries to adopt new rules for writing pension evaluation reports could force employers to pump more cash into pension plans.. Following criticism of current practice which allows actuaries to include future investment returns as though they had already been earned, the institute said it would review the reporting of pension valuations.. Actuaries are keen to show exactly how solvent a pension scheme is. Solvency would be defined as the ability of the employer to pay all promised pensions at any given time. Actuaries say that such a regime would reveal that most UK occupational pension schemes are likely to be shown to be currently insolvent. Mike Pomery, chairman of the Institute of Actuaries, told the Financial Times: This will put companies under pressure to put a lot more money into their schemes. It is fundamentally changing the framework in which final salary pensions were set up. He added ...
https://www.personneltoday.com/hr/pensions-crisis-deepens-as-actuaries-threaten-to-brand-schemes-insolvent/
Idescat. Statistics on Contributory Pensions. BarbensIdescat. Statistics on Contributory Pensions. Barbens
Contributory Social Security pensions. Information is presented on the number of pensions and pensioners and the average gross pension in December of people residing in Catalonia in terms of coverage, type of pension, amount received in pensions, age and gender, broken down territorially as far as the municipal area. The source of information is the administrative file on contributory pensions of the National Social Security Institute (INSS) and the Social Marine Institute (ISM). In addition, information on pensions managed by the INSS and ISM delegations in Catalonia is presented, regardless of whether the beneficiary of the pension resides in Catalonia or not. This information ceased to be updated in 2016 ...
https://www.idescat.cat/pub/?id=pens&n=7781&m=i&geo=mun:250411&lang=en
Pension Plan De-Risking: |br|How employers can transfer the risk of defined benefit pensions | Business InsurancePension Plan De-Risking: |br|How employers can transfer the risk of defined benefit pensions | Business Insurance
The phrase pension de-risking was not part of the pension plan lexicon until Ford Motor Co. dropped a pension benefit bombshell when it announced that it would offer about 90,000 salaried retirees and former employees the option to take their current or future monthly annuity as a lump-sum cash payment. Offering pension plan participants a lump-sum option is not uncommon, but such offers typically are made to employees at the time they terminate employment, not when they have already retired and are receiving their monthly annuities. The move allowed Ford to reduce its exposure to unpredictable pension plan costs and allowed it to concentrate on its core auto business. Fords move was soon followed by other large companies and the trend is expected to continue. This white paper explains how pension de-risking works, outlines the advantages of the strategy and reviews the outlook for the pension de-risking approach. View a sample.. ...
http://www.businessinsurance.com/article/99999999/WP05/130609914
Workplace pensions | Pensions | Employment law manual | Tools | XpertHR.co.ukWorkplace pensions | Pensions | Employment law manual | Tools | XpertHR.co.uk
An overview of the rules relating to workplace pensions, including an explanation of the differences between trust-based occupational pension schemes and contract-based pension schemes, and defined-benefit and defined-contribution schemes, as well as the tax benefits related to pension scheme membership, rules around advising employees and the role of pension scheme trustees.
https://www.xperthr.co.uk/employment-law-manual/workplace-pensions/162553/
Falling off a pensions cliff | Workers LibertyFalling off a pensions cliff | Workers Liberty
In the supposed name of equality, the pension age is due to rise for everyone to 68. The effect is much worse for women, whose pension age becomes eight years older, than for men, who have to wait only three more years.. The women affected now are women who grew up and planned their lives on an apparently-fixed pension age of 60, and now find it disappearing. Even worse, they complain that the Government has made little effort to tell them about the change, and some find out only when on the edge of retirement.. The last women to get a state pension at 60 were those born in April 1950. The womens pension age then increased fairly slowly until 2016, when women born in February 1953 were getting their pensions at age 63.. Then, a sudden increase, legislated in 2011: those born in November 1953 are getting their pensions only at age 65 ...
https://workersliberty.org/story/2018-10-30/falling-pensions-cliff
State Pension Funds Keep Increasing Risky Investments-As Pension Debt Mounts.State Pension Funds Keep Increasing Risky Investments-As Pension Debt Mounts.
Its a basic principle of investing: the greater the risk an investor takes, the greater the potential reward. But as any experienced investor can attest, increased risk can also bring bigger disappointment. Thats the case with state pension funds. To elevate returns, public-sector pensions have taken on more and more risk for nearly two decades. The result, however, has been lower returns, higher debt, and a mess for taxpayers, according to a new study by Fitch Ratings.. Since 2001, the study found, most government pension funds have boosted their share of investments in riskier financial vehicles, from volatile stocks to real estate. During this period, pension funds achieved median annualized returns of just 6.4 percent, well below the goal of 7.5 percent to 8 percent returns. Only one pension system has met its investing goals since 2001. No wonder, then, that the indebtedness of state systems increased from $33 billion to a staggering $1.5 trillion.. The problem stems from politicians ...
https://www.city-journal.org/state-pension-funds-investments-debt
Pensions - automatic enrolment Stanmore : Asta Accountants LtdPensions - automatic enrolment Stanmore : Asta Accountants Ltd
Employers are able to comply with their obligations by using an existing qualifying pension scheme, setting up a new scheme or using the government low cost scheme - the National Employment Savings Trust (NEST).. It is important that the pension scheme chosen will deliver good outcomes for the employees retirement savings. This may mean that an employers existing scheme may not be appropriate as it may have been designed for the needs of higher paid and more senior employees. This may mean that NEST for example may be an appropriate scheme for employees who are not currently entitled to be a member of an existing employer scheme.. To be a qualifying automatic enrolment scheme, a scheme must meet the qualifying criteria and the automatic enrolment criteria.. The main part of the qualifying criteria requires the pension scheme to meet certain minimum standards, which differ according to the type of pension scheme. Most employers will want to offer a defined contribution pension scheme. The ...
https://www.asta-accountants.co.uk/factsheets/pensions/pensions-automatic-enrolment
Pensions - automatic enrolment Lisburn, Co. Antrim : Cartmill Stewart & CoPensions - automatic enrolment Lisburn, Co. Antrim : Cartmill Stewart & Co
Employers are able to comply with their obligations by using an existing qualifying pension scheme, setting up a new scheme or using the government low cost scheme - the National Employment Savings Trust (NEST).. It is important that the pension scheme chosen will deliver good outcomes for the employees retirement savings. This may mean that an employers existing scheme may not be appropriate as it may have been designed for the needs of higher paid and more senior employees. This may mean that NEST for example may be an appropriate scheme for employees who are not currently entitled to be a member of an existing employer scheme.. To be a qualifying automatic enrolment scheme, a scheme must meet the qualifying criteria and the automatic enrolment criteria.. The main part of the qualifying criteria requires the pension scheme to meet certain minimum standards, which differ according to the type of pension scheme. Most employers will want to offer a defined contribution pension scheme. The ...
https://www.cartmillstewart.co.uk/factsheets/pensions/pensions-automatic-enrolment
Description: Collective Pension FundsDescription: Collective Pension Funds
Collective pension funds (CPFs) - occupational pension funds that cover the employees of more than one employer (enterprise) - have been operating in OECD countries for decades. Generally speaking, there are two models, i.e. closed pension funds, with membership restricted to a particular industry or group of industries, and open pension funds, open to all types of companies. The governance structure of such funds also operates in two ways - via an internal model (with trustees appointed by employers and employees) and an external model (with professional, commercial trustees). In this report, we first describe and analyse how CPFs are operated in selected OECD countries and non-OECD economies. Then, we review occupational pensions (or Enterprise Annuities - EA - in Chinese terminology) in general and CPFs in particular. Given the problems holding back the development of EA plans among small and medium-sized enterprises (SMEs) in China, and bearing in mind both Chinas specific situations and ...
https://julib.fz-juelich.de/vufind/Record/487818
Jobs - Pensions Age MagazineJobs - Pensions Age Magazine
Pensions Age Jobs is the leading portal for pensions jobs, pension careers and all jobs in pensions. Pensions Manager, Trustees, Pensions Director, Consultants - we can help you find your ideal pension job.
https://www.pensionsage.com/jobs/
Workplace Pensions Event - 10th July 2015Workplace Pensions Event - 10th July 2015
Im delighted to announce that Im holding a free Workplace Pensions Advice Event for employers on the 10th July 2015. The event will take place from 10am to 12pm at Lumb Farm in Ripley (DE5 8JN).. I am hosting the event to offer employers help and advice regarding the changes to the law on workplace pensions. These changes will mean that all employers must automatically enrol eligible workers into a pension scheme, and make contributions.. The Pensions Regulator will be giving a presentation on auto-enrolment, and NOW, NEST and The Peoples Pension will also provide useful guidance as well as answering questions and offering any further advice on Workplace Pension Schemes.. To register your attendance or for more information, please email [email protected] or ring 01773 744341.. I hope you will be able to attend, and I look forward to seeing you on the 10th July.. ...
http://www.nigelmillsmp.com/2015/06/30/workplace-pensions-event-10th-july-2015/
Are you building your pension pot? - Accountancy AgeAre you building your pension pot? - Accountancy Age
Of the 1,000 participants, 64% of the self-employed in the UK are avoiding putting money aside into a personal pension scheme. Considering the fact that there are an estimated 4.5 million self-employed workers in the UK, this amounts to around 2.9 million of them deciding against pension schemes.. The accountancy firms report continued: In stark contract to the self-employed figures, government data published earlier this month revealed that 81% of private sector workers - some ten million - are now paying into workplace pension schemes, thanks to the introduction of auto-enrollment in 2012.. These findings show a clear and growing disparity between the pension contributions from private workers and the self-employed, Derek Kelly, CEO of Optionis (owns Nixon Williams), added.. He said: Speaking to the contractors and freelancers we work with day-to-day, we find that one of the biggest barriers to enrolling in a private pension scheme is the fact that they render their earnings completely ...
https://www.accountancyage.com/2019/03/25/are-you-building-your-pension-pot/
Groisman: in Order to obtain the pension, the Ukrainians in the occupied territories have to pay a PFC - The International...Groisman: in Order to obtain the pension, the Ukrainians in the occupied territories have to pay a PFC - The International...
Ukrainians, who live and work in the temporarily occupied territories, for retirement needs to pay contributions to the Pension Fund of Ukraine (PFCs). This was stated by Prime Minister of Ukraine Volodymyr Groisman.. We are talking about the insurance experience of people who have worked and are working in Ukraine and pay contributions to the Pension Fund of Ukraine. So people, no matter where he worked, if he will pay contributions to the pension Fund, there is no question in order to then qualify for a pension, said Groysman, answering how pension reform will affect people who live and work in the occupied territories according to the Russian documents.. He also noted that Crimea is Ukraine, and the contributions payable to the pension Fund of Ukraine.. Thus on specifying question that the Ukrainians in Crimea are forced to work in another country, the Premier said: I think I gave the answer to the question.. We will remind that on may 17 the Cabinet of Ministers of Ukraine approved the ...
https://intmassmedia.com/2017/06/09/groisman-in-order-to-obtain-the-pension-the-ukrainians-in-the-occupied-territories-have-to-pay-a-pfc/
Pension regulation falls under spotlight - SWI swissinfo.chPension regulation falls under spotlight - SWI swissinfo.ch
Switzerlands pension fund industry has been advised to get its house in order with stricter self-regulation following the recent Swissfirst bank scandal. The banking sector has questioned a perceived lack of control over the way pension fund managers conduct their business while experts fear a damaging amount of government red tape. The dispute has erupted after the suspicious movement of shares just before the merger of Swissfirst and Bellevue banks in September of last year. Several pension funds sold Swissfirst shares to the banks chief executive, Thomas Matter, leading up to the deal, sparking a criminal investigation when the news broke a few weeks ago. A pension fund manager at Siemens Switzerland was then arrested and later released in Zurich. Several banking organisations have been quick to highlight the difference between their heavily regulated sector and the comparatively laissez faire approach of the pensions industry. The pensions field is regulated with a code of conduct, but when you
https://www.swissinfo.ch/eng/pension-regulation-falls-under-spotlight/5531934
pensionspensions
The Pensions Office administers the pension schemes operated by the College for its workers. Whenever you begin taking pension revenue, you will need to determine if you happen to should have taxes withheld from your pension payment If after-tax money was contributed to the pension, a portion could also be tax-free. Pension preparations supplied by the state in most nations on the earth are unfunded, with benefits paid directly from current employees contributions and taxes.. Within the United States, the authorized definition of an outlined contribution plan is a plan offering for a person account for each participant, and for benefits based mostly solely on the amount contributed to the account, plus or minus revenue, good points, bills and losses allotted to the account (see 26 U.S.C. § 414(i) ). Examples of outlined contribution plans in the United States embody particular person retirement accounts (IRAs) and 401(k) plans In such … Read the rest Read More ...
http://www.holons-news.com/tag/pensions
Micro Pension Plan Set to Get off the Block - NextBillionMicro Pension Plan Set to Get off the Block - NextBillion
Monday, April 10, 2006. The government may be struggling to convince the Left about the New Pension Scheme (NPS) and the need to channel a slice of the pension and provident fund kitty into equity. Shaji Vikraman. But there?s hope round in an unlikely source. Early next week, 50,000 women, many of them struggling to eke out a living, will sign up for the country?s first micro pension scheme. These ladies, members of Ahmedabad?s Self-Employed Women?s Association(SEWA), will join a SEBI-approved pension plan that offers no assured returns but can invest up to 40% of its collections in stocks. This could be a mirror-image of the government-planned new pension scheme, under which, subscribers build a nest egg with their contributions. No benefits are assured on retirement. The NPS and the micro-pension plan is based on the concept of defined contributions by workers. The final pay-outs hinge on the returns earned by the schemes they subscribe to.. Click here for the full article.. Via microfinance ...
https://nextbillion.net/news/self-employed-women-plan-for-retirement/
Bürgerservice Sachsen-Anhalt - Apply for a disability pensionBürgerservice Sachsen-Anhalt - Apply for a disability pension
|p|The disability pension supports you if you are no longer able to work for health reasons and have not yet reached the regular retirement age. To a certain extent, it replaces your income.|/p| |p|Before you can receive the disability pension, the German Pension Insurance checks whether a rehab can help you to make a living again. These include medical and vocational rehabilitation, for example, further training for professional reorientation or work aids.|/p| |p|The German Pension Insuran...
https://buerger.sachsen-anhalt.de/en/detail?pstId=384347708
Pension Pulse: PSP Investments Up 14.5% in FY 2011Pension Pulse: PSP Investments Up 14.5% in FY 2011
I am an independent senior economist and pension and investment analyst with years of experience working on the buy and sell-side. I have researched and invested in traditional and alternative asset classes at two of the largest public pension funds in Canada, the Caisse de dépôt et placement du Québec (Caisse) and the Public Sector Pension Investment Board (PSP Investments). Ive also consulted the Treasury Board Secretariat of Canada on the governance of the Federal Public Service Pension Plan (2007) and been invited to speak at the Standing Committee on Finance (2009) and the Senate Standing Committee on Banking, Commerce and Trade (2010) to discuss Canadas pension system. You can follow my blog posts on your Bloomberg terminal and track me on Twitter (@PensionPulse) where I post many links to pension and investment articles as well as my market thoughts and other articles of interest. ...
https://pensionpulse.blogspot.com/2011/07/psp-investments-up-145-in-fy-2011.html
Pension Pulse: Billion$ Behind Bars?Pension Pulse: Billion$ Behind Bars?
I am an independent senior economist and pension and investment analyst with years of experience working on the buy and sell-side. I have researched and invested in traditional and alternative asset classes at two of the largest public pension funds in Canada, the Caisse de dépôt et placement du Québec (Caisse) and the Public Sector Pension Investment Board (PSP Investments). Ive also consulted the Treasury Board Secretariat of Canada on the governance of the Federal Public Service Pension Plan (2007) and been invited to speak at the Standing Committee on Finance (2009) and the Senate Standing Committee on Banking, Commerce and Trade (2010) to discuss Canadas pension system. You can follow my blog posts on your Bloomberg terminal and track me on Twitter (@PensionPulse) where I post many links to pension and investment articles as well as my market thoughts and other articles of interest. ...
https://pensionpulse.blogspot.com/2012/12/billions-behind-bars.html
Description: Private pensions and the financial crisisDescription: Private pensions and the financial crisis
The current economic and financial crisis has shaken confidence in funded pension systems in general and in defined contribution (DC) pension plans in particular. The crisis has highlighted the impact of market conditions on retirement savings accumulated in DC pension plans and the uncertainty as to whether those retirement savings may prove adequate to finance retirement - particularly for those close to retirement. The purpose of this paper is to provide recommendations on how to ensure adequate retirement income from DC pension plans. In this context, this paper addresses three main questions: 1) How much do people need to save? 2) How can the effects of market risk on DC pension plans be alleviated? 3) How can retirement income be protected during the payout phase? The analysis concludes that in order to deliver adequate retirement income from DC pension plans with a certain degree of certainty, there is a need for comprehensive measures which include: higher contributions; increasing the ...
https://julib.fz-juelich.de/vufind/Record/492945
Risk of sick leave and disability pension in working-age women and men with knee osteoarthritis | Annals of the Rheumatic...Risk of sick leave and disability pension in working-age women and men with knee osteoarthritis | Annals of the Rheumatic...
Results 15 345 working-age residents (49.6% women) with knee OA were identified. Compared with the general population, the RR (95% CI) of having had one or more episodes of sick leave during the year was 1.82 (1.73 to 1.91) for women and 2.03 (1.92 to 2.14) for men with knee OA. The corresponding risk for disability pension was 1.54 (1.48 to 1.60) for women and 1.36 (1.28 to 1.43) for men with knee OA. The annual mean number of sick days was 87 for each patient with knee OA and 57 for the general population (age- and sex-standardised). Of all sick leave and disability pension in the entire population, 2.1% of days were attributable to knee OA or associated comorbidity in the patients with knee OA (3.1% for sick leave and 1.8% for disability pension).. ...
http://ard.bmj.com/content/72/3/401.full
Labor market position after a rejection of a disability pension application: a register-based cohort studyLabor market position after a rejection of a disability pension application: a register-based cohort study
Results: The proportion of the employed steeply decreased and that of unemployed increased before the rejection of a disability pension application. Four years after the rejection, 30% of the rejected applicants were employed, 24% were unemployed and 30% received disability pension. Employment at the time of the rejection, younger age, shorter unemployment history, public sector employment and milder work disability increased future employment. Manual work, public sector employment and previous long-term unemployment predicted future unemployment. Apart from higher age, associations with receiving disability pension were relatively weak ...
http://www.julkari.fi/handle/10024/137975
Brown hits CalPERS on pension spiking | CalWatchdog.comBrown hits CalPERS on pension spiking | CalWatchdog.com
Employees spike pensions by using overtime, vacation time and similar benefits to drive up their income before retirement. CalPERS, the largest pension fund in the country, ran afoul of the governors wishes by permitting such temporary pay increases to count as pensionable income, the amount used to calculate the size of retirement pensions.. The move flew in the face of Assembly Bill 340, signed into law by Brown as the Public Employees Pension Reform Act. Its aim was to make a dent in the public pensions crisis that has threatened to overwhelm city and state budgets. Through a series of complex regulatory adjustments, PEPRA made newer public employees much more responsible for paying the cost of their retirement benefits. While Brown and his allies cheered the over $50 billion in expected savings over 30 years, unions such as the Service Employees International Union decried the changes.. One of Browns key objectives was to use PEPRA to crack down on pension spiking. As The Wall Street ...
https://calwatchdog.com/2014/08/27/brown-hits-calpers-on-pension-spiking/
Analysis on the CRISIS and Countermeasures of CHINAs Pension Fund Investment Operation -A Case Study on the Investment...Analysis on the CRISIS and Countermeasures of CHINAs Pension Fund Investment Operation -A Case Study on the Investment...
In the process of the development, establishment and improvement of industrialization, the pension system has played an important role in maintaining social stability and promoting economic development, and it became the safety valve of social and economic operation. Chinese introduced the pension system under direction of socialist ideology, the reform of the system is mainly carried out by governments executive order, and distribute to other places. However, with the establishment of Chinas market economy system, the pension system has also undergone a structural change, such as the imple-mentation of multi-level pension system, government policy and private account system, and the rural pension insurance system. South Korea made
http://www.j-institute.jp/crisis/crisis-board/?mod=document&uid=54
Campaigning for COLAs | Pension Rights CenterCampaigning for COLAs | Pension Rights Center
Millions of retirees live on pensions that have never been adjusted for increases in the cost of living. Over time, inflation can eat away at retirees pension benefits, diminishing their purchasing power. On a fixed income, a retirees ability to pay bills becomes more difficult as time passes.. The Pension Rights Center has worked with a number of grassroots activists who have fought to have cost-of-living adjustments (COLAs) added to their pensions. Among the most successful are Kevin Mahar and the late Helen Quirini, of the GE Justice Fund. Read about Helen and Kevins efforts in our Profile of Helen.. Helen and Kevin learned early on that effective COLA Campaigns start with documenting the amount of surplus assets in a pension plan, and showing the way the dollar value of pensions can be reduced by inflation during retirement.. Read our fact sheet to figure out how much the purchasing power of your benefit has been reduced since you retired and to learn how to determine if your pension ...
http://www.pensionrights.org/take-action/ways-take-action/campaigning-colas
Old-age PensionOld-age Pension
In general, the retirement age under the Public Sector Pensions Act is the same as that under the Employees Pensions Act, and the retirement age rises in the same way in the public sector as in the private sector. However, some public sector employees, as well as sailors insured under the Seafarers Pensions Act, may have the right to an old-age pension at an earlier age.. Some state and local government employees may be entitled to an old-age pension at an occupational retirement age during a transition period. For example, policemen and Customs employees may have reduced retirement ages if their employment has begun before 1 July 1989 and continues uninterruptedly until their retirement age. The occupational retirement ages will also rise gradually for those persons who, before the 2017 rules came into force, would have reached their retirement age in 2018 or later.. For persons employed by the State, regulations stipulate that employees of the Finnish Defence Forces and the Finnish Boarder ...
https://www.etk.fi/en/the-pension-system/pension-security/earnings-related-pension-benefits/old-age-pension/
10 phony reasons justifying bloated public employee pensions | The Barbershop: Dennis Byrne, Proprietor10 phony reasons justifying bloated public employee pensions | The Barbershop: Dennis Byrne, Proprietor
Many people do important work and do a good job but dont receive the kind of pensions that public employees do. I dont think that youre listening; were not acrimonious toward teachers. We dont argue that teachers didnt do a good job. But the size of public employee pensions are bankrupting the city and state. The money just isnt there. And all the public employees unions do is whine about how tough they have it instead of making a positive contribution to how to solve the problem.. The argument that the pension underfund was caused by politicians taking the money for other purposes doesnt tell the entire story. (By the way, one of those other purposes was to support the annual state contributions to schools.) The fact that the pensions are so overly generous and couldnt be afford in the first place also contributes to the problem. Besides, where were those public employee union leaders when the people they donated campaign money to were raiding the pension funds? The people that your ...
http://www.chicagonow.com/dennis-byrnes-barbershop/2015/09/10-phony-reasons-justifying-bloated-public-employee-pensions/
Taiwans Military May Be First Casualty in Pension Crisis | Bruneis No.1 News WebsiteTaiwans Military May Be First Casualty in Pension Crisis | Bruneis No.1 News Website
1309 views. TAIPEI/HONG KONG. Taiwans military pension fund may be in default by 2020 after years of widening deficits, raising alarm about the islands defense stability when tensions are heating up with political foe China.. The government says an urgent overhaul of the pension system is needed as large payouts are no longer sustainable for the export-reliant economy, with contributions crimped by slower economic growth since the 1990s and a rapidly aging population.. Some 120,000 on military pension benefits and another 200,000 in the civil service are nervous about pension reform, a priority of President Tsai Ing-wen. A restructured scheme could result in having to wait longer to retire as well as smaller pension payments, among other changes.. The biggest problem we are facing with the reform is fear. It is making everyone anxious and uneasy, said Hu Chu-sheng, a retired former Lieutenant General who had served in the army for 40 years.. When soldiers cannot focus on their duty, it ...
http://brudirect.com/news.php?id=21149
Pension Trustees and Effective Governance of Climate-Related RisksPension Trustees and Effective Governance of Climate-Related Risks
The current pandemic highlights how a global crisis can fundamentally impact our lives and our financial security. Its important during this time not to lose sight of the impact of climate change on our social and economic security. Pension trustees have a fiduciary obligation to pension plan members and beneficiaries to act in their best interests in making investment decisions. In fulfilling their obligations, pension trustees and their investment managers must identify and address climate-related financial risk. Join us as we discuss the state of the law on fiduciary obligation and pension funds and offer practical steps that pension trustees can take to ensure effective climate governance.. ...
https://www.ifebp.org/education/webcasts/Pages/Webcast20T23.aspx
467 US 717 Pension Benefit Guaranty Corporation v. Ra Gray & Company Oregon-Washington Carpenters-Employers Pension Trust Fund ...467 US 717 Pension Benefit Guaranty Corporation v. Ra Gray & Company Oregon-Washington Carpenters-Employers Pension Trust Fund ...
Syllabus. The Employee Retirement Income Security Act (ERISA), enacted in 1974, created a pension plan termination insurance program whereby the Pension Benefit Guaranty Corporation (PBGC), a wholly owned Government corporation, collects insurance premiums from covered private retirement pension plans and provides benefits to participants if their plan terminates with insufficient assets to support its guaranteed benefits. For multiemployer pension plans, the PBGCs payment of guaranteed benefits was not to become mandatory until January 1, 1978. During the intervening period, the PBGC had discretionary authority to pay benefits upon the termination of such plans. If the PBGC exercised its discretion to pay such benefits, employers who had contributed to the plan during the five years preceding its termination were liable to PBGC in amounts proportional to their share of the plans contributions during that period. As the mandatory coverage date approached, Congress became concerned that a ...
https://openjurist.org/467/us/717/pension-benefit-guaranty-corporation-v-ra-gray-and-company-oregon-washington-carpenters-employers-pe
Malta seeks new way for pensions - Money MarketingMalta seeks new way for pensions - Money Marketing
The difficulties of funding state pension schemes and the need to encourage people to save is a global phenomenon with no one size fits all answer, says Maltese prime minister Dr Lawrence Gonzi.. Speaking at a seminar hos- ted by Aberdeen Asset Management in Malta last week, Gonzi said the country had consulted the World Bank, the IMF and a host of independent experts in building its proposals, which it hopes to push through this year. The main problem is cutting costs. Malta has a net debt equivalent to 75 per cent of its GDP and needs to cut this to 65 per cent to meet the Maastricht requirements for entry into the euro, which the country hopes to achieve in 2008. Mirroring the situation in the UK, Malta is the latest European country to undergo root and branch pension reform. The country is looking to open up its pension system to allow private companies to compete after admitting that its state-run final-salary scheme is becoming too expensive. Gonzi says: Our existing pension system is ...
https://www.moneymarketing.co.uk/malta-seeks-new-way-for-pensions/
News - New Jersey Considers Defined-Contribution Public Employee Pensions | Heartland InstituteNews - New Jersey Considers Defined-Contribution Public Employee Pensions | Heartland Institute
New Jersey legislators are considering moving new state and local public employees out of the Garden States underfunded pension systems into defined-contribution plans similar to 401(k) accounts.. New Jerseys total pension liability is $115 billion, reports the New Jersey Economic & Fiscal Policy Workgroup, a bipartisan blue-ribbon panel of 25 legislators and experts formed to propose solutions to the states economic and fiscal problems.. The panel reports the states traditional public pensions are only 56 percent funded, meaning the expected return on the investment of previous funds paid into the systems by taxpayers will not cover the projected cost of benefits. By 2030, New Jersey taxpayers will be obligated to pay an additional $7.1 billion into the states pension systems, which cover nearly 800,000 current and retired employees.. Shifting workers to defined-contribution plans is one of 30 recommendations for fiscal reforms made by the panel in its 2018 report, Path to ...
https://www.heartland.org/news-opinion/news/new-jersey-considers-defined-contribution-public-employee-pensions
Oklahoma Police Pension and Retirement Plan financial statements :: Documents.OK.GovOklahoma Police Pension and Retirement Plan financial statements :: Documents.OK.Gov
Oklahoma Police Pension and Retirement Plan Administered by Oklahoma Police Pension and Retirement System Financial Statements June 30, 2011 and 2010 (With Independent Auditors Report Thereon) OKLAHOMA POLICE PENSION AND RETIREMENT PLAN Administered by OKLAHOMA POLICE PENSION AND RETIREMENT SYSTEM FINANCIAL STATEMENTS Table of Contents Page Independent Auditors Report ....................................................................................................... 1 Managements Discussion and Analysis ...................................................................................... I-1 Financial Statements: Statements of Plan Net Assets ............................................................................................... 3 Statements of Changes in Plan Net Assets ............................................................................ 4 Notes to Financial Statements ............................................................................................... 5 ...
http://www.digitalprairie.ok.gov/cdm/compoundobject/collection/stgovpub/id/65/rec/52
Chicago Public Schools CEO on pension shortfall, other issues | WBEZ ChicagoChicago Public Schools CEO on pension shortfall, other issues | WBEZ Chicago
Right now Chicago Public Schools picks up 7 percent of employees pension contributions. But CPS plans to phase out its portion for certain classes of employees, including non-union workers beginning with the August 24 paycheck. Forrest Claypool, the newly-appointed CEO of Chicago Public Schools, says everyone must pitch in if the goal is to protect the classroom and teachers pensions. Many say the school district is facing its most serious fiscal challenge in years - and at the heart of it all: pensions and how to pay for them. CPS released its budget this week and it includes a variety of cost-saving measures, including 480 teachers layoffs. Critics call it unbalanced because it covers a pension shortfall with hundreds of millions of dollars from Springfield, which is far from guaranteed. But CPS officials say they have no choice but to rely on help from the capital, and that if that help doesnt come through, more borrowing and even deeper cuts will be necessary. Claypool joins us to talk about all
https://www.wbez.org/stories/chicago-public-schools-ceo-on-pension-shortfall-other-issues/b8969654-ae61-4218-880b-debd8aa49c5a
Pension scheme contributions likely to be exempted from I-TPension scheme contributions likely to be exempted from I-T
The finance ministry is likely to give special thrust to the pension sector reforms in the forthcoming Budget by creating a separate facility in the Income Tax Act to exempt contributions to the pension schemes from personal income tax
https://www.financialexpress.com/archive/pension-scheme-contributions-likely-to-be-exempted-from-i-t/40589/
Download Good Governance For Pension Schemes Law Practitioner SeriesDownload Good Governance For Pension Schemes Law Practitioner Series
Molly Andrews goes a true download good of the concept between impact and zone. Through four online download good governance for pension swings she has both the Catalan entire finance and the wider favorite and complete access of the prices capabilities live. If you click a download good governance for pension schemes law practitioner series for this price, would you subside to account occasions through equilibrium cost? target making basic download good governance for: Media of Political Change on your Kindle in under a field. Uncategorized She is technically not in increasing the principles and ties of this download of agency by applying the sex of her ready insights over the masses. As Engaging and preventing supporters is the latest peace in Senior design reporter, I are( and work) we will identify more Egyptian movements in the international analysis. models will receive back to expect Andrewss programmes on how best to remember years to harness their grips. Molly Andrews turns a peaceful ...
http://shadowmountaingallery.com/storeimages/book/download-good-governance-for-pension-schemes-%28law-practitioner-series%29.htm
Short-term sick leave and future risk of sickness absence and unemployment - the impact of health status | BMC Public Health |...Short-term sick leave and future risk of sickness absence and unemployment - the impact of health status | BMC Public Health |...
In previous studies the authors have found sick leave to be a predictor of future sick leave, unemployment and disability pension. Although sick leave reflects underlying health problems, some studies have suggested that sick leave may have consequences beyond the consequences of the underlying illness. However, few studies have aimed at studying consequences of sick leave while adjusting for ill health. This study aims to explore whether short-term sick leave increases the risk of future long-term sick leave, disability pension, and unemployment. Furthermore, we aim to control for the potentially confounding effects of physical and mental health status. Data were gathered from the Stockholm Public Health Cohort (SPHC), restricted to 11,156 employed individuals (48.6% men) aged 18-59, without long-term sick leave, disability pension or in-patient care the year before inclusion (2002). These were followed-up with regard to unemployment, long-term sick leave, and disability pension in 2006 and 2007. Odds
https://bmcpublichealth.biomedcentral.com/articles/10.1186/1471-2458-12-861/tables/2
SAIL RSP Employees Pin Hopes on Supreme Court for Hiked PensionsSAIL RSP Employees Pin Hopes on Supreme Court for Hiked Pensions
Express News Service reported that more than 30,000 retired and existing employees of Steel Authority of India Limiteds Rourkela Steel Plant have rested their hope on the Supreme Court to get increased pension under the Employees Pension Scheme, a contributory pension program. About 100 cases were
https://steelguru.com/steel/sail-rsp-employees-pin-hopes-on-supreme-court-for-hiked-pensions/543826
Decent Pensions | Cabinet of Ministers of UkraineDecent Pensions | Cabinet of Ministers of Ukraine
The fertility and able-bodied population rates are currently falling while life expectancy is increasing. 2019 was the worst year in demographics terms.. The fertility rate in Ukraine in 2019 reached its bottom in the countrys history; there were only 7.4 new-borns per 1,000 residents. There are fewer Ukrainians under the age of twelve months than residents of any other age up to and including 72 years, a situation we have never seen before. Ukraine is among the five countries of the world with the lowest fertility rates. We already have 13 million persons whose premiums to the Pension Fund of Ukraine are paid by others, and 11.2 million pensioners. this situation will only get worse in 30 years time due to demographics. Pension spending will increase. To mitigate these risks, we need to balance the two systems - solidarity financing and accumulative pension insurance. The accumulative system is independent of demographics but is open to financial risks while solidarity financing has quite the ...
https://www.kmu.gov.ua/en/reformi/rozvitok-lyudskogo-kapitalu/pensijna-reforma
European Union pensions policy | Epthinktank | European ParliamentEuropean Union pensions policy | Epthinktank | European Parliament
Although Member States have the primary responsibility for designing their pension systems, major demographic changes along with strong economic shocks make the case for updating the European Unions role as regards pensions. The European Commissions 2012 White Paper on pensions has been fundamental to this process. Describing how the European Union (EU) could best help Member States to provide…
https://epthinktank.eu/2014/05/07/european-union-pensions-policy/
Oman - Retiring and Pensions | Expat FocusOman - Retiring and Pensions | Expat Focus
Retirement age in Oman is 60 years for men and 55 for women. Expats who have worked in Oman and are now reaching retirement age are not eligible for the Oman state pension and must be able to support themselves with a state pension or private pension fro
https://www.expatfocus.com/oman/guide/retiring-pensions
Plan Overview | Prince Edward Island Public Sector Pension PlanPlan Overview | Prince Edward Island Public Sector Pension Plan
The Public Sector Pension Plan was established in 1945 to provide retirement income to permanent employees of the Province of PEI, Health PEI and certain participating employers. The Plan was originally called the Civil Service Superannuation Fund, and the name was updated to the Public Sector Pension Plan in 2020.. The Minister of Finance of the Government of Prince Edward Island is responsible for the administration of the Plan and has delegated the day-to-day administrative duties to the Pensions & Benefits and Fiscal Management sections of the Department of Finance.. The assets of the Plan are held within the Province of Prince Edward Island Master Trust, which is administered by external investment managers. It operates under policy guidelines set by Executive Council and is supervised by an advisory committee to the Minister of Finance. The assets of the Plan are separate from the Operating Fund of the Province.. ...
https://www.peipspp.ca/index.php/plan-overview
20 CFR 404.243 - Computation where you are eligible for a pension based on noncovered employment. | US Law | LII / Legal...20 CFR 404.243 - Computation where you are eligible for a pension based on noncovered employment. | US Law | LII / Legal...
The provisions of § 404.213 are applicable to computations under the old-start method, except for paragraphs (c) (1) and (2) and (d) of that section. Your primary insurance amount will be whichever of the following two amounts is larger: (a) One-half the primary insurance amount computed according to § 404.241 (before application of the cost of living amount); or (b) The primary insurance amount computed according to § 404.241 (before application of the cost of living amount), minus one-half the portion of your monthly pension which is due to noncovered work after 1956 and for which you were eligible in the first month you became eligible for Social Security benefits. If the result is not a multiple of $0.10, we will round to the next lower multiple of $0.10. (See § 404.213 (b)(3) if you are not eligible for a monthly pension in the first month you are entitled to Social Security benefits.) To determine the portion of your pension which is due to noncovered work after 1956, we consider the ...
https://www.law.cornell.edu/cfr/text/20/404.243
Questions surround Postal Service pension payments - Government ExecutiveQuestions surround Postal Service pension payments - Government Executive
What initially looked like an easy fix to save the Postal Service billions of dollars has suddenly turned into a political quagmire that will require members of Congress to wade deep into waters they had hoped to avoid. At issue is how, or if, to adjust the way the Postal Service pays into the Civil Service Retirement System. Last November, the Office of Personnel Management estimated that the Postal Service might be on the hook to overpay billions of dollars to cover workers pensions. OPM undertook the analysis at the request of the General Accounting Office, which has been trying to get a better handle on the Postal Services pension and health care liabilities. A GAO review of that work released Jan. 31 suggested that OPM made some broad assumptions that further complicate an already confounding situation. OPMs assessment found that the Postal Service would pay about $71 billion more than it actually needed to cover all the future costs of CSRS enrollees pensions. But OPMs analysis, among ...
https://www.govexec.com/management/2003/01/questions-surround-postal-service-pension-payments/13354/?oref=ge-homepage-noscript-river
VETERAN PENSION, AID & ATTENDANCE BENEFITS - DJS Law GroupVETERAN PENSION, AID & ATTENDANCE BENEFITS - DJS Law Group
VA Pension Benefits: Provide tax-free monthly payments to eligible war me Veterans with limited or no income who meet certain age or disability requirements.. VA Aid & Attendance Benefits or Housebound Benefits: Provide monthly tax-free payments added to the amount of a monthly VA pension to help pay for the high cost of long-term care. It helps eligible veterans, their spouses and surviving spouse who no longer can live independently. It is for those who need help with bathing, dressing, transferring, eating, and toileting. The pension helps cover the costs for home health care, an assisted living facility or nursing home.. ...
https://www.djslaw.org/veteran-pension-aid-benefits/
George Will-Public pensions reckoning | TitusOneNineGeorge Will-Public pensions reckoning | TitusOneNine
A study by Northwestern Universitys Kellogg School of Management calculates the combined underfunding of pensions in all municipalities at $574 billion. States have an estimated $3.3 trillion in unfunded pension liabilities.. Nunes says 10 states will exhaust their pension money by 2020, and all but eight states will by 2030.. States troubles are becoming bigger. Hitherto, local governments have acquired infusions of funds from federal budget earmarks, which are now forbidden. Furthermore, states are suffering ARRA hangover - withdrawal from the American Recovery and Reinvestment Act, aka the 2009 stimulus.. There are legal provisions for municipalities to declare bankruptcy. Some have done so. As many as 200 are expected to default on debt next year. There are, however, no bankruptcy provisions for states.. Read it all ...
http://kendallharmon.net/?p=23698
Behavioral Economics Perspectives on Public Sector Pension Plans - Acknowledgments and DisclosuresBehavioral Economics Perspectives on Public Sector Pension Plans - Acknowledgments and Disclosures
Acknowledgments ----. We thank Gwen Reynolds, Janelle Schlossberger, Jessica Zeng, Arash Alidoust, and John Klopfer for their help in going through state, county and city pension documents, calling many public pension offices, and compiling and analyzing the resulting data. Karl Scholz and the other participants in the NBER State and Local Pensions Conference provided many helpful comments. Financial support from the National Institute on Aging (grants R01-AG021650 and P01-AG005842) is gratefully acknowledged. The opinions and conclusions expressed are solely those of the authors. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.. return to bibliography page ...
https://www.nber.org/papers/w16728.ack
lgps - coronavirus impact on pensions questions and answers | London Borough of Bromleylgps - coronavirus impact on pensions questions and answers | London Borough of Bromley
London Borough of Bromley download - Local Government Pension Scheme Factsheets | Advice and benefits | Benefits | Local Government Pension Scheme
https://www.bromley.gov.uk/downloads/file/6340/lgps_-_coronavirus_impact_on_pensions_questions_and_answers
Canadian pension fund manager invests in Malaysian real estate: Reuters | PE HubCanadian pension fund manager invests in Malaysian real estate: Reuters | PE Hub
Aug 18 - Canada Pension Plan Investment Board, the largest pension fund manager in Canada and one of its most active dealmakers, said on Tuesday it has invested C$170 million ($130 million) in a Malaysian real estate joint venture, marking its first direct real estate investment in Southeast Asia.. Toronto-based CPPIB said along with the Pavilion Group it has formed a venture to invest in Pavilion Damansara Heights, a mixed-use development project in Kuala Lumpur, Malaysias largest city.. The project is a freehold development that integrates corporate towers, luxury residences and a retail galleria located less than 10 kilometers (6.2 miles) from Malaysias iconic Petronas Twin Towers.. This joint venture fits well with our investment strategy as it provides us with a great opportunity to work with a smart partner in a high-quality real estate asset that will provide attractive risk-adjusted returns over the long term, Jimmy Phua, CPPIBs head of real estate investments in Asia, said in a ...
https://www.pehub.com/canadian-pension-fund-manager-invests-in-malaysian-real-estate-reuters-2/
Employment and disability pension after central nervous system infections in adults | RTIEmployment and disability pension after central nervous system infections in adults | RTI
In this nationwide population-based cohort study using national Danish registries, in the period 1980-2008, our aim was to study employment and receipt of disability pension after central nervous system infections. All patients diagnosed between 20 and 55 years of age with meningococcal (n = 451), pneumococcal (n = 553), or viral (n = 1,433) meningitis or with herpes simplex encephalitis (n = 115), who were alive 1 year after diagnosis, were identified. Comparison cohorts were drawn from the general population, and their members were individually matched on age and sex to patients.
https://www.rti.org/publication/employment-and-disability-pension-after-central-nervous-system-infections-adults
Standard Search - Social Care OnlineStandard Search - Social Care Online
Collection of papers looking at spending on pensions and medical care for older people and their place in the debate about the desirability and affordability of modern social programmes. Includes chapters on: social assistance in the member states of the European Union; the relationship between social and occupational security; an international comparison of legal indexation of social security benefits; the hidden liabilities of public pension plans in twelve EU countries; pensions in transition in the United States and Japan; transitional effects of a change in the Spanish pension system; financing old age in Singapore; pay as you go versus funded system of financing pensions in Central and Eastern Europe; pension system reform in Latin America; equity, cost containment and efficiency in health care; health care reform; the social and economic consequences of delaying a political decision concerning reform of health care in Poland; the role of government in the provision and financing of long ...
https://www.scie-socialcareonline.org.uk/search?q=subject_terms%3A%22physical+disabilities%22&f_subject_terms=physical+disabilities&f_geography_taxonomy_term=South+America&page=1
Out Of Debt, Niue Announces Increase In Pension Payments To Retirees | Pacific Islands ReportOut Of Debt, Niue Announces Increase In Pension Payments To Retirees | Pacific Islands Report
Public workers also set to receive pay increase. WELLINGTON, New Zealand (Radio New Zealand International, Oct. 25, 2016) - The premier of Niue has told the islanders that their country is debt free and this is why pensions are getting a nearly ten percent lift.. Toke Talagi was speaking during Niues constitution day celebrations last week, which marked 42 years of self government in free association with New Zealand.. The island is now debt free and can afford to increase fortnightly pensions from $US250 dollars to $US272 he said.. Public servants, the biggest single category of workers on Niue, have also been promised pay increases while their four-day work week will remain in place.. Mr Talagi said the population has grown to reach 1700, with expatriate Niueans returning home and building houses and accommodation units.. He said increased donations to churches and the number of residents who can afford overseas holidays are a sure sign of growing affluence.. New Zealands total aid package ...
http://www.pireport.org/articles/2016/10/25/out-debt-niue-announces-increase-pension-payments-retirees
Northwestern Mutual BrandVoice: If We Love Pensions So Much, Why Do We Hate Annuities?Northwestern Mutual BrandVoice: If We Love Pensions So Much, Why Do We Hate Annuities?
Mark Perrault, a Northwestern Mutual wealth management advisor, hears the same thing time and time again, people who have pensions sleep better at night. But for private sector workers, pensions are largely a thing of the past.
https://www.forbes.com/sites/northwesternmutual/2017/02/20/if-we-love-pensions-so-much-why-do-we-hate-annuities/
Former Harford School Superintendent Tomback Retires, Collects $12,000/Month Pension; Takes Job at Private Consulting FirmFormer Harford School Superintendent Tomback Retires, Collects $12,000/Month Pension; Takes Job at Private Consulting Firm
I am pretty certain that the Aegis and the Sun mentioned the acting supers salary. Her retirement, while based on the top three earning years, will largely be determined by which retirement plan she is enrolled in. Until the late 1980s, the MD teacher retirement system had a generous pay out, while members paid 5% of salary as their share. When pension reform was instituted, those who decided to stay in the old system paid in 5 or 7% of gross salary. Those who paid 5% at retirement had a cap on colas. Those who paid 7 continued uncapped colas. There were options offering a cash payout and a switch to the reformed pensions system which has lower benefits and caps on colas. At that time, those who switched paid nothing into it….. That has changed.. So…. Ms. Canavan, depending on what plan she chose and how much she contributed can collect upon retirement anywhere from around 30% to about 70% of the average of her three highest years salaries.. In any case, all new hires after the 1980s reform ...
http://www.daggerpress.com/2013/08/06/former-harford-school-superintendent-tomback-retires-collects-12000month-pension-takes-job-at-private-consulting-firm/
Effect of reduced use of organic solvents on disability pension in painters | Occupational & Environmental MedicineEffect of reduced use of organic solvents on disability pension in painters | Occupational & Environmental Medicine
You need to be signed in to access email alerts. If you have an account log in with your user name and password. If you dont have an account you can just enter your email address in the email box below ...
https://oem.bmj.com/content/74/11/827.alerts
The Pension Inducement to Retire: An Option Value AnalysisThe Pension Inducement to Retire: An Option Value Analysis
Downloadable! The option value model developed in an earlier paper is used to simulate the effect on retirement of changes in a firms pension plan compared to the effect of changes in Social Security provisions. The provisions of the firms pension plan have a much greater effect than Social Security regulations on the retirement decisions of the firms employees. The analysis supports the following conclusions: (1) Increasing the firms early retirement age from 55 to 60, for example, would reduce by almost 40 percent, from .48 to .30, the fraction of employees that is retired by age 60. (2) The effect of changes in Social Security rules, on the other hand, would be small. Raising the Social Security retirement ages by one year, for example, has very little effect on employee retirement rates. The proportion retired by age 62 is reduced by only about 4 percent. (3) Changes in Social Security provisions that would otherwise encourage workers to continue working can easily be offset by countervailing
https://ideas.repec.org/p/nbr/nberwo/2660.html
Romanians protest wage and pension cutsRomanians protest wage and pension cuts
In one of the largest mass protests since the fall of communism, around 50,000 Romanians took to the streets of Bucharest on Wednesday.. They are furious at drastic cuts to state wages and pensions proposed by the government to reduce the countrys ballooning budget deficit.. I am a pensioner after 40 years of working and they want to cut 15 per cent of our pensions. How will we live from now on? asked one angry woman.. Protesters say they should not have to pay for the governments corruption. But the government says its hands are tied.. Read entire article ...
https://www.infowars.com/romanians-protest-wage-and-pension-cuts/
Oct. 1: McGill University Pension Plan - Retirement Information Session : McGill ReporterOct. 1: McGill University Pension Plan - Retirement Information Session : McGill Reporter
Intended for all members of the McGill University Pension Plan, but of most interest to those members approaching retirement. The following topics will be covered: understanding the importance of planning for your retirement; understanding the retirement options and decisions you will need to make; and determining if you will have sufficient money at retirement.. Tuesday, Oct. 1; 11:45 a.m. - 1:45 p.m., 688 Sherbrooke Street West, Suite 1435. Register online here. Send an email to [email protected]; or leave a message at 514-398-8484 514-398-8484 with your name and telephone number.. ...
http://publications.mcgill.ca/reporter/2013/09/oct-1-mcgill-university-pension-plan-retirement-information-session/
Public Pensions OK - National Institute on Retirement SecurityPublic Pensions OK - National Institute on Retirement Security
Pittsburgh Tribune, April 16, 2009. A response to an editorial on defined benefit pension plans discusses the National Institute on Retirement Security report, which indicates that pensions can deliver the same level of retirement income to a group of employees is 46 percent lower level than a defined contribution plan.. Read the full response here.. ...
https://www.nirsonline.org/2009/04/public-pensions-ok/
Whos in the $100K Club? Pensions, That Is - BaristanetWhos in the $100K Club? Pensions, That Is - Baristanet
One year later, New Brunswick rehired Caputo as police director - the same position - at a $120,000 salary. For one job, he receives two checks, totaling $235,019 a year. Caputo did not respond to a request for comment.. For a privileged minority of public employees, benefits are so generous that many become pension millionaires without double-dipping. Meanwhile, state retirement funds face a deficit estimated from $36 billion to $144 billion.. Joseph Blaettler will rake in more than $4.5 million from the Police and Firemens Retirement Fund, if he reaches age 80, his statistical life expectancy.. At age 46, Blaettler began pocketing nearly $135,000 a year in retirement checks when he stepped down as Union City deputy police chief in 2009. Blaettler - now a private investigator - gets the biggest pension New Jersey pays to any retiree under 50.. Politicians created this system, and I simply accepted what they gave me along the way, wrote Blaettler in an email to New Jersey Watchdog. If ...
http://baristanet.com/2012/04/whos-in-the-100k-club-pensions-that-is/
Scotia McLeod | Consultants, Pension & Retirement | Estate Planning | Financial Consultants | Insurance, Life | Investment...Scotia McLeod | Consultants, Pension & Retirement | Estate Planning | Financial Consultants | Insurance, Life | Investment...
Scotia McLeod | Consultants, Pension & Retirement | Estate Planning | Financial Consultants | Insurance, Life | Investment Dealers | Life & Financial Services | Mutual Funds | Pension Consultants
https://www.stjohnsbot.ca/list/member/scotia-mcleod-st-john-s-912.htm
social security | Pension360social security | Pension360
A retirement system official said Thursday a report showing that some public employees who retire collect more in pension benefits than they did while working was based on less than 2 percent of beneficiaries.. The analysis also does not reflect changes to the retirement plan made in 1985 that reduced pension payouts, said Tina Leiss, executive officer of the system.. The conclusions in the report issued by the Nevada Policy Research Institute, a conservative think tank based in Las Vegas, do not account for the vast majority of the members and retirees of the Public Employees Retirement System, she said.. It appears that the analysis was based on a review of 790 retirees whereas there are currently 49,179 retirees (not including survivors and beneficiaries) receiving benefits from the system, Leiss said. Over the last 3 fiscal years, approximately 12 percent of those retiring in those years did so with 30 or more years of service while approximately 88 percent did so with less than 30 years ...
https://pension360.org/tag/social-security/
Plasma free choline, betaine and cognitive performance: the Hordaland Health Study | British Journal of Nutrition | Cambridge...Plasma free choline, betaine and cognitive performance: the Hordaland Health Study | British Journal of Nutrition | Cambridge...
Plasma free choline, betaine and cognitive performance: the Hordaland Health Study - Volume 109 Issue 3 - Eha Nurk, Helga Refsum, Ingvar Bjelland, Christian A. Drevon, Grethe S. Tell, Per M. Ueland, Stein E. Vollset, Knut Engedal, Harald A. Nygaard, David A. Smith
https://www.cambridge.org/core/journals/british-journal-of-nutrition/article/plasma-free-choline-betaine-and-cognitive-performance-the-hordaland-health-study/A07F06DC93C7678B188229FB072272E2
U.S. GAO - U.S. Postal Service: Health and Pension Benefits Proposals Involve Trade-offsU.S. GAO - U.S. Postal Service: Health and Pension Benefits Proposals Involve Trade-offs
USPS continues to be in a serious financial crisis, with little liquidity in the short term and a challenging financial outlook in the long term as profitable First-Class Mail volume continues to decline. Critical decisions by Congress are needed on postal reform legislation that has been proposed in both the U.S. Senate and the House of Representatives. Various proposals would restructure the financing of postal retiree health benefits, including required payments to prefund these benefits; enable USPS to introduce a new health plan for postal employees and retirees; and restructure the funding of postal pensions, including addressing a potential surplus in funding postal pensions under FERS.. GAO has previously testified that a comprehensive package of legislative actions is needed so that USPS can achieve financial viability and assure adequate benefits funding for more than 1 million postal employees and retirees. GAO has also previously reported on various approaches Congress could consider ...
http://www.gao.gov/products/GAO-13-872T
How to avoid pension scams and fraud during Covid-19 - Durham UniversityHow to avoid pension scams and fraud during Covid-19 - Durham University
Dr Anna Tilba suggests how we can protect ourselves against the scams and frauds, which are increasing during Covid-19. As coronavirus sweeps across the globe, leaving a devastating trail of sickness, death and economic and financial instability, it is also creating favourable conditions for unscrupulous scammers who prey on vulnerable people and taking advantage of panic, uncertainty and financial strain.. In particular, fraudsters are trying to pressure people to transfer away their entire pension savings into safer financial options in order to protect it from future economic depression, employer insolvency and/or to be able to access their retirement pots earlier in a time of need. Scammers would often charge extremely high transfer fees, leaving the retirement prospects of scam victims in ruins.. Worryingly, according to the research[1] done by the Financial Conduct Authority and the Pensions Regulator last year, 23% of adults aged between 45 and 65 would answer a cold call and discuss ...
https://www.dur.ac.uk/research/news/item/?itemno=41447
Detroit Pension Debt Holders End Last Objection to PlanDetroit Pension Debt Holders End Last Objection to Plan
Detroits pension debt holders dropped the last major objection to the citys $7 billion debt-cutting plan, as the biggest U.S. municipality to file bankruptcy began its last push to leave court oversight.... The pension debt investors hold about $1 billion in debt that was raised by the city to shore up its retirement system in 2006. It will be canceled under the plan, and the investors and bond insurers that guaranteed it will be given $141 million in new notes and land instead.
https://benefitslink.com/news/index.cgi/view/20141027-117463
Sizable pension awaits officer who resigned after serious accident, DWI arrest | New HampshireSizable pension awaits officer who resigned after serious accident, DWI arrest | New Hampshire
The Manchester police officer who resigned last week following his arrest on a drunken-driving charge will be able to collect a pension of nearly $36,850 a year, according to an estimate based on the New Hampshire Retirement System pension formula.
http://www.unionleader.com/article/20121024/NEWS03/710249905/0/newhampshire14
Pension and Insurance Benefits Statement - Canada.caPension and Insurance Benefits Statement - Canada.ca
From Treasury Board of Canada Secretariat. Before 2017, employees were provided with an annual Pension and Insurance Benefits Statement (statement) providing personal information about entitlements and options. The Government of Canada has not recently issued these statements due to Phoenix pay system issues. Statements will again be issued once pay data issues are resolved. Pension and insurance benefit eligibility and entitlements are not affected by the statement cancellation. ...
https://www.canada.ca/en/treasury-board-secretariat/services/pension-plan/news-notices-pensions-benefits/pension-insurance-benefits-statement.html
Insurance and Pension Funding in Canada: ISIC 66 | Market Research Report | EuromonitorInsurance and Pension Funding in Canada: ISIC 66 | Market Research Report | Euromonitor
Purchase the Insurance and Pension Funding in Canada: ISIC 66 country report as part of our insurance and pension funding market research for December 2017. Euromonitor International is the leading provider of strategic market research reports.
https://www.euromonitor.com/insurance-and-pension-funding-in-canada-isic-66/report
Insurance and Pension Funding in Germany: ISIC 66 | Market Research Report | EuromonitorInsurance and Pension Funding in Germany: ISIC 66 | Market Research Report | Euromonitor
Purchase the Insurance and Pension Funding in Germany: ISIC 66 country report as part of our insurance and pension funding market research for October 2017. Euromonitor International is the leading provider of strategic market research reports.
https://www.euromonitor.com/insurance-and-pension-funding-in-germany-isic-66/report
Unions cut Air Canada pension slack - RedorbitUnions cut Air Canada pension slack - Redorbit
All five of troubled Air Canadas unions have agreed to give it a 21-month grace period in pension funding, pending federal approval, union officials said.. The Canadian Union of Public Employees, which represents more than 6,700 flight attendants, and the Air Canada Pilots Association came to the agreement Monday night, the Globe and Mail reported.. The money-losing airline will not be required to make past service contributions for 21 months, starting July 30, the agreement says. Air Canadas pension contributions are now about $2.9 billion behind, the report said.. As part of the deal, the five unions will nominate a representative to the board of directors, and a profit-sharing program will begin in 2010 when the economy is expected to be healthier, union officials said.. Along with the unions voluntary pay freeze, top executives would also see their salaries frozen and bonuses canceled until the spring of 2011, the report said.. On June 8, the International Association of Machinists and ...
http://www.redorbit.com/news/business/1706035/unions_cut_air_canada_pension_slack/
Government bails out pensionsGovernment bails out pensions
FREDERICTON - The provincial government is poised to hand over nearly $18 million to bail out a private pension plan, says the New Brunswick Association of Nursing Homes.. The association, which represents the board members of the provinces 62 nursing homes, said next weeks provincial budget will include a $10.6-million trust fund to subsidize the shortfall in the private pension plan for nursing home employees such as licensed practical nurses and housekeeping staff.. Government will cover the remainder of the $17.8-million deficiency by writing a cheque for $770,000 annually for the next 14 years, said association president Pat Diotte.. The claim comes just days after Finance Minister Victor Boudreau warned New Brunswickers to brace themselves for program cuts in the upcoming budget.. Government refused to confirm the associations assertions as the provincial budget will be released on Tuesday.. Charles Cirtwill, acting president of the Atlantic Institute for Market Studies, said although ...
https://www.aims.ca/in-the-media/government-bails-out-pensions/
United States labor lawUnited States labor law
See generally WC Greenough and FP King, Pension plans and public policy (1976), S Sass, The Promise of Private Pensions: The ... See L Conant, A Critical Analysis of Industrial Pension Systems (1922) and MW Latimer, Trade Union Pension Systems (1932) ... The Pension Protection Act of 2006 §902 codified a model for employers to automatically enroll their employees in a pension, ... Main articles: Pensions in the United States, List of largest pension schemes in the US, and Investment manager ...
https://en.wikipedia.org/wiki/United_States_labor_law
Angus Lewis MacdonaldAngus Lewis Macdonald
Pensions and relief programs[edit]. On his first day in office, Macdonald kept a key Liberal promise by bringing in old age ... The federal government paid 75 per cent of the pension.. *^ Henderson, p.59. Henderson points out that the 75,000 figure ... Forbes points to a federal report for 1936-37 listing the average monthly pension in Nova Scotia as $14.49 compared with an ... old-age pensions and mothers' allowances.[80] Macdonald recommended that the federal government be given exclusive jurisdiction ...
https://en.wikipedia.org/wiki/Angus_L._Macdonald
Gender pay gap in the United StatesGender pay gap in the United States
Incomes from public and private pensions based on women's own work were just 60% and 48% of men's pension incomes, respectively ... Pensions[edit]. According to a report by the United States Congress Joint Economic Committee, the gender pay gap jeopardizes ... These include Social Security benefits, based on lifetime earnings, and defined benefit pension distributions that are ...
https://en.wikipedia.org/wiki/Male-female_income_disparity_in_the_United_States
Tax exemptionTax exemption
Pension schemes[edit]. Most systems do not tax entities organized to conduct retirement investment and pension activities for ... The United Kingdom exempts income and gains of a registered pension scheme from taxation under Income Tax Act section 186, as ... but exempts under 26 USC 402 beneficiaries of a pension trust meeting certain qualification; b) Canada ; c) ... many systems also provide tax exemption for personal pension schemes.[15] ...
https://en.wikipedia.org/wiki/Tax-exempt
Crain CommunicationsCrain Communications
Pensions & Investments[edit]. Founded in 1973, Pensions & Investments targets pension, portfolio, and investment management ...
https://en.wikipedia.org/wiki/Crain's_New_York_Business
Employee compensation in the United StatesEmployee compensation in the United States
Pensions[edit]. Traditional pensions, known as Defined benefit pension plans, provides employees with a guaranteed paycheck (or ... pension, 401(k), 403(b)); group-term life and long term care insurance plans; legal assistance plans; adoption assistance; ... in recent years many companies have phased out their pension plans sometimes replacing them with defined contribution deferred ...
https://en.wikipedia.org/wiki/Employee_compensation_in_the_United_States
Ed StelmachEd Stelmach
6.6 billion unfunded pension liability. This liability resulted from insufficient contributions to the teachers' pension plan ... Teachers pension liability[edit]. During his first year in office, Stelmach and his education minister Ron Liepert concluded a ... "Province offers teachers pension settlement". Canadian Broadcasting Corporation. November 15, 2007. Retrieved March 28, 2014.. ... are defeated in elections-under the program implemented by Ralph Klein's government to replace the previously existing pension ...
https://en.wikipedia.org/wiki/Ed_Stelmach
Vice President of IndiaVice President of India
Salary and pension[edit]. There is no provision for the salary of the Vice-President of India in that capacity. He or she ... "The Vice President's Pension Act of 1997" (PDF). Ministry of Home Affairs (India). 9 November 2008. Archived from the original ... The pension for the Vice-President is 50% of the salary.[10] ...
https://en.wikipedia.org/wiki/Vice_President_of_India
Henry GeorgeHenry George
Citizen's dividend and universal pension[edit]. George proposed to create a pension and disability system, and an unconditional ...
https://en.wikipedia.org/wiki/Henry_George
Kwame KilpatrickKwame Kilpatrick
SEC investigation into pension funds influence peddling[edit]. In 2012, the Securities and Exchange Commission charged ... Pension funds settle class-action negligence suit for $7.9M, Christine Ferretti, The Detroit News, February 26, 2014 ... 5.12 SEC investigation into pension funds influence peddling. *5.13 Resignation and incarceration *5.13.1 First sentencing and ... He also was required to resign as mayor of Detroit and surrender his state pension from his six years' service in the Michigan ...
https://en.wikipedia.org/wiki/Kwame_Kilpatrick
James Hamilton (British Army officer, born 1777)James Hamilton (British Army officer, born 1777)
Estimates and Accounts: Army; Navy; Civil List; Pensions; &c. 1817. Summerville, Christopher J. (2007). Who was who at Waterloo ...
https://en.wikipedia.org/wiki/James_Hamilton_(British_Army_officer,_born_1777)
Constitution of BelizeConstitution of Belize
Pensions. Gratuity and retirement Sections 114-120. Consolidated Revenue Fund, Contingencies Fund. Remuneration, public debt ...
https://en.wikipedia.org/wiki/Constitution_of_Belize
Judy SheindlinJudy Sheindlin
Larson, Robert E.; Hamilton, James A.; Bronson, Dorrance C. (1959). "Pensions". The Journal of Insurance. 26 (2): 72. doi: ...
https://en.wikipedia.org/wiki/Judy_Sheindlin
Constitution of BarbadosConstitution of Barbados
Pensions. Gratuity and retirement Protection of pension rights Grant and withholding of pensions, etc. Sections 105-106. ...
https://en.wikipedia.org/wiki/Constitution_of_Barbados
Columbus DelanoColumbus Delano
Raum Pension Bureau Commissioner. Raum was accused of taking kickback loans to expedite pension cases. A Democratic House ... Delano served in the 29th Congress, (March 4, 1845-March 3, 1847), and was a member of the Committee on Invalid Pensions. He ... Under Article 12 of Grant's executive order, Land Office and Pension agent applicants in the Department of Interior were to be ... In addition to Indian Affairs, Chandler also investigated the Pension Bureau. This review resulted in the identification and ...
https://en.wikipedia.org/wiki/Columbus_Delano
Welfare in IsraelWelfare in Israel
"Pension reform in Israel under mandatory pension law". Pensions. 14 (1): 4-13. doi:10.1057/pm.2008.33. "As of January 2017 - ... The pension rate is determined by the level of disability, with the full pension being NIS 2,342 per month. Those deemed ... and those who are not entitled to a pension or only a small pension which they must first waive. Income supplements to ensure a ... The basic old-age pension is NIS 1,531 a month, which rises to NIS 1,617 per month after the pensioner turns 80. A seniority ...
https://en.wikipedia.org/wiki/Welfare_in_Israel
Joel HardenJoel Harden
On August 23, 2018, Harden was appointed Official Opposition Critic for Accessibility & Persons with Disabilities; Pensions; ... Director of Education at the Canadian Labour Congress Harden designed the campaign that won an expansion of the Canada Pension ...
https://en.wikipedia.org/wiki/Joel_Harden
Cristina CastroCristina Castro
Com.; Subcommittee on Special Issues (RE) (Sub-Chairperson); Pensions; Government Accountability/Ethics. Ferrarin, Elena ( ...
https://en.wikipedia.org/wiki/Cristina_Castro
General Confederation of Labour (Argentina)General Confederation of Labour (Argentina)
... pensions; economic policies which encouraged import substitution industrialization; growth in real wages of up to 50%; and an ...
https://en.wikipedia.org/wiki/General_Confederation_of_Labour_(Argentina)
William BulgerWilliam Bulger
According to the Massachusetts Open Checkbook list of state pensions, Bulger's pension from Massachusetts for his position as ... "View Pensions", Massachusetts Open Checkbook, 2015 "MassOpenBooks :: Pensions". massopenbooks.org. Retrieved 2019-07-13. "A ...
https://en.wikipedia.org/wiki/William_Bulger
Frank LaBudaFrank LaBuda
103,975.92 state pension at the same time. The dual pension payments/paychecks occurred throughout both 2018 and 2019. After ... "Pension Double Dippers". democratandchronicle.com. 2011-01-21. Retrieved 2020-09-12. "SeeThroughNY :: Pensions". www. ...
https://en.wikipedia.org/wiki/Frank_LaBuda
Julieta LanteriJulieta Lanteri
... pensions; maternity leave benefits; labor law reforms regarding women and child laborers; professional training for women; the ...
https://en.wikipedia.org/wiki/Julieta_Lanteri
Association des professionnels navigants de laviationAssociation des professionnels navigants de l'aviation
Pensions. Retirement homes. Professional status. Contracts of commitments. Committee of studies and investigations. Arbitration ...
https://en.wikipedia.org/wiki/Association_des_professionnels_navigants_de_l'aviation
Janelle Knox-HayesJanelle Knox-Hayes
Clark, Gordon L.; Knox-Hayes, Janelle (2007). "Mapping UK pension benefits and the intended purchase of annuities in the ... CS1 maint: discouraged parameter (link) Clark, Gordon L.; Knox-Hayes, Janelle (2009-02-01). "Pensions: An International Journal ... and Pensions and investigates how individuals plan for the future under conditions of economic uncertainty as well as the ... Pensions. 14: 58-74. doi:10.1057/pm.2008.38. "Scholarships". Boettcher Foundation. Archived from the original on 2013-10-04. ...
https://en.wikipedia.org/wiki/Janelle_Knox-Hayes
Ron WydenRon Wyden
Pensions: Virginia Foxx (R-House). *Printing: Rodney Davis (R-House). *Security and Cooperation (Caucus): Chris Smith (R-House) ...
https://en.wikipedia.org/wiki/Ron_Wyden
Police dogPolice dog
Not only do they now receive a pension plan but they also get to retire and reside with their original handler. If these dogs ... However, when police dogs retire in some countries they may have the chance to receive a pension plan for their contribution. ... Olsen, Kevin (2013). "English police force sets up retirement plan for dogs". Pensions & Investments. 41 (24): 8. "K-9 Burial ...
https://en.wikipedia.org/wiki/Police_dog
Pennsylvania Public School Employees Retirement SystemPennsylvania Public School Employees' Retirement System
teachers' pension fund is buying fruit orchards in Florida and nut farms on the West Coast". The Philadelphia Inquirer. ... The pension plan was established on July 18, 1917 to provide retirement benefits to public school employees of the Commonwealth ... McCoy, Joseph N. DiStefano and Craig R. "PSERS and its troubles - A guide to the woes facing Pa.'s biggest pension plan". The ... In March 2021 the FBI began an inquiry into the pension fund. The fund's audit committee hired law firm Womble Bond Dickinson ...
https://en.wikipedia.org/wiki/Pennsylvania_Public_School_Employees'_Retirement_System
Canadian Senate Standing Committee on Social Affairs, Science and TechnologyCanadian Senate Standing Committee on Social Affairs, Science and Technology
... pensions; (7) housing; (8) fitness and amateur sport; (9) employment and immigration; (10) consumer affairs; and (11) youth ...
https://en.wikipedia.org/wiki/Canadian_Senate_Standing_Committee_on_Social_Affairs,_Science_and_Technology
Puerto Rican government-debt crisisPuerto Rican government-debt crisis
Bradford, Hazel (August 21, 2018). "Puerto Rico has 'catastrophic' levels of debt - report". Pensions & Investments. Crain ... and judicial pension systems. They also announced the intent to further reduce appropriations in the current fiscal year by $ ... and unfunded pension obligations ($49 billion) are much larger than the $18 billion Detroit bankruptcy, the recordholder for ... and what we view as recent success with reform of the public employee and teacher pension systems, which had been elusive in ...
https://en.wikipedia.org/wiki/Puerto_Rican_government-debt_crisis
John F. DonahueJohn F. Donahue
Comtois, James (May 12, 2017). "Federated Investors founder John F. Donahue dies at 92". Pensions & Investments. Retrieved May ...
https://en.wikipedia.org/wiki/John_F._Donahue
Pensions privées - OCDEPensions privées - OCDE
2014 OECD/IOPS Global Forum on Private Pensions 2-3 October 2014, Swakopmund, Namibia: This event focused on the pension reform ... OECD-Risklab-APG Workshop on pension fund regulation and long-term investment Held in Amsterdam on 7 April 2014, this workshop ... This project aims to facilitate long-term investment by institutional investors such as pension funds, insurance companies, and ... focused on: long-term pension investment strategies under risk-based regulation; riskiness and pro-cyclicality in pension asset ...
http://www.oecd.org/fr/retraites/pensions-privees/10/
Pensions privées - OCDEPensions privées - OCDE
... create serious problems for pension systems, affecting both pay-as-you-go (PAYG) financed public pensions and funded pensions. ... OECD Core Principles of Private Pension Regulation The 2016 OECD Core Principles of Private Pension Regulation provide ... OECD Core Principles of Private Pension Regulation. The OECD Core Principles of Private Pension Regulation provide governments ... 2016 OECD/IOPS Global Forum on Private Pensions 9-10 November 2016, Hong Kong, China - The 2016 Global Forum will focus on ...
https://www.oecd.org/fr/retraites/pensions-privees/6/
Pensions (SOCPRO) Pensions (SOCPRO)
Pensions. Pensions. Given the importance placed by ILO constituents on the issues related to ageing population, at its 310th ... In these circumstances it is obvious that the provision of income by way of pensions, even if at modest levels, is crucial. The ... Pension Reform in Central and eastern Europe in times of crisis, austerity and beyond. ... It has become urgent to decide on whether pension amounts or contribution rates should be adjusted, or whether the "normal" age ...
http://www.ilo.org/secsoc/areas-of-work/policy-development-and-applied-research/pensions/lang--en/index.htm
pensions - Chicago Tribunepensions - Chicago Tribune
J.B. Pritzkers task force examining pensions should strongly recommend consolidating pension boards. ... The officers pension board argued retirees should get, at times, more than $20,000 extra a year based on an $850 end-of-career ... So much that is wrong in this state starts and ends with the public pension issue. Roads and bridges are falling apart because ... A former lobbyist for a teachers union can keep his dubious pension after subbing for one day, the Illinois Supreme Court ruled ...
https://www.chicagotribune.com/topic/pensions-09006001-topic.html
PensionsPensions
Members of the Pensions Team:. Miss Stephanie May, Pensions Manager. *Email: [email protected] ... The Pensions team welcomes visitors and is located in Room 110 on the first floor of Whiteknights House as a part of the larger ... Please note that we cannot provide you with financial advice but we can answer most questions on your pension and give general ... Miss Jocelyn Adlington, Pensions Assistant *Email: [email protected] ...
https://www.reading.ac.uk/human-resources/about-us/pensions
Pension - WikipediaPension - Wikipedia
Y Basic pension. Y Provident fund system. N/A. N/A Hungary. Y Social assistance. Y Private pension fund. Y Voluntary pension ... "Old age pension". GCIS. Retrieved 7 April 2013.. *^ "Private Pensions/Les pensions privées" (PDF). Retrieved 17 September 2010. ... Disability pensions[edit]. Main article: Disability pension. Some pension plans will provide for members in the event they ... Y Basic pension. Y Social insurance system. Y Mandatory pension funds. Y Voluntary private pension funds ...
https://en.wikipedia.org/wiki/Pensions
Teacher Pensions - Education WeekTeacher Pensions - Education Week
The cost of teachers retirement benefits is higher than those for private-sector professionals, researchers contend in a study that contrasts with other published reports on the topic. The study draws on data from the National Compensation Survey, conducted by the U.S. Bureau of Labor Statistics, to compare teachers fringe benefits with those received by employees in a set of private-sector occupations that includes business and financial managers, accountants, computer programmers, engineers, lawyers, and nurses. It found that the rate of employer contributions to retirement benefits for public school teachers in 2008 amounted to 14.6 percent of earnings for teachers, far outpacing the 10.4 percent figure for private professionals. Economists from the University of Arkansas and the University of Missouri-Columbia conducted the study, which appears this month in Education Next, a journal published by Stanford Universitys Hoover Institution. In contrast, a study published in June 2007 in Phi ...
https://www.edweek.org/ew/articles/2009/02/25/22report-3.h28.html
Topics : Pensions - Reason.comTopics : Pensions - Reason.com
Given the pension funds fiscal condition, its hard to understand any serious opposition to these modest measures. But dont ... California Pension Bills Are Sensible Fixes, but They Have Little Chance of Passing: New at Reason. Given the pension funds ... The Public Sector Pension Crisis. Will your state pay what its politicians promised? Almost certainly not.. John Stossel,. ... Lawsuit Says California Pension Agency Withholds Crucial Data: New at Reason. Its hard to determine how legit public employees ...
https://reason.com/tags/pensions
Bookshelf: PensionsBookshelf: Pensions
Californias Down Payment on Pension Reform Who Should Pay the Pension Bill? ... Its about pensions and although he writes about General Motors, much of the book is devoted to New York City subway workers ... Bookshelf: Pensions The NY Times review of Roger Lowensteins book, While America Aged , makes it look worth reading for people ... Californias Down Payment on Pension Reform Four workers unions wake up and smell the coffee. READ MORE ...
http://www.governing.com/blogs/view/Bookshelf-Pensions.html
Pensions - RSAPensions - RSA
Pensions Minister Steve Webb to continue with plans to overhaul the private pensions market. ... Pension coverage for the self-employed is pitiful, with just a fifth signed up to a private scheme. Could nudging be part of ... Once, personal pensions were simple. You paid money in every month, and you knew how much cash you would receive once you ... What do you want from a pension? For most people, its a steady income for the rest of their life. ...
https://www.thersa.org/discover/topics/pensions?ContentType=ArticlesAndBlogs
Pensions - RSAPensions - RSA
Pension charges have long been hidden from customers. Hari Mann FRSA and David Pitt-Watson FRSA look back at the part the RSA ... Jo is saving for a pension, and wants to have enough to provide for herself from retirement until death. David Pitt-Watson FRSA ... Toby Murray looks back on the RSAs work to make CDC pensions a reality, reflecting on a process that has championed ... What do you want from a pension? For most people, its a steady income for the rest of their life. ...
https://www.thersa.org/discover/topics/pensions
pensions | Benzingapensions | Benzinga
pensions, Topics, Economics, General Is GM Really De-Risking Pensions? Thursday, September 8, 2011 - 2:52am , 780 A follow-up ... pensions, topics, Topics, General Pensions Wrestle With Return Rates? Monday, October 10, 2011 - 12:23pm , 1595 Before delving ... pensions, Topics, General Is Pension Ignorance Bliss? Wednesday, October 5, 2011 - 9:54am , 1446 Looks like the market is ... pensions, Topics, Markets, General Pensions Raising Cash, Trimming PE GPs? Friday, September 30, 2011 - 7:41am , 1922 Still 100 ...
https://www.benzinga.com/topic/pensions
Pensions & RetirementPensions & Retirement
From how much state pension youll get to how to get the best income from your private pension, our expert guides can help you ... State Pension Company Pensions Personal Pensions Options For Cashing In Your Pensions Retiring Abroad Long Term Care Youre ... Pensions & retirement calculators. Pension tax relief calculator Pension lump sum withdrawal tax calculator Pension drawdown ... How much state pension will I get? State pension age calculator Deferring your state pension ...
https://www.which.co.uk/money/pensions-and-retirement
Investors transferring stagnant pensions into QROPSInvestors transferring stagnant pensions into QROPS
30bn of stagnant pension funds. With more than 100 marketplace pension plans now underperforming and failing savers, attention ... Investors are now looking into more rewarding options than those originally offered by pension providers and the insurance and ... Something that impoverished retiree investors will surely attest is the fact that final pension funds are dictated by the ... Pryce Warner International Group - According to a report recently published by Bestinvest, there are 113 marketplace pension ...
http://www.prweb.com/releases/2013/12/prweb11381409.htm
The pensions not-quite miracle - ChileThe pensions not-quite miracle - Chile
Most of them do not contribute to a pension fund. So they will not be able to claim even the state minimum pension of $125 a ... Its pension bill currently equals a huge 6% of GDP. That will fall as its liability to contributors in the old, unfunded public ... Pensions paid so far by the private system may be a deceptive guide to future performance. The savings of todays pensioners ... ChileThe pensions not-quite miracle. The Americas. Apr 16th 1998. , SANTIAGO ...
https://www.economist.com/the-americas/1998/04/16/the-pensions-not-quite-miracle
Prescott heads revolt over judges pensionsPrescott heads revolt over judges' pensions
A "Judicial Pensions Bill" has been drawn up by Lord Falconer, the Lord Chancellor, for inclusion in the Queens Speech on Nov ... As they are freelances, they also buy their pensions out of their own earnings and so are more affected by the proposed tax ... David Willetts, the Tory pensions spokesman, said the row would reopen the question of "one rule for part of the public sector ... Under tax simplification plans in the Budget, tax relief on personal pension savings was limited to the first £1.5 million. ...
https://www.telegraph.co.uk/news/uknews/1475886/Prescott-heads-revolt-over-judges-pensions.html
Pensions - Bidding war | Britain | The EconomistPensions - Bidding war | Britain | The Economist
The Labour Party wants to avoid a big row over pensions at its conference. It is already promising top-up payments for many ... Pensions. Bidding war. The Labour Party wants to avoid a big row over pensions at its conference. It is already promising top- ... If the link between pensions and wages had been maintained, expenditure on the basic pension would now be £17 billion higher. ... Unlike the basic pension which is tied to prices, the payment is linked to earnings so that the group of pensioners receiving ...
https://www.economist.com/britain/2000/09/14/bidding-war
Dont demonize public pensions: Opposing viewDon't demonize public pensions: Opposing view
The budget problems of state and local governments have more to do with wasteful corporate subsidies than pensions. ... David Sirota is a newspaper columnist and author of the study "The plot against pensions." ... Dont demonize public pensions: Opposing view. David Sirota Published 7:25 p.m. ET Nov. 18, 2013 , Updated 7:40 p.m. ET Nov. 18 ... States do confront a $757 billion pension funding gap. But this gap was created mostly by losses associated with the 2008 Wall ...
https://www.usatoday.com/story/opinion/2013/11/18/public-pensions-david-sirota-editorials-debates/3634033/
Department for Work and Pensions - WikipediaDepartment for Work and Pensions - Wikipedia
Pension Centres are found all over the country. Benefits dealt with at local Pension Centres include: *Pension Credit (replaced ... Pension Tracing Service (PTS) helps track old pensions and pension schemes.[18] ... the Pension Service which pays the Basic State Pension and Pension Credit and provides information on related issues; ... The Pension Service consists of local Pension Centres and centrally-based centres, many of latter are based at the Tyneview ...
https://en.wikipedia.org/wiki/The_Department_for_Work_and_Pensions
Confidence crisis in pensions - BBC...'Confidence crisis' in pensions - BBC...
Some people are not saving enough for their retirement owing to a lack of confidence about pension investments, a survey ... The automatic enrolment system, which will be phased in over six years, aims to boost the low level of pension savings among UK ... This will apply automatically to workers who are at least 22 years old but below their state pension age, and who earn more ... The pension provider, which questioned 5,200 UK adults, said this figure had grown from 20% a year ago. ...
https://www.bbc.co.uk/news/business-18491856
Some Good News On Multiemployer PensionsSome Good News On Multiemployer Pensions
The prior overhaul in pension legislation, the Pension Protection Act of 2006, passed by a vote of 93-5 in the Senate and 279 ... As nwLaborPress.org reported at the time, the most recent pension reform, the Multiemployer Pension Reform Act of 2014, itself ... I get e-mails from workers or retirees who are counting on these pensions, or from concerned family members, and they see no ... There is no getting around this; back in December, I detailed the ways in which the original pension legislation, ERISA, and ...
https://www.forbes.com/sites/ebauer/2019/07/17/some-good-news-on-multiemployer-pensions/
Charter Schools, Pensions and Golden HandcuffsCharter Schools, Pensions and Golden Handcuffs
In most states, pensions are funded with contributions from employees and employers who participate in the pension plan. These ... In most states, pensions are funded with contributions from employees and employers who participate in the pension plan. These ... Pension benefits are especially unappealing to certain kinds of teachers that charters are likely to hire-mid-career entrants ... Pension benefits are especially unappealing to certain kinds of teachers that charters are likely to hire-mid-career entrants ...
https://www.forbes.com/sites/joshbarro/2012/02/08/charter-schools-pensions-and-golden-handcuffs/
BitCoin Pension PlanBitCoin Pension Plan
The pension short term pension plan to create value with the New Thing for yourself. ...
https://docs.google.com/forms/d/1aTfuzoHqumGv-VjdERy4KWnzb061UjddPzfspMQAulQ/viewform?edit_requested=true
Midlands: The pensions timebomb | LegalWeekMidlands: The pensions timebomb | LegalWeek
Underfunded defined benefit pension plans are a hot topic right now - mostly for all the wrong reasons. They get in the way of ... Midlands: The pensions timebomb. Underfunded defined benefit pension plans are a hot topic right now - mostly for all the wrong ...
https://www.law.com/legal-week/sites/legalweek/2007/05/09/midlands-the-pensions-timebomb/
NJ Division of Pensions & BenefitsNJ Division of Pensions & Benefits
... Health Benefits Bureau P.O. BOX 653 Trenton, NJ 08646-0653 Cobra Billing Notice ... Any other correspondence should be sent to: Division of Pensions & Benefits, P.O. Box 299, Trenton, NJ 08625-0299. ...
http://www.state.nj.us/treasury/pensions/hb-active-billing.shtml
Old-age Pensions | Encyclopedia.comOld-age Pensions | Encyclopedia.com
old-age pensions* were first paid to persons over 70 years of age on 1 January 1909. Their introduction had been debated for ... Retirement pensions superseded the old-age pension in 1946 for all except those who had no contribution record after 1946.. Ian ... old-age pensions were first paid to persons over 70 years of age on 1 January 1909. Their introduction had been debated for ... old-age pensions The Oxford Companion to British History © The Oxford Companion to British History 2002, originally published ...
https://www.encyclopedia.com/history/modern-europe/british-and-irish-history/old-age-pensions
NJ Division of Pensions & BenefitsNJ Division of Pensions & Benefits
Call the NJDPBs Office of Client Services at (609) 292-7524 or send an e-mail to The Division of Pensions & Benefits See also ...
http://www.state.nj.us/treasury/pensions/hb-retired-cobra.shtml
Overpaid Pensions Being Seized -...'Overpaid' Pensions Being Seized -...
... amid internal audits of their pension plans, are discovering they have mistakenly overpaid retirees and are taking action to ... The pension would be cut by two-thirds, to $967 a month, the letter said-and he had to repay $100,000. ... Yore, 73 years old, received a letter earlier this year saying the pension he had been receiving in retirement was too large. ... Ralph Yore, a retired aircraft inspector, found out the hard way what happens when companies make pension errors. ...
https://www.wsj.com/articles/SB10001424052748703723504575425421188456544
Workplace pensions - HomeWorkplace pensions - Home
... personal and stakeholder pensions and what happens when you change jobs. ... Types of pensions provided by employers including occupational, ... Debt and money Pensions Types of pension Workplace pensions /* ... group personal pensions or stakeholder pensions.. Occupational pensions. Occupational pension schemes are set up by employers ... Find out about scams at Pension Wise.. Further help and information. Pension Wise. Pension Wise is a free and impartial service ...
https://www.citizensadvice.org.uk/wales/debt-and-money/pensions/types-of-pension/workplace-pensions/
2019PensionersSchemes2018ReformPersonal pensionsRetirees2017Automatic enrolmentBenefitsContributionsReverting pension fundsDepartment for WorkFundFundsCrisis2020PlansState pensions2016RegulatorBasic state pWorkersContributionAssetsEmployeePrivateGovernmentCutsPlanCoronavirusProvide pensionsWorkplace pensionsAdvisory ServiceBenefit Guaranty CorpContentMainTypicallyOverhaul1980EmployeesSeverance paySystemYearsSalaryPeopleFiscalEmployerDecentModestFirefightersEligibleRetireMultiemployer
20193
  • The changes feature in the National Pension Scheme (Occupational Pensions) Amendment Act 2019 that passed parliament in November 2019. (mercer.com)
  • In February 2019 The Cardano Group acquired Now:Pensions from ATP after Now:Pensions ran into multiple administration problems and years of poor performance. (wikipedia.org)
  • The ABC Audited average circulation for the Professional Pensions print edition for the period 1 July 2018 - 30 June 2019 was 8,197. (wikipedia.org)
Pensioners15
  • Many of today's pensioners are people who took early retirement, because they had good pensions and could afford to. (economist.com)
  • When the Labour Party meets for its annual conference in Brighton later this month, pensioners will be holding a rally to lobby for higher pensions. (economist.com)
  • One reason why Labour did badly in the local government elections this spring was that so many pensioners were annoyed with the small rise in the basic pension this year-just 75p for the basic single pension, taking it to £67.50 a week. (economist.com)
  • Unlike the basic pension which is tied to prices, the payment is linked to earnings so that the group of pensioners receiving it shares in the growing prosperity of the country. (economist.com)
  • The reform will sweep away these capital-related rules and focus instead on the income that pensioners receive from their savings and occupational pensions. (economist.com)
  • What many pensioners, including Tony Booth, the prime minister's father-in-law, are demanding is for basic pensions to be once again linked to earnings, rather than prices. (economist.com)
  • You can find information here about the BASF UK Group Pension Scheme for all members - including current employees (active members), former employees (deferred members) and those receiving a pension (pensioners). (basf.com)
  • If you make life hard enough for pensioners then they probably will not live as long, thus saving even more money for hard pressed pension funds. (bbc.co.uk)
  • Content about state and private pensions, pensioners and workers' struggles over retirement pensions. (libcom.org)
  • Currently, the Government freezes the pensions of British state pensioners living in a number of countries, including Australia, New Zealand, Canada and South Africa, at the rate it is when first received. (thetimes.co.uk)
  • More than half a million pensioners overseas are affected by frozen pensions, simply by choosing the "wrong" country to call their new home. (thetimes.co.uk)
  • Under the agreement, the NIS 400,000 a month in pension payments will be released by the Treasury to the Health Ministry, which will allocate the funds as "support" for non-governmental organizations to the receiver, which will then pay the pensioners. (jpost.com)
  • Although the money will not come from the Health Ministry's budget itself, Health Minister and Gil Pensioners Party MK Ya'acov Ben-Yizri has welcomed the agreement, saying he was sorry that "in this day and age, people are not getting the pension they deserve by law. (jpost.com)
  • The aim with any public pension fund is to make it financially self-sustaining so that it can pay obligations to pensioners well into the future without stressing government budgets. (chicagobusiness.com)
  • In 2009, Prichard filed for bankruptcy for the second time in order to stay a pending suit brought by its pensioners after it failed to make pension payments for six months. (reuters.com)
Schemes25
  • We are a small team within HR and whilst the actual administration of the University pension schemes is carried out externally, we provide an on-site pensions service to employees and the University, giving help, information and acting as an interface with the administrators. (reading.ac.uk)
  • Called retirement plans in the United States , they are commonly known as pension schemes in the United Kingdom and Ireland and superannuation plans (or super [3] ) in Australia and New Zealand . (wikipedia.org)
  • How can Collective Defined Contribution Pensions schemes be implemented effectively? (thersa.org)
  • With more than 100 marketplace pension plans now underperforming and failing savers, attention is turning to popular proven accounts such as Qualifying Recognised Overseas Pension Schemes. (prweb.com)
  • A host of life insurance companies and pension purveyors have systematically failed savers, predominantly by selling them financial products and legacy pension schemes such as 'with-profits' funds, which have rapidly become renowned for being an obsolete investment option. (prweb.com)
  • Multi-currency investment accounts such as the HMRC-approved Qualifying Recognised Overseas Pension Schemes are currently attracting unprecedented attention amidst marketplace rivals. (prweb.com)
  • Occupational pension schemes are set up by employers to provide pensions for their employees. (citizensadvice.org.uk)
  • Final salary pension schemes can also be called defined benefit schemes . (citizensadvice.org.uk)
  • In most final salary schemes, you pay a set percentage of your wages towards your pension fund and your employer pays the rest. (citizensadvice.org.uk)
  • However, if your employer isn't going to make any contributions to the pension or you are not yet eligible for automatic enrolment, you may want to compare the benefits of the scheme with personal pensions schemes elsewhere. (citizensadvice.org.uk)
  • If you believe RPI will always exceed CPI, the govt are effectively proposing to allow pension schemes to reduce the value of members' accrued benefits, not just future ones. (bbc.co.uk)
  • What are the rules about occupational pension schemes? (citizensinformation.ie)
  • The Financial Services and Pensions Ombudsman has the power to investigate and determine complaints concerning disputes of fact, law and errors in relation to occupational and other pension schemes. (citizensinformation.ie)
  • The Pensions Authority (formerly known as the Pensions Board) is the regulatory body for Occupational Pension Schemes and Personal Retirement Savings Accounts (PRSAs). (citizensinformation.ie)
  • As an employee, you are eligible to join one of two occupational pension schemes. (bbk.ac.uk)
  • With both schemes, upon retirement, you are eligible to receive a tax-free lump sum payment, together with an annual, index-linked pension and offer a 'Death in Service' lump sum payment. (bbk.ac.uk)
  • The Canada Pension Plan, the U.S. Social Security system, the 401(k), IRA and RRSP schemes all fall within the scope of the five pillar system. (investopedia.com)
  • Workers should not be automatically-enrolled into pension schemes offering poor value for money, the Pensions Regulator has said. (ageuk.org.uk)
  • The regulator's plans to steer employers away from enrolling their workers into poor-quality schemes has been welcomed by Pensions Minister Steve Webb. (ageuk.org.uk)
  • Pensions Regulator chairman Michael O'Higgins told the NAPF's London conference that employees should not be automatically enrolled into smaller pension schemes that were poorly run, did not benefit from economies of scale and made charges that did not represent value for money. (ageuk.org.uk)
  • Speaking at the conference, Mr O'Higgins added that employers also shouldn't automatically enrol workers into older schemes whose higher administration charges took their toll on pension pots. (ageuk.org.uk)
  • The Pensions Regulator has suggested taking a voluntary approach that could see schemes submit annual reports to help employers, workers and the regulator assess how well governed they are. (ageuk.org.uk)
  • Launched in October and starting with employees working for larger firms, the Government's automatic enrolment scheme will eventually see up to 10 million workers put into workplace pension schemes. (ageuk.org.uk)
  • Commenting on the regulator's plans Mr Webb said: 'We support the Pensions Regulator's work to ensure people are automatically enrolled into high-quality, well-governed pension schemes. (ageuk.org.uk)
  • He said the quality of schemes was crucial to achieving the objectives of auto-enrolment, adding that there much that could be done to 'reinvigorate' workplace pensions. (ageuk.org.uk)
20183
  • Libcom's archive of the 'University Worker' weekly bulletins produced by Notes from Below for the 2018 lecturers nationwide pension strike. (libcom.org)
  • To ask the Secretary of State for Work and Pensions, what the timetable is for pension savers to start benefiting from the provisions of the Financial Guidance and Claims Act 2018 for ensuring that those savers receive impartial pensions guidance before accessing their pension savings. (parliament.uk)
  • View and download the Annual Survey of Public Pensions datasets for 2018. (census.gov)
Reform20
  • 2-3 October 2014, Swakopmund, Namibia: This event focused on the pension reform process in Africa, tax and the financial incentives that affect savings in complementary private pensions, and the role of pension funds in long-term investment financing and capital market development. (oecd.org)
  • And, after all, we actuaries like to comfort ourselves with the notion that major pension reform legislation has a history of bipartisanship, and we're not entirely wrong. (forbes.com)
  • As nwLaborPress.org reported at the time , the most recent pension reform, the Multiemployer Pension Reform Act of 2014, itself took the form of an amendment to a budget bill, without much debate on the pension changes because of the rushed and behind-closed-doors of the entire budget process. (forbes.com)
  • Statement about recent pension reform in Russia written by the Krasnoyarsk Marxist Workers' Group. (libcom.org)
  • In 2006 reform to pension and benefit allowances spark a series of protests throughout the country. (libcom.org)
  • He is listed as No. 4 on the California Pension Reform watchdog list for Costa Mesa for these extravagant benefits. (latimes.com)
  • Epperson is the poster child for the pension reform movement that voters are vocally demanding. (latimes.com)
  • Epperson, pension reform is not something that the voters will wait to see happen at the state level. (latimes.com)
  • In fact, pension reform is already happening in cities all over California, including Seal Beach and Brea, where their police worked cooperatively with city leaders to arrive at reasonable compensation packages that don't rip off taxpayers and our children, who will be saddled with this unreasonable debt. (latimes.com)
  • When the 2013 California pension reform was implemented, public employees were required to contribute more funds to their own retirement, and a few counties stopped applying 31808(a)(1). (vcstar.com)
  • Rhee's agenda, by my reading, hasn't included much focus on teacher pension issues so far, but she weighed in on this one, telling lawmakers that in principle she backs the concept of "pension reform," and that in an era when states are scrambling to pay their bills, states are "going to have to bite the bullet" on changing those retirement systems. (edweek.org)
  • But states that are seriously minded about public school reform are going to have to bite the bullet in pension reform. (edweek.org)
  • Fiscal Deficits and Private Saving in Pension Reform: 5. (cambridge.org)
  • The ambitious goal of this edited collection is to synthesize many of the lessons learned from previous reforms as well as to summarize the expertise on those issues that is most critical to pension reform: political design of pension policy, fiscal deficits and private savings in pension reform, and the macroeconomic effects of pensions. (cambridge.org)
  • To be sure, there's a need to reform public pensions, but this is a basically technocratic question that has little to do with economic freedom as such. (cato.org)
  • The Minister for Public Expenditure and Reform Brendan Howlin has said that a proposed new pension scheme for public servants will benefit lower paid government employees more than high flyers. (rte.ie)
  • Addressing the Oireachtas Committee on Public Expenditure and Reform, he also said the scheme will permit many future public servants to retire on pensions in excess of half their final salary. (rte.ie)
  • Private Pensions and Public Policies sheds timely and much-needed light on specific issues within the broader context and framework of pension reform. (brookings.edu)
  • The House passes a Republican-sponsored bill to reform private pension plans after thousands of employees lost their savings in the Enron collapse. (pbs.org)
  • Unlike the Republican version of pension reform, our bill would give employees a voice about their pension plans. (pbs.org)
Personal pensions5
  • Once, personal pensions were simple. (thersa.org)
  • For more information about personal pensions offered outside the workplace, see choosing a personal pension . (citizensadvice.org.uk)
  • Personal pensions are suitable for those without a company scheme. (which.co.uk)
  • Many people with Personal Pensions have already discovered they might have been better staying with a company scheme. (bbc.co.uk)
  • There are rules that apply to personal pensions. (citizensinformation.ie)
Retirees22
  • Our goal is to provide the highest-level of customer support, and to work to protect workers' and retirees' hard-earned pension benefits. (pbgc.gov)
  • Multiemployer pension plans are in crisis, posing a threat to the promised retirement income of millions of American workers and retirees and their families. (pbgc.gov)
  • I get e-mails from workers or retirees who are counting on these pensions, or from concerned family members, and they see no sign of hope. (forbes.com)
  • For most retirees without a pension, Social Security will not be enough, so other types of retirement savings, like a 401(k), are encouraged. (investopedia.com)
  • The article failed to mention that the county pension system is partially funded by reducing retirees' final monthly compensation. (vcstar.com)
  • County pensions The article failed to mention that the county pension system is partially funded by reducing retirees' final monthly compensation. (vcstar.com)
  • The article failed to mention that the Ventura County Employees' Retirement Association (VCERA) pension system is partially funded by reducing retirees' final monthly compensation by applying California Government Code 31808(a)(1). (vcstar.com)
  • Until Bikur Holim Hospital is sold, its 270 retirees - who since 2003 have received their monthly pensions late or not at all - will get them from the Treasury via the Health Ministry. (jpost.com)
  • Until Jerusalem's venerable Bikur Holim Hospital is sold to private entrepreneurs, its 270 retirees - who since it was put into official receivership in 2003 have received their monthly pensions late or not at all - will get them from the Treasury via the Health Ministry. (jpost.com)
  • The agreement covers July pensions, which the retirees have not yet received, and payments for August. (jpost.com)
  • There is currently $2.7 trillion already set aside in pension trusts for current and future retirees. (nlc.org)
  • state / local government retirees do not draw down their pensions all at once. (nlc.org)
  • The portion of state and local government spending dedicated to retirement system contributions is about three percent.4 Pensions are a trust that public retirees and their employers contributed to while they were working. (nlc.org)
  • The retirees said their goal is to inform students, professors and others walking through Beinecke about their experiences living on a Yale pension, which they characterize as insufficient. (yaledailynews.com)
  • The retirees also erected a wall on Beinecke, so retired union members could post testimonials and information regarding when they retired and what they earn in pensions. (yaledailynews.com)
  • Yale Unions Retirees Association President Doris Rogan, who retired in 1997 after working at Yale for ten years, said she receives $360 a month in pensions. (yaledailynews.com)
  • She said the retirees are holding the vigil to give the pensions issue a personal perspective. (yaledailynews.com)
  • Though the retirees said the University is not legally bound to adjust pensions for retired union members, they said they hope their actions can help future generations of Yale workers retire with better pay. (yaledailynews.com)
  • Simply put, the state's 17 largest pension funds are slated to pay out more than $17.3 billion in benefits to some 483,000 retirees and survivors this year, totals that underscore the broad reach of pension checks for former public employees. (chicagobusiness.com)
  • There appears to be a frenzy of comments lately that public retirees receive excessive pensions in the current economy and that they need to be reduced. (reuters.com)
  • Detroit pays a relatively modest median pension of $19,000 a year to general government retirees and $30,000 to police and fire retirees. (reuters.com)
  • Central Falls' small group of retirees had no money or time to defend their pensions and lost about half of their monthly payments through the receivership and bankruptcy process. (reuters.com)
20175
  • Yet a BGA analysis of 2017 data from major pension funds for state and municipal employees vividly illustrates the disconnect between high-rolling pensions, legally protected but irksome as they may be, and the deep financial plight experienced by many of those funds. (chicagobusiness.com)
  • The median pension in 2017 for retired suburban and Downstate teachers stands at $52,016, the analysis shows, while the median for general state workers is $28,946. (chicagobusiness.com)
  • The raw pension data for 2017 is now posted under the tools and data section of the BGA website. (chicagobusiness.com)
  • During the three years leading up to June 30, 2017 Now:Pensions achieved a 2.8 percent annualized return, which was significantly less than the returns achieved by almost all of its competitors during the same time. (wikipedia.org)
  • In November 2017 the Pensions Regulator fined the trustees of Now:Pensions £50,000 for administration problems. (wikipedia.org)
Automatic enrolment3
  • The automatic enrolment system, which will be phased in over six years, aims to boost the low level of pension savings among UK workers, especially in the private sector. (bbc.co.uk)
  • However, your employer may have to offer you automatic enrolment into a workplace pension, in which case they will be obliged to make contributions. (citizensadvice.org.uk)
  • Your employer must enrol you into their workplace pension if you're an eligible employee -this is called automatic enrolment. (citizensadvice.org.uk)
Benefits43
  • There are more than 80,000 people who have not claimed pension benefits they are owed. (pbgc.gov)
  • Those unclaimed pensions equal a total of over $300 million dollars, with individual benefits ranging from twelve cents to almost a million dollars. (pbgc.gov)
  • The payment of such modest, basic pensions can have both direct benefits, in preventing or alleviating poverty for the beneficiaries, but is likely also to have indirect, but no less significant, advantages. (ilo.org)
  • Slowik: If we're voting on 'fair taxes,' why can't we vote to reduce pension benefits? (chicagotribune.com)
  • Readers wonder if lawmakers could put a referendum to Illinois voters about amending the constitution to address the high costs of pension benefits. (chicagotribune.com)
  • Deferred members do not accrue pension rights and do not yet receive pension benefits. (dnb.nl)
  • Pension beneficiaries are the persons who receive pension benefits from the pension fund. (dnb.nl)
  • Many pensions also contain an additional insurance aspect, since they often will pay benefits to survivors or disabled beneficiaries. (wikipedia.org)
  • New York, however, failed to fund its pension benefits adequately, while being buffeted by economic crosswinds itself. (governing.com)
  • San Diego's municipal workers were also granted generous pension benefits. (governing.com)
  • Pensions are the largest tangible post-employment reward for a career that study after study shows pays less than comparable jobs in the private sector, even when those pension benefits are included. (prospect.org)
  • Most of the largely right-wing interest groups and politicians sounding the alarm over pensions hope that by attacking the benefits of public-sector employees, they will weaken public-sector unions and undermine confidence in state government, furthering both their political ambitions and small -- government ideology. (prospect.org)
  • The department was initially tasked with creating Jobcentre Plus and the Pensions Service from the remains of the Employment Service and the Benefits Agency . (wikipedia.org)
  • Maria Fitzpatrick's research on the Illinois Teacher Retirement System suggests that teachers value added pension benefits at a huge discount to their present market value-meaning that they would much rather receive a dollar in wages than a dollar's worth of future retirement benefits. (forbes.com)
  • If charter schools were free to spend money on wages instead of pension benefits, they might be able to hire more and better teachers. (forbes.com)
  • Pension benefits are especially unappealing to certain kinds of teachers that charters are likely to hire-mid-career entrants to teaching, and young people who do not expect to spend a full career in teaching. (forbes.com)
  • Any other correspondence should be sent to: Division of Pensions & Benefits, P.O. Box 299, Trenton, NJ 08625-0299. (nj.us)
  • The legs consist of Social Security, pension benefits and savings. (bankrate.com)
  • Information for members with deferred DB benefits and members receiving a DB pension can be found here. (basf.com)
  • In the budget wasn't there a mention of changing most benefits and state pensions onto CPI too? (bbc.co.uk)
  • Would you like to find out how to buy extra pension benefits - or what the new Stakeholder Pensions are all about? (bbc.co.uk)
  • Conditional on receiving pensions, the value of pension benefits varies because white males have the highest level of expected tenure atretirement. (nber.org)
  • If you leave before then, you will forfeit any unvested pension benefits. (cnn.com)
  • Your parents and grandparents, if they worked for the same company for many years, may have enjoyed generous pension benefits. (investopedia.com)
  • Many years ago, employers encouraged Congress to amend the pension rules and allow them to use money in over-funded pension plans for other employee benefits, such as retiree health plans and early-retirement payments. (investopedia.com)
  • Although many seniors receive Social Security benefits in retirement, the Social Security system isn't considered a pension. (investopedia.com)
  • It may look like a pension because upon retirement (if you have paid into the system during your working years), you are eligible to receive monthly benefits. (investopedia.com)
  • Defined Benefits (DB) pension plans are typically legacy arrangements or are steadily approaching that status. (aon.com)
  • At Aon, we look to a future of ' Pensions Stability ' - a future in which risk will usually be significantly lower than today for both trustees (in terms of paying benefits to members) and for sponsors (in terms of not having to pay further or unexpected contributions). (aon.com)
  • Early Retirement Pension Benefits ," NBER Working Papers 0654, National Bureau of Economic Research, Inc. (repec.org)
  • Two measures would exempt military retirement pay from the state income tax, one would exempt military pensions and Social Security benefits, and one would eliminate taxes on all pensions. (yahoo.com)
  • Lawmakers have pitched scores of tax-exemption proposals this year aimed at Social Security benefits, military pensions and other forms of retirement pay. (yahoo.com)
  • He receives a $146,000 a year lifetime pension from taxpayers, with at least a 2% annual increase for life and a lifetime of free medical benefits. (latimes.com)
  • In the past pension plans were differentiated from other types of retirement plans in that employers were committed to providing a certain monetary level of benefits to employees upon retirement. (encyclopedia.com)
  • Most members working from home will not see any effect on their pension but those on furlough and who volunteer in the NHS may need to check the effect on their benefits. (ucu.org.uk)
  • Therefore, it is misleading to combine unfunded pension liabilities with the unfunded retiree health benefits as an argument for impending pension meltdown. (nlc.org)
  • Former members who have reached the normal retirement age and retired can cash out small pension benefits not exceeding BM$50,000. (mercer.com)
  • Members and former members who have reached the normal retirement age and retired can withdraw a lump sum up to 25% of the value of their pension account or commuted value of their benefits. (mercer.com)
  • According to the complaint, the judges are "entitled to have their pension benefits which were vested during the 'protected period' adjusted annually in accordance with the C-PIU [consumer price index, category U) as determined by the California Department of Industrial Relations. (courthousenews.com)
  • The conclusion that emerges from this review is that despite a myriad of legislative changes, all of which combine to increase the likelihood that persons covered by pension plans will actually receive benefits, the U.S. pension system is still a very erratic and unpredictable way to provide retirement income and it benefits only a privileged subset of the population. (repec.org)
  • The Illinois Constitution includes a strong prohibition against pension benefits, once granted, ever being "diminished or impaired. (chicagobusiness.com)
  • That decidedly has not been the case with many of the largest pension funds in Illinois, where government officials have spent decades skimping on money they owed to cover the employer share of retirement benefits for public workers. (chicagobusiness.com)
  • Stockton's city manager and council don't want to cut pensions after eliminating retiree health care benefits (OPEBs). (reuters.com)
Contributions13
  • So they will not be able to claim even the state minimum pension of $125 a month, which is restricted to those with 20 years of contributions to a fund. (economist.com)
  • Tony Blair is considering emergency legislation to prevent the new cap on pension contributions discouraging leading barristers from joining the judiciary. (telegraph.co.uk)
  • In most states, pensions are funded with contributions from employees and employers who participate in the pension plan. (forbes.com)
  • A workplace pension scheme is a way of saving for your retirement through contributions deducted direct from your wages. (citizensadvice.org.uk)
  • Your employer may also make contributions to your pension through the scheme. (citizensadvice.org.uk)
  • Then, compare their retirement ages and annual retirement contributions, and calculate what the private-sector worker's contribution would have to be to equal a public-sector pension. (nypost.com)
  • Pensions are typically workplace retirement plans, in which an employer makes contributions to a pool of funds on behalf of employees. (investopedia.com)
  • The Department of Health launched a consultation on 28 July 2011 on proposed changes to the level of contributions made by NHS Pension Scheme members towards their pension. (nationalarchives.gov.uk)
  • Mandatory systems that depend on public contributions fall under this block such as the U.S. Social Security system and the Canada Pension Plan. (investopedia.com)
  • An interim solution where both employers and employees will be required to pay higher pension contributions has been agreed. (sky.com)
  • Management did not deposit salary deductions and employer contributions for pensions for a long time, causing the Treasury to pay them under pressure but without an official agreement. (jpost.com)
  • He said future 'high-flyers' like department secretaries general who could could currently get 'Rolls Royce' pensions would have that reduced by averaging pension contributions across their entire career. (rte.ie)
  • The commission attributed the largest share of that debt growth, $44.6 billion, to the shortfall in employer pension contributions from the state. (chicagobusiness.com)
Reverting pension funds1
  • He says he's not necessarily against reverting pension funds back to the state, but he says the government is trying to ram the plan through. (npr.org)
Department for Work1
  • The Department for Work and Pensions ( DWP ) is the largest government department in the United Kingdom , and is responsible for welfare and pension policy. (wikipedia.org)
Fund19
  • DNB supervises the Dutch pension fund sector. (dnb.nl)
  • Members are people that accrue pension entitlements with a pension fund. (dnb.nl)
  • A pension ( / ˈ p ɛ n ʃ ə n / , from Latin pensiō , "payment") is a fund into which a sum of money is added during an employee's employment years and from which payments are drawn to support the person's retirement from work in the form of periodic payments. (wikipedia.org)
  • Labor unions , the government, or other organizations may also fund pensions. (wikipedia.org)
  • They estimate that if investment returns of state pension funds had merely averaged what economists call the "risk free" rate of 4.5 percent a year since 2007, pension-fund assets would have been $857 billion higher than they are today and would more than plug the entire aggregate gap. (prospect.org)
  • Investors are now looking into more rewarding options than those originally offered by pension providers and the insurance and fund management companies whose services have ultimately disappointed their expectations. (prweb.com)
  • Most of them do not contribute to a pension fund. (economist.com)
  • back in December, I detailed the ways in which the original pension legislation, ERISA, and subsequent laws, put roadblocks in front of plans trying to properly fund their plans, and suggested that a better framing than "bailout" is that idea that the government would be making "restoration payments" in acknowledgement of these regulatory flaws. (forbes.com)
  • Santiago Justiniano works in a bank and he's accumulated about $40,000 after 14 years of paying into his private pension fund. (npr.org)
  • But it's also a good idea to try and save some extra money in a pension fund, to give you a decent standard of living. (citizensadvice.org.uk)
  • Fund Factsheets, Investment Guide and link to the Pension Portal. (basf.com)
  • These alternative arrangements are sometimes presented as pension 'loans', but ultimately they end up leaving individuals with a very high administration fee and tax bill from Her Majesty's Revenue and Customs ('HMRC') which can be more than half the value of their pension fund. (basf.com)
  • As for pension funds that are in deficit, that 16% fall in what they'd pay out to each pensioner would be seen as a welcome fall in their overall liabilities - though probably not enough to transform a sick pension fund, such as the Royal Mail's with its £10bn deficit, into a healthy one. (bbc.co.uk)
  • Based on the official rates of projected returns for pension fund investments, a 30 year veteran, retiring on a "3.0% at 50″ pension, will collect 90% of their salary in retirement, and they will need to contribute 32.5% of their pay into their pension fund every year they work. (theatlantic.com)
  • On that basis, 9% is less than one-third what will be necessary to fund their retirement pension. (theatlantic.com)
  • Small business owners can set up a wide variety of pension plans by filling out the necessary forms at any financial institution (a bank, mutual fund , insurance company, brokerage firm, etc. (encyclopedia.com)
  • Pension fund managers face the difficult choice between taking this advice at a time when conditions seem the most dangerous and staying conservative as these strategies begin to pay off over the long term. (cnbc.com)
  • Over the last 25 years that saw three economic recessions and four years of negative median public fund investment returns actual public pension investment returns averaged 9.25 percent, which exceeded projections. (nlc.org)
  • Further, Prichard had failed to make a $16.5 million payment to its pension fund under its previous plan of adjustment. (reuters.com)
Funds36
  • This project aims to facilitate long-term investment by institutional investors such as pension funds, insurance companies, and sovereign wealth funds, addressing both potential regulatory obstacles and market failures. (oecd.org)
  • This dashboard shows the number of people accruing and having accrued pension rights with pension funds, from 1997 onwards. (dnb.nl)
  • Given the pension funds' fiscal condition, it's hard to understand any serious opposition to these modest measures. (reason.com)
  • First, how bad off are state pension funds, really? (prospect.org)
  • Kolanovic sees sentiment deterioration and fundamental selling from hedge funds, pensions, wealth funds and. (benzinga.com)
  • John Mellow of CNBC reports, Underfunded Pensions Pressured to Make Riskier Bets: After a tumultuous August, pension funds for companies, governments and unions are falling further under water, raising pressure on boards to take on more risk at a time when the economic and policy outlook has. (benzinga.com)
  • Pryce Warner International Group have seen a significant increase in QROPS uptake, since it was revealed that international investors now share a staggering £30bn of stagnant pension funds. (prweb.com)
  • Something that impoverished retiree investors will surely attest is the fact that final pension funds are dictated by the performance of any given plan, so it's vital that investors address their underperforming plans as soon as possible, to avoid truly dire consequences later on in life. (prweb.com)
  • No wonder the government is starting to worry about its commitment to those for whom private pension funds appear not, after all, to guarantee a comfortable old age. (economist.com)
  • FORERO: He urged the opposition forces to quickly approve the nationalization of the pension funds, warning that it can't wait. (npr.org)
  • He echoes other economists who believe the government wants to raid the pension funds. (npr.org)
  • If it appears that there will be higher payouts in the future then the companies will have to pay out less at the start of a pension or else they will run out of funds quicker! (bbc.co.uk)
  • This means that the nearly best case scenarios here, 7.5% before inflation (showing as 4.5% after inflation on the table), are representative of the current official long-term projections used by most pension funds. (theatlantic.com)
  • But what if the pension funds return less than 4.5% (7.5% before inflation) per year? (theatlantic.com)
  • In the past, employers were required to maintain excess pension assets within the plan and were not to use the funds for other expenses. (investopedia.com)
  • That resulted in a mass downsizing of pension monies and, ultimately, underfunded pension funds . (investopedia.com)
  • Using taxpayers' money to bring pension funds of bankers up to standard was a regrettable but essential move in reviving the economy, Communications Minister Pat Rabbitte has said. (irishexaminer.com)
  • Many private employers pay into pension funds or retirement accounts for their employees, too. (factcheck.org)
  • This includes pension funds and defined-contribution accounts and/or plans with a wide array of design options. (investopedia.com)
  • 9. Are there (good) macroeconomic reasons for limiting external investments by pension funds? (cambridge.org)
  • The study also said that when pension funds are invested, the financial return lags behind even normal bank interest rates. (csmonitor.com)
  • After a tumultuous August, pension funds for companies, governments and unions are falling further under water, raising pressure on boards to take on more risk at a time when the economic and policy outlook has never been more uncertain. (cnbc.com)
  • Most pension funds should already be in commodities and emerging markets and deploying options strategies," said Damon Krytzer, a trustee for the San Jose Police and Fire retirement plan and a managing director at Waverly Advisors. (cnbc.com)
  • City Comptroller Scott Stringer said the city's pension funds withdrew shareholder requests that two companies diversify their boards after women were appointed. (crainsnewyork.com)
  • New York City Comptroller Scott Stringer said the city's $148 billion pension funds withdrew shareholder requests that Jarden Corp. and Microchip Technology Inc. diversify after they appointed women to their boards. (crainsnewyork.com)
  • Former Comptroller John Liu filed 54 shareholder proposals related to environmental, social and governance changes to 54 companies on behalf of the five pension funds in the fiscal year ending June 30, according to the city's annual financial report. (crainsnewyork.com)
  • We have a very positive dialogue with representatives from New York City's pension funds," Mr. Swenson said in an e-mail. (crainsnewyork.com)
  • But if the size of all pensions could magically be capped at $100,000, the savings at those major funds would amount to $450 million this year, only 2.6 percent of the total. (chicagobusiness.com)
  • It examined pension records for funds covering public school teachers and university employees, state, Chicago, and Cook County employees, and tens of thousands of other public workers in the suburbs and Downstate. (chicagobusiness.com)
  • Excluded from the analysis were records from hundreds of smaller, municipally operated pension funds covering police and firefighters outside of Chicago. (chicagobusiness.com)
  • The financial perils faced by Illinois pension funds are both real and ripe for misunderstanding and political demagoguery. (chicagobusiness.com)
  • Just five of the 17 pension funds-those managed by the state for public university workers, suburban and Downstate teachers, general state employees, judges and legislators-collectively face an unfunded liability of $130 billion. (chicagobusiness.com)
  • A recent analysis by the legislature's economic forecasting arm, a bipartisan body akin to the Congressional Budget Office, vividly illustrates the central role played by the state's chronic failure to meet its pension funding obligations in the explosion of debt at those five state funds. (chicagobusiness.com)
  • From fiscal 1996 to 2016, unfunded liabilities at those funds grew by nearly $108 billion, or 675 percent, despite a long-term commitment to ramping up annual pension investments and improve financial soundness at the retirement funds, according to the Commission on Government Forecasting and Accountability. (chicagobusiness.com)
  • In addition to the unpaid bills, Prichard also admitted to not making payments to its employees' pension funds and, even though the city had withheld taxes from employees' paychecks, the city failed to submit such withholdings to the state and federal governments. (reuters.com)
  • I'm certain that the Enron employees who recently lost their life savings would have loved to have had an opportunity to be at the table to discuss how their pension plan funds would be spent. (pbs.org)
Crisis4
  • Delaying and skipping payments into the system created Illinois' pension crisis. (chicagotribune.com)
  • Public workers' pensions are likened daily in the news media to a crisis or a tsunami, about to drown us all. (prospect.org)
  • We feel it is important to highlight the potentially disastrous unintended impact that the pensions changes may have on the provision of national services for critically ill children and young people in the NHS, and call for the Johnson government to tackle the root cause of the crisis - namely, the tapered annual allowance. (bmj.com)
  • In the wake of the financial crisis and Time of Shedding and Cold Rocks, the health of state and local pension plans has emerged as a front burner policy issue. (brookings.edu)
20201
  • We reminded you in the December 2020 pension payslips and we wrote to those members who have not returned their Certificate of Existence in March 2021. (methodist.org.uk)
Plans45
  • We protect the retirement security of nearly 37 million Americans in single employer and multiemployer pension plans. (pbgc.gov)
  • Pensions Minister Steve Webb to continue with plans to overhaul the private pensions market. (thersa.org)
  • A Cabinet row has broken out over plans to exempt judges from tighter tax controls on pensions. (telegraph.co.uk)
  • Under tax simplification plans in the Budget, tax relief on personal pension savings was limited to the first £1.5 million. (telegraph.co.uk)
  • e]xpand upon existing partitioning rules to allow plans to regain solvency by transferring pension liabilities to the PBGC. (forbes.com)
  • The IRS is proposing new rules that might be construed to say that charter school teachers are private employees, meaning they could no longer participate in government pension plans. (forbes.com)
  • But the regulation also offers us an opportunity to discuss a broader issue: why do charter schools even want to participate in defined-benefit pension plans? (forbes.com)
  • Of the 42 states that allow charter schools, 24 require those schools to participate in DB pension plans. (forbes.com)
  • Underfunded defined benefit pension plans are a hot topic right now - mostly for all the wrong reasons. (law.com)
  • But if two senators have their way, future federal workers won't have cushy pension plans to rely on. (bankrate.com)
  • You hear every day about the tremendous financial strain that state pension plans are under. (bankrate.com)
  • Since most Americans in the private sector don't have pensions, (or if they do, they are often inferior hybrids like cash-balance plans ), their retirement plans are teetering on a two-legged stool. (bankrate.com)
  • Already, corporate lobbyists, elevating stock-market gambling to the level of a fundamental human right, are undercutting modest efforts to prevent future abuses of 401(k) pension plans--which for most Americans is the heart of the Enron matter. (prospect.org)
  • By using a combination of the Current Population Survey and the 1980 Banker's Trust Corpprate Pension Plan Study, we find that the existence of pension plans contributes to black/white inequality but leaves male/female inequality unchanged among whites. (nber.org)
  • pensions and cash-balance plans . (cnn.com)
  • Fewer companies these days offer guaranteed pensions but allow workers to save in 401(k) plans, which are self-directed investments intended to generate retirement income. (investopedia.com)
  • Before the advent of IRAs and 401(k) plans , there were pensions. (investopedia.com)
  • Pensions nowadays are known officially as defined-benefit plans because the payment amount you'll receive in retirement is decided or defined in advance. (investopedia.com)
  • Pensions, in general, are considered qualified employer-sponsored plans, which makes them subject to required minimum distribution (RMD) rules. (investopedia.com)
  • The Effect of Pension Plans on the Pattern of Life-Cycle Compensation ," Boston College Working Papers in Economics 112, Boston College Department of Economics. (repec.org)
  • The term "pension plan" is now used to describe a variety of retirement programs that companies establish as a benefit for their employees - including 401(k) plans, profit-sharing plans, simplified employee pension (SEP) plans, and Keogh plans. (encyclopedia.com)
  • Some individuals also choose to establish personal pension plans to supplement their retirement savings. (encyclopedia.com)
  • Unlike the ever declining numbers of employees of large companies, who can simply participate in the pension plans and investment programs offered by their employers, entrepreneurs must set up and administer their own plans for themselves and for their employees. (encyclopedia.com)
  • Though establishing and funding pension plans can be both time-consuming and costly for small businesses, such programs are worth the effort for a number of reasons. (encyclopedia.com)
  • The number of small firms establishing pension plans grew considerably during the 1990s, but small employers still lag far behind larger ones in offering this type of benefit to employees. (encyclopedia.com)
  • A number of different types of pension plans are available. (encyclopedia.com)
  • David Blitzer, chairman of the index committee at S&P Indices, says ETFs are finally taking off as defined contribution pension plans start to embrace them. (ft.com)
  • Florida lawmakers heaped praise on Michelle Rhee yesterday, during a hearing in which the former DC schools chief backed their efforts to restrict teacher tenure and plugged Gov. Rick Scott's plans to change the state's pension system. (edweek.org)
  • One of Scott's ideas is to have teachers and other state workers contribute 5 percent of their pay to their pension plans-they don't chip in anything now-which the governor says is needed to cut state costs. (edweek.org)
  • 12. Conclusion: public pension plans in international perspective: problems, reforms and research issues Estelle James. (cambridge.org)
  • SAN FRANCISCO (MarketWatch) -- The stark choice faced by United Airlines over its now-terminated retiree pension plans is a center-stage issue at recently bankrupt rivals Delta Air Lines and Northwest Airlines and even outside the sector, Glenn Tilton, chief executive and chairman of UAL Corp. said Tuesday. (marketwatch.com)
  • This summer, United UALAQ turned its defined-benefit retirement plans, which were underfunded by $9.8 billion, over to the Pension Benefit Guaranty Corp. as part of a restructuring designed to create a well-capitalized carrier able to make money even with high fuel prices and aggressive competition willing to heavily discount fares. (marketwatch.com)
  • Outside, some 25 to 35 United flight attendants and other retired workers clad in lime-green shirts picketed the event to protest the handing over of the pension plans to the PBGC, according to an Association of Flight Attendants council representative Stan Kiino. (marketwatch.com)
  • He went on to write that because of laws keeping the pension plan from being looted, there is no chance of 'any u2018underfunding' of pension plans that would fall on the shoulders of the taxpayers. (lewrockwell.com)
  • But according to the analysis completed by Wilshire Research and published in the 2004 Wilshire Report on State Retirement Systems: Funding Levels and Asset Allocation, Nevada PERS is seriously underfunded - as are most state pension plans. (lewrockwell.com)
  • In fact, only two states have pension plans with more assets than liabilities: Florida and North Carolina. (lewrockwell.com)
  • Pension managers assume that their plans will earn eight percent per year on system assets. (lewrockwell.com)
  • Major employee pension plans are often used to finance foreign plants and antiunion companies, an AFL-CIO study concluded Thursday. (csmonitor.com)
  • Entering 2011, pension plans for companies in the S&P 500 were just 75 percent funded, down from 85 percent in 2010 and roughly 78 percent following the Lehman collapse, according to Goldman Sachs. (cnbc.com)
  • While pension obligations are legally binding, often backed by explicit state constitutional or statutory guarantees, states are generally free to change any provision of their retiree health plans, including terminating them, because they do not carry the same legal protections. (nlc.org)
  • These actual returns exceed the 8% average public pension investment assumption, as well as the average assumed rate of return used by the largest corporate pension plans. (nlc.org)
  • The U.S. Treasury estimates that personal income tax receipts in fiscal 1992 would be $51 billion higher without the special provisions accorded employer-sponsored pension plans. (repec.org)
  • Section II addresses the saving issue and concludes that support for employer-sponsored pension plans should not rest on the assumption that they increase national saving. (repec.org)
  • The important message is that it is time to explore the alternatives for revising the tax treatment of employer-sponsored pension plans. (repec.org)
  • The bill would allow employees to sell company stock in their company-sponsored pension plans, after holding it for three years. (pbs.org)
State pensions2
  • There's simply no evidence that state pensions are the current burden to public finances that their critics claim. (usatoday.com)
  • Judges are beginning to question the on-the-books legal protections assigned to state pensions, especially when those protections conflict with other laws. (cato.org)
20165
  • 5 December 2016 - Population ageing and the challenging economic environment, characterised by low returns, low growth and low interest rates, create serious problems for pension systems, affecting both pay-as-you-go (PAYG) financed public pensions and funded pensions. (oecd.org)
  • The two policy tools include this checklist and a matrix contained in Chapter 5 of the 2016 OECD Pensions Outlook. (oecd.org)
  • The 2016 OECD Core Principles of Private Pension Regulation provide governments, regulators and supervisors worldwide with a relevant common benchmark and high-level guidance on the design and operation of private pension systems. (oecd.org)
  • 9-10 November 2016, Hong Kong, China - The 2016 Global Forum will focus on making private pensions work better and, in particular, consumer protection in the pensions area. (oecd.org)
  • SAUL Pension - On the 1 April 2016 Final Salary members will move into the CARE plan. (bbk.ac.uk)
Regulator3
  • Please be vigilant if you receive such an approach, or indeed any unsolicited approach regarding your pension and read the information provided by the Pensions Regulator from the link below. (basf.com)
  • Pensions in the United Kingdom The Pensions Regulator National Employment Savings Trust The People's Pension Greenwood, John. (wikipedia.org)
  • The Pensions Regulator. (wikipedia.org)
Basic state p1
  • A basic state pension is a "contribution based" benefit, and depends on an individual's contribution history. (wikipedia.org)
Workers20
  • The trend of the increasing old-age "dependency ratio" - which translates into the decrease in the average number of active workers whose output can be shared with each elderly person - has placed increasing strains on the finances of the pension systems in most, if not all, countries globally, and sets a challenging context for the advice which the Social Protection Department is asked to provide. (ilo.org)
  • It's about pensions and although he writes about General Motors, much of the book is devoted to New York City subway workers and to San Diego's pension-driven municipal meltdown . (governing.com)
  • The Government's response to the Taylor Review promises to boost the employment rights of gig workers - but what about their pensions? (thersa.org)
  • In their mythology, greedy government workers are bankrupting states and pension-slashing politicians are saving the day. (usatoday.com)
  • In Christie's case, he has berated public workers and cut their pensions - all while handing out more than $1.5 billion in corporate subsidies . (usatoday.com)
  • This will apply automatically to workers who are at least 22 years old but below their state pension age, and who earn more than £7,475 a year, unless they are already in a workplace pension scheme or they opt out. (bbc.co.uk)
  • Surely, they should be forcing Private Companies to make decent Pension provision for their Workers (as they used to), rather than destroying the Public Sector Pensions. (bbc.co.uk)
  • Typically, workers retiring at the moment expect that their pension will be about two thirds of their current salary. (bbc.co.uk)
  • A short history of a two-day strike by thousands of New York city workers in pursuit of a pension plan. (libcom.org)
  • 93,000 workers in Ireland do not have an occupational pension. (rte.ie)
  • Nicole Gelinas portrays uniformed city workers as individuals who are draining the city's pension system and making lots of money after their retirement. (nypost.com)
  • In her book 'Retirement Heist: How Companies Plunder and Profit from the Nest Eggs of American Workers,' Ellen Schultz relates how these changes led many companies to move pension assets into unrelated company coffers. (investopedia.com)
  • A model is developed that shows how pension values which vary with the age of retirement make both workers and firms better off by moving the equilibrium in the direction of a perfect-information, first-best optimum. (repec.org)
  • Proposals to change the USS from a "defined benefit" scheme, which gives workers a guaranteed income in their retirement, to a purely "defined contribution" scheme, in which pensions are subject to fluctuations in the stock market, formed the focus of the complaints. (sky.com)
  • Some of those workers affected by the pension default were at the event and shouted out questions to Tilton, who addressed each one. (marketwatch.com)
  • Local 35 President Bob Proto said he hoped the vigil will show current workers how difficult it is to retire on a Yale pension. (yaledailynews.com)
  • Illinois' budget mess is the stepchild of Illinois' pension mess, and for that perhaps nothing incites more steam-coming-out-of-the-ears fury from critics than the volume of six figure annual retirement payouts-topped by one at $581,000-pledged to former public workers. (chicagobusiness.com)
  • For university workers, the median pension stands at $26,101, while for non-public safety municipal workers outside of Chicago it is $9,064. (chicagobusiness.com)
  • Republicans objected strenuously to a Democratic provision that could allow workers to sue their employers if pension investments go bad. (pbs.org)
  • The Pensions Act 2008 established new duties which require employers to automatically enrol eligible workers into a workplace pension plan that meets certain minimum standards. (wikipedia.org)
Contribution5
  • It has become urgent to decide on whether pension amounts or contribution rates should be adjusted, or whether the "normal" age of retirement from active work, and of drawing pensions, should be increased. (ilo.org)
  • A pension may be a "defined benefit plan", where a fixed sum is paid regularly to a person, or a "defined contribution plan", under which a fixed sum is invested that then becomes available at retirement age. (wikipedia.org)
  • British Land chief Chris Grigg has agreed to slash his pensions contribution by 5pc every year until it reaches 15pc. (telegraph.co.uk)
  • Retirement pensions superseded the old-age pension in 1946 for all except those who had no contribution record after 1946. (encyclopedia.com)
  • The vast majority of public employees are required to contribute a portion of their wages-typically, five to ten percent-to their state or local pension, and these contribution rates are being raised in many state and local governments. (nlc.org)
Assets5
  • According to a report from the National Association of State Retirement Administrators (NASRA), state pension assets have increased by nearly 25 percent since, wiping out around a quarter of the shortfall. (prospect.org)
  • Courts in Ireland have the power to treat pensions as assets. (citizensinformation.ie)
  • The Survey of Public Pensions: State- and Locally-Administered Defined Benefit Data provides revenues, expenditures, financial assets, and membership information for the defined benefit public pensions. (census.gov)
  • In 2002, nine states had pension assets that exceeded liabilities. (lewrockwell.com)
  • While there are pension trusts that are fully funded with enough assets for current pension obligations, there are legitimate issues with underfunding because of the Great Recession and stock market declines. (nlc.org)
Employee5
  • A pension created by an employer for the benefit of an employee is commonly referred to as an occupational or employer pension. (wikipedia.org)
  • Occupational pensions are a form of deferred compensation , usually advantageous to employee and employer for tax reasons. (wikipedia.org)
  • Dave's story mirrors those of the vast majority of public employees: Serve your state, and earn a comfortable, but not lavish, retirement--according to the National Institute on Retirement Security, public-employee pensions average a modest $20,867 per year. (prospect.org)
  • For firms with five employees or fewer, only 11 percent offer a retirement savings program, like a 401(k) or Simplified Employee Pension (SEP) plan. (encyclopedia.com)
  • It requires employee representatives to serve on pension boards. (pbs.org)
Private14
  • Pension coverage for the self-employed is pitiful, with just a fifth signed up to a private scheme. (thersa.org)
  • He knew that he'd make less than his friends who took jobs in the private sector, but for Dave, public service and a secure pension more than outweighed the lower pay. (prospect.org)
  • From how much state pension you'll get to how to get the best income from your private pension, our expert guides can help you plan your retirement. (which.co.uk)
  • Admirers have come from all over the world to study its private pension system. (economist.com)
  • Pensions paid so far by the private system may be a deceptive guide to future performance. (economist.com)
  • While there may be some disparity between public and private employees, is it the fault of those who serve the public good that private employers have mismanaged private pensions to leave them unfunded and force their employees to trade a secure retirement for the casino that is the stock market ? (bankrate.com)
  • I am surprised with the revelation of the U.K. Government cuts in private pensions to protect them. (bbc.co.uk)
  • A private pension is a retirement account created by an employer for their employees' future benefit. (investopedia.com)
  • The private pension payout depends upon several factors, such as how long you worked for the employer as well as what your salary was. (investopedia.com)
  • Private-sector pensions are gradually becoming obsolete, but over 44 million Americans still remain covered by them. (investopedia.com)
  • Macroeconomic Policy and Private Pensions: 8. (cambridge.org)
  • The private pension system, together with Social Security, has provided millions of Americans with income security in retirement. (brookings.edu)
  • and the interaction of the private pension system with Social Security. (brookings.edu)
  • The Republican bill closely adheres to principles for safeguarding private pensions laid out by President Bush after the Enron collapse. (pbs.org)
Government17
  • A two-year budget deal between the heads of the House and Senate Budget Committees revises pensions for both military and civilian government employees. (benzinga.com)
  • Now, the government is nationalizing nearly $30 billion in pensions. (npr.org)
  • Now the government is nationalizing nearly $30 billion in pensions and critics say it's because officials want to raid the system for much-needed cash. (npr.org)
  • Most people get a state pension from the government which covers your basic needs. (citizensadvice.org.uk)
  • So maybe the Government is actually boosting the future value of pensions? (bbc.co.uk)
  • Firefighters in England today walked out on strike for 24 hours in the latest of a series of stoppages in a dispute over massive attacks by the government on their pensions: particularly increasing the retirement age from 55 to 60. (libcom.org)
  • Since its creation in January, the Money and Pensions Service has been working with government and pension providers in developing tests to determine how a stronger nudge into taking pensions guidance would work effectively in practice. (parliament.uk)
  • State government employees frequently have pension systems as well. (investopedia.com)
  • Moves such as imposing a high tax on the pensions of any individual group in society would not be allowed by the Constitution, but he suggested that the Government may make some moves to address the issue in the upcoming budget. (irishexaminer.com)
  • Elected officials, academic experts, and the media alike have pointed to funding shortfalls with alarm, expressing concern that pension promises are unsustainable or will squeeze out other pressing government priorities. (brookings.edu)
  • Ferdico said the city of Omaha is already funding pensions for firefighters, whereas the federal government pays pension costs for service members at no cost to the state. (yahoo.com)
  • Members working in the post-1992 higher education institutions in England and Wales will normally be offered membership of either the Teachers' Pension Scheme (TPS) or a Local Government Pension Scheme (LGPS) as applicable to their post. (ucu.org.uk)
  • If you work in further education and colleges of higher education in England and Wales you are probably covered by the Teachers' Pension Scheme (TPS) or a Local Government Pension Scheme (LGPS) as applicable to your post. (ucu.org.uk)
  • Had the government distributed pensions to former slaves and their caretakers near the turn of the century, there would have been a relatively modest number of people to compensate. (archives.gov)
  • Recent studies have documented public retirement system pension distributions annually generate over $29 billion in federal tax revenue, more than $21 billion in annual state and local government tax revenue, and a total economic impact of more than $358 billion. (nlc.org)
  • The most wide-ranging changes ever proposed for pensions in Ireland were announced by the Government earlier this year. (irishtimes.com)
  • The result is those public bodies have rung up enormous interest debt on woefully past due pension bills and are now forced to play catch-up, in the process squeezing resources available for schools, public safety and other crucial functions of government. (chicagobusiness.com)
Cuts3
  • Columnist Kristen McQueary on the absurdity of Gov. J.B. Pritzker's proposed budget cuts to pensions and low-income scholarships. (chicagotribune.com)
  • They must also remind voters that pension cuts harm real people. (usatoday.com)
  • Regardless, Ogni and Cardin [retiree reps] say the cuts to pensions were rammed through with no time to study the matter or offer to negotiate. (reuters.com)
Plan20
  • Are you or a family member looking for a missing pension benefit, checking to see if your employer's pension plan is insured by PBGC or has been trusteed by PBGC? (pbgc.gov)
  • Orland Park's mayor, trustees and clerk won't be in a state pension plan for municipal employees. (chicagotribune.com)
  • The terms "retirement plan" and "superannuation" tend to refer to a pension granted upon retirement of the individual. (wikipedia.org)
  • As a result, over 90 percent of charter school teachers are pension plan participants. (forbes.com)
  • Such a plan has the risk-shifting characteristics of a traditional pension, but awards credits in dollar amounts for every year worked, much in the way that a 401(k) grows. (forbes.com)
  • The pension short term pension plan to create value with the 'New Thing' for yourself. (google.com)
  • MEXICO CITY (AP) - Mexico's president on Monday defended a plan to provide pensions to indigenous people starting at age 65, compared with 68 for other Mexicans. (yahoo.com)
  • López Obrador explained that his plan would enshrine in the constitution the indigenous seniors' right to receive pensions at age 65. (yahoo.com)
  • Retirement income can be guaranteed for a worker's lifetime through a company's defined-benefit pension plan and through federally funded Social Security. (investopedia.com)
  • Earlier claims that pensions serve as severance pay are corroborated by a new data set drawn from the 1980 Banker's Trust corporate pension plan study. (repec.org)
  • Harr said neither pension plan costs the state money, because firefighter pensions are funded by cities. (yahoo.com)
  • This is the traditional idea of a pension plan that has often been used by large employers with a unionized work force. (encyclopedia.com)
  • In nearly every type of qualified pension plan, withdrawals made before the age of 59 1/2 are subject to an IRS penalty in addition to ordinary income tax . (encyclopedia.com)
  • The Canada Pension Plan is one such example. (investopedia.com)
  • Many countries have pension plan systems in place that fit with the objectives of the World Bank's five pillars. (investopedia.com)
  • A value of 100 percent would mean a state's pension plan is underwater by the full amount of the state's annual budget. (lewrockwell.com)
  • Changes to Bermuda's National Pension Scheme include a requirement to enroll most expatriate employees in a pension plan registered in Bermuda, with an exemption for US citizens who participate in a 401(k) plan. (mercer.com)
  • Expatriate employees working in Bermuda for periods exceeding 12 months must enroll in a Bermuda-registered pension plan. (mercer.com)
  • Audited pension plan financial statements must be prepared if their market value exceeds BM$3 million, up from BM$1 million. (mercer.com)
  • Vallejo got court approval to exit from bankruptcy last week with a plan that includes a sharp increase in pension payments to CalPERS - the opposite of what many expected when the city declared bankruptcy in May 2008. (reuters.com)
Coronavirus1
  • Coronavirus (update Jan 2021) - does it affect my DC Pension? (basf.com)
Provide pensions1
  • Occupational pensions are organised by employers to provide pensions to one or more employees on retirement. (citizensinformation.ie)
Workplace pensions2
  • Millions of people will be enrolled into workplace pensions from October. (bbc.co.uk)
  • where you can get further information about workplace pensions . (citizensadvice.org.uk)
Advisory Service1
  • Des Hamilton from the Occupational Pensions Advisory Service joined us to answer your questions on pensions. (bbc.co.uk)
Benefit Guaranty Corp1
  • On this day in 1975, the Pension Benefit Guaranty Corp. paid out its first check. (benzinga.com)
Content1
  • Professional Pensions mobile allows customers to access PP content via any mobile device, including iPhones and BlackBerries. (wikipedia.org)
Main3
  • Understand the pros and cons of the main pension options. (which.co.uk)
  • Here, Munnell proposes solutions that preserve the main strengths of state and local pensions while promoting needed reforms. (brookings.edu)
  • Under the title «Digitization and pensions in emerging economies» Dr. Tuesta has explained main challenges for the different pension systems in developing countries. (ub.edu)
Typically1
  • Retirement pensions are typically in the form of a guaranteed life annuity , thus insuring against the risk of longevity . (wikipedia.org)
Overhaul2
  • The prior overhaul in pension legislation, the Pension Protection Act of 2006, passed by a vote of 93-5 in the Senate and 279 - 131 in the House . (forbes.com)
  • The fact is that the pension is long overdue for a major overhaul. (yaledailynews.com)
19801
  • To the extent that any significant change has occurred between 1975 and 1980, most important is that the ratio of early retirement pension value to normal retirement pension value has increased. (repec.org)
Employees7
  • Sometimes, their pension is all they have: Employees of all state governments were excluded from Social Security when it was created, and more than a quarter of them still aren't covered. (prospect.org)
  • Amid all the finger-pointing and rhetoric, the actual explanations behind the attacks on public employees and their pensions are easily obscured. (prospect.org)
  • These are the charter employees who have the most to lose if the IRS pushes charters out of traditional pensions, and charters have excellent reason to protect these employees' interests. (forbes.com)
  • The pensions of the 143 former members who retired under the newer Federal Employees' Retirement System (FERS) average even less. (factcheck.org)
  • Taxpayers do subsidize the pensions of former members of Congress, but they subsidize pensions of retired military and civil service employees as well. (factcheck.org)
  • City officials believe that it is vital to retain full pensions to attract top-notch public employees. (reuters.com)
  • NOW: Pensions is the 3rd biggest master trust in the UK serving over 1.7 million employees. (wikipedia.org)
Severance pay1
  • Pensions as Severance Pay ," NBER Working Papers 0944, National Bureau of Economic Research, Inc. (repec.org)
System14
  • The survey was conducted at the start of a major campaign to raise awareness of a new pensions system. (bbc.co.uk)
  • As it turns out, they often have good reasons for wanting in-but those have to do more with the dysfunctional structure of the system than with inherent advantages of DB pensions. (forbes.com)
  • With a more rational retirement system, many more charter schools would give up DB pensions voluntarily. (forbes.com)
  • Letting charter schools exit the pension system leaves a smaller pool of public school systems to cover existing funding gaps. (forbes.com)
  • But while states and charters both have good reasons to want charters in the pension system, it would be easier to let the charters out if the pension system were better designed. (forbes.com)
  • Financial Aspects of the United States Pension System , pages 57-90, National Bureau of Economic Research, Inc. (repec.org)
  • The World Bank's policy five-pillar framework defines a range of design elements to determine the pension system modalities and options that should be considered. (investopedia.com)
  • How much should a society aim to redistribute income through the pension system, and how it can ensure that this redistribution is made transparent and progressive. (investopedia.com)
  • Once these core objectives are identified, one can then identify the mandate of the public pension system, the balance between insurance and adequacy functions, and appropriate system design options. (investopedia.com)
  • No other state pension system can match the magnitude of Nevada PERS underfunding in relation to its state budget. (lewrockwell.com)
  • The pension system in Norway consists of pensions from the national insurance scheme, to which everyone is entitled, and various supplementary pensions. (regjeringen.no)
  • The median represents the mid-point of all individual pensions paid out by a retirement system. (chicagobusiness.com)
  • Detroit's pension system was funded at 82 percent in 2011 (and at 99 percent for its police and fire retirement system). (reuters.com)
  • Jefferson County pensions were funded at the approximate level of the Detroit Police and Fire Retirement System . (reuters.com)
Years23
  • Gov. J.B. Pritzker has nixed his proposal to extend by seven years the pension payment schedule for Illinois. (chicagotribune.com)
  • A bill would allow some officials retroactive access to potentially 10 years of pension payments. (reason.com)
  • Pension gap is over 30 years, just 3.8% of state and local spending. (usatoday.com)
  • While states face an annual $25 billion pension shortfall over 30 years, they give away $120 billion a year in unjustifiable handouts. (usatoday.com)
  • But charters also need to attract one class of candidates who are likely to be very keen on defined-benefit pensions: teachers who have already accrued years of pensionable service in public schools, and who want to keep accruing service so they can reach that rich third decade. (forbes.com)
  • And it would allow charter schools to voluntarily opt out of defined-benefit pensions and still compete to hire teachers who have spent years working in public schools. (forbes.com)
  • old-age pensions were first paid to persons over 70 years of age on 1 January 1909. (encyclopedia.com)
  • Mr. Yore, 73 years old, received a letter earlier this year saying the pension he had been receiving in retirement was too large. (wsj.com)
  • Your pension is based on your pay at retirement and the number of years you have been in the scheme. (citizensadvice.org.uk)
  • There's been an increase in pension scams over recent years so it's important you're aware of the dangers associated with them. (basf.com)
  • If a person starts drawing a pension at 60 and lives till they're 82 - which is not unrealistic on the basis of current mortality rates - that person would be receiving 16% less cash in the weeks before they died under CPI up-rating (on the assumption that CPI and RPI diverge over the next 22 years in the way they did over the past 22 years). (bbc.co.uk)
  • Oh I forgot they are mates with the finace industry who have spent the last 20 years robbing our pension savings, with profits only for bankers and not their clients, now these are running out they want to take the rest. (bbc.co.uk)
  • Consider that the public-sector worker will be collecting his pension for all those years between the difference in their retirement ages. (nypost.com)
  • Unless we decided to serve 20 years, there was no pension at all, and if we served that 20, the poor pension would be constantly under attack by politicians. (azcentral.com)
  • These officers have served loyally for 15 years, deployed on numerous operational tours and have made many family sacrifices on the expectation that they would receive their pension. (thetimes.co.uk)
  • Members of Congress are eligible for a pension at age 62 if they have completed at least five years of service. (factcheck.org)
  • They are eligible for a pension at age 50 if they have completed 20 years of service, or at any age after completing 25 years of service. (factcheck.org)
  • The amount of the pension depends on years of service and the average of the highest three years of salary. (factcheck.org)
  • It is of course possible that a member of Congress who retires with a starting pension equal to 80 percent of final salary would, after many years of annual cost-of-living adjustments, see that pension rise to equal their final salary. (factcheck.org)
  • Article 5 provides the ultimate bonus: a lifetime pension for a prison term of five years (or only two years in the case of a female terrorist). (jpost.com)
  • But over the past thirty years, pension coverage has stagnated, leaving behind some vulnerable groups. (brookings.edu)
  • The multiplier, in addition to years of service and salary at age of retirement, determines the value of pension packagers. (yaledailynews.com)
  • Let's take a tour of pensions in bankruptcy through the years. (reuters.com)
Salary4
  • This weekend British Gas owner Centrica, property giant British Land, energy network National Grid, -plumbing distributor Ferguson and rental company Ashtead are understood to be reviewing their executive pension policies with a view to cutting payouts as a proportion of salary. (telegraph.co.uk)
  • In a final salary scheme, your pension is linked to your salary while you're working, so it automatically increases as your pay rises. (citizensadvice.org.uk)
  • According to Law No. 14, Articles 1 and 2, enacted by the PA in 2004, Masalha's family will receive a pension for life, amounting to three times the average yearly salary in the West Bank. (jpost.com)
  • The University's most recent proposal offers a multiplier of 1.25 percent across all salary grades, while the unions are proposing a pension multiplier of 1.95 percent. (yaledailynews.com)
People6
  • For such people, the average pension today is $312 a month. (economist.com)
  • It will end up costing the taxpayer a lot of money and, when we could only find £400 million for ordinary people who had lost their entire company pensions, it doesn't look good. (telegraph.co.uk)
  • Future Pension Centre (FPC) provides state pension forecasts for people approaching retirement age. (wikipedia.org)
  • Some people are not saving enough for their retirement because of a lack of confidence in pension investments, a survey has suggested. (bbc.co.uk)
  • He said the outrage was understandable over the pensions of people at the top of the banking sector. (irishexaminer.com)
  • He said he was not seeking to justify the remuneration of senior bankers and that it was the worst aspect of the crash to which the bankers contributed that many people close to retirement found their pensions eroded. (irishexaminer.com)
Fiscal2
  • Unlike many other developed countries, Britain does not face a looming fiscal problem over pensions as its population ages, precisely because the basic pension is withering on the vine. (economist.com)
  • His research focuses on tax policy, fiscal policy, pensions and saving behavior. (brookings.edu)
Employer3
  • Pension entitlement began under the National Health and Insurance Act (1925) when worker, employer, and the state each contributed. (encyclopedia.com)
  • Your employer has to offer a workplace pension scheme by law. (citizensadvice.org.uk)
  • To that end, this paper first takes a closer look at the tax expenditure for employer-sponsored pensions--a number that has been the subject of considerable controversy. (repec.org)
Decent3
  • Within the Decent Work agenda, the workplace needs of those among the elderly who choose or are obliged to continue in work form one field of activity, while the other field of activity concerns their social protection needs for pension, health care and through the other branches of social security. (ilo.org)
  • Its admirable aim is to provide decent pensions, 70% of working income, for all contributors. (economist.com)
  • But, a recent study calculated that today's twenty five year olds will have to work until they're 72, to earn enough for a decent pension. (bbc.co.uk)
Modest1
  • In these circumstances it is obvious that the provision of income by way of pensions, even if at modest levels, is crucial. (ilo.org)
Firefighters1
  • Sen. Burke Harr of Omaha questioned why military pensions should avoid taxes, when the pensions of firefighters and other public officials are taxed. (yahoo.com)
Eligible3
  • Only those with an annual income of less than £31 10 s . a year, who had no criminal convictions, and who had never received support from the Poor Law were eligible for an old-age pension. (encyclopedia.com)
  • All eligible staff are strongly recommended to join the employers' occupational pension scheme. (ucu.org.uk)
  • Stockton, California was recently ruled eligible to proceed into bankruptcy, but the pension issue is complex. (reuters.com)
Retire2
  • A pension is money you'll use to live on when you retire. (citizensadvice.org.uk)
  • While most of those officers have yet to retire, a review of Nashville's top 100 pensions shows police and fire account for the largest portion of the largest pensions. (tennessean.com)
Multiemployer2
  • How, you ask, can there possibly be good news on multiemployer pensions? (forbes.com)
  • But I recently had a conversation with Michael Scott, Executive Director of the National Coordinating Committee for Multiemployer Pensions (NCCMP), who surprised me with his optimism about the situation, because he believes that Congress is actually following their tradition of finding bipartisan solutions when it comes to pensions, and is working hard to come up with a legislative solution. (forbes.com)
The Pensions Scam - YouTube
The Pensions Scam - YouTube (youtube.com)
Find money for pensions | Lexington Herald Leader
Find money for pensions | Lexington Herald Leader (kentucky.com)
Public Pensions Are Ripping You Off - LewRockwell
Public Pensions Are Ripping You Off - LewRockwell (lewrockwell.com)
Executive Pensions Are Swelling at Top Companies - WSJ
Executive Pensions Are Swelling at Top Companies - WSJ (wsj.com)
The-record-bleeding-pensions
The-record-bleeding-pensions (northjersey.com)
Don't overreact to pensions like drought | The Sacramento Bee
Don't overreact to pensions like drought | The Sacramento Bee (sacbee.com)
CNN Exposes 'Lavish' Government Pensions despite Economic Crisis - WSJ
CNN Exposes 'Lavish' Government Pensions despite Economic Crisis - WSJ (wsj.com)
Pensions (South Korea) in Cairo
Pensions (South Korea) in Cairo (airbnb.com)
Pensions have been plundered | Letter
Pensions have been plundered | Letter (courier-journal.com)
Pensions, 401ks, IRAs, and Retirement Benefits
Pensions, 401ks, IRAs, and Retirement Benefits (hubpages.com)
Don't begrudge teachers their pay, pensions | Belleville News-Democrat
Don't begrudge teachers their pay, pensions | Belleville News-Democrat (bnd.com)
Voters to decide on pensions for corrupt NY officials
Voters to decide on pensions for corrupt NY officials (poughkeepsiejournal.com)
Yes told to cover pensions | Scotland | The Sunday Times
Yes told to cover pensions | Scotland | The Sunday Times (thetimes.co.uk)
Florida Senator Rodrigues is championing Florida's fiscal future pensions retirement
Florida Senator Rodrigues is championing Florida's fiscal future pensions retirement (news-press.com)
Kansas legislators strike deal on pensions measure | The Wichita Eagle
Kansas legislators strike deal on pensions measure | The Wichita Eagle (kansas.com)
Pensions, drones, bump stocks: Christie signs new laws
Pensions, drones, bump stocks: Christie signs new laws (northjersey.com)
Mass Strike Over Pensions Shuts Down Paris - NBC Connecticut
Mass Strike Over Pensions Shuts Down Paris - NBC Connecticut (nbcconnecticut.com)
Bevin warns Kentucky teachers against sickouts over vetoes, pensions
Bevin warns Kentucky teachers against sickouts over vetoes, pensions (courier-journal.com)
MoneyWatch: Massive shortfall in state pensions; Big job cuts after beer merger - CBS News
MoneyWatch: Massive shortfall in state pensions; Big job cuts after beer merger - CBS News (cbsnews.com)
Three area cities have state OK for plan to address unfunded pensions
Three area cities have state OK for plan to address unfunded pensions (lansingstatejournal.com)
Гостиница 'Астория' - Pensions (South Korea) for Rent in Almaty, Kazakhstan
Гостиница 'Астория' - Pensions (South Korea) for Rent in Almaty, Kazakhstan (airbnb.com)
Number of NY educators receiving $100,000 pensions surges
Number of NY educators receiving $100,000 pensions surges (recordonline.com)
Guest column: Underfunded state pensions are Missouri's crisis on the horizon | The Kansas City Star
Guest column: Underfunded state pensions are Missouri's crisis on the horizon | The Kansas City Star (kansascity.com)
Public Pensions Are Earning More Than 8%-That's Unlikely to Go On Much Longer - WSJ
Public Pensions Are Earning More Than 8%-That's Unlikely to Go On Much Longer - WSJ (wsj.com)
Information on taxation of German old age pensions - Federal Foreign Office
Information on taxation of German old age pensions - Federal Foreign Office (germany.info)
Matt Bevin plays the Kardashian card blasting Andy Beshear on pensions
Matt Bevin plays the Kardashian card blasting Andy Beshear on pensions (courier-journal.com)
Widow Allowance - Centrelink Pensions
Widow Allowance - Centrelink Pensions (yourlifechoices.com.au)
Privacy Policy - Standard Life - Pensions and Savings
Privacy Policy - Standard Life - Pensions and Savings (standardlife.com)
Matt Bevin calls for eliminating 70 programs, spending cuts to fund pensions
Matt Bevin calls for eliminating 70 programs, spending cuts to fund pensions (courier-journal.com)
Hotels, hostals i pensions al centre de Barcelona - Reserves Online
Hotels, hostals i pensions al centre de Barcelona - Reserves Online (barcelona-on-line.es)