Payments or services provided under stated circumstances under the terms of an insurance policy. In prepayment programs, benefits are the services the programs will provide at defined locations and to the extent needed.
Insurance providing coverage of medical, surgical, or hospital care in general or for which there is no specific heading.
Programs in which participation is required.
Health insurance plans for employees, and generally including their dependents, usually on a cost-sharing basis with the employer paying a percentage of the premium.
Generally refers to the amount of protection available and the kind of loss which would be paid for under an insurance contract with an insurer. (Slee & Slee, Health Care Terms, 2d ed)
The term "United States" in a medical context often refers to the country where a patient or study participant resides, and is not a medical term per se, but relevant for epidemiological studies, healthcare policies, and understanding differences in disease prevalence, treatment patterns, and health outcomes across various geographic locations.
Coverage by contract whereby one part indemnifies or guarantees another against loss by a specified contingency.
Health insurance to provide full or partial coverage for long-term home care services or for long-term nursing care provided in a residential facility such as a nursing home.
Insurance providing for payment of a stipulated sum to a designated beneficiary upon death of the insured.
Organizations which assume the financial responsibility for the risks of policyholders.
An organization of insurers or reinsurers through which particular types of risk are shared or pooled. The risk of high loss by a particular insurance company is transferred to the group as a whole (the insurance pool) with premiums, losses, and expenses shared in agreed amounts.
Individuals or groups with no or inadequate health insurance coverage. Those falling into this category usually comprise three primary groups: the medically indigent (MEDICAL INDIGENCY); those whose clinical condition makes them medically uninsurable; and the working uninsured.
Adverse or favorable selection bias exhibited by insurers or enrollees resulting in disproportionate enrollment of certain groups of people.
Insurance providing coverage for dental care.
Payment by a third-party payer in a sum equal to the amount expended by a health care provider or facility for health services rendered to an insured or program beneficiary. (From Facts on File Dictionary of Health Care Management, 1988)
Insurance against loss resulting from liability for injury or damage to the persons or property of others.
The design, completion, and filing of forms with the insurer.
Insurance providing a broad range of medical services and supplies, when prescribed by a physician, whether or not the patient is hospitalized. It frequently is an extension of a basic policy and benefits will not begin until the basic policy is exhausted.
Insurance providing coverage for physical injury suffered as a result of unavoidable circumstances.
National Health Insurance in the United States refers to a proposed system of healthcare financing that would provide comprehensive coverage for all residents, funded through a combination of government funding and mandatory contributions, and administered by a public agency.
Health insurance coverage for all persons in a state or country, rather than for some subset of the population. It may extend to the unemployed as well as to the employed; to aliens as well as to citizens; for pre-existing conditions as well as for current illnesses; for mental as well as for physical conditions.

Should insurance pay for preventive services suggested by genetics? (1/314)

Physicians, plans and patients are discovering that the promise of genetic testing will be hard to fulfill. Even when a test can show predisposition toward a disease, performing it can't necessarily improve medical outcomes. Unfortunately, doing these tests can have some unintended negative effects.  (+info)

Changes in benefit payments and health insurance premiums among firms switching health insurance carriers. (2/314)

Employer-purchased group health insurance is a major source of funding in the US healthcare system, accounting for approximately one third of each healthcare dollar spent. Surprisingly, little is known about employers' behavior in purchasing health insurance or the circumstances leading employers to switch health insurance carriers. We descriptively analyzed data for a cohort of 95 insured groups between 1985 and 1991 to determine the frequency with which employers switch health insurance carriers and the growth pattern in premiums and benefit payments before the switch was made. Thirty-seven percent of groups switched carriers during the study period, with at least five groups switching each year from 1987 through 1991. The groups that switched insurance carriers experienced higher average annual rates of growth in benefit payments than those that did not switch (18% versus 11%). Groups that switched did not have significantly higher observed premium growth rates than those that did not switch, suggesting that employers decided to switch insurers before absorbing an increase in premiums. However, some firms that switched experienced below average increases in both benefit payments and premiums, indicating that premiums and anticipated premium increases are not solely responsible for the decision to switch health insurance carriers.  (+info)

Out-of-pocket health spending by poor and near-poor elderly Medicare beneficiaries. (3/314)

OBJECTIVE: To estimate out-of-pocket health care spending by lower-income Medicare beneficiaries, and to examine spending variations between those who receive Medicaid assistance and those who do not receive such aid. DATA SOURCES AND COLLECTION: 1993 Medicare Current Beneficiary Survey (MCBS) Cost and Use files, supplemented with data from the Bureau of the Census (Current Population Survey); the Congressional Budget Office; the Health Care Financing Administration, Office of the Actuary (National Health Accounts); and the Social Security Administration. STUDY DESIGN: We analyzed out-of-pocket spending through a Medicare Benefits Simulation model, which projects out-of-pocket health care spending from the 1993 MCBS to 1997. Out-of-pocket health care spending is defined to include Medicare deductibles and coinsurance; premiums for private insurance, Medicare Part B, and Medicare HMOs; payments for non-covered goods and services; and balance billing by physicians. It excludes the costs of home care and nursing facility services, as well as indirect tax payments toward health care financing. PRINCIPAL FINDINGS: Almost 60 percent of beneficiaries with incomes below the poverty level did not receive Medicaid assistance in 1997. We estimate that these beneficiaries spent, on average, about half their income out-of-pocket for health care, whether they were enrolled in a Medicare HMO or in the traditional fee-for-service program. The 75 percent of beneficiaries with incomes between 100 and 125 percent of the poverty level who were not enrolled in Medicaid spent an estimated 30 percent of their income out-of-pocket on health care if they were in the traditional program and about 23 percent of their income if they were enrolled in a Medicare HMO. Average out-of-pocket spending among fee-for-service beneficiaries varied depending on whether beneficiaries had Medigap policies, employer-provided supplemental insurance, or no supplemental coverage. Those without supplemental coverage spent more on health care goods and services, but spent less than the other groups on prescription drugs and dental care-services not covered by Medicare. CONCLUSIONS: While Medicaid provides substantial protection for some lower-income Medicare beneficiaries, out-of-pocket health care spending continues to be a substantial burden for most of this population. Medicare reform discussions that focus on shifting more costs to beneficiaries should take into account the dramatic costs of health care already faced by this vulnerable population.  (+info)

Shaping the future of Medicare. (4/314)

This article suggests that further major changes in Medicare at this time are unwarranted. The enactment of the Balanced Budget Act (BBA) has eliminated the need for quick action to assure solvency of the Part A Trust Fund, which is projected to be in balance for at least ten years. It will take time to implement and assess the effects of the BBA. The uncertainties of future trends in the health sector and Medicare suggest a go-slow approach. Future reforms to finance health care as the baby boom generation retires should be guided by the goals of continuing to assure health and economic security to elderly and disabled beneficiaries, with particular attention to the financial burdens on lower-income beneficiaries and those with serious illnesses or chronic conditions. Employers are cutting back on retiree health coverage, and the appropriate contribution of employers will need to be addressed. The BBA included major provisions to expand Medicare managed care choices. Special attention will need to be given to how well these innovations work, their cost impact on Medicare, the extent to which beneficiaries are able to make informed choices, and whether risk selection among plans and between traditional Medicare and plans can be adequately addressed. Most of the savings of BBA came from tighter payment rates to managed care plans and fee-for-service providers; it is unclear whether these will lead to rates well below the private sector or whether further savings can be achieved by extending these changes beyond 2002.  (+info)

Who should determine the medical necessity of dental sedation and general anesthesia? A clinical commentary supported by Illinois patient and practitioner surveys. (5/314)

Many third-party payers try to deny benefits for dental sedation and general anesthesia. The term "not medically necessary" is often applied to these services by third-party payers. The label is poorly defined and varies from payer to payer. This paper uses original practitioner and patient opinion surveys to support the position that the definition of medical necessity is solely the joint responsibility of the patient and his/her physician. These surveys also support the argument that both patients and practitioners view dental sedation and general anesthesia as a medically necessary procedure if it allows a patient to complete a medically necessary surgical procedure that he/she might otherwise avoid.  (+info)

Should Medicare HMO benefits be standardized? (6/314)

Legislation enacted in 1990 standardized Medigap benefits but not the benefits of health maintenance organizations (HMOs) that serve Medicare beneficiaries. An examination of marketing materials in two large counties reveals the potential for enormous confusion among beneficiaries because of differences in wording to describe the same benefit, health plans' failure to list Medicare-covered services, and the differences in the benefits themselves. To date, the Health Care Financing Administration (HCFA) has not been able to overcome this confusion through the comparative material distributed on its Web site; indeed, significant errors were found, reflecting to some extent the underlying difficulties in characterizing benefits. Ways of ameliorating the situation are discussed.  (+info)

Response to health insurance by previously uninsured rural children. (7/314)

OBJECTIVE: To examine the healthcare utilization and costs of previously uninsured rural children. DATA SOURCES/STUDY SETTING: Four years of claims data from a school-based health insurance program located in the Mississippi Delta. All children who were not Medicaid-eligible or were uninsured, were eligible for limited benefits under the program. The 1987 National Medical Expenditure Survey (NMES) was used to compare utilization of services. STUDY DESIGN: The study represents a natural experiment in the provision of insurance benefits to a previously uninsured population. Premiums for the claims cost were set with little or no information on expected use of services. Claims from the insurer were used to form a panel data set. Mixed model logistic and linear regressions were estimated to determine the response to insurance for several categories of health services. PRINCIPAL FINDINGS: The use of services increased over time and approached the level of utilization in the NMES. Conditional medical expenditures also increased over time. Actuarial estimates of claims cost greatly exceeded actual claims cost. The provision of a limited medical, dental, and optical benefit package cost approximately $20-$24 per member per month in claims paid. CONCLUSIONS: An important uncertainty in providing health insurance to previously uninsured populations is whether a pent-up demand exists for health services. Evidence of a pent-up demand for medical services was not supported in this study of rural school-age children. States considering partnerships with private insurers to implement the State Children's Health Insurance Program could lower premium costs by assembling basic data on previously uninsured children.  (+info)

Diabetes and disenrollment in a health maintenance organization setting: a 4-year longitudinal study with a matched cohort. (8/314)

OBJECTIVE: The increasing enrollment of Medicare beneficiaries in health maintenance organizations (HMOs) in recent years has caused concern about whether HMOs and their providers have created an unfavorable environment for members who are chronically ill. This study was designed to examine whether there are any differences in disenrollment rates among enrollees with diabetes and enrollees without diabetes. RESEARCH DESIGN AND METHODS: This was a 4-year longitudinal follow-up study with a matched cohort. Medicare beneficiaries (aged > or =65 years) with diabetes identified through pharmacy records in 1994 were matched with a comparison group according to age, sex, comorbidities, and type of provider groups in an HMO in California. RESULTS: The overall distribution of the characteristics of members in the diabetic and matched nondiabetic group is almost identical. The matched-pair chi2 tests indicated that there were no statistical differences in disenrollment rates between diabetic and nondiabetic members during all three follow-up periods (P = 0.16-0.85). CONCLUSIONS: We found that the HMO members with diabetes did not disenroll from the HMO at a higher rate than those without diabetes. The findings should alleviate some of the concern that HMOs and their contracted providers have created an unattractive environment for members who have chronic diseases such as diabetes.  (+info)

Insurance benefits refer to the coverage, payments or services that a health insurance company provides to its policyholders based on the terms of their insurance plan. These benefits can include things like:

* Payment for all or a portion of medical services, such as doctor visits, hospital stays, and prescription medications
* Coverage for specific treatments or procedures, such as cancer treatment or surgery
* Reimbursement for out-of-pocket expenses, such as deductibles, coinsurance, and copayments
* Case management and care coordination services to help policyholders navigate the healthcare system and receive appropriate care.

The specific benefits provided will vary depending on the type of insurance plan and the level of coverage purchased by the policyholder. It is important for individuals to understand their insurance benefits and how they can access them in order to make informed decisions about their healthcare.

Health Insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By purchasing health insurance, insured individuals pay a premium to an insurance company, which then pools those funds with other policyholders' premiums to pay for the medical care costs of individuals who become ill or injured. The coverage can include hospitalization, medical procedures, prescription drugs, and preventive care, among other services. The goal of health insurance is to provide financial protection against unexpected medical expenses and to make healthcare services more affordable.

I'm sorry for any confusion, but "Mandatory Programs" is not a medical term or concept. It is a more general term that can be used in various contexts, including computer science, law, and policy-making. In the context of medicine or healthcare, it might refer to programs or initiatives that are required by law or regulation, but there is no specific medical definition for this term. If you have a specific context in mind, I'd be happy to help further clarify if I can!

A Health Benefit Plan for Employees refers to a type of insurance policy that an employer provides to their employees as part of their benefits package. These plans are designed to help cover the costs of medical care and services for the employees and sometimes also for their dependents. The specific coverage and details of the plan can vary depending on the terms of the policy, but they typically include a range of benefits such as doctor visits, hospital stays, prescription medications, and preventative care. Employers may pay all or part of the premiums for these plans, and employees may also have the option to contribute to the cost of coverage. The goal of health benefit plans for employees is to help protect the financial well-being of workers by helping them manage the costs of medical care.

Insurance coverage, in the context of healthcare and medicine, refers to the financial protection provided by an insurance policy that covers all or a portion of the cost of medical services, treatments, and prescription drugs. The coverage is typically offered by health insurance companies, employers, or government programs such as Medicare and Medicaid.

The specific services and treatments covered by insurance, as well as the out-of-pocket costs borne by the insured individual, are determined by the terms of the insurance policy. These terms may include deductibles, copayments, coinsurance, and coverage limits or exclusions. The goal of insurance coverage is to help individuals manage the financial risks associated with healthcare expenses and ensure access to necessary medical services.

I'm sorry for any confusion, but "United States" is a geopolitical entity, specifically the name of the country consisting of 50 states, and it is not a medical term or concept. Therefore, I can't provide a medical definition for it. If you have any questions related to health, medicine, or biology, I would be happy to try to help answer those!

I'm sorry for any confusion, but "insurance" is not a medical term per se. It is an financial concept and a type of risk management where an individual or entity pays a premium to a insurance company in order to receive financial protection or reimbursement against potential losses. In the context of healthcare, insurance typically refers to health insurance, which is a type of coverage that pays for medical, surgical, or hospital costs. Health insurance can be obtained through an employer, purchased directly from an insurance company, or provided by the government.

Long-term care insurance is a type of insurance policy that helps cover the costs of chronic or prolonged illness, disability, or cognitive impairment such as Alzheimer's disease. These policies help pay for services and supports in your home, adult day care centers, respite care, hospice care, assisted living facilities, memory care facilities, and nursing homes.

Long-term care insurance typically covers the following types of services:

1. Personal care services: This includes assistance with activities of daily living (ADLs) such as bathing, dressing, grooming, using the toilet, eating, and moving around.
2. Home health care services: This includes skilled nursing care, physical therapy, occupational therapy, speech therapy, and hospice care provided in your home.
3. Assisted living facilities: This includes room and board, personal care services, and supportive services such as medication management, transportation, and social activities.
4. Nursing homes: This includes skilled nursing care, rehabilitation services, and custodial care in a licensed nursing facility.

Long-term care insurance policies typically have a waiting period (also known as an elimination period) before benefits begin, which can range from 30 to 100 days. The policyholder is responsible for paying for long-term care services during this waiting period. Additionally, premiums for long-term care insurance may increase over time, and policies may have limits on the amount of coverage provided.

It's important to note that long-term care insurance can be expensive, and not everyone will qualify for coverage due to age or health conditions. Therefore, it's essential to carefully consider your options and consult with a licensed insurance professional before purchasing a policy.

Life insurance is a type of insurance policy that provides financial compensation to beneficiaries upon the death of the insured person. The policyholder pays premiums periodically to keep the policy active. In exchange, the insurance company agrees to pay a specified sum to the beneficiaries named in the policy when the insured individual passes away. Life insurance can help ensure that surviving family members or dependents have financial support to cover expenses such as funeral costs, mortgage payments, outstanding debts, and living expenses. There are various types of life insurance policies available, including term life, whole life, universal life, and variable life, each with its own features, benefits, and limitations.

An insurance carrier, also known as an insurer or a policy issuer, is a company or organization that provides insurance coverage to individuals and businesses in exchange for premium payments. The insurance carrier assumes the financial risk associated with the policies it issues, agreeing to pay for covered losses or expenses as outlined in the insurance contract, such as a health insurance policy, car insurance policy, or life insurance policy.

Insurance carriers can be divided into two main categories: life and health insurance companies and property and casualty insurance companies. Life and health insurance companies focus on providing coverage for medical expenses, disability, long-term care, and death benefits, while property and casualty insurance companies offer protection against losses or damages to property (home, auto, etc.) and liabilities (personal injury, professional negligence, etc.).

The primary role of an insurance carrier is to manage the risks it assumes by pooling resources from its policyholders. This allows the company to pay for claims when they arise while maintaining a stable financial position. Insurance carriers also engage in various risk management practices, such as underwriting, pricing, and investment strategies, to ensure their long-term sustainability and ability to meet their obligations to policyholders.

In the context of healthcare and medical insurance, an "insurance pool" refers to a grouping of individuals or entities who come together to share risks and costs associated with potential losses or expenses. This is often done through the purchase of insurance policies from a company. The insurance company then manages the pool, using the premiums collected from all members to pay for claims made by any individual member.

In this way, an insurance pool helps to spread the financial risk of healthcare costs across a larger group, which can lead to more predictable and stable costs for individuals or entities. Additionally, because the risk is spread out among many people, those who are considered higher risk (such as older individuals or those with pre-existing medical conditions) may still be able to obtain insurance coverage at a reasonable rate.

Insurance pools can take various forms, including community rating pools, high-risk pools, and reinsurance pools. Each type of pool is designed to address specific needs and risks within the healthcare system.

"Medically uninsured" is not a term that has an official medical definition. However, it generally refers to individuals who do not have health insurance coverage. This can include those who cannot afford it, those who are not offered coverage through their employer, and those who are ineligible for government-sponsored programs like Medicaid or Medicare. Being medically uninsured can lead to financial strain if an individual experiences a medical emergency or needs ongoing care, as they will be responsible for paying for these services out of pocket.

"Insurance Selection Bias" is not a widely recognized medical term. However, in the context of health services research and health economics, "selection bias" generally refers to the distortion of study results due to the non-random selection of individuals into different groups, such as treatment and control groups. In the context of health insurance, selection bias may occur when individuals who choose to enroll in a particular insurance plan have different characteristics (such as age, health status, or income) than those who do not enroll, leading to biased estimates of the plan's effectiveness or cost.

For example, if healthier individuals are more likely to choose a particular insurance plan because it has lower premiums, while sicker individuals are more likely to choose a different plan with more comprehensive coverage, then any comparison of health outcomes or costs between the two plans may be biased due to the differences in the health status of the enrollees.

Therefore, researchers must take steps to control for selection bias in their analyses, such as adjusting for confounding variables or using statistical methods like propensity score matching to create more comparable groups.

Dental insurance is a type of health insurance specifically designed to cover the costs associated with dental care. It typically helps pay for preventive, basic, and major restorative procedures, including routine checkups, cleanings, fillings, extractions, root canals, crowns, bridges, and in some cases, orthodontic treatment.

Dental insurance plans often have a network of participating dentists who agree to provide services at pre-negotiated rates, helping to keep costs down for both the insured individual and the insurance company. The plan may cover a certain percentage of the cost of each procedure or have set copayments and deductibles that apply.

Like other forms of insurance, dental insurance plans come with annual maximum coverage limits, which is the most the plan will pay for dental care within a given year. It's essential to understand the terms and conditions of your dental insurance policy to make informed decisions about your oral health care and maximize the benefits available to you.

Health Insurance Reimbursement refers to the process of receiving payment from a health insurance company for medical expenses that you have already paid out of pocket. Here is a brief medical definition of each term:

1. Insurance: A contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.
2. Health: Refers to the state of complete physical, mental, and social well-being, and not merely the absence of disease or infirmity.
3. Reimbursement: The act of refunding or compensating a person for expenses incurred, especially those that have been previously paid by the individual and are now being paid back by an insurance company.

In the context of health insurance, reimbursement typically occurs when you receive medical care, pay the provider, and then submit a claim to your insurance company for reimbursement. The insurance company will review the claim, determine whether the services are covered under your policy, and calculate the amount they will reimburse you based on your plan's benefits and any applicable co-pays, deductibles, or coinsurance amounts. Once this process is complete, the insurance company will issue a payment to you to cover a portion or all of the costs you incurred for the medical services.

Liability insurance in a medical context refers to a type of insurance that covers the cost of legal claims made against healthcare professionals or facilities for damages or injuries caused to patients during the course of medical treatment. This can include incidents such as malpractice, errors or omissions in diagnosis or treatment, and failure to provide appropriate care. Liability insurance typically covers legal fees, settlements, and judgments awarded to the plaintiff in a lawsuit. It is intended to protect healthcare providers from financial ruin due to lawsuits and help ensure that patients have access to compensation for harm caused by medical negligence.

Insurance claim reporting is the process of informing an insurance company about a potential claim that an insured individual or business intends to make under their insurance policy. This report typically includes details about the incident or loss, such as the date, time, location, and type of damage or injury, as well as any relevant documentation, such as police reports or medical records.

The purpose of insurance claim reporting is to initiate the claims process and provide the insurance company with the necessary information to evaluate the claim and determine coverage. The insured individual or business may be required to submit additional information or evidence to support their claim, and the insurance company will conduct an investigation to assess the validity and value of the claim.

Prompt and accurate reporting of insurance claims is important to ensure that the claim is processed in a timely manner and to avoid any potential delays or denials of coverage based on late reporting. It is also important to provide complete and truthful information during the claims process, as misrepresentations or false statements can lead to claim denials or even fraud investigations.

Major medical insurance is a type of health insurance policy that provides comprehensive coverage for a wide range of medical services and treatments, typically with a high annual limit. These policies are designed to cover large, unexpected medical expenses such as hospital stays, surgery, and expensive diagnostic tests or treatments. Major medical insurance often has lower premiums than other types of health insurance because it requires the policyholder to pay a significant portion of their medical costs out-of-pocket through deductibles, copayments, and coinsurance. This type of insurance is often used in conjunction with other forms of coverage, such as employer-sponsored insurance or Medicare, to provide more comprehensive protection against high medical bills.

Accident insurance is a type of coverage that provides benefits in the event of an unexpected injury or accident. This type of insurance is designed to help protect individuals from financial losses due to medical expenses, lost wages, and other costs associated with an accidental injury. Accident insurance policies typically cover events such as falls, motor vehicle accidents, sports injuries, and other unforeseen accidents. Benefits may include reimbursement for medical bills, disability payments, or even death benefits in the event of a fatal accident. It's important to note that accident insurance is not a substitute for comprehensive health insurance coverage, but rather a supplement to help cover out-of-pocket costs associated with accidents.

National Health Insurance (NHI) in the United States does not refer to a specific federal program, but rather it is often used to describe the concept of universal healthcare financing, where all residents have access to necessary healthcare services, and the costs are shared among the entire population.

However, the closest equivalent to NHI in the US is Medicare, which is a federal social insurance program that provides health insurance coverage to people aged 65 and older, some younger people with disabilities, and people with end-stage renal disease. It is not a true NHI system because it does not cover all residents of the country.

Therefore, there is no widely accepted medical definition of 'National Health Insurance, United States' in the context of an actual existing program or policy.

Universal coverage is a term used in healthcare policy to describe a system in which all residents of a particular country or region have access to necessary healthcare services, regardless of their ability to pay. This can be achieved through various mechanisms, such as mandatory health insurance, government provision of care, or a mix of public and private financing.

The goal of universal coverage is to ensure that everyone has access to essential medical services, including preventive care, doctor visits, hospitalizations, and prescription medications, without facing financial hardship due to medical expenses. Universal coverage can help reduce disparities in healthcare access and outcomes, improve overall population health, and provide economic benefits by reducing the burden of uncompensated care on healthcare providers and taxpayers.

It's important to note that universal coverage does not necessarily mean that all healthcare services are provided for free or at no cost to the individual. Rather, it means that everyone has access to a basic level of care, and that out-of-pocket costs are kept affordable through various mechanisms such as cost-sharing, subsidies, or risk pooling.

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  • 7) a Medicare supplement benefit plan, as defined by Section 1652.002 . (texas.gov)
  • SHIBA uses certified volunteer counselors to help people with Medicare make health insurance decisions. (211info.org)
  • The program saves Medicare beneficiaries money by making sure they receive all possible benefits. (211info.org)
  • I'm a health and life insurance agent, but I focus primarily on Medicare. (leavitt.com)
  • 18-64 years, 10.3% are covered by Medicare, 69.3% by covered by Medicaid decreases with increasing family private health insurance, 5.5% through military bene- income and the proportion covered by private health fits, and 14.1% through Medicaid or other public as- insurance increases. (nih.gov)
  • Among those age 65 years, 94.7% ered by Medicare or private health insurance have are covered by Medicare, 69.2% by private health coverage for hospital care and physician/surgeon bills. (nih.gov)
  • Sources of health insurance include private insurance, Medicare, military insurance, including 86.5% of those age 18-64 years benefits, and Medicaid or other public assistance programs. (nih.gov)
  • We find evidence of remaining DI lock among individuals who do not have access to supplemental health insurance outside of Medicare. (nih.gov)
  • Belton Boisselle is an employee benefits, group retirement, and individual insurance broker and consultant serving clients across Western Canada - primarily in Manitoba and Saskatchewan. (insurancebusinessmag.com)
  • They will be under the supervision of Gallagher international employee benefits consulting and brokerage operations head Leslie Lemenager. (insurancebusinessmag.com)
  • At M3, our book of business is large enough that we have the ability to benchmark internally, providing our clients with accurate, relevant information to reference when creating their own employee benefits strategy. (m3ins.com)
  • I help you put the puzzle together, simplify the process, and provide competitive and affordable products: employee benefits, insurance, 401K, and retirement plans to businesses and individuals. (reevewillknow.com)
  • The 2022 Postal Service Reform Act sought to address the costs USPS incurred from a 2006 law that required it to pre-fund its retiree health benefits. (govexec.com)
  • Life insurance has been an important estate planning tool that can lessen the estate tax burden on individuals and their beneficiaries. (plantemoran.com)
  • Life insurance may help counter the higher taxes associated with the SECURE Act's new distribution rules and allow beneficiaries to optimize after-tax amounts. (plantemoran.com)
  • Instead of receiving IRA and/or qualified plan assets that must be distributed and taxed within 10 years, beneficiaries would get the full value of the income-tax-free death benefit. (plantemoran.com)
  • For CDB beneficiaries, HI begins with the 25th month of entitlement to such benefits. (ssa.gov)
  • This concern led Congress to institute continued health insurance eligibility after disability beneficiaries leave the cash-benefit rolls for work-related reasons. (nih.gov)
  • This paper tests whether 'perceived DI lock' remains among disability beneficiaries, and whether state health insurance policies help alleviate the problem and encourage work among beneficiaries. (nih.gov)
  • Our estimates suggest that increasing health insurance access does increase the likelihood of positive earnings among a subset of disability beneficiaries. (nih.gov)
  • We find evidence of SSI lock among beneficiaries with some Medicaid expenditures and find that both non-group health insurance regulation and generous Medicaid eligibility help alleviate the problem. (nih.gov)
  • OPM officials said last week that most PSHB enrollees will receive insurance plans equivalent to their 2024 FEHB plan option, though if an FEHB carrier isn't in the new exchange, USPS employees and annuitants will be enrolled in "the lowest-cost, nationwide PSHB plan that is not a high-deductible health plan and does not charge an association or membership fee. (govexec.com)
  • The new rules are effective for plan years beginning on or after July 1, 2010, and apply to group coverage provided by employers with 50 or more workers whose group health plans offer mental health or substance use disorder benefits. (medscape.com)
  • Full-time employees or employees (75%+) may enroll in health coverage through the state group insurance program. (uthsc.edu)
  • Employees who do not enroll in a health insurance plan during the first 30 days of employment may apply for health coverage if they experience a Special Qualifying Event. (uthsc.edu)
  • NOTE: Application for enrollment must be made within 60 days of the loss of eligibility for other health insurance coverage or within 30 days of a new dependent's acquire date. (uthsc.edu)
  • OPM officials have conditionally approved carrier applicants to provide standalone coverage for the Postal Service Health Benefits Program starting Jan. 1. (govexec.com)
  • Office of Personnel Management officials said on March 12 that the agency had conditionally approved 32 carrier applications to provide insurance coverage on the new Postal Service Health Benefits Program, with the plans servicing 1.9 million USPS employees, annuitants and eligible family members starting Jan. 1. (govexec.com)
  • It also prevented denial of coverage based on pre-existing conditions, created incentives for businesses to provide their own health care benefits (as well as mandating that some businesses do so), required most individuals to obtain health insurance coverage (exempting low-income individuals and several other groups, and subsidized private insurance company premiums. (workplacefairness.org)
  • The ACA mandates that an employer with 50 or more full-time workers offer and substantially pay for affordable and minimum value health insurance coverage. (workplacefairness.org)
  • Starting in 2014, the penalty for failing to get health care coverage is $95, or up to 1% of income, whichever is greater, on individuals who did not secure insurance in 2014. (workplacefairness.org)
  • A group health benefit plan issuer may provide or offer coverage required by Section 1355.004 through a managed care plan. (texas.gov)
  • Family Servicemembers' Group Life Insurance (FSGLI) is a program that provides term life insurance coverage to the Spouses and dependent Children of Servicemembers' insured under Service members Group Life Insurance ( SGLI ). (army.mil)
  • It provides up to a maximum of $100,000 of insurance coverage for Spouses, not to exceed the Service members SGLI amount, and $10,000 for dependent Children. (army.mil)
  • FSGLI provides $10,000 of insurance coverage for each dependent Child. (army.mil)
  • Among those without health insurance, using cost saving from VBID to subsidize insurance coverage would increase the benefit conferred by health care by 1.21 life-years, a 31% increase. (nih.gov)
  • Though coverage often changes and health insurance plans vary, anything helps in the fight against smoking-related illness, the number one cause of preventable death and disease. (phillyvoice.com)
  • The law applies to employer-sponsored health coverage for companies with more than 50 employees, coverage purchased through health insurance exchanges created under the Affordable Care Act, the Children's Health Insurance Program, and most Medicaid programs. (phillyvoice.com)
  • Anthem Blue Cross Blue Shield has introduced a new accident supplement and critical illness plan in Colorado called Balance, underwritten by Madison national Life Insurance Company, Inc. Balance has four coverage levels available, with accident and critical illness benefits ranging from $2,500 to $10,000. (healthinsurancecolorado.net)
  • In addition to those benefits, all four coverage options include $150 per day for each day of hospitalization due to a covered accident - up to 30 days - and up to 12 months of disability insurance ($1,000 per month, 90 day elimination period) if the disability is due to an accident. (healthinsurancecolorado.net)
  • For example, if your out-of-pocket expenses for an accident - after health insurance has paid its portion - come to $1750 and you have the $2500 benefit Balance plan, you'll get $1750 in supplemental coverage. (healthinsurancecolorado.net)
  • Jay operates a health insurance brokerage in Colorado, where he helps individuals and small groups obtain and maintain health insurance coverage, provides data analysis, and creates visualizations that are easily understood by consumers and other stakeholders in Colorado's health insurance market. (healthinsurancecolorado.net)
  • However, the role of insurance coverage and benefit design as a barrier to access to care has received less attention to date. (nih.gov)
  • If you, your spouse, or your child's other parent is or was a military service member, or if your spouse or your child's parent died or was disabled in the line of duty, you may qualify for health coverage from a source different from your job or your state health insurance Marketplace. (cancer.org)
  • Understand how the benefits relate to others obtaining coverage, not just how they relate to the person signing up for the plan (i.e. how will your children be covered? (healthychildren.org)
  • This is a management approach where a defined category of services or diagnoses (such as mental health or vision services) is not included in the benefit coverage. (healthychildren.org)
  • Make sure you understand what benefits are carved out of your plan and how you can maximize your benefits coverage for those services. (healthychildren.org)
  • Many plans will make changes to the coverage levels - some during the benefit plan year. (healthychildren.org)
  • In the 1978 NHIS3, INSURANCE COVERAGE a questionnaire on health insurance was administered that was similar to that in the 1989 NHIS. (nih.gov)
  • There is considerable policy concern about 'DI lock' --that tying public health insurance coverage to cash disability benefit receipt contributes to the low exit rates due to work. (nih.gov)
  • 6. My employer currently offers health insurance, but requires employees to pay the entire amount of our premiums. (workplacefairness.org)
  • When it comes to evaluating health insurance plans, it is important to understand the benefits you are receiving in exchange for the premiums you are paying. (healthychildren.org)
  • For every employee that is not offered subsidized insurance, the employer will face a $2000 fine. (workplacefairness.org)
  • Employees can refer to the Comparison Chart for the plans deductibles, co-pays, co-insurance, and out-of-pocket maximum amounts. (uthsc.edu)
  • These include copayments (copays), deductibles, and co-insurance. (medlineplus.gov)
  • We have helped thousands of disability insurance claimants throughout the USA to collect hundreds of millions of dollars of disability insurance benefits. (diattorney.com)
  • You can greatly increase your chances of long term disability insurance benefit approval by learning all about the claim handling tactics of your disability insurance company. (diattorney.com)
  • Disability insurance companies always argue that Diagnosis does not equal disability . (diattorney.com)
  • Proving that your medical condition is disabling is the most challenging aspect of any long term disability insurance claim. (diattorney.com)
  • Disability insurance companies are notorious for minimizing your occupational duties. (diattorney.com)
  • We Want You To Know Everything About Disability Insurance Claims. (diattorney.com)
  • We hope you enjoy these great resources and we invite you to ask our lawyers any questions or leave a review about your experience with your disability insurance company. (diattorney.com)
  • Established in 1979, we are a nationwide law firm that helps individuals collect disability insurance benefits. (diattorney.com)
  • NY Life is one of the top five largest long term disability insurance companies. (diattorney.com)
  • What is Bad Faith in Long Term Disability Insurance Claims? (diattorney.com)
  • Frank Darras, the nation's leading bad faith long term disability insurance lawyer, discus. (diattorney.com)
  • We exploit state variation in the access and cost of health insurance caused by regulation of the non-group market, the existence of Medicaid buy-in programs, and Medicaid generosity, as well as detailed disability and health insurance program interactions. (nih.gov)
  • Find statistics for PBGC's single-employer and multiemployer programs and for the private defined benefit pension system. (pbgc.gov)
  • The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 prohibits group health insurance plans from restricting access to care by limiting benefits and requiring higher patient costs for mental health and substance abuse disorders compared with those costs that apply to general medical or surgical benefits. (medscape.com)
  • Is my employer required to pay for my health insurance under the health care plan? (workplacefairness.org)
  • Employers do not have to pay for the entire insurance premium, but are required to offer a subsidized insurance plan affordable to their employees. (workplacefairness.org)
  • Tax incentives will be offered to employers who pay for at least 50% of the insurance plan, which means it is likely that your employer will pay at least some portion of the premium. (workplacefairness.org)
  • There is an individual mandate that requires people to get health insurance, either through the government-offered plan, through their employer, or through a private insurer. (workplacefairness.org)
  • Assuming the IRA/qualified plan owner is taking required minimum distributions (RMDs) annually, the owner could take the after-tax amount of the RMDs and use them to purchase a permanent life insurance policy. (plantemoran.com)
  • Having a clear understanding of your health insurance plan helps minimize health risks and reduce unnecessary spending. (phillyvoice.com)
  • Ensuring long-term well-being begins with being aware of the essential benefits provided by your health insurance plan. (phillyvoice.com)
  • Balance can be purchased on its own, or together with an Anthem Blue Cross Blue Shield health insurance plan. (healthinsurancecolorado.net)
  • With the introduction of Balance, Anthem Blue Cross Blue Shield has added another solid plan to the options available for individuals and families in Colorado who are looking for an accident and critical illness supplement to go along with their health insurance policy. (healthinsurancecolorado.net)
  • Determine, in advance, how well the insurance plan covers your children and family members with special health care needs. (healthychildren.org)
  • Understand the benefit plan appeals process and how it works. (healthychildren.org)
  • To access your vision insurance, please fill in either your personal details or plan information. (ray-ban.com)
  • How to pick a health insurance plan: 3 things to know before you pick a health insurance plan. (medlineplus.gov)
  • One approved health insurance plan is available through the Foundation for Advanced Education in the Sciences (FAES). (nih.gov)
  • Plus, there's no need to worry about a hefty car insurance price . (tribuneindia.com)
  • With the labor market leaning heavily in favor of job applicants, a hefty benefits package is no longer an option, it's a necessity. (m3ins.com)
  • The broker provides group benefit and retirement plans, individual life and living benefits, as well as investment strategies. (insurancebusinessmag.com)
  • All federal government employees and retirees are provided the opportunity to participate in the Federal Employee Health Benefits (FEHB) program, which contains the widest selection of health plans in the country. (nih.gov)
  • The Disability Benefits Law provides benefits for disabilities due to non-occupational injury or illness. (ulsterchamber.org)
  • We've never needed our health insurance due to illness, but we've had a few injuries over the years that have been pretty costly. (healthinsurancecolorado.net)
  • The critical illness benefit is a lump-sum payment, but the amount paid depends on the specific diagnosis. (healthinsurancecolorado.net)
  • At the owner's death, the beneficiary would receive the death benefit income-tax-free by the beneficiary. (plantemoran.com)
  • You can learn about the risks and benefits of any clinical trial and how your rights are protected before you agree to take part in the trial. (nih.gov)
  • Before deciding to participate, carefully consider risks and possible benefits. (nih.gov)
  • How do the risks and possible benefits of this trial compare with those options? (nih.gov)
  • These practices must be based on the same level of scientific evidence used by the insurer for medical and surgical benefits," the written release states. (medscape.com)
  • While in the case of a non-participating policy, you get maturity benefits, and the insurer doesn't share any form of bonuses or dividends with the policyholder. (livemint.com)
  • Ashwini Bondale, Senior Vice President, ICICI Prudential Life Insurance, said, "If you cannot repay the loan, the life insurer/lenders will offset the outstanding loan amount against the maturity benefit or surrender value as the case will be. (livemint.com)
  • Online bike insurance offers a host of benefits such as easy access, time-saving processes, and the ability to compare plans - all of which can make a world of difference for riders like you. (tribuneindia.com)
  • Other types of policies, such as term, variable life, or universal life insurance plans are not eligible for conversion. (army.mil)
  • Ryan & Ryan Insurance Brokers, Inc. is the Ulster County Regional Chamber of Commerce's insurance partner, offering plans for individuals, sole proprietors & businesses from every insurance carrier in the region, including health & life insurance, business property & casualty and personal lines. (ulsterchamber.org)
  • Click here for low premium-subsidized Healthy NY plans for new or existing businesses that have not offered health benefits to their employees for more than 12 months . (ulsterchamber.org)
  • Lets face it, navigating employee benefit plans can be daunting. (reevewillknow.com)
  • If you are buying from the Health Insurance Marketplace, you may have several plans to choose from. (medlineplus.gov)
  • A straight-forward approach makes understanding regulations, policies, and insurance easier. (reevewillknow.com)
  • Understanding health insurance costs makes for better decisions. (medlineplus.gov)
  • Traditionally, insurance was bought through agents or brokers, and the car insurance price or bike insurance policy was often confusing and time-consuming to understand. (tribuneindia.com)
  • Traditionally, obligatory health insurance financed through premium contributions (from employers and/or employees) was called social health insurance (SHI), but these days SHI describes a variety of ways of raising and pooling money that involves a mix between obligatory insurance contributions and general government revenues. (who.int)
  • It's a discount on your bike insurance online premium for not making any claims in the previous policy period. (tribuneindia.com)
  • Enrollment in health insurance must be made within the first 31 days of employment. (uthsc.edu)
  • While life insurance policies usually offer survival, maturity, bonuses and death benefits to policyholders, you can also borrow against several types of life insurance. (livemint.com)
  • The Postal Service Health Benefits Program will offer robust health benefits for postal employees and their families," said OPM director Kiran Ahuja, in a statement. (govexec.com)
  • Although many businesses are required to offer insurance to their employees, businesses with fewer than 50 full-time equivalent employees are exempt from this requirement. (workplacefairness.org)
  • If you work for a small business with fewer than 50 full-time equivalent employees, your employer is not required to offer you insurance. (workplacefairness.org)
  • Businesses with more than 50 full-time equivalent employees are required to offer, and substantially pay for, health insurance for their employees. (workplacefairness.org)
  • Under the ACA employers are required to offer subsidized insurance to their employees if they employ 50 or more people. (workplacefairness.org)
  • Furthermore, the government will be offering tax incentives to employers who do offer insurance to their employees. (workplacefairness.org)
  • Passage of the SECURE Act means life insurance may offer new tax benefits for many individuals. (plantemoran.com)
  • A frequently cited obstacle to universal insurance is the lack of consensus about what benefits to offer in an affordable insurance package. (nih.gov)
  • Clinical trials offer hope for many people while giving researchers a chance to find treatments that could benefit patients in the future. (nih.gov)
  • People can improve their skills to find jobs that offer better health benefits. (cdc.gov)
  • Some new jobs may offer health insurance. (cdc.gov)
  • New employees will complete insurance forms during new hire orientation. (uthsc.edu)
  • U.S. Postal Service employees and their dependents now know the health insurance that will be available to them next year as part of a new exchange. (govexec.com)
  • The PSHB, established by the 2022 Postal Service Reform Act , provides USPS employees, retirees and dependents their own health insurance exchange, while officially moving them off of the larger Federal Employees Health Benefit Program in 2025. (govexec.com)
  • All NYS employers with one or more employees are required to provide DBL and Paid Family Leave (PFL) insurance for their employees. (ulsterchamber.org)
  • Once you have managed to attract great talent (through company culture, your benefits package, etc.), you want to keep those valued employees around. (m3ins.com)
  • The traditional way of approaching bike insurance, akin to traversing a crowded marketplace, often leaves you overwhelmed and exhausted. (tribuneindia.com)
  • People typically buy a life insurance policy to provide financial peace of mind to their family in case of uncertainty. (livemint.com)
  • Karthik Raman, Head of Products at Ageas Federal Life Insurance, said, "You can generally take a loan against life insurance policies which have a cash value at maturity. (livemint.com)
  • Sunil Sharma, chief actuary and chief risk officer of Kotak Life Insurance, said, "ULIPS allows the policyholder to take partial withdrawal rather than a loan. (livemint.com)
  • You could consider taking a loan against your life insurance policy when you might urgently require a significant sum of money. (livemint.com)
  • Borrowing money from a life insurance policy has benefits like a reasonable interest rate compared to a personal loan interest rate, a quicker approval process and no fixed instalments for repaying the loan. (livemint.com)
  • State Group Health Insurance also includes basic term life and basic accidental death insurance. (uthsc.edu)
  • With the passage of the SECURE Act, life insurance becomes an even more important planning resource to consider. (plantemoran.com)
  • Life insurance is income-tax-free and also can be estate-tax-free, so individuals would be wise to consider using it as a planning vehicle. (plantemoran.com)
  • If the life insurance purchase is structured so that the policy is owned by an irrevocable trust, the death benefit also can be estate-tax-free. (plantemoran.com)
  • Now that most provisions of the SECURE Act have gone into effect, individuals may want to take a closer look at life insurance as an additional planning opportunity. (plantemoran.com)
  • Broader diffusion of VBID to pharmaceuticals increased the benefit conferred by health care by 0.03 to 0.05 additional life-years, without increasing costs and without increasing out-of-pocket payments. (nih.gov)
  • Broader diffusion of VBID to other health care services could increase the benefit conferred by health care by 0.24 to 0.44 additional life-years, also without increasing costs and without increasing overall out-of-pocket payments. (nih.gov)
  • what are the key benefits of life insurance? (iva.co.uk)
  • Life insurance is is a type of policy which pays out lump sum amount to your loved ones if you die.which covers the policy .And this policy is to provide a financial security and safe guard your family future and is probably one of the best gift one can ever gift to their loved ones. (iva.co.uk)
  • The Promise to Address Comprehensive Toxics Act of 2022 (PACT Act) is a newer law that increases VA health care benefits for veterans exposed to certain toxic substances. (cancer.org)
  • The Senior Health Insurance Benefits Assistance program (SHIBA) has a volunteer based at the Family Resource Center to counsel older adults on health insurance. (211info.org)
  • In addition to the intensive leadership development and professional growth that the Fellowship offers, the National Biosafety and Biocontainment Training Program (NBBTP)/Intramural Research Training Award (IRTA) Fellowship includes the following benefits. (nih.gov)
  • Read more about the FAES insurance program. (nih.gov)
  • January 29, 2010 - Government departments today implemented a law requiring that health insurance cover mental and physical illnesses to the same extent. (medscape.com)
  • The cost of smoking related illnesses to health insurance companies far outweighs the cost of prevention or cessation. (phillyvoice.com)
  • Before working in insurance, I worked in HR management and helped trucking companies with OSHA compliance and safety training for over 30 years. (leavitt.com)
  • Table 1 reflects data on the use of preventive benefits (or services), such as annual physical exams, screening tests, immunization, and counseling. (cdc.gov)
  • Utilization of Preventive Benefits) which are indicated as row headings in bold. (cdc.gov)
  • For individuals and families who are healthy and rarely need their health insurance benefits, an accident may be their primary concern. (healthinsurancecolorado.net)
  • The accident supplement portion of Balance will coordinate with your health insurance, so it will pay you either your out-of-pocket amount or the Balance benefit maximum, which ever is lower. (healthinsurancecolorado.net)
  • This study was conducted to assess the feasibility of providing uninsured patients the opportunity to define their own benefit package within cost constraints. (nih.gov)
  • At your direction, the IC will provide funds in an amount not to exceed the cost of FAES fee- for-service health insurance, individual or family as appropriate, in addition to your regular stipend, for a policy issued in your name. (nih.gov)
  • F&A cost Necessary costs incurred by a recipient for a common or joint purpose benefitting more than one cost objective, and not readily assignable to the cost objectives specifically benefitted, without effort disproportionate to the results achieved. (nih.gov)
  • F&A (indirect) cost pools must be distributed to benefitted cost objectives on bases that will produce an equitable result in consideration of relative benefits derived. (nih.gov)
  • When applying for the loan, you have to submit a loan application form, insurance policy and a signed agreement to the lender. (livemint.com)
  • Remember the days when you had to manoeuvre the city traffic, combat long queues, negotiate with insurance brokers just to renew your policy? (tribuneindia.com)
  • In the digital age, acquiring bike insurance online becomes a breeze with 24x7 access, swift policy purchases, and the ability to compare policies at your fingertips. (tribuneindia.com)
  • It's designed to be a supplement (ie, it's not a health insurance policy), so we wouldn't recommended it alone. (healthinsurancecolorado.net)
  • The charges can add up quickly when you're in an emergency room, and if you have a high deductible health insurance policy, you'd be responsible for the entire bill for an incident like that. (healthinsurancecolorado.net)
  • Results of search for 'su:{Insurance benefits. (who.int)
  • Among diabetic individuals age insurance. (nih.gov)
  • Despite the multitude of SHI arrangements, the share of out-of-pocket spending remains unacceptably high in many Group 2 countries due to a relatively small benefit package, substantial co-payments, and vulnerable population groups who are not covered. (who.int)
  • The act expands on the Mental Health Parity Act of 1996, which required parity in lifetime benefits for mental and physical disorders and was not applicable to substance use disorder benefits. (medscape.com)
  • The benefits will give these Americans access to greatly needed medical treatment, which will better allow them to participate fully in society. (medscape.com)
  • The large expatriate populations in these countries are either covered by private health insurance or are granted access to a limited package against nominal payment and in 1Department of Health System Development, World Health Organization Regional Office for the Eastern Mediterranean, Cairo, Egypt. (who.int)
  • Even if you don't have or aren't eligible for VA health benefits, you have access to free VA mental health services. (cancer.org)
  • Does access to health insurance influence work effort among disability cash benefit recipients? (nih.gov)
  • Available Health Insurance Options include the Premier PPO, the Standard PPO, and the Health Savings CDHP. (uthsc.edu)
  • Simply print your receipt and submit it to your vision insurance provider for reimbursement. (ray-ban.com)
  • For getting a reimbursement with insurance providers other than EyeMed, print and submit your receipt. (ray-ban.com)
  • We are delighted that under these regulations consumers are protected from insurance discrimination to the greatest extent possible. (medscape.com)
  • According to the Department of Health and Human Services release, the new law applies to out-of-pocket costs, benefit limits, and practices such as prior authorization and use review. (medscape.com)
  • Can broader diffusion of value-based insurance design increase benefits from US health care without increasing costs? (nih.gov)
  • Our objective was to estimate the impact of broader diffusion of VBID on US health care benefits and costs. (nih.gov)
  • Benefits minus costs. (cdc.gov)
  • Benefits divided by costs (minimum 2.27, maximum 4.37). (cdc.gov)
  • The costs of private health in- covered by each health insurance mechanism. (nih.gov)
  • Two scenarios were analyzed: (1) applying VBID solely to pharmacy benefits and (2) applying VBID to both pharmacy benefits and other health care services (e.g., devices). (nih.gov)
  • Table 3 shows requested information about the use of health benefits by setting (e.g., emergency department, outpatient care, inpatient hospitilization) for each type of services across all health conditions. (cdc.gov)
  • As part of the transaction, Belton Boisselle president Roger Belton, president of group benefits and pensions Kasey Boisselle, and their associates will remain at their current Winnipeg location. (insurancebusinessmag.com)