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  • 1,500
  • If you underwent a $1,500 elective cosmetic surgery, the surgery would not count toward your deductible because it wouldn't be covered by your insurer -- but if you spent $1,500 on a surgery that your insurer covers, the insurance provider would begin to cover the costs of the other care you need going forward. (fool.com)
  • 1,000
  • For example, if your policy has a $1,000 deductible, you will not have your medical bills covered by your insurance until after you have spent $1,000 total on healthcare that your insurer counts toward your deductible. (fool.com)
  • If you met your $1,000 deductible by paying for a covered surgery but you had a separate $500 deductible for prescription meds, you'd have to pay for the prescription pain killers needed after your surgery unless you'd already paid out at least $500 in prescription drug costs during the year. (fool.com)
  • amount
  • If you had not met your deductible, you would not be charged a separate co-pay but would instead have to pay the full amount that your insurer allows your doctor to charge for an exam. (fool.com)