Arrangements negotiated between a third-party payer (often a self-insured company or union trust fund) and a group of health-care providers (hospitals and physicians) who furnish services at lower than usual fees, and, in return, receive prompt payment and an expectation of an increased volume of patients.
Tax-exempt trusts or custodial accounts established by individuals with financial institutions for saving money for future medical expenses.
Health insurance plans intended to reduce unnecessary health care costs through a variety of mechanisms, including: economic incentives for physicians and patients to select less costly forms of care; programs for reviewing the medical necessity of specific services; increased beneficiary cost sharing; controls on inpatient admissions and lengths of stay; the establishment of cost-sharing incentives for outpatient surgery; selective contracting with health care providers; and the intensive management of high-cost health care cases. The programs may be provided in a variety of settings, such as HEALTH MAINTENANCE ORGANIZATIONS and PREFERRED PROVIDER ORGANIZATIONS.
Prepaid health and hospital insurance plan.
A scheme which provides reimbursement for the health services rendered, generally by an institution, and which provides added financial rewards if certain conditions are met. Such a scheme is intended to promote and reward increased efficiency and cost containment, with better care, or at least without adverse effect on the quality of the care rendered.
Entities sponsored by local hospitals, physician groups, and other licensed providers which are affiliated through common ownership or control and share financial risk whose purpose is to deliver health care services.
Health insurance plans for employees, and generally including their dependents, usually on a cost-sharing basis with the employer paying a percentage of the premium.
Provisions of an insurance policy that require the insured to pay some portion of covered expenses. Several forms of sharing are in use, e.g., deductibles, coinsurance, and copayments. Cost sharing does not refer to or include amounts paid in premiums for the coverage. (From Dictionary of Health Services Management, 2d ed)
Amounts charged to the patient as payer for dental services.
Organized systems for providing comprehensive prepaid health care that have five basic attributes: (1) provide care in a defined geographic area; (2) provide or ensure delivery of an agreed-upon set of basic and supplemental health maintenance and treatment services; (3) provide care to a voluntarily enrolled group of persons; (4) require their enrollees to use the services of designated providers; and (5) receive reimbursement through a predetermined, fixed, periodic prepayment made by the enrollee without regard to the degree of services provided. (From Facts on File Dictionary of Health Care Management, 1988)
That portion of total HEALTH CARE COSTS borne by an individual's or group's employing organization.
The effort of two or more parties to secure the business of a third party by offering, usually under fair or equitable rules of business practice, the most favorable terms.
Adverse or favorable selection bias exhibited by insurers or enrollees resulting in disproportionate enrollment of certain groups of people.
Cost-sharing mechanisms that provide for payment by the insured of some portion of covered expenses. Deductibles are the amounts paid by the insured under a health insurance contract before benefits become payable; coinsurance is the provision under which the insured pays part of the medical bill, usually according to a fixed percentage, when benefits become payable.
Review of claims by insurance companies to determine liability and amount of payment for various services. The review may also include determination of eligibility of the claimant or beneficiary or of the provider of the benefit; determination that the benefit is covered or not payable under another policy; or determination that the service was necessary and of reasonable cost and quality.
The term "United States" in a medical context often refers to the country where a patient or study participant resides, and is not a medical term per se, but relevant for epidemiological studies, healthcare policies, and understanding differences in disease prevalence, treatment patterns, and health outcomes across various geographic locations.
Community or individual involvement in the decision-making process.
Insurance providing coverage of medical, surgical, or hospital care in general or for which there is no specific heading.
Activities and programs intended to assure or improve the quality of care in either a defined medical setting or a program. The concept includes the assessment or evaluation of the quality of care; identification of problems or shortcomings in the delivery of care; designing activities to overcome these deficiencies; and follow-up monitoring to ensure effectiveness of corrective steps.
Generally refers to the amount of protection available and the kind of loss which would be paid for under an insurance contract with an insurer. (Slee & Slee, Health Care Terms, 2d ed)
The integration of epidemiologic, sociological, economic, and other analytic sciences in the study of health services. Health services research is usually concerned with relationships between need, demand, supply, use, and outcome of health services. The aim of the research is evaluation, particularly in terms of structure, process, output, and outcome. (From Last, Dictionary of Epidemiology, 2d ed)
Men and women working in the provision of health services, whether as individual practitioners or employees of health institutions and programs, whether or not professionally trained, and whether or not subject to public regulation. (From A Discursive Dictionary of Health Care, 1976)
A specialized agency of the United Nations designed as a coordinating authority on international health work; its aim is to promote the attainment of the highest possible level of health by all peoples.
Administration and functional structures for the purpose of collectively systematizing activities for a particular goal.

Does competition by health maintenance organizations affect the adoption of cost-containment measures by fee-for-service plans? (1/77)

How groups insured by fee-for-service health plans react to increased competition from health maintenance organizations (HMOs) is an unresolved question. We investigated whether groups insured by indemnity plans respond to HMO market competition by changing selected health insurance features, such as deductible amounts, stop loss levels, and coinsurance rates, or by adopting utilization management or preferred provider organization (PPO) benefit options. We collected benefit design data for the years 1985 through 1992 from 95 insured groups in 62 US metropolitan statistical areas. Multivariate hazard analysis showed that groups located in markets with higher rates of change in HMO enrollment were less likely to increase deductibles or stop loss levels. Groups located in markets with higher HMO enrollment were more likely to adopt utilization management or PPO benefit options. A group located in a market with an HMO penetration rate of 20% was 65% more likely to have included a PPO option as part of its insurance benefit plan than a group located in a market with an HMO penetration rate of 15% (p < 0.05). Concern about possible adverse selection effects may deter some fee-for-service groups from changing their health insurance coverage. Under some conditions, however, groups insured under fee-for-service plans do respond to managed care competition by changing their insurance benefits to achieve greater cost containment.  (+info)

No exit? The effect of health status on dissatisfaction and disenrollment from health plans. (2/77)

OBJECTIVE: To examine the implications of serious and chronic health problems on the willingness of enrollees to switch health plans if they are dissatisfied with their current arrangements. DATA SOURCE: A large (20,283 respondents) survey of employees of three national corporations committed to the model of managed competition, with substantial enrollment in four types of health plans: fee-for-service, prepaid group practice, independent practice associations, and point-of-service plans. STUDY DESIGN: A set of logistic regression models are estimated to determine the probability of disenrollment, if dissatisfied, controlling for the influence on satisfaction and disenrollment of age, race, education, family income and size, gender, marital status, mental health status, pregnancy, duration of employment and enrollment in the plan, number of alternative plans, and HMO penetration in the local market. Separate coefficients are estimated for enrollees with and without significant physical health problems. Additional models are estimated to test for the influence of selection effects as well as alternative measures of dissatisfaction and health problems. DATA COLLECTION: Data were collected through a mailed survey with a response rate of 63.5 percent; comparisons to a subsample administered by telephone showed few differences. PRINCIPAL FINDINGS: In group/staff model HMOs and point-of-service plans, only 12-17 percent of the chronically ill enrollees who were so dissatisfied when surveyed that they intended to disenroll actually left their plan in the next open enrollment period. This compared to 25-29 percent of the healthy enrollees in these same plans, who reported this level of dissatisfaction and 58-63 percent of the enrollees under fee-for-service insurance. CONCLUSIONS: Switching plans appears to be significantly limited for enrollees with serious health problems, the very enrollees who will be best informed about the ability of their health plan to provide adequate medical care. These effects are most pronounced in plans that have exclusive contracts with providers. We conclude that disenrollment provides only weak safeguards on quality for the sickest enrollees and that reported levels of dissatisfaction and disenrollment represent inaccurate signals of plan performance.  (+info)

Evidence for the Will Rogers phenomenon in migration of employees to managed care plans. (3/77)

Employees have increasing opportunities to enroll in managed care plans, and employers tend to favor these plans because of their lower costs. However, lower costs may be the result of selection of healthier patients into managed care plans. This study measured differences in health care utilization across an indemnity plan and a managed care plan, and for all employees together. We found that apparent increases in utilization in both indemnity and managed care plans disappeared when the plans were viewed together, reflecting the migration of sicker patients from indemnity plans to managed care plans.  (+info)

Simulating the effects of employer contributions on adverse selection and health plan choice. (4/77)

OBJECTIVE: To investigate the effect of employer contribution policy and adverse selection on employees' health plan choices. STUDY DESIGN: Microsimulation methods to predict employees' choices between two health plan options and to track changes in those choices over time. The simulation predicts choice given premiums, healthcare spending by enrollees in each plan, and premiums for the next period. DATA SOURCES: The simulation model is based on behavioral relationships originally estimated from the RAND Health Insurance Experiment (HIE). The model has been updated and recalibrated. The data processed in the simulation are from the 1993 Current Population Employee Benefits Supplement sample. PRINCIPAL FINDINGS: A higher fraction of employees choose a high-cost, high-benefit plan if employers contribute a proportional share of the premium or adjust their contribution for risk selection than if employees pay the full cost difference out-of-pocket. When employees pay the full cost difference, the extent of adverse selection can be substantial, which leads to a collapse in the market for the high-cost plan. CONCLUSIONS: Adverse selection can undermine the managed competition strategy, indicating the importance of good risk adjusters. A fixed employer contribution policy can encourage selection of more efficient plans. Ironically, however, it can also further adverse selection in the absence of risk adjusters.  (+info)

Diabetes preventive-care practices in managed-care organizations--Rhode Island, 1995-1996. (5/77)

Diabetes mellitus affects 8% of the U.S. adult population and can lead to debilitating complications, including blindness, renal failure, cardiovascular disease, mobility impairment, and lower extremity amputation. Preventive care such as glycemic control and regular foot and eye examinations are recommended because of their efficacy in reducing diabetes-related complications. In the United States, managed care is an important provider of medical services for persons with diabetes. Persons with diabetes receiving care from a major health-maintenance organization (HMO) or a major preferred provider organization (PPO) in Rhode Island were surveyed in 1995 and 1996 to assess the level of care for three recommended preventive-care practices for diabetes: an annual dilated eye examination, semi-annual foot examination, and annual glycosylated hemoglobin (GHb) assessment. This report summarizes the findings from this survey, which indicated that 87% of persons with diabetes received eye examinations and approximately 55% received semi-annual foot examinations and annual GHb assessments.  (+info)

The effects of managed care and prospective payment on the demand for hospital nurses: evidence from California. (6/77)

OBJECTIVE: To examine the effects of managed care and the prospective payment system on the hospital employment of registered nurses (RNs), licensed practical nurses (LPNs), and aides. DATA SOURCES: Hospital-level data from California's Office of Statewide Health Planning and Development (OSHPD) Hospital Disclosure Reports from 1976/1977 through 1994/1995. Additional information is extracted from OSHPD Patient Discharge Data. STUDY DESIGN: Multivariate regression equations are used to estimate demand for nurses as a function of wages, hospital output, technology level, and ownership. Separate equations are estimated for RNs, LPNs, and aides for all daily services and for medical-surgical units. Instrumental variables are used to correct for the endogeneity of wages, and fixed effects are included to control for unobserved differences across hospitals. PRINCIPAL FINDINGS: HMOs are associated with a lower use of LPNs and aides, and HMOs do not have a statistically significant effect on the demand for RNs. Managed care has a smaller effect on nurse staffing in medical-surgical units than in daily service units as a whole. The prospective payment system does not have a statistically significant effect on nurse staffing. CONCLUSIONS: HMOs have affected nursing employment both because HMOs have reduced the number of discharges and because of a direct relationship between HMO penetration and the demand for LPNs and aides. Contrary to press reports, LPNs and aides have been affected more by HMOs than have registered nurses.  (+info)

The direct and indirect effects of cost-sharing on the use of preventive services. (7/77)

OBJECTIVE: To test empirically a model for estimating the direct and indirect effects of different forms of cost-sharing on the utilization of recommended clinical preventive services. DATA SOURCES/SETTINGS: Stratified random sample of 10,872 employees, 18-64 years, who had belonged to their plan for at least one year, from seven large companies that were members of the Pacific Business Group on Health (PBGH) in 1994. DATA COLLECTION: The 1994 PBGH Health Plan Value Check Survey. 1994 PBGH data on requirements for employee out-of-pocket patient cost-sharing for 52 different health plans. DESIGN: Five equations were derived to estimate the direct and indirect effects of two forms of cost-sharing (copayments and coinsurance/deductibles) in two forms of managed care (HMOs and PPO/indemnity plans) on four clinical preventive services: mammography screening, cervical cancer screening, blood pressure screening, and preventive counseling. Probit models were used to estimate elasticities for the indirect and direct effects. PRINCIPAL FINDINGS: Both forms of cost-sharing in both plan types had negative and significant indirect effects on preventive counseling (from -1 percent to -7 percent). The direct effect of cost-sharing was negative for preventive counseling (-5 percent to -9 percent) and Pap smears (from -3 percent to -9 percent) in both HMOs and PPOs, and for mammography only in PPOs (-3 percent to -9 percent). The results of the effects on blood pressure screening are inconclusive. CONCLUSIONS: Both the direct and indirect effects of cost-sharing negatively affected the receipt of preventive counseling in HMOs and PPOs. As predicted, the direct negative effect of cost-sharing was greater than the indirect effect for Pap smears and mammography. Eliminating cost-sharing for these services may be important to increasing their utilization to recommended levels.  (+info)

Does type of health insurance affect health care use and assessments of care among the privately insured? (8/77)

OBJECTIVE: To inform the debate about managed care by examining how different types of private insurance-indemnity insurance, PPOs, open model HMOs, and closed model HMOs-affect the use of health services and consumer assessments of care. DATA SOURCES/DATA COLLECTION: The 1996-1997 Community Tracking Study Household Survey, a nationally representative telephone survey of households, and the Community Tracking Study Insurance Followback Survey, a supplement to the Household Survey, which asks insurance organizations to match household respondents to specific insurance products. The analysis sample includes 27,257 nonelderly individuals covered by private insurance. STUDY DESIGN: Based on insurer reports, individuals are grouped into one of the four insurance product types. Measures of service use include ambulatory visits, preventive care use, hospital use, surgeries, specialist use, and whether there is a usual source of care. Consumer assessments of care include unmet or delayed care needs, satisfaction with health care, ratings of the last physician visit, and trust in physicians. Estimates are adjusted to control for differences in individual characteristics and location. PRINCIPAL FINDINGS: As one moves from indemnity insurance to PPOs to open model HMOs to closed model HMOs, use of primary care increases modestly but use of specialists is reduced. Few differences are observed in other areas of service use, such as preventive care, hospital use, and surgeries. The likelihood of having unmet or delayed care does not vary by insurance type, but the reasons that underlie such access problems do vary: enrollees in more managed products are less likely to cite financial barriers to care but are more likely to perceive problems in provider access, convenience, and organizational factors. Consumer assessments of care-including satisfaction with care, ratings of the last physician visit, and trust in physicians-are generally lower under more managed products, particularly closed model HMOs. CONCLUSIONS: The type of insurance that people have-not just whether it is managed care but the type of managed care-affects their use of services and their assessments of the care they receive. Consumers and policymakers should be reminded that managed care encompasses a variety of types of insurance products that have different effects and may require different policy responses.  (+info)

A Preferred Provider Organization (PPO) is a type of managed care plan in which the enrollee can choose to receive healthcare services from any provider within the network, without needing a referral from a primary care physician. The network includes hospitals, physicians, and other healthcare professionals who have agreed to provide services to the PPO's members at reduced rates.

In a PPO plan, members typically pay lower out-of-pocket costs when they use providers within the network, compared to using non-network providers. However, members still have some coverage for care received from non-network providers, although it is usually subject to higher cost-sharing requirements.

PPOs aim to provide more flexibility and choice to enrollees than other managed care plans, such as Health Maintenance Organizations (HMOs), while also offering lower costs through negotiated rates with network providers.

A Medical Savings Account (MSA) is a type of savings account that allows individuals to set aside a portion of their earnings on a pre-tax basis to pay for current or future medical expenses. The funds in the MSA can be used to pay for qualified medical expenses, such as deductibles, copayments, and medications, which are not covered by health insurance.

There are two main types of MSAs: Archer MSAs and Health Savings Accounts (HSAs). Archer MSAs were established in 1996 and are available to self-employed individuals and employees of small businesses who have high-deductible health plans. HSAs, on the other hand, were created in 2003 and are available to anyone who has a high-deductible health plan, regardless of their employment status.

One of the benefits of MSAs is that they offer tax advantages. Contributions to an MSA are deductible from an individual's gross income, which reduces their taxable income. The funds in the account grow tax-deferred, and withdrawals used for qualified medical expenses are tax-free.

It's important to note that MSAs have certain rules and restrictions, such as annual contribution limits and requirements for using the funds for qualified medical expenses. If funds are withdrawn for non-qualified expenses, they may be subject to income taxes and penalties.

Managed care programs are a type of health insurance plan that aims to control healthcare costs and improve the quality of care by managing the utilization of healthcare services. They do this by using a network of healthcare providers who have agreed to provide services at reduced rates, and by implementing various strategies such as utilization review, case management, and preventive care.

In managed care programs, there is usually a primary care physician (PCP) who acts as the patient's main doctor and coordinates their care within the network of providers. Patients may need a referral from their PCP to see specialists or access certain services. Managed care programs can take various forms, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans, and Exclusive Provider Organizations (EPOs).

The goal of managed care programs is to provide cost-effective healthcare services while maintaining or improving the quality of care. They can help patients save money on healthcare costs by providing coverage for a range of services at lower rates than traditional fee-for-service plans, but they may also limit patient choice and require prior authorization for certain procedures or treatments.

Blue Cross Blue Shield (BCBS) is a federation of 36 separate health insurance organizations and companies in the United States. It provides healthcare coverage to over 100 million Americans, making it one of the largest health insurers in the country. The BCBS brand offers a variety of medical, dental, vision, and prescription drug plans for individuals, families, and businesses.

The "Blue Cross" and "Blue Shield" designations originated from two separate insurance organizations that emerged in the early 20th century. Blue Cross initially focused on hospital coverage, while Blue Shield concentrated on physician services. In 1982, these two entities merged to form the modern-day BCBS Association.

BCBS plans are known for their extensive provider networks, which typically include a wide range of hospitals, doctors, and other healthcare professionals. The specific benefits, costs, and coverage options vary by plan and region but generally offer comprehensive medical services, including preventive care, specialist visits, hospital stays, and prescription medications.

BCBS also participates in various federal and state health programs, such as Medicare Advantage plans, Medicaid managed care, and the Children's Health Insurance Program (CHIP). Additionally, BCBS offers international insurance options for individuals living or traveling abroad.

It is essential to research and compare different BCBS plans and offerings in your area to determine which one best suits your specific healthcare needs and budget.

"Reimbursement, Incentive" is not a standard medical term, but I can provide an explanation based on the individual terms:

1. Reimbursement: This refers to the act of paying back or giving compensation for expenses that have already been incurred. In a medical context, this often relates to insurance companies reimbursing patients or healthcare providers for the costs of medical services or supplies after they have been paid.
2. Incentive: An incentive is a motivating factor that encourages someone to do something. In healthcare, incentives can be used to encourage patients to make healthier choices or to participate in certain programs. They can also be used to motivate healthcare providers to follow best practices or to improve the quality of care they provide.

Therefore, "Reimbursement, Incentive" could refer to a payment made after the fact to compensate for expenses incurred, with the added intention of encouraging certain behaviors or actions. For example, an insurance company might offer to reimburse patients for the cost of gym memberships as an incentive to encourage them to exercise regularly.

A Provider-Sponsored Organization (PSO) is a type of managed care entity that is owned or sponsored by a healthcare provider or group of providers. The main goal of a PSO is to integrate the delivery and financing of healthcare services, with the aim of improving quality, cost-effectiveness, and patient satisfaction.

In a PSO, physicians, hospitals, and other healthcare providers work together to manage the care of a defined population of patients. They may share financial risk and rewards, coordinate care across settings, and use data analytics to identify opportunities for improvement. By aligning incentives and integrating care, PSOs aim to reduce unnecessary utilization, improve clinical outcomes, and enhance patient experience.

PSOs can take various forms, such as hospital-owned health plans, physician-hospital organizations, or clinically integrated networks. They are subject to regulation by state and federal authorities, depending on the specific structure and scope of their operations.

A Health Benefit Plan for Employees refers to a type of insurance policy that an employer provides to their employees as part of their benefits package. These plans are designed to help cover the costs of medical care and services for the employees and sometimes also for their dependents. The specific coverage and details of the plan can vary depending on the terms of the policy, but they typically include a range of benefits such as doctor visits, hospital stays, prescription medications, and preventative care. Employers may pay all or part of the premiums for these plans, and employees may also have the option to contribute to the cost of coverage. The goal of health benefit plans for employees is to help protect the financial well-being of workers by helping them manage the costs of medical care.

Cost sharing in a medical or healthcare context refers to the portion of health care costs that are paid by the patient or health plan member, rather than by their insurance company. Cost sharing can take various forms, including deductibles, coinsurance, and copayments.

A deductible is the amount that a patient must pay out of pocket for medical services before their insurance coverage kicks in. For example, if a health plan has a $1,000 deductible, the patient must pay the first $1,000 of their medical expenses before their insurance starts covering costs.

Coinsurance is the percentage of medical costs that a patient is responsible for paying after they have met their deductible. For example, if a health plan has 20% coinsurance, the patient would pay 20% of the cost of medical services, and their insurance would cover the remaining 80%.

Copayments are fixed amounts that patients must pay for specific medical services, such as doctor visits or prescription medications. Copayments are typically paid at the time of service and do not count towards a patient's deductible.

Cost sharing is intended to encourage patients to be more cost-conscious in their use of healthcare services, as they have a financial incentive to seek out lower-cost options. However, high levels of cost sharing can also create barriers to accessing necessary medical care, particularly for low-income individuals and families.

Dental fees refer to the charges that dentists or dental professionals bill for their services, procedures, or treatments. These fees can vary based on several factors such as:

1. Location: Dental fees may differ depending on the region or country where the dental practice is located due to differences in cost of living and local market conditions.
2. Type of procedure: The complexity and duration of a dental treatment will impact the fee charged for that service. For example, a simple teeth cleaning will have a lower fee compared to more complex procedures like root canals or dental implants.
3. Dental professional's expertise and experience: Highly skilled and experienced dentists may charge higher fees due to their superior level of knowledge and proficiency in performing various dental treatments.
4. Type of dental practice: Fees for dental services at a private practice may differ from those charged by a community health center or non-profit organization.
5. Dental insurance coverage: The amount of coverage provided by a patient's dental insurance plan can also affect the final out-of-pocket cost for dental care, which in turn influences the fees that dentists charge.

Dental fee schedules are typically established by individual dental practices based on these factors and may be periodically updated to reflect changes in costs or market conditions. Patients should consult their dental providers to understand the specific fees associated with any recommended treatments or procedures.

A Health Maintenance Organization (HMO) is a type of managed care organization (MCO) that provides comprehensive health care services to its members, typically for a fixed monthly premium. HMOs are characterized by a prepaid payment model and a focus on preventive care and early intervention to manage the health of their enrolled population.

In an HMO, members must choose a primary care physician (PCP) who acts as their first point of contact for medical care and coordinates all aspects of their healthcare needs within the HMO network. Specialist care is generally only covered if it is referred by the PCP, and members are typically required to obtain medical services from providers that are part of the HMO's network. This helps to keep costs down and ensures that care is coordinated and managed effectively.

HMOs may also offer additional benefits such as dental, vision, and mental health services, depending on the specific plan. However, members may face higher out-of-pocket costs if they choose to receive care outside of the HMO network. Overall, HMOs are designed to provide comprehensive healthcare coverage at a more affordable cost than traditional fee-for-service insurance plans.

Employer health costs refer to the financial expenses incurred by employers for providing healthcare benefits to their employees. These costs can include premiums for group health insurance plans, payments towards self-insured health plans, and other out-of-pocket expenses related to employee healthcare. Employer health costs also encompass expenses related to workplace wellness programs, occupational health services, and any other initiatives aimed at improving the health and well-being of employees. These costs are a significant component of overall employee compensation packages and can have substantial impacts on both employer profitability and employee access to quality healthcare services.

Economic competition in the context of healthcare and medicine generally refers to the rivalry among healthcare providers, organizations, or pharmaceutical companies competing for patients, resources, market share, or funding. This competition can drive innovation, improve quality of care, and increase efficiency. However, it can also lead to cost-containment measures that may negatively impact patient care and safety.

In the pharmaceutical industry, economic competition exists between different companies developing and marketing similar drugs. This competition can result in lower prices for consumers and incentives for innovation, but it can also lead to unethical practices such as price gouging or misleading advertising.

Regulation and oversight are crucial to ensure that economic competition in healthcare and medicine promotes the well-being of patients and the public while discouraging harmful practices.

"Insurance Selection Bias" is not a widely recognized medical term. However, in the context of health services research and health economics, "selection bias" generally refers to the distortion of study results due to the non-random selection of individuals into different groups, such as treatment and control groups. In the context of health insurance, selection bias may occur when individuals who choose to enroll in a particular insurance plan have different characteristics (such as age, health status, or income) than those who do not enroll, leading to biased estimates of the plan's effectiveness or cost.

For example, if healthier individuals are more likely to choose a particular insurance plan because it has lower premiums, while sicker individuals are more likely to choose a different plan with more comprehensive coverage, then any comparison of health outcomes or costs between the two plans may be biased due to the differences in the health status of the enrollees.

Therefore, researchers must take steps to control for selection bias in their analyses, such as adjusting for confounding variables or using statistical methods like propensity score matching to create more comparable groups.

A deductible is a specific amount of money that a patient must pay out of pocket before their health insurance starts covering the costs of medical services. For example, if a patient has a $1000 deductible, they must pay the first $1000 of their medical bills themselves before the insurance begins to cover the remaining costs. Deductibles are annual, meaning they reset every year.

Coinsurance is the percentage of costs for a covered medical service that a patient is responsible for paying after they have met their deductible. For example, if a patient has a 20% coinsurance rate, they will be responsible for paying 20% of the cost of each medical service, while their insurance covers the remaining 80%. Coinsurance rates vary depending on the health insurance plan and the specific medical service being provided.

An insurance claim review is the process conducted by an insurance company to evaluate a claim made by a policyholder for coverage of a loss or expense. This evaluation typically involves examining the details of the claim, assessing the damages or injuries incurred, verifying the coverage provided by the policy, and determining the appropriate amount of benefits to be paid. The insurance claim review may also include investigating the circumstances surrounding the claim to ensure its validity and confirming that it complies with the terms and conditions of the insurance policy.

I'm sorry for any confusion, but "United States" is a geopolitical entity, specifically the name of the country consisting of 50 states, and it is not a medical term or concept. Therefore, I can't provide a medical definition for it. If you have any questions related to health, medicine, or biology, I would be happy to try to help answer those!

Consumer participation in the context of healthcare refers to the active involvement and engagement of patients, families, caregivers, and communities in their own healthcare decision-making processes and in the development, implementation, and evaluation of health policies, programs, and services. It emphasizes the importance of patient-centered care, where the unique needs, preferences, values, and experiences of individuals are respected and integrated into their healthcare.

Consumer participation can take many forms, including:

1. Patient-provider communication: Consumers engage in open and honest communication with their healthcare providers to make informed decisions about their health.
2. Shared decision-making: Consumers work together with their healthcare providers to weigh the benefits and risks of different treatment options and make evidence-based decisions that align with their values, preferences, and goals.
3. Patient education: Consumers receive accurate, timely, and understandable information about their health conditions, treatments, and self-management strategies.
4. Patient advocacy: Consumers advocate for their own health needs and rights, as well as those of other patients and communities.
5. Community engagement: Consumers participate in the development, implementation, and evaluation of health policies, programs, and services that affect their communities.
6. Research partnerships: Consumers collaborate with researchers to design, conduct, and disseminate research that is relevant and meaningful to their lives.

Consumer participation aims to improve healthcare quality, safety, and outcomes by empowering individuals to take an active role in their own health and well-being, and by ensuring that healthcare systems are responsive to the needs and preferences of diverse populations.

Health Insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By purchasing health insurance, insured individuals pay a premium to an insurance company, which then pools those funds with other policyholders' premiums to pay for the medical care costs of individuals who become ill or injured. The coverage can include hospitalization, medical procedures, prescription drugs, and preventive care, among other services. The goal of health insurance is to provide financial protection against unexpected medical expenses and to make healthcare services more affordable.

Quality Assurance in the context of healthcare refers to a systematic approach and set of activities designed to ensure that health care services and products consistently meet predetermined standards of quality and safety. It includes all the policies, procedures, and processes that are put in place to monitor, assess, and improve the quality of healthcare delivery.

The goal of quality assurance is to minimize variability in clinical practice, reduce medical errors, and ensure that patients receive evidence-based care that is safe, effective, timely, patient-centered, and equitable. Quality assurance activities may include:

1. Establishing standards of care based on best practices and clinical guidelines.
2. Developing and implementing policies and procedures to ensure compliance with these standards.
3. Providing education and training to healthcare professionals to improve their knowledge and skills.
4. Conducting audits, reviews, and evaluations of healthcare services and processes to identify areas for improvement.
5. Implementing corrective actions to address identified issues and prevent their recurrence.
6. Monitoring and measuring outcomes to evaluate the effectiveness of quality improvement initiatives.

Quality assurance is an ongoing process that requires continuous evaluation and improvement to ensure that healthcare delivery remains safe, effective, and patient-centered.

Insurance coverage, in the context of healthcare and medicine, refers to the financial protection provided by an insurance policy that covers all or a portion of the cost of medical services, treatments, and prescription drugs. The coverage is typically offered by health insurance companies, employers, or government programs such as Medicare and Medicaid.

The specific services and treatments covered by insurance, as well as the out-of-pocket costs borne by the insured individual, are determined by the terms of the insurance policy. These terms may include deductibles, copayments, coinsurance, and coverage limits or exclusions. The goal of insurance coverage is to help individuals manage the financial risks associated with healthcare expenses and ensure access to necessary medical services.

Health services research (HSR) is a multidisciplinary field of scientific investigation that studies how social factors, financing systems, organizational structures and processes, health technologies, and personal behaviors affect access to healthcare, the quality and cost of care, and ultimately, our health and well-being. The goal of HSR is to inform policy and practice, improve system performance, and enhance the health and well-being of individuals and communities. It involves the use of various research methods, including epidemiology, biostatistics, economics, sociology, management science, political science, and psychology, to answer questions about the healthcare system and how it can be improved.

Examples of HSR topics include:

* Evaluating the effectiveness and cost-effectiveness of different healthcare interventions and technologies
* Studying patient-centered care and patient experiences with the healthcare system
* Examining healthcare workforce issues, such as shortages of primary care providers or the impact of nurse-to-patient ratios on patient outcomes
* Investigating the impact of health insurance design and financing systems on access to care and health disparities
* Analyzing the organization and delivery of healthcare services in different settings, such as hospitals, clinics, and long-term care facilities
* Identifying best practices for improving healthcare quality and safety, reducing medical errors, and eliminating wasteful or unnecessary care.

"Health personnel" is a broad term that refers to individuals who are involved in maintaining, promoting, and restoring the health of populations or individuals. This can include a wide range of professionals such as:

1. Healthcare providers: These are medical doctors, nurses, midwives, dentists, pharmacists, allied health professionals (like physical therapists, occupational therapists, speech therapists, dietitians, etc.), and other healthcare workers who provide direct patient care.

2. Public health professionals: These are individuals who work in public health agencies, non-governmental organizations, or academia to promote health, prevent diseases, and protect populations from health hazards. They include epidemiologists, biostatisticians, health educators, environmental health specialists, and health services researchers.

3. Health managers and administrators: These are professionals who oversee the operations, finances, and strategic planning of healthcare organizations, such as hospitals, clinics, or public health departments. They may include hospital CEOs, medical directors, practice managers, and healthcare consultants.

4. Health support staff: This group includes various personnel who provide essential services to healthcare organizations, such as medical records technicians, billing specialists, receptionists, and maintenance workers.

5. Health researchers and academics: These are professionals involved in conducting research, teaching, and disseminating knowledge related to health sciences, medicine, public health, or healthcare management in universities, research institutions, or think tanks.

The World Health Organization (WHO) defines "health worker" as "a person who contributes to the promotion, protection, or improvement of health through prevention, treatment, rehabilitation, palliation, health promotion, and health education." This definition encompasses a wide range of professionals working in various capacities to improve health outcomes.

The World Health Organization (WHO) is not a medical condition or term, but rather a specialized agency of the United Nations responsible for international public health. Here's a brief description:

The World Health Organization (WHO) is a specialized agency of the United Nations that acts as the global authority on public health issues. Established in 1948, WHO's primary role is to coordinate and collaborate with its member states to promote health, prevent diseases, and ensure universal access to healthcare services. WHO is headquartered in Geneva, Switzerland, and has regional offices around the world. It plays a crucial role in setting global health standards, monitoring disease outbreaks, and providing guidance on various public health concerns, including infectious diseases, non-communicable diseases, mental health, environmental health, and maternal, newborn, child, and adolescent health.

I'm sorry for any confusion, but "organizations" is a very broad term and does not have a specific medical definition. If you are referring to "organs" in the body, here is a definition:

Organs: In human anatomy, a part of the body that performs a specialized function. Organs are composed of several types of tissues, which are groups of cells that perform a similar function. Examples of organs include the heart, lungs, liver, and kidneys. Each organ's tissue has a specific structure that allows it to carry out its function in a highly efficient manner.

If you were asking about organizations in the context of medical institutions or healthcare systems, here is a definition:

Healthcare Organization: An entity that provides healthcare services, such as hospitals, clinics, physician practices, and long-term care facilities. These organizations can be public, private, or nonprofit and are responsible for delivering medical care to patients, managing health information, conducting research, and promoting public health. They may also provide education and training to healthcare professionals. Healthcare organizations must comply with various regulations and accreditation standards to ensure the quality and safety of patient care.

... a preferred provider organization (PPO), sometimes referred to as a participating provider organization or preferred provider ... "preferred" provider, and the provider will see an increase in its business as almost all insureds in the organization will only ... Preferred provider organizations themselves earn money by charging an access fee to the insurance company for the use of their ... A preferred provider organization is a subscription-based medical care arrangement. A membership allows a substantial discount ...
Exclusive provider plans existed as early as 1983 as a variation of preferred provider plans, which emerged in the early 1980s ... Patient Protection and Affordable Care Act Preferred provider organization Davis, Elizabeth. "EPO Health Insurance-How It ... Katz, Cheryl (June 1983). "Preferred Provider Organizations". Postgraduate Medicine. 73 (6): 143-146. doi:10.1080/00325481.1983 ... an exclusive provider organization (EPO) is a hybrid health insurance plan in which a primary care provider is not necessary, ...
Aultman runs a Preferred Provider Organization, AultCare. Aultman Hospital has been the recipient of several awards, including ... Magnet National Nursing Award National Research Corporation: Stark County's "Most Preferred Hospital" for 14 consecutive years ...
Bundled payment Preferred provider organization Health maintenance organization Ryan, Andrew M.; Werner, Rachel M. (October 9, ... In the health insurance and the health care industries, FFS occurs if doctors and other health care providers receive a fee for ... FFS also does not pay providers to pay attention to the most costly patients, which could benefit from interventions such as ... In the US, a 1990s move from FFS to pure capitation provoked a backlash from patients and health care providers. Pure ...
... health maintenance organizations; preferred provider organizations; Medicare Advantage plans; and Medicaid plans) Physician ... nursing home and elderly care organizations; behavioral health organizations; pharmaceutical or biotech organizations; health ... Medical and health organizations based in Washington, D.C., Public health organizations, 1999 establishments in the United ... Population health management organizations (e.g., wellness and health promotion organizations; disease and care management ...
With the funding from the name sale, CorVel began building a national preferred provider organization (PPO). During the mid ' ... Workers' compensation Managed Care Preferred Provider Organization "CorVel Corporation - NASDAQ:CRVL quotes & news". finance. ... In August 2010, CorVel introduced a provider look up app that can be accessed in the Apple Store and Google Play. This mobile ... Out of network medical review was added to the portfolio of provider programs. By 2005, CorVel grew to over 2,000 clients and ...
... New Jersey offers nationwide coverage through PHCS, a Preferred Provider Organization (PPO). The company offers ... AmeriHealth New Jersey is a provider of health insurance to employers and individuals throughout New Jersey. AmeriHealth New ... and mid-sized New Jersey-based organizations. Workplace wellness services include sending registered nurses to provide a broad ...
It combines characteristics of the health maintenance organization (HMO) and the preferred provider organization (PPO). The POS ...
... some preferred provider organizations are regulated by the California Department of Insurance (CDI). Two state-based health ... At the time of its creation, California was the largest market for health maintenance organizations (HMOs) in the United States ... including Health Maintenance Organizations (HMOs) and most Medi-Cal managed care plans in California. The DMHC was created as ... Medical and health organizations based in California, State agencies of California, All stub articles, United States health ...
... preferred provider organization) plans. In 1996 Tufts Health Plan was ranked as a top HMO provider in the United States by ... partnerships with four provider organizations: Atrius Health, Beth Israel Deaconess Care Organization, Cambridge Health ... The organization started offering plans in 1981, ending its first year with 3,000 members. In 1994, Tufts Health Plan entered ... As of May 2019, the organization had over 1 million members. The Tufts Health Plan network includes 110 hospitals and 51,000+ ...
... such as Health Maintenance Organizations and Preferred Provider Organizations. The growth of managed care in the U.S. was ... providers may contract with preferred provider organizations. A membership allows a substantial discount below their regularly ... Preferred provider organizations themselves earn money by charging an access fee to the insurance company for the use of their ... Some organizations are made of physicians, and others are combinations of physicians, hospitals, and other providers. Here is a ...
Sansa was a health maintenance organization and it merged with the General America Life Insurance preferred provider ... Express Scripts Holding Company is a pharmacy benefit management (PBM) organization. In 2017 it was the 22nd-largest company in ... The company volunteers with local Blessings in a Backpack organizations. In December 2018, it was reported that Walmart and ... The lawsuit further claimed that Express Scripts had overstated the cost benefits of switching to certain preferred medications ...
... including Preferred Provider Organization (PPO) plans and Health Maintenance Organization (HMO) plans. HMSA offers plans ... Medical and health organizations based in Hawaii, Health maintenance organizations, Organizations established in 1938, 1938 ... In the 2000s, HMSA endured a round of provider led litigation, including the latest charges of anti-competitive practices, ... In 1972, HMSA introduced the Community Health Program, its first Health maintenance organization (HMO). The Hawaii Prepaid ...
The ClearChoice Exchange offers a national preferred provider organization group plan from United Healthcare alongside ... HealthPlanOne, LLC., now known as HPOne, is a sales and marketing organization that operates across multiple segments of the ... HealthPlanOne became the largest provider of exclusive Medicare leads in the country. In 2012, the company launched its ...
There are three broad types of plans: fee-for-service and preferred provider organization (PPO), usually offered in combination ...
To address rising costs, a Preferred Provider Organization network was created and provider fees were lowered in exchange for ... New tools and payment models were introduced, including new provider payment models, value providers and telemedicine. By 2013 ... "Utah Code Title 49" (PDF). "Audit: State health insurance provider's costs are too high". www.ksl.com. Retrieved 2021-01-30. " ...
"Two-thirds of pharmaceutical manufacturing is outsourced; preferred providers pick up largest share". Pharmaceutical Processing ... The pharmaceutical market uses outsourcing services from providers in the form of contract research organizations (CROs) who ... A contract manufacturing organization (CMO), more recently referred to (and more commonly used now) as a contract development ... The best-positioned service providers focus on a specific technology or dosage form and promote end-to-end continuity and ...
... care model was built around a network of participating providers and was a precursor to today's preferred provider organization ... ConnectiCare's members had access to a provider network of approximately 19,900 health care providers prior to the merger. On ... Medical and health organizations based in New York (state), Health maintenance organizations, Companies based in New York City ... "Community-based providers push to continue behavioral health reforms". Crain's New York Business. September 9, 2020. Retrieved ...
... preferred provider organizations and high deductible health plans. In 2000, Blue Shield of California began the United States' ... Differences in healthcare provider standards around the world have been recognised by the World Health Organization, and in ... The locals prefer to go to European destinations like the U.K., Germany etc. The expats prefer to go back to their home ... Medical tourism providers have developed as intermediaries which unite potential medical tourists with surgeons, provider ...
... and Preferred Provider Organization (PPO's). While health insurance increases the affordability of healthcare in the United ... Studies regarding patient-provider communication in the LGBT patient community show that providers themselves report a ... Provider discrimination occurs when health care providers either unconsciously or consciously treat certain racial and ethnic ... So providers need to assess patients' health beliefs and practices to improve quality of care. Patient health decisions can be ...
... with no coverage for out-of-network providers UnitedHealthcare Select Plus is a preferred provider organization (PPO). ... UnitedHealthcare Select is an exclusive provider organization (EPO) ... but also has a Professional Verification Outreach program to proactively request information from providers. However, providers ... The organization has existed for about 40 years and has maintained a nonpartisan reputation through its many ownership changes ...
Most preferred provider organization plans are open-network (those that are not are often described as exclusive provider ... of the combined health maintenance organization (HMO)/preferred provider organization (PPO) market. In 90% of markets, the ... One example is the convergence of preferred provider organization (PPO) plans offered by Blues and commercial insurers and the ... Provider networks can be used to reduce costs by negotiating favorable fees from providers, selecting cost effective providers ...
... health management organizations) versus PPOs (preferred provider organizations). By 1997 more than 100 large companies ... As of early 2010, Hewitt had approximately 2,600 clients, making it the world's largest provider of multi-service HR business ... Hewitt Associates was founded in 1940 and became an American provider of human capital and management consulting services. It ... Aon Hewitt (formerly known as Hewitt Associates) was a provider of human capital and management consulting services ...
25% are enrolled in preferred provider organization plans called "PERS Select," "PERSCare," and "PERS Choice," which are ... Some people prefer defined contribution plans to CalPERS' defined benefit plan. For example: In 1996, Howard Kaloogian ... The CalPERS organization. Divisions & offices. Archived 2008-10-27 at the Wayback Machine January 15, 2008. Retrieved November ... The proposal would also establish a par value for Apple stock and eliminate Apple's ability to issue preferred shares without ...
During this time, Cusick also formed The Preferred Health Arrangement, a Preferred Provider Organization and National Stop Loss ...
Managed Care MCOTooltip Managed care organization and Focus Healthcare Management PPOTooltip Preferred provider organization. ... Select Medical's acquisition of Concentra advances the organization's goal of developing a highly profitable occupational- ... the independent judgment of certain medical providers who treated injured workers employed by [Wal-Mart] in Colorado who ...
In the United States, Participating Provider Network or PPO, also referred to as Preferred Provider Organization, is an ... Preferred Provider Network (PPO), and Dental Health Managed Organizations (DHMO). Generally dental offices have a fee schedule ... organization governed by medical doctors, hospitals, other health centers, and medical care providers. This organization has an ... Participating Provider Network plan may work similar to a DHMO while using an In-Network facility. However, a PPO allows Out-of ...
2001 - Medical Mutual's Preferred Provider Organization (PPO), SuperMed Plus, is recognized as the first PPO in the United ... 2007 - Medical Mutual acquired Carolina Care Plan, one of the largest health maintenance organizations (HMOs) in South Carolina ... Medical Mutual is the "Official Health Insurer" of a variety of organizations. Medical Mutual insures numerous professional ... the company is also the official insurer of numerous colleges and universities and local organizations, like the Rock and Roll ...
MMAPA is the nation's first alternative treatment preferred provider organization (AT-PPO) whose mission is to make alternative ... Medicinal use of cannabis organizations based in the United States, Organizations established in 2009, 2009 in cannabis). ...
Preferred Provider Organizations (PPOs), and Independent Provider Associations (IPAs) alongside traditional fee-for-service ... Often referred to as the "father of the health maintenance organization", he not only coined the term, he also played a role in ... More important, there was no way to ensure that patients and providers were making good decisions. And there was no way to hold ... He coined the term Health Maintenance Organization, or HMO, to describe groups of physicians who were pre-paid on a per-patient ...
  • PPOs can also contract with one another to strengthen their position in certain geographic areas without forming new relationships directly with providers. (wikipedia.org)
  • An Introduction to: Preferred Provider Organizations (PPOs). (wikipedia.org)
  • Unlike some other types of health insurance plans, such as Health Maintenance Organizations (HMOs), PPOs do not require members to select a primary care physician (PCP) or obtain a referral to see a specialist. (usinsuranceagents.com)
  • PPOs allow you to see doctors both within and outside your provider network. (healthline.com)
  • Like PPOs, a POS allows you to see both in-network and out-of-network health care providers. (healthline.com)
  • If you want access to more providers, including specialists, turn your attention to PPOs. (healthcare.com)
  • PPOs rarely require you to get a referral to see medical providers. (healthcare.com)
  • Much like HMOs, PPOs come with an approved network of healthcare providers. (metlife.com)
  • HMOs can limit your network of health care providers to a particular list of doctors and hospitals. (healthline.com)
  • HMOs (Health Maintenance Organization). (prnewswire.com)
  • Medical services have gradually changed from traditional fee-for-service organizations into health maintenance organizations (HMOs). (idealist.org)
  • HMOs provide many services under one plan, while fee-for-service providers operate less centrally and allow members to choose which medical practitioners they use. (idealist.org)
  • As with health maintenance organizations (HMOs), the EPO does not cover the cost of services you receive from doctors or other providers outside the network, except in emergencies. (cpg.org)
  • 6 By 1982, 40 plans were counted and by 1983 variations such as the exclusive provider organization had arisen. (wikipedia.org)
  • A PPO is similar to an exclusive provider organization (EPO) in structure, administration, and operation. (wikipedia.org)
  • Dental Preferred Provider Insurance plans work with a group of dentists who belong to the network of providers. (allinsuranceinfo.org)
  • The fundamental difference of PPO plans from DHMO plans is that the in-network providers are paid by the Preferred Provider Organization for the services performed but not per patient. (allinsuranceinfo.org)
  • Most PPO plans include a provision according to which there is no balance billing when you use participating providers, i.e. the dentist will not charge you more than the plan's allowed amount for the performed dental treatment. (allinsuranceinfo.org)
  • PPO plans offer a network of doctors and other health care providers you choose from for medical care. (retireguide.com)
  • PPO plans allow members to choose their healthcare providers from a network of preferred providers, while still providing coverage for out-of-network services. (usinsuranceagents.com)
  • HMO plans usually require that all of a member's care, including their annual exam, any diagnostic tests, and referrals to specialists be coordinated through the member's primary care provider (PCP). (bcbsri.com)
  • Choose Dignity Health Medical Network (formerly GEMCare) or Independence Medical Group/Dignity Health Medical Network IPA, and select one of the plans listed below for access to our providers. (dignityhealth.org)
  • Typically, a POS plan combines many features of both HMO and PPO plans, and, similar to an HMO, a POS plan may require members to choose a Primary Care Physician (PCP) from their network of providers. (jclis.com)
  • HMO plans often have lower premiums and co-payments (see below), but your choice of providers is limited and you may have a longer wait for an appointment. (chapman.edu)
  • It means the provider has contracted with a health plan to provide services to the plans beneficiaries (patients). (studystack.com)
  • Get the coverage you need at an affordable cost and with the same choice of providers as the Premium or Enhanced plans. (deltadental.com)
  • Some Advantra policies are Health Maintenance Organization (HMO) plans. (healthline.com)
  • HMO plans require plan members to be evaluated and treated by doctors and other healthcare providers that are inside the HMO network. (healthline.com)
  • Some Advantra options are Preferred Provider Organization (PPO) plans. (healthline.com)
  • As you will know from our guide to the best dental insurance providers, most companies offer a variety of plans, but not all of them are available in every state. (toptenreviews.com)
  • Direct reimbursement plans require that a patient pay for the full cost of any dental procedure, and then submit a paid receipt of proof of services to the provider. (toptenreviews.com)
  • Most HMO plans only pay for care recommended by a primary care physician and have predetermined, low-cost per-service prices agreed with medical providers. (newhealthinsurance.com)
  • In the case of EPO plans, members must see in-network providers for all but urgent care. (newhealthinsurance.com)
  • Almost all FFS Plans have Preferred Provider Organizations. (opm.gov)
  • In the United States of America, private health insurance plans' prices are largely unregulated and agreed upon through negotiations between plans and the providers with whom they contract. (who.int)
  • Dental plan Health maintenance organization Independent practice association Point of service plan Silent PPO Single-payer health care Ellwein, Linda Krane (15 June 1982). (wikipedia.org)
  • Preferred Provider Organization (PPO) is a health plan that offers a large network of participating providers and facilities so you have a range of doctors and hospitals to choose from. (cigna.com)
  • This plan procures an opportunity to choose any specialist working within the network of providers. (allinsuranceinfo.org)
  • A Medicare preferred provider organization (PPO) is a Medicare Advantage plan sold by private insurers. (retireguide.com)
  • A preferred provider organization (PPO) is a type of health insurance plan that offers a balance between flexibility and cost control. (usinsuranceagents.com)
  • A PPO is a type of managed care health insurance plan that offers a network of preferred providers, including hospitals, doctors, and specialists. (usinsuranceagents.com)
  • Your Medicare Advantage insurance provider can restrict coverage on your plan. (benzinga.com)
  • Before you sign up for a Medicare Advantage plan, check to see whether your preferred doctors are covered by the plan. (benzinga.com)
  • Before you select your plan, ensure that the health care provider and hospital you visit most often are included within the plan's network. (benzinga.com)
  • How they work: This type of plan sets up networks with 'preferred' providers from which you can choose. (stridehealth.com)
  • If you have a PPO plan, you can visit any provider in your plan's network at a discounted ("preferred") rate. (healthcare.com)
  • This is also another affordable individual health insurance plan that gives people access to all health care providers within the network. (prnewswire.com)
  • PPO plan members are, however, encouraged to use doctors and hospitals within their preferred network. (jclis.com)
  • And, depending on the plan provider, members may not have to get a referral to see a specialist. (jclis.com)
  • However, the plan may make changes to its provider network, copays, co-insurance and drug coverage. (insure.com)
  • This can refer to a plan, or to a doctor, group of doctors, or other healthcare provider, a hospital, or a healthcare facility. (chapman.edu)
  • If you chose an HMO plan as your insurance, you can ONLY go to a network provider (the insurance company will give you a list of providers to choose from). (chapman.edu)
  • A prospective payment to a provider made for each plan member. (studystack.com)
  • This plan assigns you a primary care provider. (trustedchoice.com)
  • This plan lets you choose from a larger network of providers and allows you to have direct access to specialists. (trustedchoice.com)
  • Premier providers are considered out-of-network for this plan. (deltadental.com)
  • Does this plan allow me to use healthcare providers and facilities that are close to my home? (healthline.com)
  • There is an annual deductible, so you'll end up paying for services out-of-pocket until the deductible is met, and then the costs will be split between you and your dental coverage plan provider. (toptenreviews.com)
  • With this plan, patients must use an in-network healthcare provider if they want to be reimbursed by the insurance provider. (toptenreviews.com)
  • The insured person is free to select their healthcare provider of choice under a Fee-for-Service plan. (newhealthinsurance.com)
  • Be wary of giving your plan identification (ID) number over the telephone or to people you do not know, except to your doctor, other provider, or authorized plan or OPM representative. (opm.gov)
  • An HMO plan, for example, only gives you insurance coverage for in-network medical providers, and specialists require referrals. (geniusbeauty.com)
  • A PPO plan, on the other hand, will provide coverage for in-network and out of network providers, although coverage will vary. (geniusbeauty.com)
  • Under an EPO plan, you agree to use the healthcare providers and facilities associated with the EPO. (cpg.org)
  • However, there is no coverage for out-of-network providers other than for emergency situations and, if a member does visit a provider outside the plan's network, that member must pay the full cost incurred. (jclis.com)
  • These providers make up the plan's network. (medlineplus.gov)
  • In U.S. health insurance, a preferred provider organization (PPO), sometimes referred to as a participating provider organization or preferred provider option, is a managed care organization of medical doctors, hospitals, and other health care providers who have agreed with an insurer or a third-party administrator to provide health care at reduced rates to the insurer's or administrator's clients. (wikipedia.org)
  • Unlike EPO members, however, PPO members are reimbursed for using medical care providers outside of their network of designated doctors and hospitals. (wikipedia.org)
  • EPO members, on the other hand, receive no reimbursement or benefit if they visit medical care providers outside of their designated network of doctors and hospitals. (wikipedia.org)
  • PPO networks include independent medical providers and hospitals. (healthcare.com)
  • An organization that provides healthcare coverage to its members through a network of doctors, hospitals, and other healthcare providers. (bcbsri.com)
  • This type of insurance provides medical services via a network of physicians , hospitals, and healthcare providers. (metlife.com)
  • This will be mutually beneficial in theory as the PPO will be billed at the reduced rate when its insureds utilize the services of the "preferred" provider, and the provider will see an increase in its business as almost all insureds in the organization will only use providers who are members. (wikipedia.org)
  • If you want to obtain dental treatment from a specialist who is not on the list of preferred providers, you will most likely have to pay the full price for the services performed. (allinsuranceinfo.org)
  • Another obstacle that may await you is that some insurance providers may offer coverage starting with $ 1,000 regardless of the actual complexity of the services performed. (allinsuranceinfo.org)
  • You will pay less out-of-pocket for services from these providers than those outside the PPO. (retireguide.com)
  • These providers have agreed to provide healthcare services to PPO members at reduced rates. (usinsuranceagents.com)
  • If you choose to see a doctor outside your network, you will not be responsible for the entire cost of the services you received, but you will be responsible for more of the cost than you would be if you used a health care provider that was in your PPO network. (healthline.com)
  • You can go to a non-PPO provider (called going " out-of-network "), but you will end up paying more for services. (chapman.edu)
  • These services are dictated by the provider of the insurance. (toptenreviews.com)
  • The HSA even provides cover should the patient choose to use the services of a medial provider outside any network. (immediateannuities.com)
  • These prices can vary substantially for similar services across providers and insurers and bear little relation to the cost of production. (who.int)
  • Under these rate-setting systems, the federal or state government establishes how much providers are paid for health care services. (who.int)
  • Today many organizations prefer to buy IT services from an IT service provider. (europa.eu)
  • The MOHP is responsible for overall health and population policy as well as the provision of public health services, and is responsible for health insurance organization that provides services too. (who.int)
  • they correspond to situations in which the actors who control the financial resources prefer to purchase the provision of services rather than use their funds to produce the services themselves. (who.int)
  • Though the overall cost of your PPO network will probably be higher than a similar HMO, your PPO will enable quicker access to specialists and offer more providers to see. (healthcare.com)
  • Access to specialists and other care providers is limited. (trustedchoice.com)
  • They negotiate with providers to set fee schedules and handle disputes between insurers and providers. (wikipedia.org)
  • In this interventional study with purposive sample of 390 physicians includedusing a well-structured questionnaire showed physicians preferred to detect, diagnose but refer cases for treatment in NTP. (who.int)
  • Choose from a large network of providers without being required to select a primary care provider (PCP). (cigna.com)
  • Other features of a preferred provider organization generally include utilization review, where representatives of the insurer or administrator review the records of treatments provided to verify that they are appropriate for the condition being treated rather being largely, or solely, being performed to increase the number of people due. (wikipedia.org)
  • However, when they use out-of-network providers PPO members are reimbursed at a reduced rate that may include higher deductibles and co-payments, lower reimbursement percentages, or a combination of these financial penalties. (wikipedia.org)
  • This arrangement allows PPO members to have more flexibility in choosing their healthcare providers. (usinsuranceagents.com)
  • What system permits members to see out-of-network providers? (studystack.com)
  • They have contracts with health care providers and medical facilities to provide care for members at reduced costs. (medlineplus.gov)
  • At the 107th session of the Board, the member from Chad, Dr Mbaiong, initiated a discussion on nongovernmental health care providers.1 Board members exchanged information on the experiences of their governments in working in health care with both the private sector and civil society organizations. (who.int)
  • Preferred provider organizations themselves earn money by charging an access fee to the insurance company for the use of their network, unlike the usual insurance with premiums and corresponding payments paid either in full or partially by the insurance provider to the medical doctor. (wikipedia.org)
  • Second, we also used U.S. census income within narrowly defined geographic regions where physi- data by census tract, whereas other studies have used wide cal access to medical care providers is not an issue. (cdc.gov)
  • these correspond to situations in which actors prefer to delegate, by contract, their responsibility to another that will act on their behalf. (who.int)
  • A retroactive reimbursement method based on providers' charges. (studystack.com)
  • This added flexibility in choosing healthcare providers does come with a cost. (metlife.com)
  • The patient is then reimbursed a certain percentage of the cost of treatment - but this amount is much less than what the patient would have been reimbursed had he or she sought treatment from an in-network provider. (toptenreviews.com)
  • With a POS, you will need a referral from your primary health care doctor to see a health care provider who is out of your primary network. (healthline.com)
  • Sometimes called co-pay or co-insurance ).This is the amount you will owe the doctor or other provider for your care (after you have "met", or paid, your deductible). (chapman.edu)
  • A full breakdown of points can be seen by providers with Doctor.com accounts when editing their profile on Doctor.com. (doctor.com)
  • This is one of the standard benefits that organizations usually offer to full-time employees. (idealist.org)
  • The work of an organization's IT officer has changed as a consequence: Instead of setting up hardware, installing and configuring software, IT officers have to manage service contracts with these IT service providers. (europa.eu)
  • Egypt's wide network of public (several ministries beside the military and police), NGOs, faith-based charity organizations and private health facilities allow good geographic accessibility and coverage. (who.int)
  • The rates reflect the costs that the typical efficient provider is expected to incur. (who.int)
  • One of the most common health insurance options is a health maintenance organization or HMO . (metlife.com)
  • I prefer the trade-off of fewer service options and lower prices. (newhealthinsurance.com)
  • Your costs will also depend on whether you use a preferred pharmacy or mail-order service to fill your prescriptions. (healthline.com)
  • The term "provider" is used by insurance companies to refer to a medical facility, practitioner, laboratory, or pharmacy that treats a patient. (newhealthinsurance.com)
  • Originally published as: Medical group practice and health maintenance organizations. (who.int)
  • Complementary and alternative medicine is widely that any consumption of raw or undercooked animal used in Saudi Arabia as part of traditional healthcare products, including milk, urine, and meat, should be and practice, and it is preferred by some cancer avoided ( 13 , 14 ). (who.int)
  • Your costs will be lower if you use in-network doctors, healthcare providers, pharmacies, and facilities. (healthline.com)
  • You can go outside the network to see other providers, but your costs will be higher. (healthline.com)
  • You do not need a primary care physician to refer you to other doctors in your network, so you can decide to use any provider in your network at any time. (stridehealth.com)
  • The MoHP is currently the major provider of primary, preventive, and curative care in Egypt, with around 5,000 health facilities and more than 80,000 beds spread nationwide. (who.int)
  • Then, the provider will partially reimburse the patient for the procedure performed. (toptenreviews.com)
  • Increasingly they involve the management of health facilities, the provision of health activities (control of tuberculosis or leprosy, integrated management of childhood illness or combating malnutrition), or even relations between health service providers and health insurance agencies. (who.int)
  • Sometimes, insurance will require your provider to send in paperwork and evidence (x-rays, lab tests) to prove that a procedure is medically necessary. (chapman.edu)
  • a provider who is specially trained to diagnose & treat certain conditions (i.e. a dermatologist for skin-related issues, a cardiologist for heart-related issues). (chapman.edu)
  • In this contract, health care providers agree to a lower rate. (chapman.edu)

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