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  • nation's
  • This longevity, coupled with its size and scope, allows UBA to maintain its superior accuracy over any other benchmarking survey in the U.S. In fact, our unparalleled number of reported plans is nearly three times larger than the next two of the nation's largest health plan benchmarking surveys combined. (aeisadvisors.com)
  • benchmark plan
  • The ACA requires an EHB benchmark plan be established for each state. (sc.gov)
  • In accordance with the act, the benefits in the benchmark plan must be included in all non-grandfathered plans sold in the individual and small group markets, both inside and outside of the exchanges, beginning in 2014. (sc.gov)
  • If no EHB benchmark plan is selected by the deadline set by HHS / CCIIO, the default benchmark plan for South Carolina would be the largest small group plan by enrollment, and HHS / CCIIO would select the additional services required to complete the EHB plan. (sc.gov)
  • Thus, for 2014, states would be required to select their benchmark plan in the third quarter of 2012. (mwe.com)
  • If a benchmark plan selected by a state does not include all 10 statutory categories of service listed above, the benchmark plan must be supplemented using the largest plan in the benchmark type that offers the missing category of service. (mwe.com)
  • If a state doesn't select a benchmark plan, HHS will use option 1, the largest plan for small groups in the state. (kccu.org)
  • expenses
  • In this exercise, actuarial values are computed by taking health insurance plan parameters and applying them to the expenses and utilization of a standard population. (hhs.gov)
  • The weighted average covered expenses and benefits paid by a specific plan for the entire population are then used to determine the richness of the plan. (hhs.gov)
  • One possibility is that sophisticated employees knowingly pay a premium for the ease and predictability of incurring steady payroll deductions, as compared to a more variable flow of out-of-pocket expenses, the authors surmised. (benefitnews.com)
  • Take a preventative approach and help your employees spread the cost of everyday health expenses with a simple monthly premium. (youatwork.com)
  • With many employers moving to high-deductible health plans, employees are being asked to cover more of their medical expenses. (sbnonline.com)
  • offer
  • The Federal Court for the Southern District of New York Rules that Employers with Self-Insured Health Plans Need Not Offer Medical. (jdsupra.com)
  • By 2016, new federal and state regulations will require employers with more than 100 employees to offer health insurance or make a "shared responsibility" payment to the Internal Revenue Service. (graberassoc.com)
  • Other employers now offer account-based health plans with tax-advantaged health savings accounts associated with them and have seeded the account to help employees cover increased out-of-pocket costs. (shrm.org)
  • Planning for a "Soft" Yates Repeal - Forthcoming changes to the Department of Justice's "Yates Memorandum" offer unanticipated legal compliance consequences for health systems that merit proactive consideration by the. (jdsupra.com)
  • A second rule lays out more detail on how states and insurance plans will have to determine which benefits to offer. (kccu.org)
  • This rule continues to stipulate that every health plan for individuals and small businesses offer a core package of benefits. (kccu.org)
  • self-insured
  • The percentage of U.S. workers in private-sector self-insured health plans has been increasing. (shrm.org)
  • The percentage of workers in self-insured plans in firms with fewer than 50 employees has remained close to 12 percent in most years examined. (shrm.org)
  • Overall, 73.8 percent of workers in Massachusetts were in self-insured plans in 2011, the highest rate in the nation. (shrm.org)
  • guidance
  • The proposed rules and guidance we're releasing today would make it illegal for insurance companies to discriminate against the approximately 129 million Americans with pre-existing health conditions," Health and Human Services Secretary Kathleen Sebelius told health reporters on a conference call. (kccu.org)
  • deductible
  • That means that employees failed to realize that they were buying a lower deductible with worth $250 for $500 twice its value. (benefitnews.com)
  • The average employee opting into a dominated plan could have saved $373 per year by choosing an otherwise equivalent plan with a higher deductible. (benefitnews.com)
  • Most lacked definitional and conceptual understanding of insurance concepts such as a deductible and copayment, and these deficits in insurance literacy predicted poor plan choices, the study found. (benefitnews.com)
  • Services
  • Contact your local Department of Health and Human Services. (wikihow.com)
  • The U.S. Department of Health and Human Services (HHS) issued a bulletin on December 16, 2011, outlining and requesting comments on its proposed regulatory approach to allow states to define what is an "essential health benefit. (mwe.com)
  • And, Julie, what exactly did the Department of Health and Human Services release today and why does it matter? (kccu.org)
  • The services offered include BreastCheck, an extensive consultation that provides an overview of past and future breast health, and SkinCheck, a service that offers a complete body examination and analysis of moles. (employeebenefits.co.uk)
  • With access to new and innovative screening tests, HealthScreen UK are in an ideal position to support the health promotion initiative and take it to the next level with our range of screening services. (employeebenefits.co.uk)
  • Some employers choose to sponsor what's called an Administrative Services Only (ASO) plan. (sunlife.ca)
  • cover
  • Premium based on individual core plan cover for a 17-34 year old. (youatwork.com)
  • However, non-grandfathered plans in the individual and small group markets both inside and outside of the Exchanges, Medicaid benchmark and benchmark-equivalent, and Basic Health Programs must cover essential health benefits beginning in 2014. (mwe.com)
  • Generally, bronze plans will cover 60 percent of costs, silver plans 70 percent, gold plans 80 percent and platinum plans 90 percent. (kccu.org)
  • cost
  • The resulting build-your-own menu featured 48 plans which varied in cost sharing and premium, but were otherwise equivalent, according to the study. (benefitnews.com)
  • If the cost of your benefits plan increased, and your employer was unable to pay the additional cost, would you. (blogspot.com)
  • Electronic Drug Cards add approximately 15% to the cost of your benefits plan. (blogspot.com)
  • To reduce the cost of those visits, it's important for employees to know if facility charges will apply, and whether they can be avoided. (sbnonline.com)
  • If their health plan has a cost comparison tool, employees can see how much a standalone option, like an independent lab, will charge for tests they might need. (sbnonline.com)
  • Some plans will cost more, some less. (cpr.org)
  • programs
  • Studies have shown that workplace health programs reduce the extent to which sickness gets in the way of getting work done at the office. (graberassoc.com)
  • The Census Bureau also found nearly 63 percent of low-income Colorado children are covered by government health insurance programs. (cpr.org)
  • These popular programs encourage employees to meet certain health goals, such as losing weight, quitting smoking, or lowering cholesterol. (kccu.org)