Longitudinal patient-maintained records of individual health history and tools that allow individual control of access.
Health care provided to individuals.
Invisible boundaries surrounding the individual's body which are maintained in relation to others.
A type of MICROCOMPUTER, sometimes called a personal digital assistant, that is very small and portable and fitting in a hand. They are convenient to use in clinical and other field situations for quick data management. They usually require docking with MICROCOMPUTERS for updates.
The exposure to potentially harmful chemical, physical, or biological agents that occurs as a result of one's occupation.
Self-directing freedom and especially moral independence. An ethical principle holds that the autonomy of persons ought to be respected. (Bioethics Thesaurus)
Air pollutants found in the work area. They are usually produced by the specific nature of the occupation.
The monitoring of the level of toxins, chemical pollutants, microbial contaminants, or other harmful substances in the environment (soil, air, and water), workplace, or in the bodies of people and animals present in that environment.
Predetermined sets of questions used to collect data - clinical data, social status, occupational group, etc. The term is often applied to a self-completed survey instrument.
The individual's experience of a sense of fulfillment of a need or want and the quality or state of being satisfied.
The exposure to potentially harmful chemical, physical, or biological agents by inhaling them.
Small computers using LSI (large-scale integration) microprocessor chips as the CPU (central processing unit) and semiconductor memories for compact, inexpensive storage of program instructions and data. They are smaller and less expensive than minicomputers and are usually built into a dedicated system where they are optimized for a particular application. "Microprocessor" may refer to just the CPU or the entire microcomputer.
The contamination of indoor air.
Devices designed to provide personal protection against injury to individuals exposed to hazards in industry, sports, aviation, or daily activities.
Clothing designed to protect the individual against possible exposure to known hazards.
The privacy of information and its protection against unauthorized disclosure.
The exposure to potentially harmful chemical, physical, or biological agents in the environment or to environmental factors that may include ionizing radiation, pathogenic organisms, or toxic chemicals.
Conversations with an individual or individuals held in order to obtain information about their background and other personal biographical data, their attitudes and opinions, etc. It includes school admission or job interviews.
Knowledge, attitudes, and associated behaviors which pertain to health-related topics such as PATHOLOGIC PROCESSES or diseases, their prevention, and treatment. This term refers to non-health workers and health workers (HEALTH PERSONNEL).
Non-medical support services, such as food preparation and bathing, given by trained personnel to disabled, sick or convalescent individuals in their home.
Payment by individuals or their family for health care services which are not covered by a third-party payer, either insurance or medical assistance.
Public attitudes toward health, disease, and the medical care system.
Attitudes of personnel toward their patients, other professionals, toward the medical care system, etc.
An excessive stress reaction to one's occupational or professional environment. It is manifested by feelings of emotional and physical exhaustion coupled with a sense of frustration and failure.
Studies in which the presence or absence of disease or other health-related variables are determined in each member of the study population or in a representative sample at one particular time. This contrasts with LONGITUDINAL STUDIES which are followed over a period of time.
Protective measures against unauthorized access to or interference with computer operating systems, telecommunications, or data structures, especially the modification, deletion, destruction, or release of data in computers. It includes methods of forestalling interference by computer viruses or so-called computer hackers aiming to compromise stored data.
The freedom of patients to review their own medical, genetic, or other health-related records.
Earth or other matter in fine, dry particles. (Random House Unabridged Dictionary, 2d ed)
Any substance in the air which could, if present in high enough concentration, harm humans, animals, vegetation or material. Substances include GASES; PARTICULATE MATTER; and volatile ORGANIC CHEMICALS.
Time period from 1901 through 2000 of the common era.
A person's view of himself.
The interactions between physician and patient.
The science dealing with the establishment and maintenance of health in the individual and the group. It includes the conditions and practices conducive to health. (Webster, 3d ed)
Place or physical location of work or employment.
A loose confederation of computer communication networks around the world. The networks that make up the Internet are connected through several backbone networks. The Internet grew out of the US Government ARPAnet project and was designed to facilitate information exchange.
Systematic gathering of data for a particular purpose from various sources, including questionnaires, interviews, observation, existing records, and electronic devices. The process is usually preliminary to statistical analysis of the data.
Any type of research that employs nonnumeric information to explore individual or group characteristics, producing findings not arrived at by statistical procedures or other quantitative means. (Qualitative Inquiry: A Dictionary of Terms Thousand Oaks, CA: Sage Publications, 1997)
Respirators to protect individuals from breathing air contaminated with harmful dusts, fogs, fumes, mists, gases, smokes, sprays, or vapors.
Individuals licensed to practice medicine.
An aspect of personal behavior or lifestyle, environmental exposure, or inborn or inherited characteristic, which, on the basis of epidemiologic evidence, is known to be associated with a health-related condition considered important to prevent.
Personal satisfaction relative to the work situation.
Supplying a building or house, their rooms and corridors, with fresh air. The controlling of the environment thus may be in public or domestic sites and in medical or non-medical locales. (From Dorland, 28th ed)
Substances intended to be applied to the human body for cleansing, beautifying, promoting attractiveness, or altering the appearance without affecting the body's structure or functions. Included in this definition are skin creams, lotions, perfumes, lipsticks, fingernail polishes, eye and facial makeup preparations, permanent waves, hair colors, toothpastes, and deodorants, as well as any material intended for use as a component of a cosmetic product. (U.S. Food & Drug Administration Center for Food Safety & Applied Nutrition Office of Cosmetics Fact Sheet (web page) Feb 1995)
A state of harmony between internal needs and external demands and the processes used in achieving this condition. (From APA Thesaurus of Psychological Index Terms, 8th ed)
Abstract standards or empirical variables in social life which are believed to be important and/or desirable.
The reciprocal interaction of two or more persons.
Diseases caused by factors involved in one's employment.
A method of data collection and a QUALITATIVE RESEARCH tool in which a small group of individuals are brought together and allowed to interact in a discussion of their opinions about topics, issues, or questions.
The promotion and maintenance of physical and mental health in the work environment.
Individuals enrolled in a school of medicine or a formal educational program in medicine.
Those factors which cause an organism to behave or act in either a goal-seeking or satisfying manner. They may be influenced by physiological drives or by external stimuli.
The process of making a selective intellectual judgment when presented with several complex alternatives consisting of several variables, and usually defining a course of action or an idea.
The act, process, or an instance of narrating, i.e., telling a story. In the context of MEDICINE or ETHICS, narration includes relating the particular and the personal in the life story of an individual.
Social and economic factors that characterize the individual or group within the social structure.
An enduring, learned predisposition to behave in a consistent way toward a given class of objects, or a persistent mental and/or neural state of readiness to react to a certain class of objects, not as they are but as they are conceived to be.
Individual's rights to obtain and use information collected or generated by others.
Substances causing insects to turn away from them or reject them as food.
The motion of air currents.
A medical specialty concerned with the provision of continuing, comprehensive primary health care for the entire family.
Nitrogen oxide (NO2). A highly poisonous gas. Exposure produces inflammation of lungs that may only cause slight pain or pass unnoticed, but resulting edema several days later may cause death. (From Merck, 11th ed) It is a major atmospheric pollutant that is able to absorb UV light that does not reach the earth's surface.
Stress wherein emotional factors predominate.
Selection of a type of occupation or profession.
Particles of any solid substance, generally under 30 microns in size, often noted as PM30. There is special concern with PM1 which can get down to PULMONARY ALVEOLI and induce MACROPHAGE ACTIVATION and PHAGOCYTOSIS leading to FOREIGN BODY REACTION and LUNG DISEASES.
Computer-based systems for input, storage, display, retrieval, and printing of information contained in a patient's medical record.
Any enterprise centered on the processing, assembly, production, or marketing of a line of products, services, commodities, or merchandise, in a particular field often named after its principal product. Examples include the automobile, fishing, music, publishing, insurance, and textile industries.
Statistical models which describe the relationship between a qualitative dependent variable (that is, one which can take only certain discrete values, such as the presence or absence of a disease) and an independent variable. A common application is in epidemiology for estimating an individual's risk (probability of a disease) as a function of a given risk factor.
Performance of activities or tasks traditionally performed by professional health care providers. The concept includes care of oneself or one's family and friends.
Dyes used as cosmetics to change hair color either permanently or temporarily.
The rights of individuals to act and make decisions without external constraints.
A major group of unsaturated cyclic hydrocarbons containing two or more rings. The vast number of compounds of this important group, derived chiefly from petroleum and coal tar, are rather highly reactive and chemically versatile. The name is due to the strong and not unpleasant odor characteristic of most substances of this nature. (From Hawley's Condensed Chemical Dictionary, 12th ed, p96)
Patient involvement in the decision-making process in matters pertaining to health.
A collective expression for all behavior patterns acquired and socially transmitted through symbols. Culture includes customs, traditions, and language.
Women licensed to practice medicine.
The qualitative or quantitative estimation of the likelihood of adverse effects that may result from exposure to specified health hazards or from the absence of beneficial influences. (Last, Dictionary of Epidemiology, 1988)
Recording of pertinent information concerning patient's illness or illnesses.
The exchange or transmission of ideas, attitudes, or beliefs between individuals or groups.
The state of being free from intrusion or disturbance in one's private life or affairs. (Random House Unabridged Dictionary, 2d ed, 1993)
Maleness or femaleness as a constituent element or influence contributing to the production of a result. It may be applicable to the cause or effect of a circumstance. It is used with human or animal concepts but should be differentiated from SEX CHARACTERISTICS, anatomical or physiological manifestations of sex, and from SEX DISTRIBUTION, the number of males and females in given circumstances.
The end-result or objective, which may be specified or required in advance.
The attitude and behavior associated with an individual using the computer.
Relating to the size of solids.
The attitude of a significant portion of a population toward any given proposition, based upon a measurable amount of factual evidence, and involving some degree of reflection, analysis, and reasoning.
Behaviors expressed by individuals to protect, maintain or promote their health status. For example, proper diet, and appropriate exercise are activities perceived to influence health status. Life style is closely associated with health behavior and factors influencing life style are socioeconomic, educational, and cultural.
Those physicians who have completed the education requirements specified by the American Academy of Family Physicians.
Time period from 2001 through 2100 of the common era.
The degree to which the individual regards the health care service or product or the manner in which it is delivered by the provider as useful, effective, or beneficial.
Encouraging consumer behaviors most likely to optimize health potentials (physical and psychosocial) through health information, preventive programs, and access to medical care.
Revealing of information, by oral or written communication.
Small-scale tests of methods and procedures to be used on a larger scale if the pilot study demonstrates that these methods and procedures can work.
The teaching or training of patients concerning their own health needs.
Coverings for the hands, usually with separations for the fingers, made of various materials, for protection against infections, toxic substances, extremes of hot and cold, radiations, water immersion, etc. The gloves may be worn by patients, care givers, housewives, laboratory and industrial workers, police, etc.
The obligations and accountability assumed in carrying out actions or ideas on behalf of others.
Media that facilitate transportability of pertinent information concerning patient's illness across varied providers and geographic locations. Some versions include direct linkages to online consumer health information that is relevant to the health conditions and treatments related to a specific patient.
Analog or digital communications device in which the user has a wireless connection from a telephone to a nearby transmitter. It is termed cellular because the service area is divided into multiple "cells." As the user moves from one cell area to another, the call is transferred to the local transmitter.
Age as a constituent element or influence contributing to the production of a result. It may be applicable to the cause or the effect of a circumstance. It is used with human or animal concepts but should be differentiated from AGING, a physiological process, and TIME FACTORS which refers only to the passage of time.
Elements, compounds, mixtures, or solutions that are considered severely harmful to human health and the environment. They include substances that are toxic, corrosive, flammable, or explosive.
The aggregate of social and cultural institutions, forms, patterns, and processes that influence the life of an individual or community.
Men and women working in the provision of health services, whether as individual practitioners or employees of health institutions and programs, whether or not professionally trained, and whether or not subject to public regulation. (From A Discursive Dictionary of Health Care, 1976)
The expected function of a member of the medical profession.
The capability to perform acceptably those duties directly related to patient care.
The conscious portion of the personality structure which serves to mediate between the demands of the primitive instinctual drives, (the id), of internalized parental and social prohibitions or the conscience, (the superego), and of reality.
The performance of the basic activities of self care, such as dressing, ambulation, or eating.
The seeking and acceptance by patients of health service.
Cognitive mechanism based on expectations or beliefs about one's ability to perform actions necessary to produce a given effect. It is also a theoretical component of behavior change in various therapeutic treatments. (APA, Thesaurus of Psychological Index Terms, 1994)
An oversimplified perception or conception especially of persons, social groups, etc.
Crafts, trades, professions, or other means of earning a living.
Elements of limited time intervals, contributing to particular results or situations.
Organized procedures for establishing patient identity, including use of bracelets, etc.
Detection of a MUTATION; GENOTYPE; KARYOTYPE; or specific ALLELES associated with genetic traits, heritable diseases, or predisposition to a disease, or that may lead to the disease in descendants. It includes prenatal genetic testing.
The act of making a selection among two or more alternatives, usually after a period of deliberation.
The total amount of work to be performed by an individual, a department, or other group of workers in a period of time.
Persons who assist ill, elderly, or disabled persons in the home, carrying out personal care and housekeeping tasks. (From Slee & Slee, Health Care Terms. 2d ed, p202)
Substances and materials manufactured for use in various technologies and industries and for domestic use.
An individual's objective and insightful awareness of the feelings and behavior of another person. It should be distinguished from sympathy, which is usually nonobjective and noncritical. It includes caring, which is the demonstration of an awareness of and a concern for the good of others. (From Bioethics Thesaurus, 1992)
The principles of professional conduct concerning the rights and duties of the physician, relations with patients and fellow practitioners, as well as actions of the physician in patient care and interpersonal relations with patient families.
Health care provided on a continuing basis from the initial contact, following the patient through all phases of medical care.
The process by which the nature and meaning of sensory stimuli are recognized and interpreted.
The level of health of the individual, group, or population as subjectively assessed by the individual or by more objective measures.
Education that increases the awareness and favorably influences the attitudes and knowledge relating to the improvement of health on a personal or community basis.
The state of being engaged in an activity or service for wages or salary.
Toxic, volatile, flammable liquid hydrocarbon byproduct of coal distillation. It is used as an industrial solvent in paints, varnishes, lacquer thinners, gasoline, etc. Benzene causes central nervous system damage acutely and bone marrow damage chronically and is carcinogenic. It was formerly used as parasiticide.
Typical way of life or manner of living characteristic of an individual or group. (From APA, Thesaurus of Psychological Index Terms, 8th ed)
Educational institutions providing facilities for teaching and research and authorized to grant academic degrees.
A social group consisting of parents or parent substitutes and children.
Procedures for finding the mathematical function which best describes the relationship between a dependent variable and one or more independent variables. In linear regression (see LINEAR MODELS) the relationship is constrained to be a straight line and LEAST-SQUARES ANALYSIS is used to determine the best fit. In logistic regression (see LOGISTIC MODELS) the dependent variable is qualitative rather than continuously variable and LIKELIHOOD FUNCTIONS are used to find the best relationship. In multiple regression, the dependent variable is considered to depend on more than a single independent variable.
Programs of training in medicine and medical specialties offered by hospitals for graduates of medicine to meet the requirements established by accrediting authorities.
Individuals enrolled in a school or formal educational program.
Country located in EUROPE. It is bordered by the NORTH SEA, BELGIUM, and GERMANY. Constituent areas are Aruba, Curacao, Sint Maarten, formerly included in the NETHERLANDS ANTILLES.
Sensitivity or attachment to religious values, or to things of the spirit as opposed to material or worldly interests. (from Merriam-Webster's Collegiate Dictionary, 10th ed, and Oxford English Dictionary, 2nd ed)
Individuals participating in the health care system for the purpose of receiving therapeutic, diagnostic, or preventive procedures.
The largest country in North America, comprising 10 provinces and three territories. Its capital is Ottawa.
The inhabitants of a city or town, including metropolitan areas and suburban areas.
A generic concept reflecting concern with the modification and enhancement of life attributes, e.g., physical, political, moral and social environment; the overall condition of a human life.
Statistical measures of utilization and other aspects of the provision of health care services including hospitalization and ambulatory care.
Information intended for potential users of medical and healthcare services. There is an emphasis on self-care and preventive approaches as well as information for community-wide dissemination and use.
A systematic collection of factual data pertaining to health and disease in a human population within a given geographic area.
State in which an individual perceives or experiences a sensation of unreality concerning the self or the environment; it is seen in disorders such as schizophrenia, affection disorders, organic mental disorders, and personality disorders. (APA, Thesaurus of Psychological Index Terms, 8th ed.)
Gases, fumes, vapors, and odors escaping from the cylinders of a gasoline or diesel internal-combustion engine. (From McGraw-Hill Dictionary of Scientific and Technical Terms, 4th ed & Random House Unabridged Dictionary, 2d ed)
Consideration and concern for others, as opposed to self-love or egoism, which can be a motivating influence.
Colloids with a gaseous dispersing phase and either liquid (fog) or solid (smoke) dispersed phase; used in fumigation or in inhalation therapy; may contain propellant agents.
Interactions between health personnel and patients.
Personality construct referring to an individual's perception of the locus of events as determined internally by his or her own behavior versus fate, luck, or external forces. (ERIC Thesaurus, 1996).
The portion of an interactive computer program that issues messages to and receives commands from a user.
Statement of the position requirements, qualifications for the position, wage range, and any special conditions expected of the employee.
The period of medical education in a medical school. In the United States it follows the baccalaureate degree and precedes the granting of the M.D.
The total number of cases of a given disease in a specified population at a designated time. It is differentiated from INCIDENCE, which refers to the number of new cases in the population at a given time.
Inhaling and exhaling the smoke of burning TOBACCO.
Collection, analysis, and interpretation of data about the frequency, distribution, and consequences of disease or health conditions, for use in the planning, implementing, and evaluating public health programs.
The science, art, or technology dealing with processes involved in the separation of metals from their ores, the technique of making or compounding the alloys, the techniques of working or heat-treating metals, and the mining of metals. It includes industrial metallurgy as well as metallurgical techniques employed in the preparation and working of metals used in dentistry, with special reference to orthodontic and prosthodontic appliances. (From Jablonski, Dictionary of Dentistry, 1992, p494)
Use for general articles concerning medical education.
Living facilities for humans.
Standards for limiting worker exposure to airborne contaminants. They are the maximum concentration in air at which it is believed that a particular substance will not produce adverse health effects with repeated daily exposure. It can be a time-weighted average (TLV-TWA), a short-term value (TLV-STEL), or an instantaneous value (TLV-Ceiling). They are expressed either as parts per million (ppm) or milligram per cubic meter (mg/m3).
Supplies used in building.
The statistical reproducibility of measurements (often in a clinical context), including the testing of instrumentation or techniques to obtain reproducible results. The concept includes reproducibility of physiological measurements, which may be used to develop rules to assess probability or prognosis, or response to a stimulus; reproducibility of occurrence of a condition; and reproducibility of experimental results.
Chaotic concept of self wherein one's role in life appears to be an insoluble dilemma often expressed by isolation, withdrawal, rebellion and extremism.
A set of beliefs concerning the nature, cause, and purpose of the universe, especially when considered as the creation of a superhuman agency. It usually involves devotional and ritual observances and often a moral code for the conduct of human affairs. (Random House Collegiate Dictionary, rev. ed.)
Health care workers specially trained and licensed to assist and support the work of health professionals. Often used synonymously with paramedical personnel, the term generally refers to all health care workers who perform tasks which must otherwise be performed by a physician or other health professional.
Sequential operating programs and data which instruct the functioning of a digital computer.
The state or condition of being a human individual accorded moral and/or legal rights. Criteria to be used to determine this status are subject to debate, and range from the requirement of simply being a human organism to such requirements as that the individual be self-aware and capable of rational thought and moral agency.
The individuals employed by the hospital.
Therapeutic approach tailoring therapy for genetically defined subgroups of patients.
Theoretical representations that simulate psychological processes and/or social processes. These include the use of mathematical equations, computers, and other electronic equipment.
The inhabitants of rural areas or of small towns classified as rural.
The process by which an aspect of self image is developed based on in-group preference or ethnocentrism and a perception of belonging to a social or cultural group. (From APA, Thesaurus of Psychological Index Terms, 8th ed.)
The maximum exposure to a biologically active physical or chemical agent that is allowed during an 8-hour period (a workday) in a population of workers, or during a 24-hour period in the general population, which does not appear to cause appreciable harm, whether immediate or delayed for any period, in the target population. (From Lewis Dictionary of Toxicology, 1st ed)
Educational attainment or level of education of individuals.
The exertion of a strong influence or control over others in a variety of settings--administrative, social, academic, etc.
Voluntary authorization, by a patient or research subject, with full comprehension of the risks involved, for diagnostic or investigative procedures, and for medical and surgical treatment.
The reciprocal interaction of two or more professional individuals.
Individual's expression of desirability or value of one course of action, outcome, or selection in contrast to others.
The use of one's knowledge in a particular profession. It includes, in the case of the field of biomedicine, professional activities related to health care and the actual performance of the duties related to the provision of health care.
Customer satisfaction or dissatisfaction with a benefit or service received.
Professionals qualified by graduation from an accredited school of nursing and by passage of a national licensing examination to practice nursing. They provide services to patients requiring assistance in recovering or maintaining their physical or mental health.
Brief accounts or narratives of an incident or event.
The health status of the family as a unit including the impact of the health of one member of the family on the family as a unit and on individual family members; also, the impact of family organization or disorganization on the health status of its members.
Those affective states which can be experienced and have arousing and motivational properties.
Continuous sequential changes which occur in the physiological and psychological functions during the life-time of an individual.
Chemicals used to destroy pests of any sort. The concept includes fungicides (FUNGICIDES, INDUSTRIAL); INSECTICIDES; RODENTICIDES; etc.
The degree to which individuals are inhibited or facilitated in their ability to gain entry to and to receive care and services from the health care system. Factors influencing this ability include geographic, architectural, transportational, and financial considerations, among others.
The circulation or wide dispersal of information.
Design of patient care wherein institutional resources and personnel are organized around patients rather than around specialized departments. (From Hospitals 1993 Feb 5;67(3):14)
The perceiving of attributes, characteristics, and behaviors of one's associates or social groups.
Health services, public or private, in rural areas. The services include the promotion of health and the delivery of health care.
Time period from 1801 through 1900 of the common era.
Persons with physical or mental disabilities that affect or limit their activities of daily living and that may require special accommodations.
The smallest continent and an independent country, comprising six states and two territories. Its capital is Canberra.
Personal devices for protection of the eyes from impact, flying objects, glare, liquids, or injurious radiation.
Studies in which variables relating to an individual or group of individuals are assessed over a period of time.
The process of choosing employees for specific types of employment. The concept includes recruitment.
The capability to perform the duties of one's profession generally, or to perform a particular professional task, with skill of an acceptable quality.
The educational process of instructing.
Health as viewed from the perspective that humans and other organisms function as complete, integrated units rather than as aggregates of separate parts.
The expected and characteristic pattern of behavior exhibited by an individual as a member of a particular social group.

Cost of tax-exempt health benefits in 1998. (1/583)

The tax expenditure for health benefits is the amount of revenues that the federal government forgoes by exempting the following from the federal income and Social Security taxes: (1) employer health benefits contribution, (2) health spending under flexible spending plans, and (3) the tax deduction for health expenses. The health tax expenditure was $111.2 billion in 1998. This figure varied from $2,357 per family among those with annual incomes of $100,000 or more to $71 per family among those with annual incomes of less than $15,000. Families with incomes of $100,000 or more (10 percent of the population) accounted for 23.6 percent of all tax expenditures.  (+info)

User charges for health care: a review of recent experience. (2/583)

This paper reviews recent experiences with increases in user charges and their effect on the utilization of health care. Evidence from several countries of differences in utilization between rich and poor is presented, and recent accounts of sharp, and often sustained, drops in utilization following fee increases, are presented and discussed. Fee income, appropriately used, represents a small but significant additional resource for health care. Recent national experiences appear to have concentrated on achieving cost recovery objectives, rather than on improving service quality and health outcomes. Appraisal of financing changes must be linked to probable health outcomes. Successful large-scale experience in linking these two is in short supply.  (+info)

Introducing health insurance in Vietnam. (3/583)

Like many other countries Vietnam is trying to reform its health care system through the introduction of social insurance. The small size of the formal sector means that the scope for compulsory payroll insurance is limited and provinces are beginning to experiment with ways of encouraging people to buy voluntary insurance. Methods of contracting between hospitals and insurance centres are being devised. These vary in complexity and there is a danger that those based on fee for service will encourage excessive treatment for those insured. It is important that the national and provincial government continue to maintain firm control over funding while also ensuring that a substantial and targeted general budget subsidy is provided for those unable to make contributions.  (+info)

Ability to pay for health care: concepts and evidence. (4/583)

In many developing countries people are expected to contribute to the cost of health care from their own pockets. As a result, people's ability to pay (ATP) for health care, or the affordability of health care, has become a critical policy issue in developing countries, and a particularly urgent issue where households face combined user fee burdens from various essential service sectors such as health, education and water. Research and policy debates have focused on willingness to pay (WTP) for essential services, and have tended to assume that WTP is synonymous with ATP. This paper questions this assumption, and suggests that WTP may not reflect ATP. Households may persist in paying for care, but to mobilize resources they may sacrifice other basic needs such as food and education, with serious consequences for the household or individuals within it. The opportunity costs of payment make the payment 'unaffordable' because other basic needs are sacrificed. An approach to ATP founded on basic needs and the opportunity costs of payment strategies (including non-utilization) is therefore proposed. From the few studies available, common household responses to payment difficulties are identified, ranging from borrowing to more serious 'distress sales' of productive assets (e.g. land), delays to treatment and, ultimately, abandonment of treatment. Although these strategies may have a devastating impact on livelihoods and health, few studies have investigated them in any detail. In-depth longitudinal household studies are proposed to develop understanding of ATP and to inform policy initiative which might contribute to more affordable health care.  (+info)

Willingness to pay for district hospital services in rural Tanzania. (5/583)

This paper describes a study undertaken to investigate the willingness of patients and households to pay for rural district hospital services in north-western Tanzania. The surveys undertaken included interviews with 500 outpatients and 293 inpatients at three district level hospitals, interviews with 1500 households and discussions with 22 focus groups within the catchment areas of the primary health care programmes of these hospitals. Information was collected on willingness to pay fees for certain hospital services, willingness to become a member of a local insurance system, and exemptions for cost-sharing. The willingness to pay for district hospital services was large. Furthermore, most respondents favoured a local insurance system above user fee systems, a finding which applied at all places and in all the surveys. More female respondents were in favour of a local insurance scheme. The conditions needed for the introduction of a local insurance system are discussed.  (+info)

Sustaining malaria prevention in Benin: local production of bednets. (6/583)

Through a Benin-Canada participatory research initiative which included both Benin and Canadian non-governmental organizations, a local capacity to produce and market bednets for the prevention of malaria was developed. The development process began following a community-based assessment of local needs and skills. All materials for the manufacture and distribution of the bednets were obtained locally with the exception of the netting which was imported from Canada. The sustainability of the enterprise is enhanced by the community's recognition of the importance of malaria and the culturally acceptable practice of bednet use.  (+info)

Primary health care in Turkey: a passing fashion? (7/583)

The Alma-Ata Declaration has long been regarded as a watershed in the health policy arena. The global goal of the World Health Organization, 'Health for All by the Year 2000' through primary health care, has attracted many countries both in the developed and the developing world and commitments to this end have been made at every level. However, albeit this consensus on the paper, a common and explicit definition of the concept has not been reached yet. This paper aims at discussing various definitions of primary health care that emerged after the Declaration and also presenting a case study from Turkey, a country that advocates primary health care in her recent health policy reform attempts. After setting the conceptual framework for discussion the Turkish case is presented by using research carried out among Turkish policy-makers at different levels of the State apparatus. It has been concluded that application of primary health care principles as defined in the broad definition of the concept requires major changes or rather shake-ups in Turkey. These areas are outlined briefly at the end of the paper.  (+info)

The lessons of user fee experience in Africa. (8/583)

This paper reviews the experience of implementing user fees in Africa. It describes the two main approaches to implementing user fees that have been applied in African countries, the standard and the Bamako Initiative models, and their common objectives. It summarizes the evidence concerning the impact of fees on equity, efficiency and system sustainability (as opposed to financial sustainability), and the key bottlenecks to their effective implementation. On the basis of this evidence it then draws out three main sets of lessons, focusing on: where and when to implement fees; how to enhance the impact of fees on their objectives; and how to strengthen the process of implementation. If introduced by themselves, fees are unlikely to achieve equity, efficiency or sustainability objectives. They should, therefore, be seen as only one element in a broader health care financing package that should include some form of risk-sharing. This financing package is important in limiting the potential equity dangers clearly associated with fees. There is a greater potential role for fees within hospitals rather than primary facilities. Achievement of equity, efficiency and, in particular, sustainability will also require the implementation of complementary interventions to develop the skills, systems and mechanisms of accountability critical to ensure effective implementation. Finally, the process of policy development and implementation is itself an important influence over effective implementation.  (+info)

Increase in poverty gap at $1.90 ($ 2011 PPP) poverty line due to out-of-pocket health care expenditure (USD) in Pakistan was reported at 0.21944 in 2015, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Increase in poverty gap at $1.90 ($ 2011 PPP) poverty line due to out-of-pocket health care expenditure (USD) - actual values, historical data, forecasts and projections were sourced from the |a href=https://data.worldbank.org/ target=blank>World Bank|/a> on September of 2020.
U.S. health care spending increased to $3.3 trillion in 2016, with out-of-pocket health care costs borne directly by consumers rising 3.9 percent - the fastest rate of growth since 2007.
Introduction: The Context Health Situation 6,000,000 inhabitants Young country 35% of population living in poverty; 19% in extreme poverty High infant and maternal mortality rates Morbidity due to preventable causes and epidemics Vulnerable population: poor and indigenous Health System Fragmented and segmented 40% social exclusion High out-of-pocket expenditure on drugs Only 20% of population has insurance Health Policies 1989: Military dictatorship falls after 35 years : Deconcentration of health services network 1996: National Health System and health councils created 2008: Change in government after more than 60 years significantly raises expectations The government declares decentralization as a strategy Focus on gender rights and equity is established in social policies Health policies incorporate principles of equity, solidarity, universality, and comprehensiveness 3 World financial crisis Climate change and environmental events Migration Regional and global epidemiological events
When I remodeled my house a few years ago, I hired a contractor, and negotiated a bundled payment for the entire job. The fees I paid to the contractor covered project management costs as well as the costs of independent subcontractors assembled do the work, such as carpentry, dry-wall, electrical and painting. The contractor stood to make a nice profit if they efficiently managed the work of their subcontractors. On the other hand, he could lose his shirt if there were unmanaged rework and cost overruns.. Bundled payments are still relatively rare in healthcare. If a patient has knee replacement surgery, each provider - the surgeon, anesthesiologist, hospital, rehab facility and home health agency are paid separately. The patient is often left to serve as their own general contractor, without any one provider responsible for the cost and quality of episode. As a result, there can be significant variations in episode cost and clinical outcomes for the same procedure.. CMS has been experimenting ...
Out-of-pocket payments (OPP) are payments made by an insured party directly to a healthcare provider to cover what the insurance company doesn't pay fo
In 2011, 23% of people with diabetes faced high OOP burden. Between 2001-2002 and 2011, the proportion of people facing high OOP burden fell by 5 percentage points (P < 0.01). The proportion of those who were publicly insured decreased by 22 percentage points (P < 0.001) and of those who were uninsured by 12 percentage points (P = 0.01). Among people with diabetes who were poor and near poor and those with low income, the proportion facing high OOP burden decreased by 21 (P < 0.001) and 13 (P = 0.01) percentage points, respectively; no significant change occurred in the proportion with private insurance or middle and high incomes between 2001-2002 and 2011 ...
While cost-shifting has been increasing, most employer health plans have in-network out-of-pocket caps below the allowable annual limits.
Downloadable! This paper develops a financial stress index for the United States, the Cleveland Financial Stress Index (CFSI), which provides a continuous signal of financial stress and broad coverage of the areas that could indicate it. The index is based on daily public-market data collected from four sectors of the fi nancial markets-the credit, foreign exchange, equity, and interbank markets. A dynamic weighting method is employed to capture changes in the relative importance of these four sectors as they occur. In addition, the design of the index allows the origin of the stress to be identified. We compare the CFSI to alternative indexes, using a detailed benchmarking methodology, and show how the CFSI can be applied to systemic stress monitoring and early warning system design. To that end, we investigate alternative stress-signaling thresholds and frequency regimes and then establish optimal frequencies for filtering out market noise and idiosyncratic episodes. Finally, we quantify a powerful
The president issued an executive order in October focusing on ways to enhance benefits under Medicare. This article provides a high-level overview of the proposals outlined in the EO. It also discusses potential exposure to out-of-pocket expenses and options to help individuals plan for such expenses, including the role of supplemental health benefits.
Health insurer Cigna is launching a program that will cap out-of-pocket expenses at $25 for a 30-day supply of insulin, the company said Wednesday. Last year, patients paid an average of $41.50 a...
The top 5 ways to lower your financial stress involve changing your habits. Explore the top 5 ways to lower your financial stress.
A Healthcare Flexible Spending Account (FSA) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You dont pay taxes on this money. This means youll save an amount equal to the taxes you would have paid on the money you set aside. Employers may make contributions to your FSA, but arent required to. For details about your companys FSA, including how to sign up, ask your employer. ...
Compelling Points Everybody wants health care Everybodys paying for it (payroll deductions, premiums, taxes, out-of-pocket) Health Care policy isnt for wonks. It connects with our basic desires and our pocketbooks.
More than 10 percent of cancer patients have annual out-of-pocket costs that are higher than $18,585, and 5 percent have costs that exceed $35,660.
Growing out-of-pocket health care costs are creating barriers to essential care for many Australians and arguably leading to increased hospital costs. Over time they will undermine the universality of Medicare and widen health disparities in our community. Despite this, the Abbott Government is intent on... ...
In a new study, researchers found that African-Americans who experienced moderate to high financial stress had an increased risk of developing heart disease compared with those who did not report such stress.
0% APR: 5 years* with a minimum purchase of $2049, 4 years* with a minimum purchase of $1999, 3 years* with a minimum purchase of $1099, 2 years* with a minimum purchase of $999 on your Mattress Firm credit card. 60, 48, 36 or 24 equal monthly payments required. *Offer valid 9/30/20 - 10/27/20. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during ...
0% APR: 5 years* with a minimum purchase of $2049, 4 years* with a minimum purchase of $1999, 3 years* with a minimum purchase of $1099, 2 years* with a minimum purchase of $999 on your Mattress Firm credit card. 60, 48, 36 or 24 equal monthly payments required. *Offer valid 10/28/20 - 12/8/20. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during ...
Contingent Consideration - The consideration for the Companys acquisitions often includes future payments that are contingent upon the occurrence of a particular event. For example, milestone payment s might be based on the achievement of various regulatory approvals or future sales milestones, and royalty payments might be based on drug product sales levels. The Company records a contingent consideration obligation for such contingent payments at fair value on the acquisition date. The Company estimates the fair value of contingent consideration obligations through valuation models designed to estimate the probability of such contingent payments based on various assumptions and incorporating estimated success rates. Estimated payments are discounted using present value techniques to arrive at an estimated fair value at the balance sheet date. Changes in the fair value of the contingent consideration oblig ations are recognized within the Companys Consolidated Statements of Operations and ...
Paypal not processing payments currently - posted in News and Information: Greetings Pilots! We are aware of an issue where Paypal payments are not currently processing correctly. If you recently submitted a Paypal payment, but did not receive what you payed for yet, rest assured that once Paypal is up and running again, your items will be delivered. If you have tried to submit a Paypal payment, but received an error message, you will need to wait until the system is back up before tr...
Hours of Operation. 6:45 am to 6:00 pm - Monday through Friday. The hours of our daycare are flexibly designed to help meet the needs of both children and parents. When openings occur due to vacations, schedules or sickness, drop-ins are welcomed.. Payments. Monthly payments are due at the beginning of each month, if not received by the 5th of the month, a $10 late fee will be charged. Special arrangements can be made to accept weekly payments that will be due Monday beginning each week of care. If payment is not made by closing on Tuesday, a $10 late fee will be charged. Cash payments must be made in the child care office to receive a receipt. If your check is returned for any reason, you will be charged a $30 fee. If this happens more than once, you will be asked to make future payments in cash. Refunds are not given for days missed due to absence including for illness, holidays or emergency closures.. Schedule Changes Changes to a childs regular schedule can be made by submitting a schedule ...
New submitter meeotch writes: According to a new study by the Urban Institute, 35% of U.S. adults with a credit history (91% of the adult population of the U.S.) have debt in collections — a status generally not acquired until payments are at least 180 days past due. Debt problems seem to b...
One way to avoid stress is to stay out of debt. Some things - like a home or a car - may have to be purchased on time. Most of us would be unable to get them otherwise. Unfortunately, even in these necessary purchases, we may go in way over our heads and owe more in monthly payments than we can manage. We can save ourselves a lot of worry if our monthly payments are affordable. Also, we can save a lot of money in interest when we pay cash.. We can also realize the truth expressed by Dr. Paul E. Adolph in his book Release from Tension. Anxiety and worry represent forms of fear which project themselves into the future and often concern themselves with imaginary situations which never come to pass. Indeed, it often happens when the future situation arrives, it is devoid of all the contemplated elements which are anticipated.. But the most significant way we can avoid worry over money matters is to bring everything to the Lord in prayer. And then leave it with Him (Philippians 4:6-8). We can be ...
Miliki Afya is finally the solution to the expansion and availability of Quality and Affordable Healthcare to the bottom of the pyramid in Kenya, Africa and beyond. We believe that quality affordable healthcare is a fundamental right which should be enjoyed by every human being anywhere ...
With our preferred option financing, monthly payments are generally lower than traditional financing since you do not pay the entire principal balance over the term of the loan. You are responsible for a large lump sum (balloon) payment of the remaining balance due at end of contract term.1 Click here to view the LFS Preferred Option Finance Plan brochure.. ...
26b * Data Plans offered by AT&T for OnStar Members: Prepaid session-based data plans provide you with access to AT&T wireless data services for your equipped vehicle including, but not limited to, features that may be used with wireless data services, content and application. Eligible GM vehicle, data plan and compatible SIM card required. Duration: Session-based prepaid plans for 30 days. Renewal: Plans auto renew every 30 days unless cancelled; cancel anytime. (Auto renew not available to residents of Quebec). To cancel, call 1-888-466-7827 or by accessing your account online. Payments: Monthly charges will automatically be billed to credit card on file on the 30-day mark unless cancelled. Payments are non-refundable (subject to applicable law). Data: Usage is calculated in full-kilobyte increments and rounded up to the next full-kilobyte increment. If you use your data allowance prior to your renewal, wireless data usage will be blocked. To start data usage before the 30-day auto renewal, ...
The tragedy thats happening in medicine today is that the loss of respect and the constant threats to fair payment are making physicians regret that they ever chose medicine. They were fascinated with science and wanted to help people, and their reward is insult.
Once an application is received, it is verified, in order to ensure that all the criteria are fulfilled. If the applicants resources satisfy the means tests, s/he will be submitted for recommendation before a Medical Panel, and if the Medical Panel approves, Sickness Assistance will be granted for life. If the claim is accepted, procedures for payment are initiated. If the claim is rejected, applicant is informed in writing accordingly ...
A fictional account representing physicians common concerns and how to communicate with your industry contacts to ensure reported payments are properly perceived by the public.
Barclays continues to invest in its transactional FX platform as it makes the ongoing development of this product area a key priority for 2012., , , , Transactional FX is where international payments are...
Getting away may seem completely unrealistic considering how busy your company keeps you. But its important to take a break now and then and take a few days off. Studies have shown that employees are happier and more productive at work when they take their available vacation time. You may be the business owner, but the same goes for you. Replenishing your mental batteries is important for everyones ability to cope with day-to-day stresses and maintain productivity. Its understandable that you, as a small-business owner, may want to avoid being away from the office considering that youre heavily invested in the success of your venture. But consider the costs of being fatigued and not as mentally alert as you should be as you grow your business. Thats why you need to take a break ...
WILLIS: Well, heres how you come to your decision about what plan youre going to choose. Look at the coverage you had last year. How much did you spend on co-pays and out-of-pocket costs. Did you see any doctors that were out of network for your plan? How long did your flexible spending account last? Now, most companies, they offer actual tools online that can help you analyze your health claims from last year. Ask if your company has this kind of estimator and make sure you take advantage of flexible spending accounts. This lets employees set aside pretax wages for certain medical expenses not covered by insurance. You have to use the money in that year or you lose it ...
The report] goes on to matter-of-factly lay out the harsh financial realities many people face after a cancer diagnosis, a suite of diseases that will affect 1 in 3 individuals over their lifetime. While the cost of new drugs has soared to well over $100,000 a year, the out-of-pocket expenses patients are expected to bear have also gone up to 20 to 30 percent. Because of these costs, about 10% to 20% of patients with cancer do not take the prescribed treatment or compromise it ...
The average hourly pay for a Histologist is $27.22. Visit PayScale to research histologist hourly pay by city, experience, skill, employer and more.
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Out-of-pocket health expenditure (% of private expenditure on health) in Belgium was last measured at 82.28 in 2013, according to the World Bank. Out of pocket expenditure is any direct outlay by households, including gratuities and in-kind payments, to health practitioners and suppliers of pharmaceuticals, therapeutic appliances, and other goods and services whose primary intent is to contribute to the restoration or enhancement of the health status of individuals or population groups. It is a part of private health expenditure.This page has the latest values, historical data, forecasts, charts, statistics, an economic calendar and news for Out-of-pocket health expenditure (% of private expenditure on health) in Belgium.
Out-of-pocket health expenditure (% of private expenditure on health) in Europe and Central Asia was last measured at 85.28 in 2013, according to the World Bank. Out of pocket expenditure is any direct outlay by households, including gratuities and in-kind payments, to health practitioners and suppliers of pharmaceuticals, therapeutic appliances, and other goods and services whose primary intent is to contribute to the restoration or enhancement of the health status of individuals or population groups. It is a part of private health expenditure.This page has the latest values, historical data, forecasts, charts, statistics, an economic calendar and news for Out-of-pocket health expenditure (% of private expenditure on health) in Europe and Central Asia.
In 2014, Out-of-Pocket Health Expenditure in Thailand was 12 Percent of Health Expenditure. Discover more data with NationMaster!
Health Status and Willingness to Pay for a Reduction in Mortality Risk: Results from a contingent valuation survey of a traffic safety programme in Karlstad, Sweden ...
The objective of this study was to determine the level of willingness to pay (WTP) for re-treatment of mosquito nets and compare the theoretical validity of the WTP estimates from three contingent valuation question formats, namely the bidding game BG;: binary with follow-up technique (BWFU) and a novel structured haggling technique (SH) that mimicked price-taking behaviour in the study area. ...
This paper demonstrates how to plan a contingent valuation experiment to assess the value of ecologically produced clothes. First, an appropriate statistical model (the trinomial spike model) that describes the probability that a randomly selected individual will accept any positive bid, and if so, will accept the bid A, is defined. Secondly, an optimization criterion that is a function of the variances of the parameter estimators is chosen. However, the variances of the parameter estimators in this model depend on the true parameter values. Pilot study data are therefore used to obtain estimates of the parameter values and a locally optimal design is found. Because this design is only optimal given that the estimated parameter values are correct, a design that minimizes the maximum of the criterion function over a plausable parameter region (i.e. a minimax design) is then found.. ...
Downloadable (with restrictions)! Contingent valuation is now the most widely used method for valuing non-marketed goods in cost-benefit analysis. Yet, despite the fact that many externalities manifest themselves as costs to some and benefits to others, most studies restrict willingness to pay to being non-negative. This can result in significant errors in policymaking. This paper examines the importance of this, explores appropriate welfare measures for assessing losses and gains, demonstrates how these can be elicited explicitly, highlights the sensitivity of the results of such studies to the econometric specification employed and suggests ways of dealing with it. Finally, the implications for policy are examined.
Stoll, J.R.; Randall, A.; Brookshire, D.S., 1978: Some further explorations in contingent valuation: the value of wildlife-related amenities
The 2007 Kenya Household Health Expenditure and Utilisation Survey (2007 KHHEUS) assess the utilisation of health services, as well as out-of-pocket expenditures on health at the national and regional levels, and by socioeconomic and demographic groups. The survey was as undertaken as part the National Health Accounts (NHA) estimation. NHA estimates give information not only on the distribution of health funding by financing sources but also by the entities through which the funds pass (financing agents), the health services providers that consume the funds, and ultimately the health functions on which the funds are spent. The KHHEUS 2007 survey was carried out by the Ministry of Health (MOH) and Partners.. ...
Direct out-of-pocket payments for health care are recognised as limiting access to health care services and also endangering the welfare of households. In Uganda, such payments comprise a large portion of total health financing. This study assesses the catastrophic and impoverishing impact of paying for health care out-of-pocket in Uganda. Using data from the Uganda National Household Surveys 2009/10, the catastrophic impact of out-of-pocket health care payments is defined using thresholds that vary with household income. The impoverishing effect of out-of-pocket health care payments is assessed using the Ugandan national poverty line and the World Bank poverty line ($1.25/day). A high level and intensity of both financial catastrophe and impoverishment due to out-of-pocket payments are recorded. Using an initial threshold of 10% of household income, about 23% of Ugandan households face financial ruin. Based on both the $1.25/day and the Ugandan poverty lines, about 4% of the population are further
In this issue of Arthritis Care & Research, Wolfe and Michaud present an extensive analysis of the out-of-pocket expenses incurred by patients with rheumatoid arthritis (RA) and discuss the financial burden imposed by those expenses (1). Since the amount of out-of-pocket expenses faced by patients is the direct consequence of their health insurance status and coverage type, one needs to first understand the role of health insurance, how it works, and how a patients ability to choose their desired type of insurance coverage is based on their income and risk preferences, as well as their subjective perceptions of financial burden when faced with illness-related treatment costs.. On a day-to-day basis, healthy individuals do not require any health services. However, illness can strike at any time and depending on severity, the associated health expenditures can be high or low. The resulting uncertainty due to the stochastic nature of health care needs, coupled with the fact that individuals with ...
This third edition of Health at a Glance Asia/Pacific presents a set of key indicators of health status, the determinants of health, health care resources and utilisation, health care expenditure and financing and health care quality across 27 Asia/Pacific countries and economies. Drawing on a wide range of data sources, it builds on the format used in previous editions of Health at a Glance, and gives readers a better understanding of the factors that affect the health of populations and the performance of health systems in these countries and economies.. Each of the indicators is presented in a user-friendly format, consisting of charts illustrating variations across countries and over time, brief descriptive analyses highlighting the major findings conveyed by the data, and a methodological box on the definition of the indicator and any limitations in data comparability. An annex provides additional information on the demographic context in which health systems operate. It is a joint OECD and ...
In 2010 expenditures on health in the USA amounted to $2 584 billion, which 2.5 times more than expenditures on health in all emerging countries taken together, or was equal to GDP of such developed country as France ...
This publication is only available online.. This report explores the causes of high out-of-pocket (OOP) payments for outpatient medicines in Kyrgyzstan and develops policy recommendations to reduce them. The analysis consisted of a review of current reimbursement mechanisms and an assessment of their ability to protect the Kyrgyz population from high OOP payments. The analysis showed that Kyrgyz patients have been confronted with increasing co-payments for reimbursed medicines in the outpatient sector. Compared to the 2013 figures, co-payments for medicines prescribed and dispensed under the reimbursed drug package increased by 20% in 2015. A contributing factor for this increase is the absence of price regulation for medicines. Another reason for observed price increases may be related to currency devaluation. Based on the findings of the analysis, this report proposes several policy options to address high OOP payments, including: introduction of price regulation including control of retail ...
Government has an essential role in making the health of its population and this role has risen substantially in todays scenario. This scenario is unlike that of private sector where the prices are high and question of affordability is the biggest challenge thus it becomes prior to study the causality between public health expenditure and health status. The prime objective of this study is to figure out the impact of per capita public health expenditure on health status of the population across countries using infant mortality rate, maternal mortality rate, and under-5 mortality rate as proxies using cross-sectional data of South-Asian countries. Dataset has been prepared by taking annual data for the years 1994 onwards till 2014 from World Bank and World Development Indicators. We adopt a robust Fixed Effects (FE) model as the baseline specification and compare the results with robust OLS and robust OLS with lagged explanatory variables. This study unveils that public health expenditure ...
High out-of-pocket health care costs may have serious repercussions for older people and their families. This paper examines the impact of health problems at older ages on out-of-pocket health care spending and other types of expenditures. The results show that medical conditions increase health spending, particularly for households ages 51 to 64, but do not generally reduce nonhealth spending. Health conditions do, however, reduce nonhealth spending for low-income households ages 51 to 64, suggesting that holes in the health safety net before the Medicare eligibility age force some low-income people to lower their living standards to cover medical expenses ...
For 2000-01, the preliminary estimate of total expenditure on health (including both public and private sectors) was $60.8b, compared with expenditure of $55.7b in the previous year (table 9.22). This represented an average rate of health expenditure in 2000-01 of $3,153 per person. In 2000-01, governments provided more than two-thirds (70%) of the funding for health expenditure, while the remaining 30% was provided by the private sector. Health expenditure in volume terms grew at an average annual rate of 4.4% between 1990-91 and 2000-01. In 2000-01, health expenditure as a proportion of gross domestic product was 9.0%. This ratio was 8.8% in 1999-2000, up from 8.7% in 1998-99. ...
For 1999-00, the preliminary estimate of total expenditure on health services (including both public and private sectors) was $53.7b, compared with expenditure of $51.0b in the previous year (table 9.29). This represented an average rate of health services expenditure in 1999-00 of $2,817 per person. In 1999-00, governments provided more than two-thirds (71%) of the funding for health expenditure, while the remaining 29% was provided by the private sector. Health expenditure in volume terms grew at an average annual rate of 4.0% between 1989-90 and 1999-00. In 1999-00, health services expenditure as a proportion of Gross Domestic Product (GDP) was 8.5%. The ratio was 8.6% in 1998-99, up from 8.4% in 1996-97 and 1997-98. ...
There are large differences in non-recurring health care spending (which includes overnight hospital stays, outpatient surgery, home health care, nursing home stays, and other services) between older singles and older couples, and these differences increase with age. For those 85 and above, singles and couples on average spent $13,355 and $8,530, respectively, on these services during the two-year period of the study ...
Community based health insurance is often cited as a means of improving access and financial protection in developing countries, but such schemes may not benefit the poorest. We evaluate alternative strategies for improving the uptake of benefits of a community based health insurance scheme by its poorest members.. Comparisons: Three groups are compared to standard insurance scheme members (Control). One group is provided with after-sale service and supportive supervision (AfterSS). A second group is provided with prospective reimbursement (PR). A third group is provided with these two interventions together (Both). ...
After making the initial 25% payment by the fee payment deadline, the remaining 75% will be payable in three monthly installments. For the fall term, installment payments are due on September 30, October 31 and November 30. For the spring term, installment payments are due on February 28, March 31 and April 30. Please note that the university is not obligated to send reminder notices before the payment is due. Participants in this plan must apply all discounts, waivers, third party sponsor payments (such as employer and pre-paid tuition programs) and financial aid, including student loans, toward payment of registration fees before a payment plan will be considered. Financial Aid and other credits received after the initial payment will be applied to the remaining balance, and future amounts due will be recomputed. No refunds can be made until all fees are paid in full. Students will not be withdrawn from classes for failure to pay the remaining installments. However, the university will ...
Ranging from Brooklyn-and NYU Law-Hakeem Jeffries 97 has taken his drive for public service and community into the management of the Home of Representatives. Dec 18, 2018В В. Politico reports that their prime goal is Hakeem Jeffries, who just ascended to the #5 slot within the caucus leadership: An individual who has discussed the mission with Ocasio-Cortez and her group mentioned the congresswoman-elect has recruited an African-American lady to problem Jeffries, who was simply elected to exchange Crowley as caucus chairman †the No. 5 Home Democratic management position ...
New York has the best policies in the nation for keeping out-of-pocket health care costs affordable, according to a recent state scorecard on health care affordability.New York ranked fifth overall on the health affordability scorecard, which looked at both policies and outcomes in four areas of cost containment, according to Altarums Healthcare Value Hub, which released the scorecard rating for 42 states and the District of Columbia.The state also was ranked fifth for polices to extend
Fidelity has been tracking this cost since 2002 and estimates the average 65-year old couple retiring in 2016 will spend $260,000 to pay for out-of-pocket health care expenses over the course of retirement.
L.A. workers may soon be hit with higher out-of-pocket health care expenses and cuts in benefits as a result of major premium increases recently announced by managed care companies.
Women represent the majority of informal sector workers in developing countries, especially in Sub-Saharan Africa where adolescent pregnancy rates are...
3.1 BioEden Access Membership Plan. 3.1.1 The BioEden Access membership includes a monthly fee payable from the point of membership until the plan is ended. Each BioEden Access membership is associated with a named child registered at the point of membership, benefits received under each individual membership are not transferrable and on early termination of the plan any payments made are non-refundable.. 3.1.2 Regular payment of the agreed monthly fee is a condition of the ongoing BioEden Access membership. Failure to ensure the account is well maintained with regular payments being made in accordance with the membership to may result in it being terminated - this includes non-payment, unapproved payment holidays, irregular payment patterns, irregular or large sum payments.. 3.1.3 It is the responsibility of the member to ensure that regular payments are being maintained.. 3.1.4 The BioEden Access membership may at any time contain a range of different associated benefits provided by third ...
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The move to a cashless society wont happen overnight. Instead, it is being implemented very slowly and systematically in a series of incremental steps. All over the planet, governments are starting to place restrictions on the use of cash for security reasons. As citizens, we are being told that this is being done to thwart criminals, terrorists, drug runners, money launderers and tax evaders. Other forms of payment are much easier for governments to track, and so they very much prefer them. But we are rapidly getting to the point where the use of cash is considered to be a suspicious activity all by itself. These days, if you pay a hotel bill with cash or if you pay for several hundred dollars worth of goods at a store with cash you are probably going to get looked at funny. You see, the truth is that we have already been trained to regard the use of large amounts of cash to be unusual. The next step will be to formally ban large cash transactions like France and other countries in Europe ...
The Better Business Bureau of North Alabama says they are getting a lot of calls from concerned consumers about a prepaid debit card that arrived in an unmarked envelope stating it was their economic stimulus payment. These payments are legitimate! The card contains the money sent out by the IRS as a result of the […]
The University of Minnesota, Vendor ID 0000197383, is unable to electronically post some State of Minnesota payments. When they receive their ACH file from their bank, payments are uploaded to their accounts receivable system. For State of Minnesota payments, the bank file includes the Invoice ID from the Invoice No field in most instances. However, SWIFT has a customization that sends the Customer Number in place of the Invoice No if that field is populated on the voucher. This customization is needed for other vendors who are using the customer account number to post payments. In an effort to minimize the amount of manual intervention by University staff, MMB is requesting that agencies avoid populating the Customer Number field on payments to the University ...
If you would like to settle an account online then enter the amount you wish to pay below and click the pay now button.. Please note that all online payments are done on paypals secure site!. ...
If I get a grant once will I get the same amount for every quarter?. No. Every three months grant awards and amounts are calculated based on attendance records for CC FAP eligible children at all qualifying programs. Programs must stay in substantial compliance with Vermont Child Care Regulations, continue to participate in VT STARS and maintain high enrollment of children receiving CC FAP to qualify.. Will I need to do anything to receive the grant if my program is on the list?. No. Grant payments will be processed through Bright Futures Information System (BFIS), and will be paid to you just like CC FAP payments are paid. If you have a business office or are part of a larger organization, you may want to let your business office know you are expecting to receive this payment in addition to the subsidies.. Will a report be required about how I spent the funds?. Yes. There are no specific requirements about how you spend the grant award but the legislature is interested in how the funds fulfill ...
200 for rush processing (questionnaire will be returned within 3 business days from receipt of payment).. The individual requesting the questionnaire/certificate is responsible for the amount due, as stated above. PAYMENTS ARE DUE UPON REQUEST.. We do not accept online payments. Payments must be made in the form of a check or money order and mailed to the address below:. Bill Stout Properties, ...
As for the propsed DLA BLANKET testing in 2013, regardless of age and infirmity, be it physical or mental health, this is utterly morally shameful and abhorrent. Inexcusable and wrong. The vulnerable should never be IN IT with the more fortunate memebers of society, on whatever level that may be. I say this because I have worked extensivlet in this sector in the past, and I still do on a part time basis ...
Among the roadblocks on bitcoins path to widespread use as a form of payment are the digital currencys volatility and its high transaction fees.
Valley Village, CA 91617-0142. Third: You can make a tax deductible contribution via VDARE by clicking here. (Paypal and credit cards accepted, including recurring subscription donations.) Note: the VDARE site goes up and down on its own schedule, so if this link stops working, please let me know.. Fourth: You can use Bitcoin:. Im using Coinbase as a sort of PayPal for Bitcoins.. The IRS has issued instructions regarding Bitcoins. Im having Coinbase immediately turn all Bitcoins I receive into U.S. dollars and deposit them in my bank account. At the end of the year, Coinbase will presumably send me a 1099 form for filing my taxes.. Payments are not tax deductible.. Below are links to two Coinbase pages of mine. This first is if you want to enter a U.S. dollar-denominated amount to pay me.. Pay With Bitcoin (denominated in U.S. Dollars). This second is if you want to enter a Bitcoin-denominated amount. (Remember one Bitcoin is currently worth many U.S. dollars.). Pay With Bitcoin (denominated ...
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The NYT has a great story today, Miss a Payment? Good Luck Moving That Car on sub-prime loans for cars requiring that buyer accept installation of an immobilizer that can be operated by remote control by the lenders agents. The article concentrates on ways in which these are being abused, e.g. immobilizing cars in traffic, far from home, when payments are not in fact late, and more.. It also hints at a group of legal issues, notably privacy (the GPS technology on which the immobilizer relies makes cars trackable by the monitoring company), and whether state laws on repossession - which require more notice, or more time between a missed payment and authorized action by the lender - should apply to a virtual repossession or not. (Attention: Student note topic seekers. Doing this analysis in just one state would be a fine topic, and a social good.). Then theres the sociological aspects, ...
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But a quality Christian counseling clinic run by Bachmanns husband has collected more than $137,000 in Medicaid payments for treating patients over the last six years, according to an NBC News investigation.. The previously unreported payments are on top of the $24,000 in federal and state funds that Bachmann & Associates, the clinic founded by Marcus Bachmann, a clinical therapist, received in recent years under a state grant to train its employees, state records show, reported Michael Isikoff, chief investigative reporter for NBC.. Isikoff, formerly with The Washington Post, is renowned for critical investigative reporting on Bill and Hillary Clinton in the 1990s.. The Bachmann family appears to have reaped benefits from federal programs even as the Minnesota congresswoman vows to make drastic cuts in federal spending and declares her opposition to raising the federal debt limit.. The Los Angeles Times has reported that a family farm in which Mcihele Bachmann is a partner received nearly ...
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Kiplinger's Personal Finance placed NC State 11th in its 2016 ranking of best value public colleges in the United States. For ... "Kiplinger's Best College Values: College Rankings, 2016". Kiplinger's Personal Finance. December 2015. "North Carolina State ... personal messages, and art. This tunnel also serves as a way to advertise events going on around campus. In 2008 racist and ... commitment to personal growth and a demonstrated interest in and commitment to maximizing program opportunities. In 2013, North ...
"Kiplinger's Personal Finance. December 2015.. *^ "The Best Colleges".. *^ "The Daily Beast's College Rankings 2014". The Daily ...
"Kiplinger's Personal Finance. December 2015.. *^ "North Carolina State University-Raleigh". U.S. News & World Report. Retrieved ... Kiplinger's Personal Finance placed NC State 11th in its 2016 ranking of best value public colleges in the United States.[68] ... personal messages, and art. This tunnel also serves as a way to advertise events going on around campus.[23][24] In 2008 racist ... commitment to personal growth and a demonstrated interest in and commitment to maximizing program opportunities.[72] In 2013, ...
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Personal Property Law. *Private Housing Finance Law. *Public Authorities Law. *Public Buildings Law ...
Preparations and finances[edit]. On 17 September 2009, the cathedral parish of Stockholm announced that there would be a ... Personal friends[edit]. *Mr Johan Beckman and Lady-in-waiting Mrs Eliane de Gunzburg Beckman ... Westling was Victoria's personal trainer at Master Training. In July 2002, Victoria and Westling were pictured kissing for the ... The Bride and Groom's personal friends[edit]. *Dr Constantin Beier and Dr Amelie Beier Middelschulte ...
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Veterans Personal Finance System (VPFS). Achievements[edit]. For its development of VistA, the United States Department of ... This also allows veterans to port their health records to institutions outside the VA health system or keep a personal copy of ... MyHealtheVet is a web portal that allows veterans to access and update their personal health record, refill prescriptions, and ... their health records, a Personal Health Record (PHR). VistA Imaging[edit]. The Veterans Administration has also developed VistA ...
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Unlike Facebook, the privacy policy of the DWSN requires that members are to reveal absolutely no personal information and ... "Flashpoint, Leading Deep and Dark Web Intelligence Provider, Raises $5 Million in Financing Round" (Press release). New York: ... Authorities have reported the trade of child pornography, drug related crime, illegal financing of pornography relating to ... doi:10.1007/s11277-020-07143-2. Kirkpatrick, Keith (2017-02-21). "Financing the dark web". Communications of the ACM. 60 (3): ...
The approach is based on personal asset/liability matching process and present values to determine current year and future year ... Nishiyama, Shinichi; Smetters, Kent (2014). "Financing Old Age Dependency". Annual Review of Economics. 6: 53-76. doi:10.1146/ ... Under the actuarial approach described below for equating total personal assets with total spending liabilities to develop a ... Individuals may receive retirement income from a variety of sources: Personal savings and interest Retirement savings plans (i. ...
"Can jam jars really save you money?". Yahoo! Finance. Retrieved 9 April 2016. "thinkmoney Personal Account: bank account that ... "Britain's best and worst banks". Yahoo! Finance. Retrieved 14 April 2016. "thinkbanking's name change: your questions answered ...
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Kiplinger's Personal Finance. Nasdaq. "NASDAQ 100 (^NDX) Stock Price, Quote, History & News". finance.yahoo.com. Retrieved 2020 ... "NASDAQ 100 (^NDX) historical data - Yahoo Finance". uk.finance.yahoo.com. Retrieved 2020-01-21. "Daily Stock Market Overview, ... "NASDAQ-100". Yahoo! Finance. Retrieved 9 February 2016. "10 Fun Facts about the Nasdaq-100 Index". Nasdaq. Phillips, Matt ( ... "Annual Changes to the NASDAQ-100 Index". Yahoo! Finance. Nasdaq, Inc. Retrieved 14 December 2019. "Dexcom, inc. to join the ...
acquired the personal finance management app Cha-Ching. On June 28, 2011, Intuit Inc. acquired the Web banking technology ... "Intuit Buys Personal Finance Management App Cha-Ching". TechCrunch. "Intuit Snaps Up Mobile Money Assets". Zacks. "Intuit ... agreed to acquire Mint.com, a free online personal finance service, for $170 million. On January 15, 2010, Intuit Inc. spun off ... acquired Check for approximately $360 million to offer bill pay across small business and personal finance products. In ...
Personal Profile) (Column)". Archived from the original on 2012-11-06. "Sapiens International Corporation N.V.: Form 20-F". " ... "SPNS Profile". Yahoo! Finance. "Sapiens International Corporation Market Cap. (SPNS)". YCharts. Sapiens International ... Finance. 2015. Retrieved 17 February 2015. "Sapiens International Corporation N.V. (SPNS)". "Sapiens International Corp NV ( ...
Finance". Finance.yahoo.com. September 20, 2011. Retrieved October 18, 2011.[dead link] "RCA's New Executive Team Named Under ... Jordin Sparks Gets Personal on New Album , Arts and Entertainment , English". Voanews.com. Retrieved October 18, 2011. " ... https://finance.yahoo.com/news/Allstate-and-American-Idol-prnews-2286586181.html?x=0&.v=1. Retrieved July 15, 2010. Missing or ...
"High Profile: For Tony Warren, personal touch is fundamental". Arkansas Online. 2020-05-24. Retrieved 2020-06-09. Euronet to ... "Euronet's Unit Launches Monthly Billing Service for AppleCare". Yahoo Finance. Retrieved 2020-04-28. "Euronet Worldwide to ... The Czech Ministry of Finance drew attention of dynamic currency conversion to the European Union. The EU responded by adopting ... Finance. Retrieved 14 December 2020. "Industry Comparables and Peers". epay-asia.com. Retrieved April 30, 2019. " ...
An on-again, off-again relationship is a form of personal relationship between two persons who keep breaking up only to ... Kosik, Alli Hoff (2018-09-15). "This Is Why On-Again-Off-Again Relationships Are So Bad for You". Yahoo! Finance. Retrieved ... A 2009 study published in the Personal Relationships journal revealed that nearly two-thirds of participants have experienced ... Personal Relationships. 16: 23-47. doi:10.1111/j.1475-6811.2009.01208.x. v t e. ...
Futter, Mike (June 19, 2019). "Former Gearbox employee provides proof Randy Pitchford diverted funds to personal company". ... Yahoo! Finance. Archived from the original on June 26, 2019. Retrieved June 26, 2019. Wakeling, Richard (August 28, 2019). " ... and Gearbox stated they took the matter seriously but made no further comment as it was a personal matter. Pitchford has a son ...
... Personal FinanceEdit. Kroger Personal Finance was introduced in 2007 to offer branded Visa cards; mortgages; home equity ... FinancesEdit. For the fiscal year 2017, Kroger reported earnings of US$1.907 billion, with an annual revenue of US$122.662 ...
Personal financesEdit. Forbes describes the Aga Khan as one of the world's ten richest royals, one rank richer than the Sultan ... Close personal friends have taken private snapshots of me in my home and then sold them to magazines. I have been blackmailed ...
Financing Tax-financed Regulated fully funded Fully funded Form Means-tested, minimum pension guarantee, or flat Personal ... Financing[edit]. This section needs expansion. You can help by adding to it. (December 2008) ... This method of financing is known as pay-as-you-go.[15] The social security systems of many European countries are unfunded,[16 ... It is usually financed by the state and is in form of basic pension schemes or social assistance. [46][47] In some typologies, ...
He was an editor of The Finapolis, a personal finance magazine. He was the Chief of Bureau and the Head of the Vijayawada ... ". "Finance News , Views - Get Personal Finance Articles , The Finapolis". www.thefinapolis.com. "Students from all over State ...
Personal Finance At Your Fingertips, p. 35 Penguin. ISBN 144062562X, 9781440625626 "Report to the Congress on the Use of Credit ... Personal Finance. Houghton Mifflin Company. p. 188. ISBN 978-0-618-93873-5. Gracia, Mike (9 May 2008). "credit cards abroad". ... Finance charge is any charge that is included in the cost of borrowing money. In the U.S., the Credit CARD Act of 2009 ... Finance charges incurred depend on the grace period and balance; with most credit cards there is no grace period if there is ...
"Yahoo! Personal Finance: Calculators, Money Advice, Guides, & More". Finance.yahoo.com. Archived from the original on January 4 ... Personal Finance". Finance.yahoo.com. Archived from the original on September 4, 2010. Retrieved August 1, 2010. "Pitchman Ben ... In a Yahoo! Finance article written on October 17, 2008, Stein explained that his understanding of debt obligations based on ... Stein wrote an editorial for The New York Times critical of those who would rather make money in the world of finance than ...
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finance. and resources. *Finance Director (Navy)- *Assistant Chief of Staff Resources and Plans ... Directorate-General Naval Personal Services. *Directorate of Naval Officer Appointments. *Directorate of Naval Physical ...
Beaufort appears to have played a large role in financing the insurrection. In response to her betrayal, Richard passed an act ... "much influenced by his mother and his followers in affairs or personal interest and in others." In the earlier years of her ... Lady Margaret wielded a considerable degree of political influence and personal autonomy - both unusual for a woman of her time ...
Source: personal memories of her friends and Baytown Sun articles January 26, 2003 and 03/01/2004) ... Finance/insurance/. real estate. 6% Agriculture/forestry/. fishing/hunting/mining. 4% Public administration. 4% ...
When Frederick III needed the dukes to finance a war against Hungary in 1486, and at the same time had his son (later ... Instead of personal duties, money increasingly became the common means to represent economic value in agriculture.[citation ... Earlier, the Empire's strength (and finances) greatly relied on the Empire's own lands, the so-called Reichsgut, which always ... between these separate inheritances would be defining elements of his reign and would ensure that personal union between the ...
In addition to the protection of rights, SEWA educates, mobilizes, finances, and exalts their members' trades.[37] Multiple ...
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Personal life and characteristicsEdit. Pol Pot had a thirst for power.[427] He was introspective,[428] self-effacing,[429] and ... they moved their headquarters to the former Finance Ministry building.[212] The party leadership soon held a meeting at the ... he also warned of its totalitarian character and its suppression of personal liberty.[111] In January 1962, Sihanouk's security ...
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Contents insurance covers personal effects such as furniture, clothes, electronics, jewelry, etc. Most policies limit the ... Economics, financing. and valuation. *Asset-based lending. *Capitalization rate. *Effective gross income ... Wiening, Eric; George Rejda; Constance Luthardt; Cheryl Ferguson (2002). Personal Insurance (1st ed.). Malvern, Pennsylvania: ... It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's ...
This is also extended to personal attire, and it is customary to buy at least one set of new clothes. ... "General Assembly Recognizes 21 March as International Day of Nowruz, Also Changes to 23-24 March Dialogue on Financing for ... "General Assembly Recognizes 21 March as International Day of Nowruz, Also Changes to 23-24 March Dialogue on Financing for ...
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The goodwill flight was partially financed by Charles Lindbergh who contributed $1200 to help finance the flight.[10] The ... Personal Details[edit]. Carranza was born in Villa Ramos Arizpe, Coahuila, Mexico, on December 9, 1905.[1] His father was ... The flag hangs today in Mexico's School of Aviation.[32] Many personal effects, were looted from the crash site during the ...
2 Despite the First Rudd Ministry ending on 24 June 2010, Gillard was Minister for Employment and Workplace Relations for four days in her first ministry, between 24 June and 28 June 2010, when the revised ministry was commissioned ...
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This article is written like a personal reflection, personal essay, or argumentative essay that states a Wikipedia editor's ... Kaiser Family Foundation - Substantial resources on Medicaid including federal eligibility requirements, benefits, financing ... Medicaid also offers benefits not normally covered by Medicare, including nursing home care and personal care services. The ... The state sought to eliminate personal relationships by automating the system and making sure that no singular person would ...
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And I felt that they didn't have the power to really describe what happened at the personal level, which is where I think we ... Lords of Finance by Liaquat Ahamed (2010). *The Fiery Trial by Eric Foner (2011) ...
JEL: K35 - Personal Bankruptcy Law. JEL: K39 - Outros. JEL: K4 - Legal Procedure, the Legal System, and Illegal Behavior ... JEL: G32 - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure. JEL: G33 - Bankruptcy; ... JEL: R51 - Finance in Urban and Rural Economies. JEL: R52 - Land Use and Other Regulations. JEL: R53 - Public Facility Location ... JEL: F3 - International Finance JEL: F30 - Geral. JEL: F31 - Foreign Exchange. JEL: F32 - Current Account Adjustment; Short- ...
Personal life[edit]. Cole married actress Teddi Siddall on March 8, 1992.[2] Their daughter Mary is pursuing an acting career. ... His father, Robert, was a municipal finance director and his mother, Margaret or "Peggy", was a school administrative assistant ...
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... and financed the film with $65 million.[16] The film started production on 13 January 2014, in the Ötztal Alps in Italy, after ... Emmett/Furla/Oasis Films were set to co-finance the film,[13] but in October they exited as co-financiers.[14] ... "Working Title's 'Everest' Is Real: Cross Creek And Walden Media To Co-Finance Pic". deadline.com. Archived from the original ...
He helped finance Mads' business after Hans Christian Varnæs refused to lend him money, alongside the backing Mads got from ... It is revealed that Mads bribed him, and Mads is threatened with personal ruin. Mads decides to reward Ellen a horse for being ...
Legal, credentialing and financing frameworks are established by individual governments, augmented on occasion by international ... also intended as an assurance to patients and as a safeguard against charlatans that practice inadequate medicine for personal ... or who may be covered by care financed by the government or tribe directly. ...
FinancingEdit. By 2009 the construction cost was budgeted at €2.83 billion. FBB raised the financing for the project by a ... "Gut für Personal und Passagiere-Endlich ein Lichtblick für Air Berlin" [good for personnel and passengers -Finally some glow of ... which leaves the entire finance planning in jeopardy.[73] At the end of August 2018 Berlin's head of finance, Mr. Kollatz, made ... Financing for the entire airport appeared headed toward bankruptcy in June 2016 due to the EU's unwillingness approve a pending ...
The "self-support" that these women engaged in to help finance their education became a widely accepted necessity. Both men and ...
Finance Minister Pranab Mukherjee said he would miss a well-wisher. "In his death, I have lost a great well-wisher, and the ... Personal details. Born. Jyotirindra Basu. (1914-07-08)8 July 1914. Calcutta, Bengal Presidency, British India. ...
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Going once, going twice ... Personal technology: should you open Windows 2000?. Abstracts: Easy Rider. Making a difference. ... Personal Investor top 100 funds: the ultimate guide. Fast track to a fortune ... Family fragments: piecing together her history, the author finds that the personal is universal ...
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Read latest personal finance articles about loans, saving & spending, lifestyle, insurance, taxes, career & education, ... Yahoo Finance. How your finances will change in 2019. A bunch of personal finance stuff is changing in 2019 from new tax stuff ... Yahoo Finance. Gender pay parity is 202 years away, WEF says. The world barely moved the needle when it comes to closing the ... Yahoo Finance. How to invest when you dont know where to begin. Anyone can start putting their money to work right away. Yahoo ...
Read latest personal finance articles about loans, saving & spending, lifestyle, insurance, taxes, career & education, ... Yahoo Finance. Accountants in Congress describe their perfect tax code. Yahoo Finance traveled to the nations capital to talk ... Yahoo Finance. Amazon Fresh vs. Peapod: Who won our grocery delivery battle. Amazon Fresh vs Peapod: Yahoo Finance compared ... Yahoo Finance. 5 hidden costs of owning a car. Cars arent cheap, and worst of all, buying one is not a one-and-done kind of ...
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Personal Finance Daily Wednesdays Personal Finance stories Published: July 30, 2008 at 12:34 p.m. ET By MarketWatch. ... Latest Coronavirus Watchlist Markets Investing Barrons Personal Finance Economy Retirement How to Invest Video Center Live ... FAMILY FINANCE. Shop wisely for back-to-school electronics and be ready to haggle for discounts Tight budgets or not, college ... And back-to-school season is often the time to buy as -- like underwear -- our laptops and cell phones and personal digital ...
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... school boards in Wisconsin to adopt academic standards for financial literacy and incorporate instruction in personal finance ... Law requires personal finance education in schools. Paul Gores, Milwaukee Journal Sentinel Published 1:03 p.m. CT Dec. 15, 2017 ... Law requires personal finance education in schools. A new law requires public school boards in Wisconsin to adopt academic ... Law requires personal finance education in schools A new law requires public school boards in Wisconsin to adopt academic ...
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This article appeared in the Finance & economics section of the print edition under the headline The personal touch ... More from Finance & economics. Culture shock. Christine Lagarde is taking the ECB out of its comfort zone. ... It has also forced banks to pay more attention to personal payments, says James Van Dyke, an analyst with Jupiter ...
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NEW YORK (GenomeWeb) - Personal Genome Diagnostics said today that it has raised $75 million in a Series B financing round led ... Home » Business, Policy & Funding » Business News » Personal Genome Diagnostics Nets $75M in Series B Financing ... Personal Genome Diagnostics Nets $75M in Series B Financing. Jan 04, 2018 ... and Maryland Venture Fund participated in the financing along with undisclosed investors. ...
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  • A bunch of personal finance stuff is changing in 2019 from new tax stuff, alimony changes, medicare tweaks, and inflation calculations. (yahoo.com)
  • To incentivize students to take control of their finances, the U.S. Bank Financial Genius 2017 Scholarship program includes a series of online financial education tutorials about credit and more. (usbank.com)
  • On September 9, 2020, the staff of the SEC Division of Corporation Finance (Staff) updated CF Disclosure Guidance: Topic No. 7 (Confidential Treatment Applications Submitted Pursuant to Rules 406 and 24b-2) to explain the. (jdsupra.com)
  • Bill would require personal finance education With bipartisan support, the Wisconsin Assembly last week passed a bill that would require all public schools to incorporate financial literacy into their kindergarten-through-12th grade curriculum. (jsonline.com)
  • According to the bill's co-author Scott Krug (R-Nekoosa), 74% of the state's more than 400 school districts integrate personal financial literacy instruction across their curriculum at some grade level, with 60% offering it before high school. (jsonline.com)
  • Gov. Scott Walker recently signed into law legislation authored by Kapenga and Rep. Scott Krug (R-Nekoosa) that requires public school boards in the state to adopt academic standards for financial literacy and incorporate instruction in personal finance into the curriculum from kindergarten through high school. (jsonline.com)
  • These articles will lament the horrific state of Americans' finances -- probably noting that the savings rate has plummeted while consumer credit has surged, that roughly half of Americans say they would borrow to cover a $400 emergency, and that about 60 percent of Americans can't pass a basic financial literacy test. (dailyherald.com)
  • Personal Finance is the market leading financial literacy curriculum covering important consumer topics like budgeting and money management, banking and credit, saving and investing, and strategies for protecting financial resources. (mheducation.com)
  • A recent Center for Economic and Entrepreneurial Literacy (CEEL) financial literacy survey showed that Americans lack basic math and personal finance skills. (scribd.com)
  • Download Money Planning Retirement, personal finance, retirement pl. (tradebit.com)
  • Put another way, there is no dominant brand that the Internet associates with personal finance in the same we think of eBay, Amazon, Google and Facebook when we think of classifieds, shopping, search and social. (thenextweb.com)
  • According to Inside Mortgage Finance, jumbo mortgages in 2016 reached their highest dollar volume level since 2006, before the housing crisis put many high-end homeowners underwater and made jumbo loans too risky for most lenders. (wcfcourier.com)
  • In 2006, the state Department of Public Instruction established standards for what students should learn about personal finance and money. (jsonline.com)
  • Users can take advantage of Geltbox Money to import their account data from any financial institution in different countries or small institutions that usually are not supported by other personal finance software. (prweb.com)
  • Geltbox Money encrypts all personal financial information and stores it in the user's hard drive. (prweb.com)
  • 1. Learning About How Personal Finance Is AffectedDo you wish to handle money better in the future starting now? (slideshare.net)
  • You will avoid unwanted surprises this way.You have to start saving right away, in order to successfully manage your personal finances.Stop wasting money and start saving, it needs to be a priority. (slideshare.net)
  • In 2006, the state Department of Public Instruction established standards for what students should learn about personal finance and money, but schools didn't have to make it part of their required instruction. (jsonline.com)
  • Budget for Mac - Manage your money to get out and stay out of debt.Personal finance software based on the envelope method of budgeting. (tomdownload.com)
  • Budget for Windows Manage your money to get out and stay out of debt.Personal finance software based on the envelope method of budgeting.Convert data from other applications, or download your transactions from a bank. (tomdownload.com)
  • Simple Money 2006 helps people easily manage all personal finance-related tasks, such as balancing the checkbook, keeping track of credit cards, managing bills and recurring deposits, keeping track of loans and loan payments, keeping track of a budget and day-to-day expenses, and generating reports to see where the money is going. (tomdownload.com)
  • Smart Money is an easy to use personal finance package that lets you enter, view, analyse and print out all aspects of your personal income and expenditure, thus enabling you to control your finance at all times. (tomdownload.com)
  • Backed by computerized 'jiffy plans' that summarize clients' finances, they are trying to guide aging baby boomers through life's crucial money moves, from managing debts to planning estates. (wsj.com)
  • The nonprofit Money Matters on Campus gave 65,000 first-year college students across the United States a six-question survey of basic personal-finance questions. (retailmenot.com)
  • Credit Sesame - A free online personal finance tool that provides the best way for consumers to securely monitor their credit and save money on debt. (5dollardinners.com)
  • Spending too much money on debt related expenses - e.g., higher interest rates, finance charges, etc. (moolanomy.com)
  • From money-saving tips to which investment opportunities to look for we aim to help you take control of your finances. (nicolesnickels.com)
  • The second type is to acquire finances by raising money from personal and other sources external to the business without resorting to bank loans. (scienceblog.com)
  • But only somewhere around 2% of consumers end up using a personal finance manager, with Intuit Quicken and Microsoft Money dominating the market. (rowansimpson.com)
  • I read a lot of material on personal finance for this blog, from at least one personal finance book a week to issues of Money , The Wall Street Journal , Consumer Reports , and so on. (thesimpledollar.com)
  • In my mind, efficiency is a key part of personal finance, because if you are inefficient with your money or your time, you wind up in debt - or at least with diminished amounts of money in your life. (thesimpledollar.com)
  • Whatever life stage you're in, we can help you evaluate your financial goals and learn more about family finances and money management to achieve your dreams. (westernsouthern.com)
  • A bunch of personal finance books being released in the coming weeks. (wisebread.com)
  • About 74% of the state's more than 400 school districts incorporate personal finance education into the curriculum at some level, and some require a course in it for graduation, according to Krug. (jsonline.com)
  • However, there was no standardized curriculum for personal finance education until after the 2008 financial crisis. (wikipedia.org)
  • From Texas, New York, and New Jersey, tales of personal finance curriculum in the classroom. (bethkobliner.com)
  • The topic has been discussed in the legislature for years, but until now it wasn't mandatory for public schools to teach children about personal finance. (jsonline.com)
  • Aptly dubbed the 'sea cow', you may not think that Manatees have anything to teach you about personal finance, but after 45 million years of survival any animal can tell us a few things about adaptability. (businessinsider.com)
  • Today, 34-year-old Sethi is a personal finance guru and founder of the online personal finance and career resource " I Will Teach You to be Rich " and GrowthLab.com , where entrepreneurs go to launch and grow their online businesses. (cnbc.com)
  • It is our hope that the Personal Finance Ecosystem will help our field better define how we collectively can enhance Americans' financial well-being. (nefe.org)
  • The reason most Americans' finances are in terrible shape is not a failure to budget, not because they don't understand interest rates and most definitely not because they buy too many lattes (as the personal-finance writer Helaine Olen recently laid out in The Washington Post). (dailyherald.com)
  • No, Americans' finances are in terrible shape because the cost of higher education, health insurance, child care and rent have all increased far faster than paychecks. (dailyherald.com)
  • Unfortunately, most Americans don't know how to manage their personal finances because they were never taught how to do so. (scribd.com)
  • According to a recent survey done by the National Foundation for Credit Counseling, 41% of Americans gave themselves a grade of "C" or lower when it came to personal finance. (marketwired.com)
  • The standards of Learning for Economics and Personal Finance present economic concepts that help students interpret the daily news, understand how interdependent the world's economies are, and anticipate how events will impact their lives. (google.com)
  • For example, as students get older during their college years their trust in personal finance-related social media posts from banks and news sources increases, while their trust in those from family members and celebrities decreases. (usbank.com)
  • One of the most misunderstood concepts in the law, especially for small business owners, is how to protect personal wealth . (entrepreneur.com)
  • Asset protection is about protecting your personal wealth from the threat of business liabilities, which can be a real danger to both you and your business. (entrepreneur.com)
  • While operating as a sole proprietorship may seem like the simplest option when you're just starting out, it certainly isn't your best choice when you're talking about protecting your personal wealth from business liabilities. (entrepreneur.com)
  • One of the easiest ways for creditors of your business to attack your personal assets is for you to act negligently or fraudulently. (entrepreneur.com)
  • This is exactly what a judge wants to hear when considering whether to go after a small business owner's personal wealth. (entrepreneur.com)
  • The Griffith Centre for Personal Finance and Superannuation is an initiative of the Griffith Business School that dates back to 2004 when it was established and known as the Academic Centre for Financial Independence and Education. (edu.au)
  • We integrate the expertise of our highly qualified team of academics and researchers, industry experience and the knowledge drawn from different disciplines including finance, financial planning, economics, accounting, business law and taxation. (edu.au)
  • Before 1990, mainstream economists and business faculty paid little attention to personal finance. (wikipedia.org)
  • International Personal Finance is a British-based international home credit business and digital business. (wikipedia.org)
  • Tansel Yilmazer, assistant professor in the personal financial planning department in the College of Human Environmental Sciences at the University of Missouri, says that lack of available credit has forced many small business owners to use their household savings or other personal assets to support their businesses, putting their personal assets at risk. (scienceblog.com)
  • The first strategy involves diminishing or eliminating the need for financing by reducing the cost of operations and carefully managing the cash flow of the business. (scienceblog.com)
  • Since business is inherently risky, financing with owner resources would seem to extend that risk to the household in ways that owners may not be adequately considering. (scienceblog.com)
  • She says that while small businesses can provide income for households, owners need to be aware that financing a business from household funds opens the door for household assets to become susceptible to loss. (scienceblog.com)
  • I'm not talking about your business, I'm talking about your personal finances. (rowansimpson.com)
  • In addition to the many useful features a web-based accounting application will offer, you can let a virtual assistant or a CPA help you manage your finances just by giving them access to your account. (smartlifeblog.com)
  • Luckily, my client had various strategies in place to avoid personal liability, which could have otherwise involved a lawsuit against them personally and the loss of their home or other assets. (entrepreneur.com)
  • As a sole proprietorship your personal assets like your home, investments and personal property are completely exposed to a potential lawsuit. (entrepreneur.com)
  • Ken Fisher, founder and executive chairman of Fisher Investments, talks personal investments, advice for millennials and what's the deal about cryptocurrencies. (azcentral.com)
  • AceMoney helps people organize and manage their personal finances quickly and easily. (tomdownload.com)
  • What are the best practice tips for using dashboards and apps to improve personal finance? (brighttalk.com)
  • New and existing investors including Inova Strategic Investments, Co-win Healthcare Fund, Helsinn Investment Fund, Windham Venture Partners, and Maryland Venture Fund participated in the financing along with undisclosed investors. (genomeweb.com)
  • That is probably why so many personal finance books and articles are mostly motivational. (vertex42.com)
  • salvador.tradebit.com brings you 25 personal Finance PLR articles, #7All personal Finance articles are of high quality, were professionally written and. (tradebit.com)
  • Nicole's Nickels aims to bring exciting and interesting articles related to frugal living and personal finance. (nicolesnickels.com)
  • Personal Finance essays, stories, case studies and how to articles with a distinctly Canadian Point of View, from the Chief Kibitzer of Personal Finance. (canajunfinances.com)
  • Feel more confident about personal finance by exploring Western & Southern's financial tools, educational articles and interactive calculators. (westernsouthern.com)
  • Is there morality in personal finance? (getrichslowly.org)
  • In that article, someone made a side point that there shouldn't be morality in personal finance - it should be about practicality. (getrichslowly.org)
  • Within the comments, there was a brief but interesting dialogue going on about this topic - morality and personal finance. (getrichslowly.org)
  • There are ethical questions to consider, which makes it seem like there is indeed morality in personal finance. (getrichslowly.org)
  • When you've added daily, weekly, and monthly income and expenses, you can see your finances in an easy-to-understand infograph. (idownloadblog.com)
  • A personal income statement lists personal income and expenses. (wikipedia.org)
  • Ezy Personal Accounting 3000 is an easy to use Personal Accounting System that helps you manage the Payment Vouchers, Receipt Vouchers, household income and ohter expenses. (tomdownload.com)
  • Below the calendar are today's expenses and planned finances. (idownloadblog.com)
  • Yilmazer says that businesses that use owner resources and delay payments for household expenses are the ones that typically report a need for further financing for their businesses. (scienceblog.com)
  • The Piggy Bank is the perfect symbol for personal finance in your early years. (vertex42.com)
  • Along with teaching reading, writing and math, Wisconsin public schools could be assigned another fundamental mission - helping students understand basic personal finance concepts such as credit, compound interest and budgeting. (jsonline.com)
  • Which Loan Is Best for Home Renovations: Personal, Credit Card or Home Equity? (howstuffworks.com)
  • A personal loan is a great way to pay for small-scale home renovations, but for bigger jobs, a home equity loan or line of credit may be a better option. (howstuffworks.com)
  • Credit permeates almost every area of personal finance. (businessinsider.com)
  • August 18th, 2011 "Credit" is any type of borrowing, including credit cards, personal loans, and mortgages. (canadianimmigrant.ca)
  • International Personal Finance plc (IPF) is a leading provider of home credit and digital loans. (fujitsu.com)
  • International Personal Finance Plc ( IPF.L ) in its interim management statement said growth in credit issued rose to 16% in the first quarter of 2012 from 6% in the fourth quarter of 2011, supported by improved consumer confidence. (rttnews.com)
  • Employ various methods to protect yourself against identity theft , such as, protect your personal information, monitor your credit score, and enroll in identity protection program - e.g. (moolanomy.com)
  • Yilmazer says that due to the present reduction in credit availability, small and family-owned businesses look to reduce their dependence on outside financing by utilizing two general strategies. (scienceblog.com)
  • Kimberly Lankford explains why most people should own a personal-liability umbrella policy. (kiplinger.com)
  • Moreover, limit your personal liability with an umbrella policy . (moolanomy.com)
  • Before a specialty in personal finance was developed, various disciplines which are closely related to it, such as family economics, and consumer economics were taught in various colleges as part of home economics for over 100 years. (wikipedia.org)
  • This is the second part of Financial Risks And Personal Finance Risk Management series. (moolanomy.com)
  • Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. (wikipedia.org)
  • I started my adult life studying accounting and finance in Perth, Australia, dropping out to start my first tech company in 1999, raising millions in venture capital before my 22nd birthday, running the startup through the boom and bust of the early 2000s and well into the subprime meltdown before finally walking away from an enterprise software company that counted over 90% of Australian banks as clients. (thenextweb.com)
  • This is a vital lesson in finance as well as in life. (vertex42.com)
  • Then there are disasters that happen in personal life that end up impacting finances in a negative way. (newsblaze.com)
  • Giving back to her community and new Canadians has been a theme in the now-retired Guiang-Santoro's professional and personal life. (canadianimmigrant.ca)
  • Join a community of Christians and experience real transformation in your life and finances. (crown.org)
  • Minority races - especially Blacks - are more willing than Whites to expend personal financial resources to prolong life after being diagnosed with lung or colorectal cancer, even if it means using up all of their personal financial resources. (scienceblog.com)
  • Also, researchers know little about patients' willingness to spend personal financial resources to receive life-prolonging care, and even less about this willingness in patients from different racial and ethnic groups. (scienceblog.com)
  • To investigate, Michelle Martin, PhD, of the University of Alabama at Birmingham, and her colleagues compared the willingness to use personal financial resources to extend life among White, Black, Hispanic, and Asian cancer patients. (scienceblog.com)
  • Patients were interviewed about myriad aspects of their care including their willingness to trade their personal financial resources for life-prolonging cancer treatment rather than receive treatment that costs them less but would not allow them to live as long. (scienceblog.com)
  • After accounting for a host of factors including income, disease stage, quality of life, patients' age, patients' perceived time left to live, and other medical illnesses, Blacks were 2.41 times more likely to opt for expending all personal financial resources to extend life than Whites. (scienceblog.com)
  • This is the first national study of lung and colorectal cancer survivors to examine the willingness to exhaust personal finances for life sustaining care. (scienceblog.com)
  • So how will the Internet change the face of personal finance becomes the real question and to properly comment on this we first need to define the Internet. (thenextweb.com)
  • Figuring out how this Internet will change personal finance requires a look at the services coming online that are going to form the building blocks of any new personal finance applications. (thenextweb.com)
  • In time I believe they will change their model which will power the next generation of personal financial reporting tools. (thenextweb.com)
  • While you won't need 45 million years to perfect the art of personal finance, understanding the difference between what is necessary and what is desired, then being able to make a lifestyle change to manage those differences will put you on the right path to personal finance sustainability. (businessinsider.com)
  • You can also change the alert time for reminding you of upcoming transactions, set a passcode so that no one else can see your finances, remove the decimal if you don't want to be so specific with your transaction entries, and export the data you are tracking as a CSV file. (idownloadblog.com)
  • A change in leadership has helped bring the 'personal' in Personal Finance Company to an all-time low. (indeed.com)
  • Financial Finds: A weekly roundup of quick personal finance reads. (bethkobliner.com)
  • Given all the data breaches and hacks these days, it's best to assume that your personal data has already been exposed and is in the hands of criminals - either preparing to sell your data to other criminals or planning to use it themselves. (journaltimes.com)
  • File Your Taxes Early - Tax fraud criminals that have your personal information will try to file a false refund in your name as soon as possible, before you even realize that your information has been compromised. (journaltimes.com)
  • My name is Martin and I am a born an bred Aussie guy who loves personal finance, blogging and helping others achieve financial freedom through wealth creation. (dumbestgeneration.com)
  • Explore the potential of Wealth Financing, with financial flexibility to meet your needs. (sc.com)
  • Units of study include instruction and activities in managing personal and family responsibilities, developing interpersonal relationships, making individual economic decisions, managing nutrition and health, and planning career goals. (google.com)
  • Will they have the finances to support their goals over their lifetime? (columbustelegram.com)
  • To do your own personal financial planning-successfully-you need goals, knowledge and discipline. (ocfusa.org)
  • In addition to this practical knowledge, you are expected to take away a considered perspective on the social dimension of personal financial decisions. (southampton.ac.uk)
  • While these couples may have managed their day-to-day finances, they weren't engaged in longer-term financial decisions. (express.co.uk)
  • This means that now they can see the real full picture of their finances through simple to read graphs and tables including accounts balances and net-worth, unified cash flow and periodic income and spending reports. (prweb.com)
  • From November 1, banks need to hand over personal information to police for transfers exceeding $10,000 locally and $1,000 internationally. (tvnz.co.nz)
  • A two-time Emmy Award-winning television host, New York Times mega bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Orman is undeniably America's most recognized expert on personal finance. (breastcancer.org)
  • What are some common mistakes people make when managing their personal finances? (brighttalk.com)
  • The bestselling Personal Finance For Dummies has helpedcountless readers budget their funds successfully, rein in debt,and build a strong foundation for the future. (scribd.com)
  • On a personal level, students learn that their own human capital (knowledge and skills) is their most valuable resource and that investing in education and training improves the likelihood of their future economic success. (google.com)
  • The survey found that African American and Hispanic students were most likely to be involved in their family's finances, and also most likely to cite that was because their parents relied on them due to their math or accounting skills. (usbank.com)
  • When middle school students arrive at Junior Achievement's 'Finance Park,' they've been learning for weeks about financial institutions, taxes, and budgeting. (ibj.com)
  • Analysis: Is forcing students to study personal finance a waste of time? (dailyherald.com)
  • A South Carolina lawmaker is working on passing a bill that will require High School students to take a personal finance class. (blackamericaweb.com)
  • The lion's share of consumer and personal finance software interactions still happen on systems developed decades ago, such ACH, SWIFT, Maestro/Cirrus and the ATM networks. (thenextweb.com)
  • The most successful personal finance software platform in the US, Mint.com , still counts barely 3% of the US population as 'active' users (where active is defined as using the service at least once a month) and is virtually inactive with the remaining 1.9 billion Internet users. (thenextweb.com)
  • Personal finance is software that the mainstream needs, but doesn't love. (thenextweb.com)
  • Raised by professional parents in Portland, Oregon, she excelled at school and extracurricular activities and then went off to college with little knowledge of personal-finance basics. (retailmenot.com)
  • Note: all these agencies have verified their intent to enroll as personal care benefit providers. (colorado.gov)
  • what this means is that the rate of personal savings is quite low when compared to other developed nations and global economic leaders. (encyclopedia.com)
  • This calculation is often referred to as the household savings or personal savings rate, and it is closely watched by global entities such as the World Bank and the Organization for Economic Development and Cooperation (OECD). (encyclopedia.com)
  • It is this level of service which a high street advisor will not work too, I seriously recommend anybody reading this review to at least sit down initially and see what savings Leap Finance can offer. (reviewcentre.com)
  • Yahoo Finance traveled to the nation's capital to talk to accountants who are also members of Congress. (yahoo.com)
  • Dr Michael Drew is a Professor of Finance at Griffith University and also a Director of Drew, Walk & Co. Michael is a consulting financial economist and research academic, whose work focuses on investment governance, pension plan design, and outcome-oriented investing. (edu.au)
  • What's more, in my experience, it's surprisingly difficult to answer these two questions accurately without investing serious amounts of time in managing your finances. (rowansimpson.com)
  • Taking out a personal loan can be a great way to fulfill a short-term goal or finance a dream, but there are definitely some mistakes to avoid. (howstuffworks.com)
  • Others either never discover important personal finance concepts, or they learn them the hard way - by making lots of costly mistakes. (scribd.com)
  • Success in Personal Finance requires doing a number of smart things and avoiding big mistakes. (ocfusa.org)
  • So, here is Vertex42's list of personal finance principles. (vertex42.com)
  • Get Personal Finance Advice Straight to Your Inbox! (pfadvice.com)
  • Suze Orman has been called "a force in the world of personal finance" and a "one-woman financial advice powerhouse" by USA Today. (breastcancer.org)
  • However, many school districts undertook financial education on their own, working personal finance lessons into subjects such as math and social studies. (jsonline.com)
  • Many districts have taken the initiative, with teachers getting special training in how to work personal finance lessons into subjects like math and social studies. (jsonline.com)
  • Especially in the US, online payments represent one of the most limiting parts of the stack available to build out personal finance applications. (thenextweb.com)
  • If injured in a car accident in Florida, contacting a West Palm Beach personal injury attorney is necessary. (newsblaze.com)
  • LLC and corporation - can reduce your personal liability. (moolanomy.com)
  • Dr Robert Bianchi is a Professor of Finance at Griffith University and also the director of the Centre. (edu.au)
  • Dr Mark Brimble is a Professor of Finance at Griffith University and also the deputy director of the Centre. (edu.au)
  • This research broadens the growing body of evidence that shows that in addition to taxing health, obesity significantly affects personal finances," said Christine Ferguson, JD, Professor in the Department of Health Policy. (emaxhealth.com)
  • Over the course of this "New Financial Realities" series, we have looked at ways we need to adjust our personal finance strategies to come out on top during difficult times. (marketwired.com)
  • There's no need to stress over an uncertain economy - justread Personal Finance For Dummies and protect your financialfuture! (scribd.com)